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Whether you’re looking to build your skillset or expand your mindset, we have the right opportunities for you; the finest mentors and an ideal environment that nurtures creativity, passion, and excellence.

HDFC Life at a glance

We’re one of India’s leading life insurance company that enables people reimagine their future.

6.1 cr
lives insured #
400+
branches in 2464 cities
₹1,295 cr
profit after tax
20,000+
employees across India

Recognised amongst India's Top 25 Best Workplaces in BFSI

# HDFC Life annual report FY 2019-20
Ms. Vibha Padalkar
MD & CEO

On values and collaboration

"HDFC Life’s journey over the last two decades has been one of performance driven and innovation-led growth, with a pioneer’s mindset in many areas including technology, products and distribution. We believe the key ingredient in our success is our DNA, which is typically expressed in four ways.

On values and collaboration

"HDFC Life’s journey over the last two decades has been one of performance driven and innovation led growth, with a pioneer’s mind set in many areas including technology, products and distribution. We believe the key ingredient in our success is our DNA, which is typically expressed in four ways.

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Vibha Padalkar,

MD & CEO

Discover your dream role.

Whether you’re looking to bring or build your experience, there’s an opportunity for you. We help you learn, develop and grow to your full potential.

Feel Welcomed. Feel Valued.

Ours is an inclusive workplace where everyone is valued and appreciated. We help you become the best version of yourself through continuous support, mentorship, and engagement.

Thought leadership – the way forward

"At HDFC Life, we count on our employees to drive the growth of the organisation ... Read more

Mr. Vibhash Naik

Head- Human Resources, L&D and Admin
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Shaping Careers

We value domain expertise but we also encourage you to explore different functions and roles. Job rotation, continuous feedback and mentorship takes you further, faster.

Be recognized. Be rewarded.

In addition to competitive salaries and industry-leading training, we offer benefits that recognize hard work, reward stellar performance and provide work-life balance.

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Flexible Work Environment

  • Flexi-work
  • Flexi-pay
  • Flexi-time
  • Sabbatical Policy
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Medical

  • Medical insurance
  • Annual wellness check
flex

Parental Leave

  • Maternity leave
  • Paternity benefits
flex

Retirement Benefits

  • Superannuation
  • NPS
  • PF and Gratuity
flex

Others

  • Company car and
    fuel allowance
  • Mobile phone allowance
  • Business travel
  • Corporate cards
flex

Flexible Work Environment

  • Flexi-work
  • Flexi-pay
  • Flexi-time
  • Sabbatical Policy
flex

Medical

  • Medical insurance
  • Annual wellness check
flex

Parental Leave

  • Maternity leave
  • Paternity benefits
flex

Retirement Benefits

  • Superannuation
  • NPS
  • PF and Gratuity
flex

Others

  • Company car and
    fuel allowance
  • Mobile phone allowance
  • Business travel
  • Corporate cards

Reaching for the top

Women are powering growth at HDFC Life. You’ll find them heading business units, building innovative solutions and offering mentorship to build the highest level of excellence. Here are some of our inspiring stories.

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Vibha Padalkar,
MD & CEO

“We are proud of the women who have seized every opportunity to pioneer change, innovate and inspire. Enhancing workplace diversity is not our goal, our mantra is to groom women to be leaders at HDFC Life. Today we have exceptional women leaders who have risen through the ranks with sheer grit and determination and head business verticals like operations, support, marketing and sales. They have shown that they are no less than the best, when it comes to inspiring, motivating and leading teams to deliver outstanding results.

In our organisation, our values are very well-defined. This has helped us build and enhance our brand value and image.

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Chandrani Chaterjee
SVP – L&D

My belief in the organisation and confidence in my abilities has helped me grow.

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Uzma Rushdi
SVP - Strategic Alliances

Join us.
Join the conversation.

Here’s what our employees say about us.

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“It is inspiring to work for an organisation that motivates and drives you to produce new ideas and solutions. What’s more, I receive continuous support from my peers and Managers.”

Ayan Chaki
Lead Data Scientist
Data Labs

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“HDFC Life’s core values reflect in our everyday work whether it’s providing customer-centric solutions, collaborating as a team or setting industry benchmarks.”

Liti Mohapatra
Sr. Marketing Manager
Marketing

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“I’ve had opportunities to work across functions, geographies and skill-sets here. People are constantly encouraged to explore different roles and test uncharted waters, and this is what makes HDFC Life a one-of-a-kind place to work.”

