Mr. Deepak S Parekh

Non-Executive Chairman

Mr. Deepak Parekh is a Nominee Director and the Chairman of our Company. He has been on our Board since August 2000. He is also the chairman of our Promoter i.e., HDFC. Mr. Parekh is an associate of the Institute of Chartered Accountants of England and Wales. He is a on the board of several leading corporations across diverse sectors. He is the non-executive chairman of Siemens Limited, GlaxoSmithkline Pharmaceuticals Limited and BAE Systems India (Services) Private Limited. He is also on the boards of Indian Hotels Company Limited and Bangalore International Airport Limited (BIAL). Mr. Parekh has won several awards, which includes Padma Bhushan conferred by Government of India in 2006, ‘Bundesverdienstkreuz’, which is Germany’s Cross of the Order of Merit, being one of the highest distinction by the Federal Republic of Germany, in 2014, “Knight in the Order of the Legion of Honour”, one of the highest distinction by the French Republic, in 2010 and he was also the first international recipient of the Outstanding Achievement Award by Institute of Chartered Accountants in England and Wales, in 2010.

Mr. Keki M Mistry

Non-Executive Director

Mr. Keki Mistry is a Nominee Director of our Company. He has been on our Board since December 20, 2000. He is also the vice chairman and chief executive officer of our Promoter i.e., HDFC. He is a Fellow of the Institute of Chartered Accountants of India. Mr. Mistry joined HDFC in 1981. He was appointed as the executive director of HDFC in 1993, as the deputy managing director in 1999 and as the managing director in 2000. He was re-designated as the vice chairman and managing director of HDFC in October 2007 and as the vice chairman and chief executive officer, with effect from January 1, 2010.Some of Mr. Mistry's recent recognitions include, being awarded “Best Independent Director Award 2014” by Asian Centre for Corporate Governance & Sustainability, the Best CEO Financial Services (Large Companies) 2014 by Business Today magazine, honored with the “CA Business Achiever of the year” award in the Financial Sector by the Institute of Chartered Accountants of India (ICAI) in 2011, CNBC TV18's - CFO of the Year for 2008. Mr. Mistry is the chairman of the of CII National Council on Corporate Governance and a member of the Committee on Corporate Governance set up by the Securities and Exchange Board of India.

Ms. Renu Sud Karnad

Non-Executive Director

Ms. Renu Karnad is a Nominee Director of our Company. She has been on our Board since January 25, 2006. She is also the managing director of our Promoter i.e., HDFC. She holds a bachelor’s degree in law from the University of Mumbai and a master’s degree in economics from the University of Delhi. She is a Parvin Fellow – Woodrow Wilson School of International Affairs, Princeton University, USA. Ms. Karnad joined HDFC in 1978 and she was appointed as the managing director of HDFC in January 2010.

Mr. Prasad Chandran

Independent Director

Mr. Prasad Chandran is an Independent Director of our Company. He has been on our Board since April 24 2014. Mr. Chandran holds a bachelor’s degree (honors) in chemistry from the University of Mumbai and a master’s degree in business administration from University Business School, Chandigarh. He has also completed the advanced business management education from Wharton Business School, University of Pennsylvania, USA and AOTS, Tokyo University, Japan. He was designated as the chairman and managing director of BASF India Limited to pursue his interest in nation building. He was also the chairman of CIBA India Limited, Cynamide India Limited, Pushpa Polymers before they integrated into BASF India Limited. He is also a member of the Prime Minister’s Special Task Force on the National Chemical Policy.

Mr. Vish Viswanathan

Independent Director

Mr. Vegulaparanan Kasi Viswanathan is an Independent Director of our Company. He has been on our Board since April 24, 2014. Mr. Viswanathan holds a bachelor’s degree in commerce from University of Madras and is a member of Institute of Chartered Accountants of India. Currently, he is the chairman of Bosch Limited. He joined the Bosch Group in Germany in September 1998 and worked in its global headquarters in Stuttgart, Germany for two years. He took over as joint managing director of Bosch Limited, India in January 2001 with responsibility for all commercial, finance, information technology, human resource and legal matters besides corporate strategy. He was seconded to USA as the senior vice president for its North American automotive electronics and electrical business in 2006. He was designated as the managing director of Bosch Limited and country head and president of Bosch Group in India from February 2008. He became the chairman of Bosch Limited in July 2013.

