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RESUME APPLICATION PAY PREMIUM

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RESUME APPLICATION PAY PREMIUM

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At HDFC Life, we always strive to provide premier products with high benefits to our customers. Details of the Historical Bonus Rates are given below. Please click on the plan name to view them.

Reversionary Bonus Rates

Reversionary Bonus Rates for HDFC Life

HDFC Money Back Plan

HDFC MONEY BACK PLAN (UIN :101N002V01)
2007-08	2.25%
2008-09	2.25%
2009-10	2.00%
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	2.00%
2021-22	2.00%
2022-23	2.00%
2023-24	2.00%
2024-25	2.00%
2025-26	2.00%

HDFC Children's Plan

HDFC CHILDREN'S PLAN (UIN : 101N010V01)
2007-08	2.25%
2008-09	2.25%
2009-10	2.00%
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	1.75% for Policy Term < 15 years and 2.00% for Policy Term >= 15
2021-22	1.75% for Policy Term < 15 years and 2.00% for Policy Term >= 15
2022-23	1.75% for Policy Term < 15 years and 2.00% for Policy Term >= 15
2023-24	1.75% for Policy Term < 15 years and 2.00% for Policy Term >= 15
2024-25	1.75% for Policy Term < 15 years and 2.00% for Policy Term >= 15
2025-26	1.75% for Policy Term < 15 years and 2.00% for Policy Term >= 15

HDFC Endowment Assurance

HDFC ENDOWMENT ASSURANCE (UIN: 101N001V01 & 101N001V02)
2007-08	2.25%
2008-09	2.25%
2009-10	1.75%
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	2.00%
2021-22	2.00%
2022-23	2.00%
2023-24	2.00%
2024-25	2.00%
2025-26	2.00%

HDFC Savings Assurance Plan

HDFC SAVINGS ASSURANCE PLAN (UIN: 101N014V01)
2007-08	3.25%
2008-09	3.25%
2009-10	3.25%
2010-11	3.25%
2011-12	3.25%
2012-13	3.25%
2013-14	3.25%
2014-15	3.25%
2015-16	3.25%
2016-17	2.50%
2017-18	2.50%
2018-19	2.50%
2019-20	2.50%
2020-21	2.50%
2021-22	2.50%
2022-23	2.50%
2023-24	2.50%
2024-25	2.50%
2025-26	2.50%

HDFC Assurance Plan

HDFC ASSURANCE PLAN (UIN: 101N018V01)
2007-08	3.25%
2008-09	3.25%
2009-10	3.25%
2010-11	3.25%
2012-13	3.25%
2013-14	3.25%
2014-15	3.25%
2015-16	3.25%
2016-17	2.50%
2017-18	2.50%
2018-19	2.50%
2019-20	2.50%
2020-21	2.50%
2021-22	2.50%
2022-23	2.50%
2023-24	2.50%
2024-25	2.50%
2025-26	2.50%

HDFC Personal Pension Plan (Regular Premium)

HDFC PERSONAL PENSION PLAN (REGULAR PREMIUM) (UIN :101N008V01)
2007-08	2.25%
2008-09	2.25%
2009-10	2.00%
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	2.00%
2021-22	2.00%
2022-23	2.00%
2023-24	2.00%
2024-25	2.00%
2025-26	2.00%

HDFC Personal Pension Plan (Single Premium)

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01)
2007-08	5.00%
2008-09	5.00%
2009-10	5.00%
2010-11	5.00%
2010-11	5.00%
2012-13	5.00%
2013-14	5.00%
2014-15	5.00%
2015-16	5.00%
2016-17	5.00%
2017-18	5.00%
2018-19	5.00%
2019-20	5.00%
2020-21	5.00%
2021-22	5.00%
2022-23	5.00%
2023-24	5.00%
2024-25	5.00%
2025-26	5.00%

HDFC Single Premium Whole of Life Insurance Plan¹

HDFC SINGLE PREMIUM WHOLE OF LIFE INSURANCE PLAN (UIN :101N004V01)
2007-08	5.00%
2008-09	5.00%
2009-10	4.50%
2010-11	4.50%
2011-12	4.50%
2012-13	4.50%
2013-14	4.50%
2014-15	4.50%
2015-16	4.50%
2016-17	4.50%
2017-18	4.50%
2018-19	4.50%
2019-20	4.50%
2020-21	4.50%
2021-22	4.50%
2022-23	4.50%
2023-24	4.50%
2024-25	4.50%
2025-26	4.50%

