This section will provide you various information about your policy. The section also consists of different forms which can be used for making any changes in your policy.

Track your policy details online via My Account. To register for free click here.

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Call 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply
Do NOT prefix any country code. e.g. +91 or 00 or 
Write to us at Service@HDFCLife.com

NRI Customers : Please write to us at NRIservice@HDFCLife.com

In case of unit linked policies, in addition to the above, you can also avail of the following:

  1. Additional Single Premium (Top-Up)
  2. Fund Switch and Premium Redirection

A life/health insurance policy moves into non In-force status if the premium is not collected by the end of grace period. A policyholder can revive the policy by paying the outstanding premium(s) (inclusive of taxes and levies, interest and revival fee as applicable). The policy will become In-force once all the requirements raised  as per the terms and conditions of the policy are fulfilled. 

If policy holder fails to pay the premium even after the expiry of grace period, the policy status will be changed to lapse or Paid- Up depending on the year in which the policyholder fails to pay the premium.

The lapsed, Paid- Up or Discontinued policy can be revived as per conditions governing the product. You need to provide the insurer with evidence of insurability and pay all the outstanding premiums and related charges (if any).

If policy is in lapsed status for less than 6 months:

  1. Outstanding Premium(s)
  2. Revival Charges (If any)

If policy is in lapsed status for more than 6 months:

  1. Outstanding Premium(s)
  2. Revival Charges & interest charges ( interest charges are applicable for conventional plans)
  3. Personal Statement of Health (PHS) (only for underwriting plans) (PHS not required for Unit Linked Paid up cases)
  4. Revival Form & quote

If policy is in lapsed status for more than 1 year:

  1. Outstanding Premium(s)
  2. Revival Charges & interest charges ( interest charges are applicable for conventional plans)
  3. Revival Form & quote
  4. Personal Statement of Health (PHS) (only for underwriting plans) (PHS not required for Unit Linked Paid up cases)
  • Online Payment
  • Standing Instructions
  • Electronic Clearing Service
  • Direct Debit Facility Non ECS Location
  • Credit Card Auto Debit
  • Bill Pay
  • Easy Bill
  • MP Online
  • Drop Boxes
  • Post or Courier
  • HDFC Life Branches
  • Automated Voice Guided Payment
  • Axis Bank Branch
  • Yes Bank Branch
  • E-Collect

Below are the service touch points for your convenience.

Revival & Reinstatement of any policy incur a fixed cost, hence to compensate for that expense, INR 250 is charged.

At HDFC Life, we always strive to provide premier products with high benefits to our customers. Details of the Historical Bonus Rates are given below:

 
HDFC Money Back Plan (UIN :101N002V01)
2007-082.25%
2008-092.25%
2009-102.00%
2010-112.00%
2011-122.00%
2012-132.00%
2013-142.00%
2014-152.00%
2015-162.00%
2016-172.00%
2017-182.00%
 
HDFC Children's Plan (UIN : 101N010V01)
2007-082.25%
2008-092.25%
2009-102.00%
2010-112.00%
2011-122.00%
2012-132.00%
2013-142.00%
2014-152.00%
2015-162.00%
2016-172.00%
2017-182.00%
 
HDFC SL Endowment Assurance Plan (UIN: 101N001V02 & 101N001V01)
2007-082.25%
2008-092.25%
2009-101.75%
2010-112.00%
2011-122.00%
2012-132.00%
2013-142.00%
2014-152.00%
2015-162.00%
2016-172.00%
2017-182.00%
 
HDFC Savings Assurance Plan (UIN: 101N014V01)
2007-083.25%
2008-093.25%
2009-103.25%
2010-113.25%
2011-123.25%
2012-133.25%
2013-143.25%
2014-153.25%
2015-163.25%
2016-172.50%
2017-182.50%
 
HDFC Assurance Plan (UIN: 101N018V01)
2007-083.25%
2008-093.25%
2009-103.25%
2010-113.25%
2012-133.25%
2013-143.25%
2014-153.25%
2015-163.25%
2016-172.50%
2017-182.50%
 
HDFC Personal Pension Plan (Regular Premium) (UIN :101N008V01)
2007-082.25%
2008-092.25%
2009-102.00%
2010-112.00%
2011-122.00%
2012-132.00%
2013-142.00%
2014-152.00%
2015-162.00%
2016-172.00%
2017-185.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01)
2007-085.00%
2008-095.00%
2009-105.00%
2010-115.00%
2010-115.00%
2012-135.00%
2013-145.00%
2014-155.00%
2015-165.00%
2016-175.00%
2017-182.00%
 