Mr. Sumit Bose

Independent Director

Mr. Sumit Bose is an Independent Director of our Company. He has been on our Board sinceJuly 19, 2016. He holds a degree of master of science in Social Policy and Planning in developing countries from the London School of Economics and Political Science, University of London, UK. He also holds a masters’ degree in Arts (History) from University of Delhi. He was a member of Expenditure Management Commission set up to review the allocative and operational efficiencies of Government expenditure to achieve maximum output. He was also the Union Finance Secretary and Revenue Secretary in the Ministry of Finance, Government of India.

Mr. Ranjan Mathai

Independent Director

Mr. Ranjan Mathai is an Independent Director of our Company. He has been on our Board since July 22, 2016.He is a qualified as a member of the Indian Foreign Service in 1974 after having completed his Masters in Arts from the University of Poona. He has experience in diplomacy, administration and research and prior to his appointment with our Company, he was the Foreign Secretary of the Government of India for two years in 2011.

Mr Ketan Dalal

Independent Director

Mr. Ketan Dalal is an Independent Director of our Company. He has been on our Board since July 17, 2017. He is a fellow member of the Institute of Chartered Accountants of India, having qualified in 1981. In 1997, he (along with 3 other professionals) founded RSM, an Indian Tax practice, which merged into PwC in April 2007. He has recently founded a boutique structuring and tax firm, Katalyst Advisors LLP. He was a member of the ‘Working Group on Non-resident taxation’ formed by Ministry of Finance in 2003. He is a member of the Managing Committee and the Chairman of the Direct tax Committee of IMC. He has been a member of several SEBI Committees including SEBI’s High Powered Advisory Committee on consent orders and compounding and Group of experts to advise SEBI on matters relating to Financial Sector Legislative Reforms Commission

Ms Bharti Gupta Ramola

Independent Director

Ms Bharti Gupta Ramola is an Independent Director of our Company. She has been appointed on our Board on February 12, 2019. She is PG Diploma in Management from the IIM, Ahmedabad and B.Sc Physics (Hons) from St Stephen's College, University of Delhi. She was a partner at PwC during 1984-2017. She currently, inter-alia, serves on the Governing Body of Lady Shriram College, Advisory Council of Transform Rural India (a Tata Trust initiative), Advisory Committee of Centre of Excellence for Research on Clean Air (CERCA) at IIT Delhi.

Ms Vibha Padalkar

Managing Director and Chief Executive Officer

Vibha has been associated with HDFC Life since August 2008. She qualified as a member of the Institute of Chartered Accountants of England and Wales in 1992, and is also a member of the Institute of Chartered Accountants of India. Prior to her appointment at HDFC Life, she worked in varied sectors, such as global Business Process Management, global FMCG, and in an international audit firm.

Over the years Vibha has been the recipient of various awards which includes the 'CA Business Leader - For Large Corporates - BFSI' at the 15th ICAI Awards by The Institute of Chartered Accountants of India. She has also been felicitated with awards by ET Prime Women Leadership Awards, IMA India, and has been recognised as one of the ‘Top 30 Most Powerful Women in Business’ by Business Today for four consecutive years. In 2021, Vibha has been recognised as one of the 'Most Powerful Women in Business' by Fortune International and Fortune India magazines.

Mr Suresh Badami

Deputy Managing Director

Mr Suresh Badami has been associated with our Company since October 2013. Prior to joining our Company, Mr Badami was associated with Dunlop India Limited, ICI India Limited, Cogensis Networks Private Limited, Max Ateev Limited, and ICICI Bank Limited. Mr Badami holds a Bachelor's degree in Science from Bangalore University and a Post Graduate Diploma in Management from Xavier Institute of Management, Bhubaneswar.