HDFC SL Endowment Gain Insurance Plan

HDFC SL ENDOWMENT GAIN INSURANCE PLAN (UIN :101N071V01)
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	2.00%
2021-22	2.00%
2022-23	2.00%
2023-24	2.00%
2024-25	2.00%
2025-26	2.00%

HDFC SL New Money Back Plan

HDFC SL NEW MONEY BACK PLAN (UIN: 101N063V01)
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2020-21	2.00%
2021-22	2.00%
2022-23	2.00%
2023-24	2.00%
2024-25	2.00%
2025-26	2.00%

HDFC SL Group Savings Plan

HDFC SL GROUP SAVINGS PLAN (UIN: 101N062V01)
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%

HDFC SL Classic Assure Insurance Plan

HDFC SL CLASSIC ASSURE INSURANCE PLAN (UIN :101N076V01)
2010-11	3.00%
2011-12	3.00%
2012-13	3.00%
2013-14	2.75%
2014-15	2.75%
2015-16	2.75%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	2.00%
2021-22	2.00%
2022-23	2.00%
2023-24	2.00%
2024-25	2.00%
2025-26	2.00%

HDFC Life Classic Pension Insurance Plan

HDFC LIFE CLASSIC PENSION INSURANCE PLAN (UIN: 101N077V01)
2011-12	3.00%
2012-13	3.00%
2013-14	3.00%
2014-15	3.00%
2015-16	3.00%
2016-17	3.00%
2017-18	3.00%
2018-19	3.00%
2019-20	3.00%
2020-21	3.00%
2021-22	3.00%
2022-23	3.00%
2023-24	3.00%
2024-25	3.00%
2025-26	3.00%

HDFC Life Personal Pension Plus Plan

HDFC LIFE PERSONAL PENSION PLUS (UIN: 101N091V01, 101N091V02, 101N091V03, 101N091V04, 101N091V05)
2013-14	3.00%
2014-15	3.00%
2015-16	3.00% for Policy Term 10-14 yrs, 3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs, 4.50% for Policy Term 25-29 yrs and 5.00% for Policy Term > 30 yrs
2016-17	3.0% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.0% for Policy Term 30+ yrs
2017-18	3.50% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.00% for Policy Term 30+ yrs
2018-19	3.50% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.00% for Policy Term 30+ yrs
2019-20	3.50% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.00% for Policy Term 30+ yrs
2020-21	3.00% for Policy Term 10 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25 yrs to 29 yrs, 4.50% for Policy Term 30+ yrs
2021-22	3.00% for Policy Term 10 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25 yrs to 29 yrs, 4.50% for Policy Term 30+ yrs
2022-23	3.00% for Policy Term 10 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25 yrs to 29 yrs, 4.50% for Policy Term 30+ yrs
2023-24	3.00% for Policy Term 10 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25 yrs to 29 yrs, 4.50% for Policy Term 30+ yrs
2024-25	3.00% for Policy Term 10 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25 yrs to 29 yrs, 4.50% for Policy Term 30+ yrs
2025-26	3.00% for Policy Term 10 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25 yrs to 29 yrs, 4.50% for Policy Term 30+ yrs

HDFC Life Sampoorn Samridhi Insurance Plan²

HDFC LIFE SAMPOORN SAMRIDHI INSURANCE PLAN (UIN: 101N078V01)
2013-14	3.00%
2014-15	3.00%
2015-16	3.00%
2016-17	3.00%
2017-18	3.00%
2018-19	3.00%
2019-20	3.00%
2020-21	3.00%
2021-22	3.00%
2022-23	3.00%
2023-24	3.00%
2024-25	3.00%
2025-26	3.00%