HDFC Single Premium Whole of Life Insurance Plan (UIN :101N004V01)
2007-085.00%
2008-095.00%
2009-104.50%
2010-114.50%
2011-124.50%
2012-134.50%
2013-144.50%
2014-154.50%
2015-164.50%
2016-174.50%
2017-184.50%
 
HDFC SL Endowment Gain Insurance Plan (UIN :101N071V01)
2010-112.00%
2011-122.00%
2012-132.00%
2013-142.00%
2014-152.00%
2015-162.00%
2016-172.00%
2017-182.00%
 
HDFC SL New Money Back Plan (UIN: 101N063V01)
2010-112.00%
2011-122.00%
2012-132.00%
2013-142.00%
2014-152.00%
2015-162.00%
2016-172.00%
2017-182.00%
 
HDFC SL Group Savings Plan (UIN: 101N062V01)
2010-112.00%
2011-122.00%
2012-132.00%
2013-142.00%
 
HDFC SL ClassicAssure Insurance Plan (UIN :101N076V01)
2010-113.00%
2011-123.00%
2012-133.00%
2013-142.75%
2014-152.75%
2015-162.75%
2016-172.00%
2017-182.00%
 
HDFC Life ClassicPension Insurance Plan (UIN: 101N077V01)
2011-123.00%
2012-133.00%
2013-143.00%
2014-153.00%
2015-163.00%
2016-173.00%
2017-183.00%
 
Personal Pension Plus(UIN: 101N091V01,101N091V02,101N091V03)
HDFC Life Personal Pension Plus Plan (UIN: 101N091V01)
2013-143.00%
2014-153.00%
2015-163.00% for Policy Term 10-14 yrs, 3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs, 4.50% for Policy Term 25-29 yrs and 5.00% for Policy Term > 30 yrs
2016-173.0% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.0% for Policy Term 30+ yrs
2017-183.50% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.00% for Policy Term 30+ yrs
 
HDFC Life Sampoorn Samridhi Insurance Plan (UIN: 101N078V01)
2013-143.00%
2014-153.00%
2015-163.00%
2016-173.00%
2017-183.00%
 
HDFC Life ClassicAssure Plus Plan (UIN: 101N089V01)
2013-143.00%
2014-153.00%
2015-163.50% for Policy Term 10 yrs, 4.00% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2016-173.50% for Policy Term 10 yrs, 4.00% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2017-183.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
 
HDFC Life Super Savings Plan (UIN: 101N090V01)
2013-143.50%
2014-153.50%
2015-163.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs and 4.50% for Policy Term > 25 yrs
2016-173.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs and 4.50% for Policy Term > 25 yrs
2017-183.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
 
Super Income Plan(UIN:101N098V01,101N098V02)
Super Income (UIN: 101N098V01)
2013-144.50%
2014-154.50%
2015-165.00% for Policy Term 16-20 yrs and 5.50% for Policy Term 22-27 yrs
2016-174.50% for Policy Term 16 yrs to 20 yrs, 5.0% for Policy Term 22 yrs to 27 yrs
2017-184.50% for Policy Term 16 yrs to 20 yrs, 5.0% for Policy Term 22 yrs to 27 yrs
 
Young Star Udaan(UIN: 101N099V01,101N099V02)
YoungStar Udaan
2014-153.50%
2015-164.00% for Policy Term 15-19 yrs and 4.50% for Policy Term 20-29 yrs
2016-173.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 29 yrs
2017-183.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 29 yrs
 
Sampoorn Samridhi plus(UIN: 101N102V01,101N102V02)
Sampoorna Samridhi Plus
2014-153.50%
2015-164.00% for Policy Term 15-19 yrs, 4.50% for Policy Term 20-24 yrs and 5.00% for Policy Term > 25 yrs
2016-173.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.0% for Policy Term 25+ yrs
2017-183.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.00% for Policy Term 25+ yrs
 
Uday(UIN: 101N105V01,101N105V02)
Uday
2015-163.60%
2016-173.6% for all Policy Terms
2017-183.60% for Policy Terms 12 yrs, 4.00% for Policy Term 15 yrs

 

 
Deferment Period*Proposed RB/IB
Limited / Regular PaySingle Pay
01.25%NA
11.50%NA
21.75%NA
32.00%NA
42.25%2.25%
52.50%2.50%
62.75%2.75%
73.00%3.00%
83.25%3.25%
93.50%3.50%
103.75%3.75%
114.00%4.00%
124.25%4.25%
134.50%4.50%
144.75%4.75%
155.00%5.00%
16NA5.25%
17NA5.50%
18NA5.75%
19NA6.00%