Ms. Vibha Padalkar

Managing Director & Chief Executive Officer

Vibha has been associated with HDFC Life since August 2008. She qualified as a member of the Institute of Chartered Accountants of England and Wales in 1992, and is also a member of the Institute of Chartered Accountants of India. Prior to her appointment at HDFC Life, she worked in varied sectors, such as global Business Process Management, global FMCG, and in an international audit firm.

Over the years Vibha has been the recipient of various awards which includes the 'CA Business Leader - For Large Corporates - BFSI' at the 15th ICAI Awards by The Institute of Chartered Accountants of India. She has also been felicitated with awards by ET Prime Women Leadership Awards, IMA India, and has been recognised as one of the ‘Top 30 Most Powerful Women in Business’ by Business Today for four consecutive years. In 2021, Vibha has been recognised as one of the 'Most Powerful Women in Business' by Fortune International and Fortune India magazines.

Mr. Suresh Badami

Deputy Managing Director

Suresh has been associated with HDFC Life since October 2013. Prior to joining HDFC Life, he was associated with Dunlop India Limited, ICI India Limited, Cogensis Networks Private Limited, Max Ateev Limited, and ICICI Bank Limited. Suresh has 27 years of experience in sales & business across varied industries, including 18+ years in banking & financial services. He holds a Bachelor’s degree in Science from Bangalore University, and a Post Graduate Diploma in Management from Xavier Institute of Management, Bhubaneswar.

Mr. Niraj Shah

Chief Financial Officer

Niraj has been associated with HDFC Life since February 2019. He has over 24 years of experience in financial services, primarily in life insurance, corporate finance advisory and audit. Prior to joining HDFC Life, he was associated with PNB MetLife, ICICI Prudential Life, EY and BNP Paribas. He holds a Post Graduate Diploma in Management from the Indian Institute of Management, Bangalore and is a member of the Institute of Chartered Accountants of India since 1997.

Mr. Prasun Gajri

Chief Investment Officer

Prasun has been associated with HDFC Life since April 2009 and heads Investment. Prior to joining HDFC Life, he was associated with Citibank N.A. and Tata AIA Life Insurance Company Limited. He holds a Bachelor’s degree in Engineering from Punjab Engineering College, Chandigarh, and a Post Graduate Diploma in Management from the Indian Institute of Management, Ahmedabad. He is also a Chartered Financial Analyst from CFA Institute, USA.

Mr. Pankaj Gupta

Group Head – Distribution Strategy & Alliances

Pankaj has been associated with HDFC Life since November 2014. He heads the Credit Life business, Strategic Alliances, Digital & Banca Alliances and Distribution Planning & Program Management (DPPM) portfolios. Pankaj was also instrumental in successfully spearheading HDFC Life's marketing, credit life businesses, digital ecosystems, corporate communications and CSR while acquiring new strategic alliances. Prior to HDFC Life, he was associated with Citigroup, ICICI Bank, and TCS. He has over 25 years of work experience in the financial services space. He holds a Bachelor’s degree in Technology from the Indian Institute of Technology, Kanpur and a Post Graduate Diploma in Management from the Indian Institute of Management, Lucknow.

Mr. Narendra Gangan

General Counsel, Chief Compliance Officer & Company Secretary

 Mr Narendra Gangan is the General Counsel, Chief Compliance Officer and Company Secretary. He is associated with HDFC Life since July, 2017 and heads Legal, Compliance and Secretarial functions. Narendra carries more than 26 years of experience in the financial services industry. He brings across the expertise of leading teams within the BFSI domain including Banking, Non-Banking, Investment Banking, Equities, Alternate Asset Management etc., in the areas of Legal, Compliance, Governance and controls, as well as, working closely with Regulators.