HDFC Life Classic Assure Plus

HDFC LIFE CLASSIC ASSURE PLUS (UIN: 101N089V01, 101N089V02, 101N089V03, 101N089V04, 101N089V05, 101N089V06)
2013-14	3.00%
2014-15	3.00%
2015-16	3.50% for Policy Term 10 yrs, 4.00% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2016-17	3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2017-18	3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2018-19	3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2019-20	3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2020-21	3.00% for Policy Term 10 yrs, 3.00% for Policy Term 15 yrs and 4.00% for Policy Term 20 yrs
2021-22	3.00% for Policy Term 10 yrs, 3.00% for Policy Term 15 yrs and 4.00% for Policy Term 20 yrs
2022-23	3.00% for Policy Term 10 yrs, 3.00% for Policy Term 15 yrs and 4.00% for Policy Term 20 yrs
2023-24	3.00% for Policy Term 10 yrs, 3.00% for Policy Term 15 yrs and 4.00% for Policy Term 20 yrs
2024-25	3.00% for Policy Term 10 yrs, 3.00% for Policy Term 15 yrs and 4.00% for Policy Term 20 yrs
2025-26	3.00% for Policy Term 10 yrs, 3.00% for Policy Term 15 yrs and 4.00% for Policy Term 20 yrs

HDFC Life Super Savings Plan

HDFC LIFE SUPER SAVINGS PLAN (UIN: 101N090V01)
2013-14	3.50%
2014-15	3.50%
2015-16	3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs and 4.50% for Policy Term > 25 yrs
2016-17	3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs and 4.50% for Policy Term > 25 yrs
2017-18	3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2018-19	3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2019-20	3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2020-21	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25+ yrs
2021-22	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25+ yrs
2022-23	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25+ yrs
2023-24	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25+ yrs
2024-25	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25+ yrs
2025-26	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25+ yrs

HDFC Life Super Income Plan

HDFC LIFE SUPER INCOME PLAN (UIN:101N098V01,101N098V02, 101N098V03, 101N098V04 , 101N098V05, 101N098V06)
2013-14	4.50%
2014-15	4.50%
2015-16	5.00% for Policy Term 16-20 yrs and 5.50% for Policy Term 22-27 yrs
2016-17	4.50% for Policy Term 16 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2017-18	4.50% for Policy Term 16 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2018-19	4.50% for Policy Term 16 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2019-20	4.50% for Policy Term 15 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2020-21	4.00% for Policy Term 15 yrs to 20 yrs, 4.50% for Policy Term 22 yrs to 27 yrs
2021-22	4.00% for Policy Term 15 yrs to 20 yrs, 4.50% for Policy Term 22 yrs to 27 yrs
2022-23	4.00% for Policy Term 15 yrs to 20 yrs, 4.50% for Policy Term 22 yrs to 27 yrs
2023-24	4.00% for Policy Term 15 yrs to 20 yrs, 4.50% for Policy Term 22 yrs to 27 yrs
2024-25	4.00% for Policy Term 15 yrs to 20 yrs, 4.50% for Policy Term 22 yrs to 27 yrs
2025-26	4.00% for Policy Term 15 yrs to 20 yrs, 4.50% for Policy Term 22 yrs to 27 yrs

HDFC Life YoungStar Udaan

HDFC LIFE YOUNG STAR UDAAN (UIN: 101N099V01, 101N099V02, 101N099V03, 101N099V04, 101N099V05)
2014-15	3.50%
2015-16	4.00% for Policy Term 15-19 yrs and 4.50% for Policy Term 20-29 yrs
2016-17	3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 29 yrs
2017-18	3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 29 yrs
2018-19	3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 29 yrs
2019-20	3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 29 yrs
2020-21	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 29 yrs
2021-22	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 29 yrs
2022-23	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 29 yrs
2023-24	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 29 yrs
2024-25	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 25 yrs
2025-26	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 25 yrs

HDFC Life Sampoorn Samridhi Plus

HDFC LIFE SAMPOORN SAMRIDHI PLUS (UIN: 101N102V01,101N102V02, 101N102V03, 101N102V04, 101N102V05, 101N102V06)
2014-15	3.50%
2015-16	4.00% for Policy Term 15-19 yrs, 4.50% for Policy Term 20-24 yrs and 5.00% for Policy Term > 25 yrs
2016-17	3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.0% for Policy Term 25+ yrs
2017-18	3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.00% for Policy Term 25+ yrs
2018-19	3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.00% for Policy Term 25+ yrs
2019-20	3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.00% for Policy Term 25+ yrs
2020-21	3.00% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2021-22	3.00% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2022-23	3.00% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2023-24	3.00% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2024-25	3.00% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2025-26	3.00% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs

HDFC Life Uday

HDFC LIFE UDAY (UIN: 101N105V01,101N105V02, 101N105V03 , 101N105V04, 101N105V05)
2015-16	3.60%
2016-17	3.6% for all Policy Terms
2017-18	3.60% for Policy Terms 12 yrs, 4.00% for Policy Term 15 yrs
2018-19	3.60% for Policy Terms 12 yrs, 4.00% for Policy Term 15 yrs
2019-20	3.60% for Policy Terms 12 yrs, 4.00% for Policy Term 15 yrs
2020-21	3.10% for Policy Terms 12 yrs, 3.50% for Policy Term 15 yrs
2021-22	3.10% for Policy Terms 12 yrs, 3.50% for Policy Term 15 yrs
2022-23	3.10% for Policy Terms 12 yrs, 3.50% for Policy Term 15 yrs
2023-24	3.10% for Policy Terms 12 yrs, 3.50% for Policy Term 15 yrs
2024-25	3.10% for Policy Terms 12 yrs, 3.50% for Policy Term 15 yrs
2025-26	3.10% for Policy Terms 12 yrs, 3.50% for Policy Term 15 yrs

HDFC Life Pragati

DEFERMENT PERIOD*	DECLARED RB
DEFERMENT PERIOD*	LIMITED / REGULAR PAY	SINGLE PAY
0	1.25%	NA
1	1.50%	NA
2	1.75%	NA
3	2.00%	NA
4	2.25%	2.25%
5	2.50%	2.50%
6	2.75%	2.75%
7	3.00%	3.00%
8	3.25%	3.25%
9	3.50%	3.50%
10	3.75%	3.75%
11	4.00%	4.00%
12	4.25%	4.25%
13	4.50%	4.50%
14	4.75%	4.75%
15	5.00%	5.00%
16	NA	5.25%
17	NA	5.50%
18	NA	5.75%
19	NA	6.00%

Product	Deferment Period³	RB rates declared on 31^st March 2017	RB rates declared on 31^st March 2018
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04)	0 to 5	1.25% - 2.50%	2.50%
	6 to 10	2.75% - 3.75%	3.75%
	11 to 15	4.00% - 5.00%	5.00%
	16 and above	5.25% - 6.00%	6.00%

Product	Deferment Period³	RB/IB rates declared on 31^st March 2018	RB/IB rates proposed on 31^st March 2019
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04)	0 to 5	2.50%	2.50%
	6 to 10	3.75%	3.75%
	11 to 15	5.00%	5.00%
	16 and above	6.00%	6.00%

Product	Deferment Period³	RB/IB rates declared on 31^st March 2019	RB/IB rates proposed on 31^st March 2020
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04)	0 to 5	2.50%	2.50%
	6 to 10	3.75%	3.75%
	11 to 15	5.00%	5.00%
	16 and above	6.00%	6.00%

Product	Deferment Period¹*	RB/IB rates declared on 31st March 2020	RB/IB rates proposed on 31st March 2021
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04)	0 to 5	2.50%	2.00%
	6 to 10	3.75%	3.25%
	11 to 15	5.00%	4.50%
	16 and above	6.00%	5.50%

Product	Deferment Period³	RB/IB rates declared on 31st March 2021	RB/IB rates proposed on 31st March 2022
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04)	0 to 5	2.00%	2.00%
	6 to 10	3.25%	3.25%
	11 to 15	4.50%	4.50%
	16 and above	5.50%	5.50%

Product	Deferment Period³	RB/IB rates declared on 31st March 2022	RB/IB rates proposed on 31st March 2023
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04)	0 to 5	2.00%	2.00%
	6 to 10	3.25%	3.25%
	11 to 15	4.50%	4.50%
	16 and above	5.50%	5.50%

Product	Deferment Period³	RB/IB rates declared on 31st March 2023	RB/IB rates declared on 31st March 2024
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04)	0 to 5	2.00%	2.00%
	6 to 10	3.25%	3.25%
	11 to 15	4.50%	4.50%
	16 and above	5.50%	5.50%

Product	Deferment Period³	RB/IB rates declared on 31st March 2024	RB/IB rates declared on 31st March 2025
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04, 101N114V05)	0 to 5	2.00%	2.00%
	6 to 10	3.25%	3.25%
	11 to 15	4.50%	4.50%
	16 and above	5.50%	5.50%

Product	Deferment Period³	RB/IB rates declared on 31st March 2025	RB/IB rates declared on 31st March 2026
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04, 101N114V05)	0 to 5	2.00%	2.00%
	6 to 10	3.25%	3.25%
	11 to 15	4.50%	4.50%
	16 and above	5.50%	5.50%