 

ProductDeferment Period1 RB/IB rates declared on 31st  March 2017RB/IB rates proposed on 31st  March 2018
Pragati0 to 51.25% - 2.50%2.50%
6 to 102.75% - 3.75%3.75%
11 to 154.00% - 5.00%5.00%
16 and above5.25% - 6.00%6.00%

Disclaimer

1Deferment period = Policy term – Premium payment term

1RB on SPWL is on compound basis, while on all other products it is on simple basis

2The policies under Sampoorn Samridhi product are eligible for Reversionary Bonus only after 3 years premiums are paid

 

 
HDFC Money Back Plan (UIN: 101N002V01)
Bonus Declaration: 31st March 2010*4.00%
Bonus Declaration: 31st March 2011*10.00%
Bonus Declaration: 31st March 2012**12.50%
Bonus Declaration: 31st March 2013**12.50%
Bonus Declaration: 31st March 2014**13.00%
Bonus Declaration: 31st March 2015**13.50% for Policy Term 10 yrs and 28% for Policy Term 15 yrs
Bonus Declaration: 31st March 2016**13.50% for Policy Term 10 yrs and 30.00% for Policy Term 15 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
Money Back(UIN: 101N002V01)1013.50%15.00%15.00%
1530.00%37.00%40.00%

 

ProductPolicy Term / DurationTB Rates For BY’19 (for Death and surrenders)TB Rates For BY’19 (for maturities)

Money Back

1016.00%16.00%
1121.00%NA
1226.00%NA
1331.00%NA
1436.00%NA
1537.00%41.00%
 
HDFC Children's Plan (UIN: 101N010V01)
Bonus Declaration: 31st March 2012**8.50%
Bonus Declaration: 31st March 2013**8.50%
Bonus Declaration: 31st March 2014**9.5%
Bonus Declaration: 31st March 2015**9.5% for Policy Term 10-12 yrs and 15% for Policy Term 13-15 yrs
Bonus Declaration: 31st March 2016**10.00% for Policy Term 10 yrs, 12.00% for Policy Term 11 yrs, 14.50% for Policy Term 12 yrs, 16.50% for Policy Term 13 yrs and 18.00% for Policy Term 14 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
Children’s Plan(UIN: 101N010V01)1010.00%11.00%11.00%
1112.00%12.50%12.50%
1214.50%15.00%15.00%
1316.50%17.50%17.50%
1418.00%21.00%22.00%
15NA24.00%28.00%

 

ProductPolicy Term / DurationTB Rates For BY’19 (for Death and surrenders)TB Rates For BY’19 (for maturities)

Children’s Plan

1011.00%11.00%
1112.50%12.50%
1216.00%16.00%
1319.00%19.00%
1422.00%24.00%
1524.00%30.00%
1626.00%32.00%
 
HDFC SL Endowment Assurance Plan (UIN: 101N001V02 & 101N001V01)
Bonus Declaration: 31st March 2011*10.00%
Bonus Declaration: 31st March 2012**8.50%
Bonus Declaration: 31st March 2013**8.50%
Bonus Declaration: 31st March 2014**9.5% for Policy Term 10-12 yrs and 10% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015**10.50% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016**11.00% for Policy Term 10 yrs, 12.50% for Policy Term 11 yrs, 15.00% for Policy Term 12 yrs, 17.50% for Policy Term 13 yrs, 20.00% for Policy Term 14 yrs, 23.00% for Policy Term 15 yrs and 25.00% for Policy Term 16 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
Endowment(UIN: 101N001V02 & 101N001V01)1011.00%12.00%12.00%
1112.50%14.00%14.00%
1215.00%16.00%16.00%
1317.50%20.00%20.00%
1420.00%24.00%26.00%
1523.00%28.00%31.50%
1625.00%32.00%33.50%
17NA35.00%37.00%

 

 

ProductPolicy Term / DurationTB Rates For BY’19 (for Death and surrenders)TB Rates For BY’19 (for maturities)
HDFC SL Endowment Assurance Plan
1013.50%13.50%
1114.50%14.50%
1216.00%17.00%
1320.00%21.00%
1424.00%27.00%
1530.00%34.00%
1632.00%36.00%
1736.00%40.00%
1840.00%44.00%

 