Sameer Yogishwar
EVP - International Business
HDFC International Life & Re

Serving communities.

Raising community stewards.

We are responsible corporate citizens. We create positive change in the communities we serve through a focus on responsible growth, sustainable environmental, social, and governance leadership.

Our Approach

A successful business is built on sustainable business practices. That’s why, we support company-wide initiatives in health, education, environment and social development. Locally and globally.

Education

Education is a highly relevant global human issue. We believe in its importance and role in the lives of people. We have launched several programs to inspire, engage and educate our communities.

Health

Health is a crucial area of intervention to aid the underprivileged sections of the society. HDFC Life has tied up for a large project with a focus on reducing

Disabilities Support

Like everyone else, people with disabilities deserve a second chance at life. With ample support and assistance through employment and training, people with disabilities can lead a meaningful life. Our program in Karnataka provides vocational training to over 200 differently- abled youth enabling them find the job of their dreams.

Environmental Sustainability

We’re on a social mission to stem the rising tide of urban degradation, deforestation and global warming. We support various programs that advocate the judicious use of resources, sustainable practices and environment-forward thinking. We must work to build a more sustainable future.

Philanthropy

Wherever there’s a need for more funding in areas of public health and sanitation, housing and development, we step in to augment social welfare programs that are invaluable to the community.

Employee Volunteerism

We support and encourage employee volunteering. Over 1300 employees have participated in 112 social initiatives and awareness drives over the years. They continue to make an impact and drive change.

Serving communities.

Raising community stewards.

We are responsible corporate citizens. We believe in creating positive change in the communities we serve through a focus on responsible growth, and sustainable environmental, social, and governance leadership.

Our Approach

A successful business is built on sustainable business practices. That’s why, we support company-wide initiatives in health, education, environment and social development. Locally and globally.

Read more
Education

Education is a highly relevant global human issue. We believe in its importance and role in the lives of people. We have launched several programs to inspire, engage and educate our communities.

Read more
Health

Health is a crucial area of intervention to aid the underprivileged sections of the society. HDFC Life has tied up for a large project with a focus on reducing

Read more
Disabilities Support

Like everyone else, people with disabilities deserve a second chance at life. With ample support and assistance through employment and training, people with disabilities can lead a meaningful...

Read more
Environmental Sustainability

We’re on a social mission to stem the rising tide of urban degradation, deforestation and global warming. We support various programs that advocate the judicious use of resources, sustainable...

Read more
Philanthropy

Wherever there’s a need for more funding in areas of public health and sanitation, housing and development, we step in to augment social welfare programs that are invaluable to the community.

Read more
Employee Volunteerism

We support and encourage employee volunteering. Over 1300 employees have participated in 112 social initiatives and awareness drives over the years. They continue to make an impact and drive change.

Read more

Recognized by industry. Inspired by you.

We are a company of thinkers, dreamers and doers rooted in innovation, excellence and progress. The awards we’ve won reflect our values and unwavering commitment to nurturing and growing talent.

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Great Places to Work

Great Places to Work

HDFC Life recognised as a Great Place to Work for the 10th time and was amongst India's Top 75 Best Workplaces in BFSI 2020.

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Business Today - Money Today Financial Services Awards 2020

Business Today - Money Today Financial Services Awards 2020

HDFC Life Click 2 Protect 3D Plus won the Best Term Plan of the Year at the Business Today - Money Today Financial Services Awards.The Business Today-Money Today Financial Awards honoured top performing fintech firms, mutual funds, insurance companies and pension funds.

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ET BFSI Innovations Tribe Summit & Awards 2020

ET BFSI Innovations Tribe Summit & Awards 2020

HDFC Life's Innovations team won the award for their FaceSence project in the BFSI Category.

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Star of the Industry Award

Star of the Industry Awards

Best Search Marketing Campaign(Category:Hyper Local Campaign), Best Digital Marketing Campaign(Category:Hyper Local Campaign)

DG+ Awards

ET BrandEquity India DG+ Awards

ET BrandEquity India DG+ Awards

HDFC Life won the Gold at the India DG+ Awards for the JioSaavn Kahaani Express campaign in the BFSI category

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Campaign Media 360 Awards 2020

Campaign Media 360 Awards 2020

HDFC Life won the Gold & Bronze at the Campaign Media 360 Awards 2020 for the JioSaavn Kahani Express campaign in the Branded Content and Media Partnerships category, respectively.

