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How HDFC Life Click 2 Achieve works to your advantage

How HDFC Life Click 2 Achieve works?
  • Enjoy a Guaranteed2 Immediate Income with the freedom to select the duration of your choice according to specific requirements.

  • Tailor your plan with customizable options for lump sum, periodic income, or money-back features.

  • Choose the desired Death Benefit Multiple that suits your preferences.
  • Decide the amount of income you wish to receive, perfectly tailored to your needs.

  • Opt for a Guaranteed2 income that remains consistent throughout the income period or escalates.

  • Provide peace of mind concerning your child's future, with a built-in premium waiver in case of occurrences like death, critical illness, and total permanent disability.

  • Acknowledge and reward exceptional achievements with the Outstanding Achievement Award.

  • Enjoy a Guaranteed2 Immediate Income with the freedom to select the duration of your choice according to specific requirements.

  • Tailor your plan with customizable options for lump sum, periodic income, or money-back features.

  • Choose the desired Death Benefit Multiple that suits your preferences.
  • Decide the amount of income you wish to receive, perfectly tailored to your needs.

  • Opt for a Guaranteed2 income that remains consistent throughout the income period or escalates.

  • Provide peace of mind concerning your child's future, with a built-in premium waiver in case of occurrences like death, critical illness, and total permanent disability.

  • Acknowledge and reward exceptional achievements with the Outstanding Achievement Award.

How HDFC Life Click 2 Achieve works?

Your benefits can vary based on the Plan Option

You can choose any of the two options at inception. Plan option once selected shall remain the same for the duration of the policy:

  • Dream Achiever
  • Smart Student

Dream Achiever

It offers versatile and comprehensive saving solution, meticulously crafted to effortlessly align with your financial aspirations.

Check Eligibility Criteria

Before buying HDFC life click-2-achieve plan.

ELIGIBILITY CRITERIA

HDFC Life Click 2 Achieve – Smart Student Option

Eligibility Criteria

Minimum

Maximum

Age at Entry1 (Years)

0 (30 days)

13

Age at Maturity (Years)

19

23

Premium Payment Term (Years)

5

10

Policy Term (Years)

10

23 – Non POS

20 - POS

Survival Benefit Term

3/4/5 years

Survival Benefit Start Age (Life Assured)

16 or 18 years

Minimum Sum Assured on Death

Rs. 50,000/-

Maximum Sum Assured on Death

No limit, subject to Board Approved Underwriting Policy (BAUP) (Non POS)

Rs 25,00,000 (POS)

Maximum Instalment Premium

No limit, subject to Board Approved Underwriting Policy (BAUP) (Non POS)

As per maximum Sum Assured (POS)

General definitions of terms used: 

  • Total Premiums Paid: Total of all the premiums received, excluding any extra premium, any riders’ premium and taxes.
  • Annualized Premium: The premium amount payable in a year chosen by the policyholder excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.
  • Sum Assured on Death: The absolute amount of benefit which is guaranteed to become payable on death of the life assured in accordance with the terms and conditions of the policy.
  • Sum Assured on Maturity: The amount which is guaranteed to become payable on maturity of the policy, in accordance with the terms and conditions of the policy
     

HDFC Life Click 2 Achieve – Dream Achiever Option

Eligibility Criteria

Minimum

Maximum

Age at Entry (Years)

01 (30 days)

65

Age at Maturity (Years)

18

85

Premium Payment Term

(Years)

5

35

Policy Term (Years)

10

40

Minimum Sum Assured on Death

Rs. 50,000/-

Maximum Sum Assured on Death

No limit, subject to Board Approved Underwriting Policy (BAUP)

Minimum Instalment Premium

As per minimum Sum Assured on Death

Maximum Instalment Premium

No limit, subject to Board Approved Underwriting Policy (BAUP)

Riders

HDFC Life Income Benefit on Accidental Disability Rider (101B013V03) 

HDFC Life Critical Illness Plus Rider(101B014V02)

HDFC Life Protect Plus Rider (101B016V01)

Talk to an Advisor right away

Not sure which insurance to buy?

Talk to an
Advisor right away

Talk to an Advisor right away

We help you to choose best insurance plan based on your needs

  1. Provided all due premiums have been paid and the policy in force
  2. Flexibility to choose Death Benefit, Premium Payment Term, Policy Term, Benefit Structure as per structure chosen by customer
  3. 1 to 10% Simple Interest per annum, depending upon the increasing income percentage chosen. Applicable for Early income and income structure

ARN- PP/02/24/8603