 
HDFC Personal Pension Plan (Regular Premium ) (UIN :101N008V01)
Bonus Declaration: 31st March 2011*10.00%
Bonus Declaration: 31st March 2012**12.50%
Bonus Declaration: 31st March 2013**12.50%
Bonus Declaration: 31st March 2014**12.5% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015**18.00% for Policy Term 10-12 yrs and 25% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016**18.00% for Policy Term 10 yrs, 20.00% for Policy Term 11 yrs, 22.00% for Policy Term 12 yrs, 25.00% for Policy Term 13 yrs, 27.00% for Policy Term 14 yrs and 30.00% for Policy Term 15 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
Personal Pension – RP(UIN :101N008V01)1018.00%18.00%18.00%
1120.00%21.00%21.00%
1222.00%23.00%23.00%
1325.00%26.00%26.00%
1427.00%29.00%30.50%
1530.00%33.00%34.50%
16NA36.00%37.00%

 

ProductPolicy Term / DurationTB Rates For BY’19 (for Death and surrenders)TB Rates For BY’19 (for maturities)

Personal Pension – RP

1021.00%22.00%
1124.00%25.00%
1227.00%28.00%
1330.00%31.00%
1433.00%35.00%
1538.25%40.00%
1642.50%45.00%
1746.00%49.00%
 
HDFC Savings Assurance Plan (UIN: 101N014V01)
Bonus Declaration: 31st March 2013**25.00%
Bonus Declaration: 31st March 2014**20.00%
Bonus Declaration: 31st March 2015**19.00%
Bonus Declaration: 31st March 2016**26.00% for Policy Term 10 yrs, 28.50% for Policy Term 11 yrs, 31.50% for Policy Term 12 yrs and 35.00% for Policy Term 13 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
SAP(UIN: 101N014V01)1026.00%26.75%26.75%
1128.50%NANA
1231.50%32.50%32.50%
1335.00%35.00%35.00%
14NA38.50%38.50%

 

ProductPolicy Term / DurationTB Rates For BY’19 (for Death and surrenders)TB Rates For BY’19 (for maturities)

HDFC Savings Assurance Plan

1025.00%27.50%
1128.00%NA
1232.00%35.00%
1334.00%40.00%
1439.00%45.00%
1545.00%52.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 5
Bonus Declaration: 31st March 2008*12.00%
Bonus Declaration: 31st March 2009*10.00%
Bonus Declaration: 31st March 2010*10.00%
Bonus Declaration: 31st March 2011*8.00%
Bonus Declaration: 31st March 2012**12.50%
Bonus Declaration: 31st March 2013**12.50%
Bonus Declaration: 31st March 2014**12.50%
Bonus Declaration: 31st March 2015**14.00%
Bonus Declaration: 31st March 2016**15.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 6
Bonus Declaration: 31st March 2008*14.00%
Bonus Declaration: 31st March 2009*12.00%
Bonus Declaration: 31st March 2010*14.00%
Bonus Declaration: 31st March 2011*12.00%
Bonus Declaration: 31st March 2012**15.00%
Bonus Declaration: 31st March 2013**15.00%
Bonus Declaration: 31st March 2014**15.00%
Bonus Declaration: 31st March 2015**35.00%
Bonus Declaration: 31st March 2016**21.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 7
Bonus Declaration: 31st March 2008*19.00%
Bonus Declaration: 31st March 2009*14.00%
Bonus Declaration: 31st March 2010*16.00%
Bonus Declaration: 31st March 2011*16.00%
Bonus Declaration: 31st March 2012**23.00%
Bonus Declaration: 31st March 2013**23.00%
Bonus Declaration: 31st March 2014**23.00%
Bonus Declaration: 31st March 2015**35.00%
Bonus Declaration: 31st March 2016**27.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 8
Bonus Declaration: 31st March 2009*16.00%
Bonus Declaration: 31st March 2010*20.00%
Bonus Declaration: 31st March 2011*20.00%
Bonus Declaration: 31st March 2012**30.00%
Bonus Declaration: 31st March 2013**30.00%
Bonus Declaration: 31st March 2014**30.00%
Bonus Declaration: 31st March 2015**35.00%
Bonus Declaration: 31st March 2016**32.50%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 9
Bonus Declaration: 31st March 2010*24.00%
Bonus Declaration: 31st March 2011*24.00%
Bonus Declaration: 31st March 2012**35.00%
Bonus Declaration: 31st March 2013**35.00%
Bonus Declaration: 31st March 2014**35.00%
Bonus Declaration: 31st March 2015**35.00%
Bonus Declaration: 31st March 2016**40.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 10
Bonus Declaration: 31st March 2011*28.00%
Bonus Declaration: 31st March 2012**45.00%
Bonus Declaration: 31st March 2013**45.00%
Bonus Declaration: 31st March 2014**45.00%
Bonus Declaration: 31st March 2015**45.00%
Bonus Declaration: 31st March 2016**48.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 11+
Bonus Declaration: 31st March 2012**52.00%
Bonus Declaration: 31st March 2013**52.00%
Bonus Declaration: 31st March 2014**55.00%
Bonus Declaration: 31st March 2015**60.00%
 
