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Benchmark beating returns of 28.99%**

In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder. ...Read More

ULIP - Unit Linked Insurance Plan

A Unit-Linked Insurance Plan (ULIP) is more than a life insurance policy; it also provides an opportunity to grow money through investment. ...Read More

Benchmark beating returns of 28.99% **

Boost Your Wealth and Shield Your Future with HDFC Life Sampoorn Nivesh.

Dive into Our ULIP Selection

Get market linked returnsHDFC Life Sampoorn Nivesh

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Author Profile Written By:
Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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What are Unit Linked Insurance Plans (ULIP)?

image-star image-star image-star image-star image-star image-star image-cloud image-cloud image-cloud moon What Are Unit Linked Insurance Plans (ULIPs)?

Unit Linked Insurance Plans, or ULIPs, offer a unique blend of life insurance and investment opportunities, making them a suitable choice for those looking to secure their financial future while growing their wealth. ULIPs allow you to allocate your funds into different asset classes, such as equities, debts, and money markets, based on your risk tolerance and investment goals.

ULIPs are ideal for individuals seeking both a life insurance plan and the potential for investment earnings. It’s important to remember that investments in ULIPs involve risks—the returns can vary depending on market conditions.

A portion of your premium goes toward providing life insurance coverage. If you pass away during the term of the policy, your nominated beneficiaries will receive a death benefit, ensuring their financial support. To ensure you choose the right coverage, you can use a life insurance calculator to estimate the appropriate amount based on your financial goals and family needs. The rest of your premium is invested in your chosen asset classes, and the performance of these investments will determine the growth of your funds by the end of the policy period.

You can decide how much of your premium should be allocated to life insurance coverage and how much should be invested. This flexibility allows you to adjust your ULIP to meet your specific financial needs and future goals.

Which HDFC Life ULIP Plan is ideal for you?

At HDFC Life, we have several ULIP Plan options, so you can find one that best meets your financial needs. Our Top Recommended Solutions Suitable for you

  • In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    HDFC Life Smart Protect Plan

    UIN: 101L175V05


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan that addresses your long-term savings needs and also provides you protection in the form of a life cover.

    UIN: 101L175V05


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan that addresses your long-term savings needs and also provides you protection in the form of a life cover.

    Key Features*
    • Get upto 100 times13 of your premium as sum assured
    • Get a minimum Assured Benefit8 in the form of capital guarantee
    • Boost your fund value with 4 kinds of Loyalty Additions

     

     

    • Get upto 100 times13 of your premium as sum assured
    • Get a minimum Assured Benefit7 in the form of capital guarantee
    • Boost your fund value with 4 kinds of Loyalty Additions

     

     

    ULIP Plan
  • In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    HDFC Life Sampoorn Nivesh

    UIN: 101L103V03


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan with loyalty additions and multiple fund options to help you optimize your investment.

    UIN: 101L103V03


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan with loyalty additions and multiple fund options to help you optimize your investment.

    Key Features*
    • Choose from 14 Funds to optimize your investment returns
    • Customize your premium payment options – Single, Limited or Regular
    • Choose from 3 convenient Benefit options to customize your payouts

     

     

    • Choose from 14 Funds to optimize your investment returns
    • Customize your premium payment options – Single, Limited or Regular
    • Choose from 3 convenient Benefit options to customize your payouts

     

     

    ULIP Plan
  • In Unit Linked policies, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    HDFC Life Click 2 Wealth

    UIN: 101L133V03


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan that provides dual advantage of market-linked returns along with financial protection

    UIN: 101L133V03


    A Unit Linked Non-Participating Individual Life Insurance Savings Plan that provides dual advantage of market-linked returns along with financial protection

    Key Features*
    • Enjoy unlimited free Switching option
    • Opt for systematic withdrawal from your funds for post retirement income
    • Choose from 15 Funds to maximize your investment

     

     

    • Enjoy unlimited free Switching option
    • Opt for systematic withdrawal from your funds for post retirement income
    • Choose from 15 Funds to maximize your investment

     

     

    ULIP Plan

Your finances need different investments

  • Listing Bullet A pure insurance cover only takes care of your family’s needs if you are not around.
  • Listing Bullet Considering today’s inflation you need higher returns for your investments.
  • Listing Bullet It is very important to customise your savings depending on your financial goals.
Your finances need different investments

