Child Insurance Plans

Successful parenting is no mean accomplishment. A huge contributor to this success is financial planning for your child's future needs at the right age! There is really no better gift you can give your child, than the promise of a secure future with YoungStar Child Plans that encompass child insurance plans & child education plans from HDFC Life. This Birthday, gift your child a secure future & career to watch her soar high to fulfill her dreams with child investment plans by HDFC Life.

What are Child Plans?

Child plans basically help in financial planning for your child's future needs at the right age. As a parent you can secure your child’s future with plans that encompass children insurance plans and children education plans.

Why you need a Child Insurance Plan

It is one of the best ways to save enough with regular investments for your child’s future for needs like higher education which can be costly.

Financial protection features in child plans ensure that your child gets the best in the future even in your absence.

How Child Insurance Plans by HDFC Life help you

HDFC Life’s YoungStar Plans encompass child insurance plans and education policies from HDFC Life.

They provide the ideal combo of protection and savings thanks to the many features of these children plans and make them perfect birthday gifts for your child

All Plans

HDFC Life YoungStar Udaan
Ensure Guaranteed Payouts at your child’s key milestones with this child plan. Read More
HDFC LIFE Click 2 Invest
An unit linked online investment plan with life insurance coverage Read More
HDFC LIFE Click 2 Protect Plus
A term insurance plan that provides you comprehensive protection at an affordable price. Read More
HDFC LIFE Cancer Care
HDFC Life Cancer Care offers lump sum benefit on diagnosis of Cancer that helps to protect your income and savings from expenses Read More
HDFC LIFE Click 2 Retire
HDFC Life Click 2 Retire– ULIP is an online Unit Linked Plan that offers you market linked returns, with minimal charges Read More
HDFC Life Easy Health
Health is the most important asset you have. Every aspect of your life is dependent on your good health & hence it is of utmost to get the best health insurance plan for senior citizens, young & married couples as well as single individuals. Read More

Child Insurance Plans

Know more about HDFC Life Children Insurance Plans
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3 Reasons Why a Child Insurance Plan is Essential
A child is a parent’s greatest joy. Being a good parent is a tremendous task. You worry about the well-being of your children. You hope that the decisions you make regarding your child are the right ones. You nurture your children into becoming responsible adults. If unfortunately something untoward were to happen to you, it is instrumental that you plan for the prospects of your family. You should equip your family with all the means to lead a comfortable life. It is better not to underestimate the needs of your family. To foster your child’s future prudently, it is essential you have a child’s insurance plan. Here are just three of the most important reasons why you need a good child insurance plan:
  • Something basic and essential that every child needs is an education. When it comes to educating your child you should not have to compromise. The further you educate your child, the better their prospects are. However, the price of education is on the rise. Private schools and good colleges sometimes cost a great deal of money. Having a child’s insurance plan can help with the costs of educating your child.

    There are simple things like extracurricular activities that your child may partake in. They may be budding sportsmen and women or young Picassos. You want your child to dream big and achieve those dreams. Do not let money be a hindrance to your child pursuing their passions. A child insurance policy will allow you to create a fund that your children can draw on for their benefit.

  • Your child will one day be married. On such a joyous occasion you will want the celebrations to be full-fledged. This is not a situation where you want to skimp on spending. It would be ideal if you were to sponsor all aspects of the ceremonies. If you have a daughter you must cover expenses like fine jewellery and an exquisite bridal trousseau. If you have a son you may want to contribute toward the nuptials. You do not want to find yourself in a situation where you are unable to afford your own child’s wedding. This is truly a time of elation for your child. Do not let a lack of money get in the way of your child’s happiness.

    Your child may learn how to drive. You may want to surprise you child with a scooter, motorcycle, or car. It is important you have the means to account for such expenses. Your child will someday think of buying their own house. This is an incredibly important purchase and to encourage this kind of independence you may want to help pay for the property. Creating a corpus for your child is one of the greatest gifts you can give them. This is one reason a child insurance policies are indispensable.

  • The best thing that you can do for your child is to set a great example yourself. Children learn by example. Apart from Superman, Spider-Man, Batman, Wonder Woman and other superheroes, children idolise their parents. Children learn and emulate the behaviours they see in their parents, and it is important that we remember that they are impressionable young human beings.

    The decisions you make as parents will have a great impact on the kind of people your children will turn out to be. It is common knowledge that you cannot be rash and reckless when it comes to your children. Buying an insurance plan for your child is a very sound decision. When children see you, their parents, using your good judgement, they too will make good decisions in the future.

    The good news is that you can purchase an insurance plan for your child from HDFC Life. You can build a corpus for your child to draw from and teach your child fiscally responsible behaviours. The biggest benefit is that once you have a child insurance plan, you can ease your biggest tensions regarding your child’s life and their future. Rest assured when you purchase a child insurance plan, you are making one of the best decisions possible regarding the well-being of your child and the rest of your family.

HDFC Life Youngstar Super Premium
Creating a corpus for your child is one of the greatest gifts you can give them. HDFC SL Young Star Super Premium helps you provide for your child's dreams.


Assignment is the process by which the Policy holder (Assignor) transfers all the rights attached to the Policy to the Assignee.
There are two types of Assignments:
1. Under Absolute Assignment, the benefits of the Policy will be paid to the Assignee under all circumstances
2. Conditional Assignment, the benefits of the Policy paid will be subject to the conditions specified by the Assignor. Once the condition is satisfied, the Policy will revert to the Assignor. This is typically done to use the insurance policy as collateral for loan. Assignment has to be for a valuable consideration.
To know more on the assignment process, kindly visit any HDFC Life branch.

You can check the Fund Value of your policy under Policy Summary Section of My Account. To register for My Account, click here.

You may also register for the SMS on the Move facility, where you can check the policy Fund Value via SMS. You can register for this service by typing "REG [space] [policy number]" and send it to 5676727 (charges applicable as per the service provider).

To keep you updated about the performance of your policy fund, an Annual Unit Statement is also sent to your mailing address.

You may even check the fund value via our IVR service by doing the following: Select Option 1- Policy Information and Press 1. You may also use our Missed Call service by giving a missed call on 08000006609 and wait to receive the Fund value of your policy via an SMS text.

You can pay your policy premiums online via:
Credit card/ Debit card
Debit Card with PIN
SI on card

In case of any queries related to plan or form filling pls call our toll free number 1800 266 9777 or contact us at

For submitting documents or any other query after premium payment, you can write us at or call us on toll free number 1800 266 0315.

Post policy Issuance you can reach out our customer service desk on 1860 267 9999 (Local call charges apply) or write to us at


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(For NRI customer only)

08000006607 for premium amount
08000006608 for premium amount with due date
08000006609 for fund value (Applicable for Unit Linked Plans only)
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