HDFC Personal Pension Plan (Single Premium) (UIN :101N008V01) 12+
Bonus Declaration: 31st March 2013**52.00%
Bonus Declaration: 31st March 2014**55.00%
Bonus Declaration: 31st March 2015**60.00%
Bonus Declaration: 31st March 2016**67.00% for Policy Term 12 yrs, 77.00% for Policy Term 13 yrs, 87.00% for Policy Term 14 yrs and 97.00% for Policy Term 15 yrs
 
HDFC Assurance Plan
Bonus Declaration: 31st March 2014**15.00%
Bonus Declaration: 31st March 2015**18.00%
Bonus Declaration: 31st March 2016**20.00% for Policy Term 10 yrs, 22.50% for Policy Term 11 yrs and 25.00% for Policy Term 12 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
HAP1020.00%21.00%24.00%
1122.50%25.00%30.00%
1225.00%30.00%35.00%
13NA35.00%40.00%

 

ProductPolicy Term / DurationTB Rates For BY’19 (for Death and surrenders)TB Rates For BY’19 (for maturities)

HDFC Assurance Plan

1023.00%27.00%
1130.00%33.00%
1232.00%37.00%
1338.00%43.00%
1442.00%50.00%
 
HDFC Single Premium Whole of Life Insurance Plan
Bonus Declaration: 31st March 2014**11.50%
Bonus Declaration: 31st March 2015**12.50%
Bonus Declaration: 31st March 2016**14.00% for Policy Term 10 yrs and 40.00% for Policy Term 15 yrs

 

ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
SPWL1014.00%15.00%15.00%
1114.00%22.50%22.50%
1214.00%30.00%30.00%
1314.00%45.00%45.00%
1414.00%60.00%60.00%
1540.00%70.00%70.00%
16NA80.00%80.00%

 

ProductPolicy Term / DurationTB Rates For BY’19 (for Death and surrenders)TB Rates For BY’19 (for maturities)

HDFC Single Premium Whole of Life Insurance Plan

1020.00%20.00%
1127.00%27.00%
1233.00%33.00%
1348.00%48.00%
1465.00%65.00%
1580.00%80.00%
1695.00%95.00%
17115.00%115.00%
 
ProductAge at maturityTB rates for BY’17TB rates for BY’18 (for deaths, surrenders and enhanced cover option maturity)TB rates for BY’18 (cash option maturity)

HDFC Sampoorn Samridhi(Term 5 to 7)

20-2535.00%

25%

30.00%
26-3035.00%30.00%
31-3535.00%32.50%
36-4037.50%35.00%
41-4542.50%37.50%
46-5047.50%42.50%
51-5550.00%48.00%
56-6055.00% 55.00%
61-6560.00%60.00%

 

ProductAge at maturityBY# ’19 (‘Enhanced Cover’ option)BY# ’19 (‘Enhanced Cash’ option)

Sampoorn Samridhi

20-25

25%

30.00%

26-30
31-3532.50%
36-4035.00%
41-4537.50%
46-5042.50%
51-5548.00%
56-6055.00%
61-6560.00%
66-7065.00%
  
ProductPolicy Term / DurationTB rates for BY’17TB rates for BY’18 (for deaths and surrenders)TB rates for BY’18 (for maturities)
HDFC Personal Pension – SP515.00%NANA
621.00%NANA
727.00%27.00%27.00%
832.50%NANA
940.00%NANA
1048.00%48.00%48.00%
11NA57.00%57.00%
1267.00%67.00%67.00%
1377.00%85.00%85.00%
1487.00%100.00%100.00%
1597.00%120.00%120.00%

 

ProductPolicy Term / DurationTB Rates For BY’19 (for Death and surrenders)TB Rates For BY’19 (for maturities)