Prior to joining HDFC Life he was associated with IDFC Ltd as Senior Director – Compliance. His prior assignments include DSP Merrill Lynch, IL&FS, Baskin Robbins and 20th Century Finance Corporation Limited. He is a qualified Company Secretary and Law Graduate with a Master’s Degree in Financial Management from NMIMS.   

Mr. Vibhash Naik

Chief Human Resource Officer

With 3 decades of experience in Human Resource and Learning & Development, Vibhash is currently the Head - HR, L&D and Administration at HDFC Life. With demonstrated history of working in the Banking, Financial Services and Insurance industries, Vibhash is skilled in Talent Management, Compensation and Benefits, Talent Acquisition, Employee Engagement, and Organisational Development. Prior to joining HDFC Life, Vibhash worked with Lehman Brothers, Religare Macquarie Wealth Management and Atos Origin.

Mr Vineet Arora

Chief Operating Officer

Vineet has been associated with the HDFC Life since November 2022. He brings over 26 years of rich & diverse experience across industries like FMCG, consumer durables, banking, wealth management, life & general insurance where he was instrumental in scaling up and leading the businesses. Prior to joining HDFC Life, Vineet was associated with Paytm Payment Bank, Paytm General Insurance, Aegon Life Insurance, ICICI Securities, ICICI Prudential, Godrej and Marico. He holds a Post Graduate Degree in Finance & Marketing from Xavier Institute of Management, Bhubaneswar and a Bachelor’s Degree in Mechanical Engineering from Delhi college of Engineering.

Rangarajan B N

Chief Risk Officer

Rangarajan has been associated with HDFC Life since October 2022. Prior to joining HDFC Life, he was associated with life insurance domain companies including erstwhile Exide Life Insurance Company Ltd, LIC of India, GE Capital and Met Life.

Rajan has close to 29 years of experience in actuarial role alongwith oversight of the Risk Management, Legal, Compliance, Secretarial and Product functions.

He is a Fellow Member of the Institute of Actuaries of India and Institute and Faculty of Actuaries, UK. Rajan also has a Master’s degree in Statistics from the University of Mysore.

Ms. Vibha Padalkar

Vibha has been associated with HDFC Life since August 2008. She qualified as a member of the Institute of Chartered Accountants of England and Wales in 1992, and is also a member of the Institute of Chartered Accountants of India. Prior to her appointment at HDFC Life, she worked in varied sectors, such as global Business Process Management, global FMCG, and in an international audit firm.

Over the years Vibha has been the recipient of various awards which includes the 'CA Business Leader - For Large Corporates - BFSI' at the 15th ICAI Awards by The Institute of Chartered Accountants of India. She has also been felicitated with awards by ET Prime Women Leadership Awards, IMA India, and has been recognised as one of the ‘Top 30 Most Powerful Women in Business’ by Business Today for four consecutive years. In 2021, Vibha has been recognised as one of the 'Most Powerful Women in Business' by Fortune International and Fortune India magazines.

Mr. Suresh Badami

Suresh has been associated with HDFC Life since October 2013. Prior to joining HDFC Life, he was associated with Dunlop India Limited, ICI India Limited, Cogensis Networks Private Limited, Max Ateev Limited, and ICICI Bank Limited. Suresh has 26 years of experience in sales & business across varied industries including 17+ years in banking & financial services. He holds a Bachelor’s degree in Science from Bangalore University and a Post Graduate Diploma in Management from Xavier Institute of Management, Bhubaneswar.

Mr. Niraj Shah

Niraj has been associated with HDFC Life since February 2019 and heads Finance, Audit, Risk Management and Investor Relations. He has 20 years of experience in financial services, primarily in life insurance and corporate finance advisory. Prior to joining HDFC Life, he was associated with PNB MetLife, ICICI Prudential Life, EY and BNP Paribas. He holds a Post Graduate Diploma in Management from Indian Institute of Management, Bangalore and is a member of the Institute of Chartered Accountants of India.