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Education

We have undertaken various projects educational for underprivileged children with the primary aim of promoting better quality education and holistic development, thereby bridging educational inequity.
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A fully paid sponsorship through which employees work as full-time teachers for children from underprivileged backgrounds. Through this direct intervention program we have impacted 400 plus children across schools.

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An NGO in West Bengal with our help has built a library and dining space for school children to ensure equitable access to facilities within the school for 500 plus children.

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In the east, we are supporting the education of 300 children without parental support.

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Expanding the outreach of the education framework, we have provided infrastructural support to 10 schools across North India which cater to the educational needs of differently-abled children.

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HDFC Life has also contributed in ensuring ease of transportation for around 200 underprivileged school children in Tamil Nadu, resulting in reduction of expenses incurred by their parents on transportation and thereby removing a barrier to education.

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Through one of our projects undertaken in Karnataka, civic literacy and awareness is imparted to children studying in class Ⅷ in 29 lower income schools ensuring not only academic development but long term impact through creating responsible and aware citizens of India.

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Empowering children to make informed life and career choices by imparting career and life skills counselling. The children are provided with mentors to guide them in the critical academic years from classes Ⅷ to Ⅹ.

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Enabling young girl students in a remote village to attend school regularly by providing cycles to them.

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Providing nutritious and healthy mid-day meals to school children.

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Health

Health is a crucial area of intervention that aids underprivileged sections of society. Promoting preventive healthcare among them is the first step towards ensuring awareness and improved healthcare.
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HDFC Life has tied up for a large project to focus on reducing and preventing protein energy malnutrition among 43,000 children under 5 year, in 24 Gram Panchayats in West Bengal.

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Another project has been initiated for children affected with cancer by providing them holistic healthcare and accommodation facilities during the course of treatment. The aim is to reduce the treatment abandonment ratio in underprivileged families.

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Providing safe drinking water solutions across six villages and promoting entrepreneurship-based sustainability.

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Improving and upgrading sanitation facilities and providing drinking water access to children in 10 municipal schools.

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Disabilities Support

There are around 70 million with disabilities in India. Given a fair chance and appropriate opportunities they can contribute to society as well and lead a life of dignity.
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Like everyone else, persons with disabilities have abilities, strengths, hopes, dreams and needs. HDFC Life has undertaken a project in Karnataka which involves vocational training to around 200 differently-abled youth and ensuring at least 80 percent placement.

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Environmental Sustainability

The impacts of increasing population growth, urbanization and consumption patterns are manifested in the wide degradation of natural resources.
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Trees can help solve these problems because of their ability to restore degraded ecosystems, produce food and medicine, and provide environmental and economic benefits.

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The importance of planting trees cannot be overstated. At HDFC Life, we have contributed towards environmental sustainability through a large scale tree planting initiative to plant, sustain and grow 4,500 trees in Gurgaon across 3 years.

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Philanthropy

HDFC Life helps the underprivileged by providing them sustainable housing solutions. In addition, we have also taken efforts to reach out to the elderly who form an important pillar of society.
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We have initiated a rehabilitation project for flood victims in Jammu and Kashmir by supporting the construction of 50 permanent homes.

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We have also initiated a project which aims at provides facilities for senior citizens enabling them to live life with ease and dignity. The project helps senior citizens access medical care, household maintenance and social engagement avenues with ease.

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In the east region, we are supporting the education of 300 children without parental support.

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Employee Volunteerism

Our employees are encouraged to play an active role in contributing to social causes under the Swabhimaan CSR champions program. Employees have spearheaded many activities in their respective branches and locations. This reiterates our values, people engagement, collaboration and integrity thereby creating a stronger sense of social responsibility within the organisation.
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Employees play an active role in social causes. Many activities in their respective branches and locations are conceptualised and executed by them.

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Over 112 activities have been organised involving more than 1300 employees. These activities include collection drives for books, toys and clothes, educational kits and essential food supplies, tree plantations etc. These drives have been held at regular intervals during the year especially before festivals and during the “Joy of Giving week”. Additionally, blood donation drives were also organised on a regular basis with a tie up with reputed blood banks and hospitals where employees were encouraged to donate blood.

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These activities raised awareness about issues faced by the underprivileged sections of the society amongst the employees, and also gave them the avenue to contribute, in a small way to a larger cause

Shaping Careers
Shaping Careers
Shaping Careers
Shaping Careers
vibha

Vibha Padalkar,

MD & CEO

“See if your DNA matches ours.”