Personal Pension – SP

7NANA
831.00%31.00%
935.00%35.00%
1048.00%48.00%
1160.00%60.00%
1272.00%72.00%
1390.00%90.00%
14115.00%115.00%
15140.00%140.00%

Notes:

  1. Please refer the policy document for applicability of bonus.
  2. Terminal Bonus rates are applicable for policies resulting in to claims by maturity in the year following the bonus declaration date.
  3. * - The rates are applicable on Sum Assured + Vested bonuses.
  4. ** - The rates are applicable on Sum Assured.
  5. Insurance is the subject matter of the solicitation
  6. HDFC Standard Life Insurance Company Ltd. Reg.No.101
  7. Payout of bonus is subject to company declaring the same
  8. #Bonus Year - 1st July 2018 to 30th June 2019
Sr. NoDocumentsIdentity ProofsAddress Proofs
1PassportYY
2PANY-
3Voter’s Identity CardYY
4Driving LicenseYY
5Written confirmation from the banks where the prospect is a
customer, regarding identification and proof of residence
YY
6Aadhaar CardYY
7Letter issued by the Unique ldentification Authority of lndia
or National Population Register containing details of name, address and Aadhaar number
YY
8Letter issued by a gazetted officer, with a duly attested 
photograph of the person (if contain the address)
YY
9Identity card with applicant's photograph issued by Central/State
Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings,
Scheduled Commercial Banks, and Public Financial Institutions (if contain the address)
YY
10Property or Municipal tax receipt-Y
11Post office savings account statement-Y
12Pension or family pension payment orders
(PPOS) issued to retired employees by Government or Public Sector Undertakings, if they contain the address
YY
13Letter of allotment of accommodation from 
employer issued by State or Central Government departments, statutory or regulatory bodies,
public sector undertakings, scheduled commercial banks, financial institutions and listed companies.
Similar, leave and license agreements with such employers allotting official accommodation (if contain the photograph)
YY
14Documents issued by Government departments of foreign
jurisdiction and letter issued by Foreign Embassy or Mission in India 
(if contain the photograph)
YY
15All utility bills (electricity, telephone, post-paid
mobile phone, piped gas, water bill) not more than 2 months old
-Y
16Bank account statement wherein his permanent/present residence
address is available, provided it is not older than six months
as on the date of acceptance (if contain the photograph)
YY
17Written confirmation from the banks where the prospect is a customer,
regarding identification and proof of residence
YY

List of Official Valid Documents for KYC purposes

FeaturesDocuments
lnsurance Contracts with companiesi. Certificate of incorporation and Memorandum & Articles of Association
ii. Resolution of the Board of Directors
iii. Power of Attorney granted to its managers, officers or employees to transact business on its behalf
iv. An officially valid document in respect of managers, officers or employees holding an attorney lo transact on its behalf
Insurance Contracts with partnership firmsi. Registration certificate, if registered
ii. Partnership deed
iii. Any officially valid document respect of the person holding attorney to transact on its behalf.
lnsurance Contracts with trusts & foundationsi. Certificate of registration
ii. Trust Deed
iii. Any officially valid document to identify the truslees, settlers, beneficiaries and those holding Power of Attorney, founders/ managers/ directors and their addresses

Any other 'Officially valid document' that shall be notified by the Central Government, in consultation with the Regulator from time to time.

Sr. NoSource of Fund / Proof of Income DocumentResident IndianNRI
SalariedSelf Employed / BusinessAgriculturistHRI/PEPSpecial JurisdictionsSalariedSelf Employed / Business
1Salary slip / certificate – issued in last 3 monthsYNNYYYN
2ITR / Form 16 / assessment orders / Computation of IncomeYYYYYYY
3Bank statement which establishes the Source of Fund / Bank statement (preceding 6 months) – addition of non cash creditsYYYYYY
(Indian bank statement)
Y
(Indian bank statement)
4Audited Company accountsNYNYYNY
5Audited firm accounts and Partnership DeedNYNYYNY
6Chartered Accountant’s CertificateNYNYYNY
7Fixed deposits statements/liquidation entries in bank statement, mutual fund receipts / redemption statements will be considered as valid proof of income / source of fund documentsYYYYYYY
8Rent receipt (issued in last 3 months) with valid agreementYYYYYYY
9Mandi receipt / Form J / agriculture recordsNNYNNNN
10Foreign Bank statement of specific countries showing credits (preceding 6 months)NNNNNYY
11Bank Statements reflecting cash credit transactions, where individual transaction value per instance and on a particular transaction date do not exceed Rs. 1,00,000NNNNYNN

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