Mr. Prasun Gajri

Prasun has been associated with HDFC Life since April 2009 and heads Investment. Prior to joining HDFC Life, he was associated with Citibank N.A. and Tata AIA Life Insurance Company Limited. He holds a Bachelor’s degree in Engineering from Punjab Engineering College, Chandigarh and a Post Graduate Diploma in Management from Indian Institute of Management, Ahmedabad. He is also a Chartered Financial Analyst from CFA Institute, USA.

Ms. Eshwari Murugan

Eshwari has been associated with HDFC Life since November 2006. Prior to joining HDFC Life, she was associated with Life Insurance Corporation of India. She has vast experience across the various domains in life insurance having worked in different functions viz. Actuarial, Underwriting, Claims, Information Technology etc. Eshwari is a Qualified Actuary (Fellow of Institute of Actuaries of India) and is also a Fellow of Insurance Institute of India.

Mr. Pankaj Gupta

Pankaj has been associated with HDFC Life since November 2014. He heads the Credit Life business, Strategic Alliances, Digital & Banca Alliances and Distribution Planning & Program Management (DPPM) portfolios. Pankaj was also instrumental in successfully spearheading HDFC Life's marketing, credit life businesses, digital ecosystems, corporate communications and CSR while acquiring new strategic alliances. Prior to HDFC Life, he was associated with Citigroup, ICICI Bank, and TCS. He has over 25 years of work experience in the financial services space. He holds a Bachelor’s degree in Technology from the Indian Institute of Technology, Kanpur and a Post Graduate Diploma in Management from the Indian Institute of Management, Lucknow.

Mr. Narendra Gangan

 Mr Narendra Gangan is the General Counsel, Chief Compliance Officer and Company Secretary. He is associated with HDFC Life since July, 2017 and heads Legal, Compliance and Secretarial functions. Narendra carries more than 26 years of experience in the financial services industry. He brings across the expertise of leading teams within the BFSI domain including Banking, Non-Banking, Investment Banking, Equities, Alternate Asset Management etc., in the areas of Legal, Compliance, Governance and controls, as well as, working closely with Regulators.

Prior to joining HDFC Life he was associated with IDFC Ltd as Senior Director – Compliance. His prior assignments include DSP Merrill Lynch, IL&FS, Baskin Robbins and 20th Century Finance Corporation Limited. He is a qualified Company Secretary and Law Graduate with a Master’s Degree in Financial Management from NMIMS.   

Mr. Vibhash Naik

Vibhash has been with HDFC Life since 2011 and heads Human Resources, Learning and Development and Administration. He has 21 years of experience. Prior to joining HDFC Life, he was associated with Atos Origin, Lehman Brothers and Religare Macquarie Private Wealth. He has graduated from University of Mumbai in 1998 with a Masters in Labour Studies, Human Resources.

Mr Vineet Arora

Chief Operating Officer

Vineet has been associated with the HDFC Life since November 2022. He brings over 26 years of rich & diverse experience across industries like FMCG, consumer durables, banking, wealth management, life & general insurance where he was instrumental in scaling up and leading the businesses. Prior to joining HDFC Life, Vineet was associated with Paytm Payment Bank, Paytm General Insurance, Aegon Life Insurance, ICICI Securities, ICICI Prudential, Godrej and Marico. He holds a Post Graduate Degree in Finance & Marketing from Xavier Institute of Management, Bhubaneswar and a Bachelor’s Degree in Mechanical Engineering from Delhi college of Engineering.

Rangarajan B N

Chief Risk Officer

Rangarajan has been associated with HDFC Life since October 2022. Prior to joining HDFC Life, he was associated with life insurance domain companies including erstwhile Exide Life Insurance Company Ltd, LIC of India, GE Capital and Met Life.

Rajan has close to 29 years of experience in actuarial role alongwith oversight of the Risk Management, Legal, Compliance, Secretarial and Product functions.

He is a Fellow Member of the Institute of Actuaries of India and Institute and Faculty of Actuaries, UK. Rajan also has a Master’s degree in Statistics from the University of Mysore.