Multiple ways to pay premiums online using Net Banking, Credit Card, Debit Card, Bill Pay along with various offline and auto payment options.

Online payment

You can pay premium through Net Banking facility. For the list of banks, please click here. To pay premium now, click here.

Click here to now pay your premium using Credit/Debit Card (Master/ Visa/ Diners/ Maestro/ American Express/ RuPay).

Click here to avail of EMI option with HDFC Bank Credit Card.

Click here to avail of EMI option. The list of banks is available here

Click here to pay premiums through your HDFC Bank Debit Card with ATM Pin.

Click here to pay premiums through your Debit Card with ATM Pin

You can now pay premium conveniently through your PayZapp account offered by HDFC Bank. To pay premium through your PayZapp wallet now, click Here

Other Options

Cheque or demand draft payments are accepted between 9.30 AM to 3.30 PM from Monday- Friday and between 9.30 AM to 1.00 PM on Saturday. Branches are closed on Sundays, national holidays and region- specific holidays.

 Click here to locate your nearest branch

Instructions

Cheque

  • Cheques/ Demand Drafts must be drawn in favour of HDFC Life Policy No. XXXXXXXX. Please also mention your name, contact number and email ID on the reverse side of the cheque/DD to help us contact you, if required.
  • Submit the Declaration of Relationship for Third Party Payment in case the premium is paid by a person other than the Policy Owner (Third party relations). Acceptable third party relationships include grandparents, parents, siblings, spouse and children. Also if the payer is an NPO (Non Profit organisation) like an NGO/charitable trust, the relevant portion of the Third party declaration needs to be filled.  Click here to download the KYC form (have uploaded the latest form).
  • For premium payment above 1,00,000, a copy of the identity and residence proof of the payer needs to be submitted.
  • For cheque/ Demand Drafts payments equal to and above 50,000/-, kindly submit a copy of your PAN card. In case you have already submitted the same and there is no change in the details, kindly quote the same on the reverse side of the cheque (The provisions of the Income tax Act, 1961, casts an obligation of quoting the PAN on the person entering into the transactions for payment of life insurance premium aggregating to 50,000 or more in a year). In the absence of PAN details, please provide Form 60 (as applicable).

Now pay renewal premiums for your “In force” Policy by cheque or DD at any HDFC Bank branch during the bank’s working hours.

Click here to locate your nearest HDFC Bank branch.

Instructions

  • Cheques/Demand Drafts must be drawn in favour of HDFC Life Policy No. XXXXXXXX.
  • Please mention your name, contact number and email ID on the reverse side of the cheque/DD to help us contact you if required

You can drop cheques and demand drafts drawn in favour of HDFC Life Policy No. XXXXXXXX into any of our drop boxes installed at various locations in various cities.

Instructions

  • Cheques/ Demand Drafts must be drawn in favour of HDFC Life Policy No. XXXXXXXX. Please mention your name, contact number and email ID on the reverse side of the cheque/DD to help us contact you if required.
  • Submit the Declaration of Relationship for Third Party Payment in case the premium is paid by a person other than the Policy Owner (Third party relations). Acceptable third party relationships include grandparents, parents, siblings, spouse and children. Also If the payer is a NPO (Non Profit organisation) like an NGO/charitable trust the relevant portion of the Third party declaration needs to be filled Click here to download the KYC form ( have uploaded the latest form).
  • For premium payment above INR 1,00,000, a copy of the identity and residence proof of the payer needs to be submitted.
  • For cheque/ Demand Drafts payments equal to and above INR 50,000/-, kindly submit a copy of your PAN card. In case you have already submitted the same and there is no change in the details, kindly quote the same on the reverse side of the cheque (The provisions of the Income tax Act, 1961, casts an obligation of quoting the PAN on the person entering into the transactions for payment of life insurance premium aggregating to INR 50,000 or more in a year). In the absence of PAN details, please provide Form 60/61 (as applicable).

To avail the Bill Pay service, you need to first register on your bank's website. Post- registration,you can pay premiums online through your bank account and you will receive electronic premium statements.For list of banks, please click here.

Benefits

  • No more waiting in queues, issuing cheques or late payment hassles
  • Get Alerts for premium payments made
  • Consolidated view and payment history
  • Service is absolutely free

Note

  • Kindly pay your renewal premiums on or before the premium due date.
  • Only life insurance In-force policies are eligible for Bill Pay service.
  • Pay renewal premiums by local cheque, demand draft
  • The payment acknowledgement receipt will be issued over the bank counter
  • Renewal premium payments are accepted for "In-Force" policies only
  • To locate the nearest Axis Bank branch, click here.