HDFC Life Systematic Pension Plan⁴

HDFC Life Systematic Pension Plan4 (UIN : 101N144V01 , 101N144V02,101N144V03, 101N144V04, 101N144V05)
2022-23	4.00%
2023-24	4.00%
2024-25	4.00%
2025-26	4.00%

HDFC Life Secured Income Insurance Plus

HDFC Life Secured Income Insurance Plus (UIN:101N147V01, 114N061V03)
2019-2020	7.0% Simple Reversionary Bonus
2020-2021	7.0% Simple Reversionary Bonus
2021-2022	7.0% Simple Reversionary Bonus
2022-2023	7.0% Simple Reversionary Bonus
2023-24	7.00%
2024-25	6.25%
2025-26	5.50%

HDFC Life New Fulfilling Life

HDFC Life New Fulfilling Life (UIN:101N149V01, 101N149V02, 114N024V04)
2019-2020	7.5% Simple Reversionary Bonus
2020-2021	7.5% Simple Reversionary Bonus
2021-2022	7.5% Simple Reversionary Bonus
2022-2023	7.5% Simple Reversionary Bonus
2023-24	7.50%
2024-25	6.75%
2025-26	6.00%

HDFC Life Assured Gain Plus

HDFC Life Assured Gain Plus (UIN: 101N151V01, 101N151V02, 101N151V03, 101N151V04)
2019-2020	6.0% Simple Reversionary Bonus
2020-2021	6.0% Simple Reversionary Bonus
2021-2022	6.0% Simple Reversionary Bonus
2022-2023	6.0% Simple Reversionary Bonus
2023-24	5.25%
2024-25	4.50%
2025-26	4.00% for UIN 101N151V01 4.50% for UIN 101N151V02,101N151V03,101N151V04

HDFC Life Secured Income Insurance RP

HDFC Life Secured Income Insurance RP (UIN:101N148V01, 114N060V03)
2019-2020	5.0% Simple Reversionary Bonus
2020-2021	5.0% Simple Reversionary Bonus
2021-2022	5.0% Simple Reversionary Bonus
2022-2023	5.0% Simple Reversionary Bonus
2023-24	5.00%
2024-25	4.50%
2025-26	4.50%

HDFC Life Income Advantage Plan

HDFC Life Income Advantage Plan (101N152V01, 101N152V02, 101N152V03)
2019-2020	Option A: 4.5% Simple Reversionary Bonus Option B: 5.00% Simple Reversionary Bonus
2020-2021	Option A: 4.5% Simple Reversionary Bonus Option B: 5.00% Simple Reversionary Bonus
2021-2022	Option A: 4.5% Simple Reversionary Bonus Option B: 5.00% Simple Reversionary Bonus
2022-2023	Option A: 4.5% Simple Reversionary Bonus Option B: 5.00% Simple Reversionary Bonus
2023-24	Option A : 4.50% Option B : 5.00%
2024-25	Option A : 4.50% Option B : 5.00%
2025-26	Option A : 4.50% Option B : 5.00%

HDFC Life New Creating Life Insurance Plus

HDFC Life New Creating Life Insurance Plus (UIN:101N168V01, 14N071V02)
2019-2020	7.0% Simple Reversionary Bonus
2020-2021	7.0% Simple Reversionary Bonus
2021-2022	7.0% Simple Reversionary Bonus
2022-2023	7.0% Simple Reversionary Bonus
2023-24	7.00%
2024-25	6.25%
2025-26	6.25%

HDFC Life New Creating Life Insurance Regular Pay

HDFC Life New Creating Life Insurance Regular Pay (UIN:101N150V01, 14N072V02)
2019-2020	5.0% Simple Reversionary Bonus
2020-2021	5.0% Simple Reversionary Bonus
2021-2022	5.0% Simple Reversionary Bonus
2022-2023	5.0% Simple Reversionary Bonus
2023-24	5.00%
2024-25	4.50%
2025-26	4.50%

HDFC Life Sampoorna Jeevan

HDFC Life Sampoorna Jeevan (UIN:101N58V01, 101N158V02, 101N158V03, 101N158V04, 101N158V05, 101N158V06)
2019-2020	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3 : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a.
2020-2021	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3 : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a.
2021-2022	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3 : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a.
2022-2023	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3 : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a.
2023-24	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3* : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a.
2024-25	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3* : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. Cash Bonus – 2% p.a.
2025-26	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3* : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. Cash Bonus – 2% p.a.