HDFC Life Sampoorn Nivesh Fund Performance

List of Funds available with this product

Equity Funds

View All

Top 500 Momentum 50 Fund

ULIF07616/10/24Top500MoFd101

NAV

8.7756

2025-01-13

52 wk High

2024-12-16

10.4758

52 wk Low

2025-01-13

8.7756

Equity Plus Fund

ULIF05301/08/13EquityPlus101

NAV

31.0477

2025-01-13

52 wk High

2024-09-26

35.1652

52 wk Low

2024-01-23

28.4147

*HDFC Fund Performance -1.59%

vs

i *Market Benchmark -2.02%

Nifty 50

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

31.0477

2025-01-13

52 wk High

2024-09-26

35.1652

52 wk Low

2024-01-23

28.4147

*HDFC Fund Performance 10.40%

vs

i *Market Benchmark 8.80%

Nifty 50

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

31.0477

2025-01-13

52 wk High

2024-09-26

35.1652

52 wk Low

2024-01-23

28.4147

*HDFC Fund Performance 11.97%

vs

i *Market Benchmark 10.86%

Nifty 50

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

31.0477

2025-01-13

52 wk High

2024-09-26

35.1652

52 wk Low

2024-01-23

28.4147

*HDFC Fund Performance 15.36%

vs

i *Market Benchmark 14.21%

Nifty 50

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Diversified Equity Fund

ULIF05501/08/13DivrEqtyFd101

NAV

38.5208

2025-01-13

52 wk High

2024-09-26

43.7491

52 wk Low

2024-01-23

34.6822

*HDFC Fund Performance -1.82%

vs

i *Market Benchmark -1.90%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

38.5208

2025-01-13

52 wk High

2024-09-26

43.7491

52 wk Low

2024-01-23

34.6822

*HDFC Fund Performance 12.79%

vs

i *Market Benchmark 11.96%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

38.5208

2025-01-13

52 wk High

2024-09-26

43.7491

52 wk Low

2024-01-23

34.6822

*HDFC Fund Performance 12.74%

vs

i *Market Benchmark 12.45%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

38.5208

2025-01-13

52 wk High

2024-09-26

43.7491

52 wk Low

2024-01-23

34.6822

*HDFC Fund Performance 16.57%

vs

i *Market Benchmark 15.42%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Blue Chip Fund

ULIF03501/01/10BlueChipFd101

NAV

47.5947

2025-01-13

52 wk High

2024-09-26

54.174

52 wk Low

2024-01-23

43.0078

*HDFC Fund Performance -1.78%

vs

i *Market Benchmark -1.90%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

47.5947

2025-01-13

52 wk High

2024-09-26

54.174

52 wk Low

2024-01-23

43.0078

*HDFC Fund Performance 12.04%

vs

i *Market Benchmark 11.96%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

47.5947

2025-01-13

52 wk High

2024-09-26

54.174

52 wk Low

2024-01-23

43.0078

*HDFC Fund Performance 12.11%

vs

i *Market Benchmark 12.45%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

47.5947

2025-01-13

52 wk High

2024-09-26

54.174

52 wk Low

2024-01-23

43.0078

*HDFC Fund Performance 15.25%

vs

i *Market Benchmark 15.42%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Opportunities Fund

ULIF03601/01/10OpprtntyFd101

NAV

71.183

2025-01-13

52 wk High

2024-09-24

80.8129

52 wk Low

2024-03-13

62.4289

*HDFC Fund Performance 1.50%

vs

i *Market Benchmark 1.43%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

71.183

2025-01-13

52 wk High

2024-09-24

80.8129

52 wk Low

2024-03-13

62.4289

*HDFC Fund Performance 22.58%

vs

i *Market Benchmark 23.86%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

71.183

2025-01-13

52 wk High

2024-09-24

80.8129

52 wk Low

2024-03-13

62.4289

*HDFC Fund Performance 17.91%

vs

i *Market Benchmark 23.40%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

71.183

2025-01-13

52 wk High

2024-09-24

80.8129

52 wk Low

2024-03-13

62.4289

*HDFC Fund Performance 22.22%

vs

i *Market Benchmark 27.31%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Discovery Fund

ULIF06618/01/18DiscvryFnd101

NAV

37.2978

2025-01-13

52 wk High

2024-09-24

42.0781

52 wk Low

2024-01-23

31.4607

*HDFC Fund Performance 1.70%

vs

i *Market Benchmark 1.43%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

37.2978

2025-01-13

52 wk High

2024-09-24

42.0781

52 wk Low

2024-01-23

31.4607

*HDFC Fund Performance 28.21%

vs

i *Market Benchmark 23.86%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

37.2978

2025-01-13

52 wk High

2024-09-24

42.0781

52 wk Low

2024-01-23

31.4607

*HDFC Fund Performance 20.39%

vs

i *Market Benchmark 23.40%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

37.2978

2025-01-13

52 wk High

2024-09-24

42.0781

52 wk Low

2024-01-23

31.4607

*HDFC Fund Performance 29.42%

vs

i *Market Benchmark 27.31%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Equity Advantage Fund

ULIF06723/03/18EqtyAdvtFd101

NAV

26.0165

2025-01-13

52 wk High

2024-09-26

29.7599

52 wk Low

2024-01-23

23.1435

*HDFC Fund Performance -1.44%

vs

i *Market Benchmark -1.73%

BSE200

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

26.0165

2025-01-13

52 wk High

2024-09-26

29.7599

52 wk Low

2024-01-23

23.1435

*HDFC Fund Performance 16.77%

vs

i *Market Benchmark 13.40%

BSE200

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

26.0165

2025-01-13

52 wk High

2024-09-26

29.7599

52 wk Low

2024-01-23

23.1435

*HDFC Fund Performance 15.29%

vs

i *Market Benchmark 13.20%

BSE200

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

26.0165

2025-01-13

52 wk High

2024-09-26

29.7599

52 wk Low

2024-01-23

23.1435

*HDFC Fund Performance 20.13%