Instructions

  • Cheques/ Demand Drafts must be drawn in favour of HDFC Life Policy No. XXXXXXXX. Please also mention your name, contact number and email ID on the reverse side of the cheque/DD to help us contact you if required.
  • Post-dated cheques will not be accepted.
  • Please do not make any changes or corrections on the cheque. If any modifications are made, then kindly issue a fresh cheque

Note

  • For unit linked plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut- off rules followed by HDFC Life in accordance with IRDAI. The current cut- off timing for same day’s NAV is 3pm IST.
  • Renewal premium payments are just a phone call away
  • Call us on our helpline number 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply.Do NOT prefix any country code. e.g. +91 or 00.The call centre functions from Mon-Sat between , from 10 am to 7 pm IST.
  • Choose your preferred language - English or Hindi
  • Follow the instructions
  • Pay through your VISA, Master or Diners credit card
  • A transaction ID will be provided upon successful payment.

NOTE

  • For unit linked plans (ULIP), the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut-off rules followed by HDFC Life, in accordance with IRDAI. The current cut-off timing for same day’s NAV is 3 pm IST.
  • The facility is for ‘In Force’ policies only.
  • As per RBI guidelines via circular dated circular RBI/2009-2010/420, DPSS No. 2303/ 02.14.003/ 2009-2010 dated April 23, 2010, all Credit or Debit Card transactions over IVR would be authenticated using a unique password effective 1st January 2011. For information on how to procure or obtain this unique password, please contact your credit or debit card issuing bank.

Send cheques or demand drafts to any HDFC Life branch through post or courier.

Cheque or demand draft payments are accepted between 9.30 am to 3.30 pm from Monday- Friday and between 9.30 am to 1.00 pm on Saturday. Branches are closed on Sundays, national holidays and region- specific holidays.

Click here to locate your nearest branch.

Instructions

Cheque

  • Cheques/ Demand Drafts must be drawn in favour of HDFC Life Policy No. XXXXXXXX. Please also mention your name, contact number and email ID on the reverse side of the cheque/DD to help us contact you if required.
  • Kindly submit the Declaration of Relationship for Third Party Payment in case the premium is paid by a person other than the Policy Owner (Third party relations). Acceptable third party relationships include grandparents, parents, siblings, spouse and children. Also If the payer is an NPO (Non Profit organisation) like an NGO/charitable trust, the relevant portion of the Third party declaration needs to be filled. Click here to download the KYC form.(have uploaded the latest form).
  • For premium payment above INR 1,00,000, a copy of the identity and residence proof of the payer needs to be submitted.
  • For cheque/ Demand Drafts payments equal to and above INR 50,000/-, submit a copy of your PAN card In case you have already submitted the same and there is no change in the details, kindly quote the same on the reverse side of the cheque (The provisions of the Income tax Act, 1961, casts an obligation of quoting the PAN on the person entering into the transactions for payment of life insurance premium aggregating to INR 50,000 or more in a year). In the absence of PAN details, please provide Form 60 (as applicable).

Note

  • As per RBI guidelines, non- MICR cheques may not be acceptable at a few locations.
  • For unit linked plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut- off rules followed by HDFC Life in accordance with IRDAI. The current cut- off timing for same day’s NAV is 3pm IST.

Pay premiums at your convenience at any of the MP Online partnering outlets.

Highlights

  • Pay renewal premium across the extensive network of more than 6,800 MP online neighbouring outlets in Madhya Pradesh
  • Renewal premium payments are accepted for "In Force" policies only
  • Pay renewal premiums by cash mode upto INR 49,999
  • Receive instant payment acknowledgments
  • To locate the your nearest outlet, click here.

Note

  • For unit linked plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut- off rules followed by HDFC Life in accordance with IRDAI. The current cut- off timing for same day’s NAV is 3pm IST.
  • This facility is available only to Customers based in Madhya Pradesh.
  • Subject to provisions of the Income Tax Act, 1961.

Pay premiums at your convenience at any of the CSC (Common Services Centres) outlets.

Highlights

  • Pay renewal premium across the extensive network of more than 1,31,000 CSC outlets Pan India
  • Renewal premium payments are accepted for "In Force" policies only
  • Pay renewal premiums by cash mode upto INR 49,999
  • Receive instant payment acknowledgments
  • To locate the your nearest outlet, click here.

Note

  • For unit linked plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut- off rules followed by HDFC Life in accordance with IRDAI. The current cut- off timing for the same day’s NAV is 3pm IST.
  • Subject to provisions of the Income Tax Act, 1961.

Pay premiums at your convenience at any of the AP Online outlets.

Highlights

  • Pay renewal premiums across the extensive network of 3,681 AP Online neighbouring outlets in AP and Telangana
  • Renewal premium payments are accepted for "In-Force" policies only
  • Pay renewal premiums by cash mode upto INR 49,999
  • Receive instant payment acknowledgments
  • To locate your nearest outlet, click here.

Note

  • For unit linked plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut-off rules followed by HDFC Life in accordance with IRDAI. The current cut-off timing for the same day’s NAV is 3 p.m. IST.
  • Subject to provisions of the Income Tax Act, 1961.
  • Linked insurance products are different from the traditional insurance products and are subject to the risk factors.
  • The premium paid in Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
  • Please know the associated risks and the applicable charges from your Insurance agent, Intermediary or policy document issued by the Insurance Company.

Pay premiums at your convenience at any of the Maha Online outlets.

