No medical test
To purchase a TROP policy from HDFC Life, one doesn’t need a medical test making the process easy and hassle-free.
The sum assured by the policy provided as the death benefit is defined as the higher among: i) Absolute amount fixed as the death benefit, ii) 105% of total premium paid till the date of death, iii) X times (Usually, X is 10 till 44years and 7 beyond that) the annual premium and iv) Maturity benefit amount.
Return at Maturity
TROP policy of HDFC life ensures the return at maturity at 105% of the total paid premium.
The comfort of Flexibility
Flexibility in premium payment and return pay-out schedules are available in the TROP policy by HDFC Life.
Now all you need is to check the eligibility criteria to make the best choice for yourself!