India opened its insurance industry to the private sector two decades ago and HDFC Life was the first private insurer to get a license. In the years since, a lot has changed – from the way insurance is sold, to what products are sold. However, despite the changes and the resulting growth of the sector, India remains an under-insured country. This potential for further penetration, combined with India’s favorable demographic profile and positive consumption pattern, buttresses the fact that insurance remains one of India’s sunrise sectors.

HDFC Life’s journey over the last two decades has been one of performance-driven and innovation-led growth, with a pioneer’s mindset in many areas including technology, products and distribution.

We believe the key ingredient in our success is our DNA, which is typically expressed in four ways:

First, “We build to last”: HDFC Lifers always think long-term. We are in a 100-year business and our aim is to excel in that kind of long- term sustainability.

Second, “We do chase topline, but not at the cost of profitability”: Like all businesses, we too face topline pressure at different points in a business cycle, but our focus is always on profitable growth. We may invest in a new idea, but we aren't a cash-burning company.

Third, “We compete fiercely, but with prudent risk management”: We believe in sound risk management principles that help prioritize risk over runaway business growth.

And lastly,“We’re paranoid about missing opportunities”: Even at the high points in our journey, we remain anxious about latching on to the next big opportunity before the competition.

If you think that your DNA resonates with what you have heard, then do reach out to us and we would love to have you onboard.

vibha

Mr. Vibhash Naik,

Head- Human Resources

"At HDFC Life, we count on our employees to drive the growth of the organisation while providing them with a conducive environment and opportunities for developing great careers. We are committed to empowering our employees to continuously raise the bar at work, where opportunities to develop are manifold and where an innovative spirit is applauded and given recognition.

Our employees cherish their association with us for its value-based culture, unparalleled learning and world of opportunities provided to succeed - like cross-functional movements, learning or taking on bigger roles.

Our values form the bedrock of our corporate culture and we take pride in differentiating ourselves from the rest in this business as this is non-negotiable.

We build leaders - by challenging, nurturing and developing them through our experience in every aspect of the insurance business and we take this opportunity to welcome all aspiring young minds into our fold to build this millennium.

Explore a world of opportunity with us."

vibha

Vibha Padalkar,

MD & CEO

“We are proud of the women who have seized every opportunity to pioneer change, innovate and inspire. Enhancing workplace diversity is not our goal, our mantra is to groom women to be leaders at HDFC Life. Today we have exceptional women leaders who have risen through the ranks with sheer grit and determination and head business verticals like operations, support, marketing, sales etc.. They have shown that they are no less than the best, when it comes to inspiring, motivating and leading teams to deliver outstanding results. Leading our legion of game changers is Ms. Vibha Padalkar, CEO and India’s first woman to head one of the country’s largest insurance companies. She’s a leader to over 20000 employees, insuring 6 plus crore lives and association with over 270 partners.”

chandrani

Chandrani Chatterjee

SVP – L&D
Learning and Development

“ I Joined in July 2004 as a Training Manager and have worked my way up to where I am today. I am currently the Senior Vice President, L&D leading a team of over 360 L&D professionals. I have grown with the organisation and it has been an extremely enriching journey for me.

HDFC Life is a great place to work because of three things; People, Management strategy and Culture. The environment in all our offices is so lively, fast-paced and energetic. People are valued and therefore everybody is working towards improving themselves continuously. There is always an element of learning in everything we do.

Values drive the culture in an organisation. In our organisation, our values are very well-defined. And this has helped us build and enhance our brand value and image.”

uzma

Uzma Rushdi

SVP - Strategic Alliances
Strategic Alliances

Belief in my capabilities, and trust in the organisation has helped me grow.

“I joined HDFC Life in 2010 in the newly set up Strategy team. The organisation was taking up some transformational programs in those years and I was fortunate to be able to participate. There were also Strategic Initiatives on different areas of revenue enhancement and cost rationalization where I played a role. An interesting activity that I recall was the Scenario Planning exercise by top management which set the agenda for focus areas for the next 3-5 yrs. The stint in Strategy has helped me hone the ability to think long term, manage risks and change.

In my next assignment I was keen to work in the trenches, so to speak. It was evident that without getting my hands dirty in execution, I would not develop the ability to own decisions and their consequences, good and bad. People leadership, as well, was an area of learning since my previous roles had been individual contributor roles. An opportunity in the Central Operations team opened up and I picked it up. Things went well and about a year and half into Central Ops, I was given additional charge of the customer services & digital service units.