Highlights

  • Pay renewal premium across the extensive network of 8923 Maha Online neighbouring outlets in Maharashtra
  • Renewal premium payments are accepted for "In Force" policies only
  • Pay renewal premiums by cash mode upto INR 49,999
  • Receive instant payment acknowledgments
  • To locate your nearest outlet, click here.

Note

  • For unit linked plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut-off rules followed by HDFC Life in accordance with IRDAI. The current cut-off timing for the same day’s NAV is 3 p.m. IST.
  • Subject to provisions of the Income Tax Act, 1961.
  • Linked insurance products are different from the traditional insurance products and are subject to the risk factors.
  • The premium paid in Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
  • Please know the associated risks and the applicable charges from your Insurance agent, Intermediary or policy document issued by the Insurance Company.

Call us on our helpline number 1860-267-9999* Available Mon-Sat from 10 am to 7 pm to arrange for a cheque pick-up or you can courier your cheque to any of our HDFC Life branches.This is applicable only for exceptional service request and for the pincodes in serviceable areas.

You can pay renewal premium using Credit/Debit card* at any of our branches through M Swipe.

Highlights

  • For premium payment above INR 1,00,000, a copy of the identity and residence proof of the payer needs to be submitted.
  • Renewal premium payments are accepted for "In Force, Lapsed, Discontinue, Paid-up" policies only.
  • Pay anytime during the working hours at the HDFC LIFE branch.
  • EMI option is available for Axis Bank and ICICI Bank credit card swipe.
  • We would be accepting Master/Visa/Maestro/American Express/RuPay Credit/Debit cards*

Auto Pay

Add/register HDFC Life as a beneficiary to facilitate renewal payments regularly through Netbanking
Click here to view the process of registration through HDFC Bank

Beneficiary Account Number For Unit Linked Policies: HSLULP(followed by the policy number)
For Conventional Policies: HSLGEN(followed by the policy number)
Beneficiary Name HDFC STANDARD LIFE INSURANCE COMPANY LIMITED
Beneficiary IFSC Code HDFC0000240
Beneficiary Bank Name HDFC BANK LTD.
Branch Name Sandoz Branch, Mumbai

Instructions

  • Kindly verify the Policy Type (Unit Linked/Conventional) before paying the premium. To know your policy type, please refer to your policy document.
  • You can pay premiums for “In Force” (active) policies only, before the premium due date.
  • Please ensure that the amount paid by you is exactly as mentioned in your Renewal Premium Notice or Premium Reminder.
  • Once the payment is successful, the premium receipt will be sent to your communication address or email ID registered in our records.

NOTE

  • For unit linked plans, the Net Asset Value (NAV) applicable will be determined by the date and time when the payment is received, subject to the cut-off rules followed in accordance with IRDAI. The current cut-off timing for the same day's NAV is 3pm IST.
  • No extra charges will be payable by you.

Disclaimer - Kindly ensure that there is NO third party payment made through NEFT, E-Collect or eCMS except for the permissible third party relationships which include Spouse, Parents, Children, Grandparents and Siblings.

Opt for auto debit of renewal premiums with a Standing Instructions Mandate if you have an account with HDFC Bank anywhere in India.

Click here to download Standing Instructions Mandate

Note

For unit linked plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut- off rules followed by HDFC Life, in accordance with IRDAI. The current cut- off timing for same day's NAV is 3pm IST.

ECS is an automated facility which debits the premium from the bank account specified by you, on the premium due date.

To avail of this facility, please submit the Auto Debit Mandate along with a cancelled cheque (which helps us record your bank’s MICR code- see image) at any HDFC Life branch or hand it over to your Financial Consultant.

Click here to download ECS Mandate

Note

For unit linked plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut- off rules followed by HDFC Life in accordance with IRDAI. The current cut- off timing for same day’s NAV is 3pm IST.

Pay premiums using your HDFC Bank credit card. Submit the Credit Card Mandate along with a clear photocopy of the front side of the credit card at any HDFC Life branch.

Click here to download the Credit Card Mandate

Note

For unit linked plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut- off rules followed by HDFC Life in accordance with IRDAI. The current cut- off timing for same day’s NAV is 3pm IST.

The Direct Debit option is currently available with ICICI Bank, Axis Bank, Union Bank of India, Bank of Baroda, Citibank and SBI.

Direct Debit allows you to pay premiums through the auto debit facility available with these 6 banks for all the non- ECS locations. Simply submit the mandate selecting Direct Debit (non- ECS location-select banks only) option along with a mandatory cancelled cheque.

Click here to download Auto Debit Mandate

Note

For unit linked plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment, subject to the cut- off rules followed by HDFC Life, in accordance with IRDAI. The current cut- off timing for same day’s NAV is 3pm IST.

Premium renewal options include SI-on-cards and eSI (netbanking)

HOW CAN WE HELP YOU

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All days 10 AM to 7 PM

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Mon-Sat 10 am to 7 pm(Local Charges Applicable.) (DO NOT prefix any country code e.g. +91 or 00.)

Email
nriservice@hdfclife.com

(For NRI customer only)

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