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Taking out a term insurance plan is one of the most credible ways of protecting your family's finances and future. It serves as one of the basic modes of life insurance and constitutes a system wherein the insurance company pays the financial benefits as a lump sum payout in case of the unfortunate demise of the policy holder and as per the terms and conditions mentioned in the policy. In case of survival of the policy term, no monetary or coverage benefits can be claimed by the policy holder or her/his family. Term insurance market is a booming segment in India and is quite popular for life insurance cover. The choice of a term insurance plan usually depends on three factors- the sum assured, the term of the plan and the age of the policy buyer.
A term insurance plan must be thought of as an investment for the safe and secure future of your loved ones and not as any sort of a liability in terms of the payable premiums. Therefore, as soon as you begin to have surplus funds, even if in the initial period of your career, you must duly opt for one so that in the long run, a significant corpus can be created for the betterment of your loved ones.
HDFC Life offers HDFC Life Click 2 Protect 3D Plus an online term plan that offers due coverage benefits so that your loved ones can have a stable future, even in your absence.
We help you to make informed insurance decisions for a lifetime.