This was a big step up moment. Dealing with high volume & complex customer queries / complaints had to be combined with forward thinking to avoid customer issues and improve service experience. By this time, the team had grown fairly large and I had to rapidly scale my people management skills to ensure that there was adequate challenge, as well as support, for my team.

After four years in ops and customer relations, it was again time to challenge myself. An opportunity in the Strategic Alliances team in the Sales function came up and I opted in. I made the radical shift believing that the fastest learning comes from the biggest challenges. This role was different from anything I had previously done and as expected, the last year and half have required me to rapidly learn a new set of skills and behaviours. The learning curve is steep and that's what has always kept me engaged.

Each time I made a career move, the organisation has been extremely supportive and that has really built my confidence to push myself out of my comfort zone, jump in and learn to swim again.”

Rajarajeshwari

Rajarajeshwari Govindu

EVP - Operations & Customer Service
Branch Operations

Adapting to changing environments, and the need to re-imagine the business is truly exciting. And the learning never stops...

I began my career at HDFC Life handling new business conversions and from there I was rotated to almost every other area of operations, service, claims, retention and payouts. I was pushed out of my comfort zone with an ever increasing set of responsibilities which was unique to a novice such as myself. I vividly recall my time spent with data, cash flows, project teams etc., and that was an exciting journey that laid the foundation of what I am today

Life does throw at you surprises and one such event was when I was unwell and that was when HDFC Life leadership reached out and supported me. They gave me the opportunity to work from home, knowing fully well that I would deliver the highest standards as expected by them. I recouped from this ordeal successfully with HDFC Life by my side

The organisation continues to inspire and keep me focussed on the big picture. Today as I lead the entire Servicing Organisation comprising of multiple Customer touch points, Operations, Claims & Payouts and Persistency, the learning continues.

The organisation provides us with the freedom of expression and is supported by an approachable leadership team who accepts diverse viewpoints. There is a strong focus on the people as true enablers of business and supports an innovation and performance driven culture.

Disclaimer against fraudulent and fake job offers
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We would like to bring to the notice of all concerned that we i.e. HDFC Life Insurance Company Limited(hereinafter referred to as “HDFC Life”) follow meritocracy and have talent-based employee recruitment processes.We do not charge/ accept any amount or security deposit from job seekers while inviting candidates for an interview or during any stage of the selection process.

It has come to our notice that some unscrupulous persons are posing themselves as employees/representatives/agents of HDFC Life with an ulterior motive to make money through unfair means from the prospective job seekers. They are fraudulently offering jobs in HDFC Life through some websites or telephone calls or fake letters and are asking the job seekers to deposit certain amounts in bank accounts.

The public in general is hereby advised not to fall prey to such fraudulent activities. HDFC Life does not ask, solicit or accept any monies in any form from the job applicants, whether online or otherwise as a pre-employment requirement. We also do not authorise any vendor to collect money on our behalf, for employment with HDFC Life. HDFC Life bears no responsibility for amounts being deposited / withdrawn there from in response to such offers.

As an alert jobseeker, please look out for the following pointers (illustrative only and not exhaustive) to identify fraudulent job offers:

  • A fraudulent job offer will ask for money to be deposited in the bank account of an individual or to be paid in cash. As stated above HDFC Life does not ask for money to be paid in lieu of employment nor has it authorized any of its employees to ask for money for the same.
  • A job offer letter will be emailed from an internet email id viz.gmail, hotmail,rediffmail,yahoo,etc. Please note HDFC Life’s correspondence is only through the official domain emailids and no correspondence related to employment or recruitment will ever be done from any other domain.

Anyone dealing with such fake interview communications or job offers would be doing so at his / her own risk and cost and HDFC Life will not be held responsible/ liable for any loss or damage suffered by such persons, directly or indirectly.

Further please note that at HDFC Life, we offer employment to students who have successfully cleared specific insurance courses offered by our partners: Manipal Global Education Services Private Limited(hereinafter referred as Manipal) and upGrad Education Private Limited(hereinafter referred as upGrad) subject to meeting certain conditions. Manipal and upGrad charge course fees to students for the educational training and all correspondence related to payment of course fees will come from Manipal and upGrad domains only. No payment is solicited by or should be paid to HDFC Life or to persons/ vendors representing HDFC Life for these programs either online or by cash.

Should you require any further information about genuineness or otherwise of such communication which you may receive, you are requested to get in touch with the Human Resources team on the following email id – hrops@hdfclife.com during business hours.

Issued in the interest of general public.