HDFC Life Smart Income Plan

HDFC Life Smart Income Plan (UIN:101N166V01, 101N166V02, 101N166V03)
2021-2022	Option 1 : 8.5% p.a. Simple Reversionary Bonus Option 2 : 5.5% p.a. Simple Reversionary Income Bonus
2022-2023	Option 1 : 8.5% p.a. Simple Reversionary Bonus Option 2 : 5.5% p.a. Simple Reversionary Income Bonus
2023-24	Option 1 : 8.5% p.a. Simple Reversionary Bonus Option 2 : 5.5% p.a. Simple Reversionary Income Bonus
2024-25	Option 1 : 8.5% p.a. Simple Reversionary Bonus Option 2 : 5.5% p.a. Simple Reversionary Income Bonus
2025-26	Option 1 : 8.5% p.a. Simple Reversionary Bonus Option 2 : 5.5% p.a. Simple Reversionary Income Bonus

HDFC Life Click 2 Achieve Par Advantage

HDFC Life Click 2 Achieve Par Advantage (UIN: 101N207V01)
2024-2025	Plan Option 1 : 8% p.a. Simple Reversionary bonus
2025-2026	Plan Option 1 : 8% p.a. Simple Reversionary bonus

Reversionary Bonus Rates for formerly Exide Life Products

Exide Life Creating Life Child Protection Plan¹

Exide Life Creating Life Child Protection Plan (UIN : 114N011V01)
2002-2003	2% Compound Reversionary Bonus
2003-2004	2% Compound Reversionary Bonus
2004-2005	2% Compound Reversionary Bonus
2005-2006	2% Compound Reversionary Bonus
2006-2007	2% Compound Reversionary Bonus
2007-2008	2% Compound Reversionary Bonus
2008-2009	1.7% Compound Reversionary Bonus
2009-2010	2% Compound Reversionary Bonus
2010-2011	2% Compound Reversionary Bonus
2011-2012	2% Compound Reversionary Bonus
2012-2013	2% Compound Reversionary Bonus
2013-2014	2% Compound Reversionary Bonus
2014-2015	2% Compound Reversionary Bonus
2015-2016	2% Compound Reversionary Bonus
2016-2017	2% Compound Reversionary Bonus
2017-2018	2% Compound Reversionary Bonus
2018-2019	2% Compound Reversionary Bonus
2019-2020	2% Compound Reversionary Bonus
2020-2021	2% Compound Reversionary Bonus
2021-2022	2% Compound Reversionary Bonus
2022-2023	2% Compound Reversionary Bonus
2023-24	2.00%
2024-25	2.00%
2025-26	2.00%

Exide Life Reassuring Life Endowment Plan with Reversionary Bonus¹

Exide Life Reassuring Life Endowment Plan with Reversionary Bonus (UIN : 114N009V01)
2002-2003	2% Compound Reversionary Bonus
2003-2004	2% Compound Reversionary Bonus
2004-2005	2% Compound Reversionary Bonus
2005-2006	2% Compound Reversionary Bonus
2006-2007	2% Compound Reversionary Bonus
2007-2008	2% Compound Reversionary Bonus
2008-2009	1.7% Compound Reversionary Bonus
2009-2010	2% Compound Reversionary Bonus
2010-2011	2% Compound Reversionary Bonus
2011-2012	2% Compound Reversionary Bonus
2012-2013	2% Compound Reversionary Bonus
2013-2014	2% Compound Reversionary Bonus
2014-2015	2% Compound Reversionary Bonus
2015-2016	2% Compound Reversionary Bonus
2016-2017	2% Compound Reversionary Bonus
2017-2018	2% Compound Reversionary Bonus
2018-2019	2% Compound Reversionary Bonus
2019-2020	2% Compound Reversionary Bonus
2020-2021	2% Compound Reversionary Bonus
2021-2022	2% Compound Reversionary Bonus
2022-2023	2% Compound Reversionary Bonus
2023-24	2.00%
2024-25	2.00%
2025-26	2.00%

Exide Life Fulfilling Life Anticipated Whole Life Plan

Exide Life Fulfilling Life Anticipated Whole Life Plan (UIN : 114N003V01)
2001-2002	6.5% Simple Reversionary Bonus
2002-2003	6.5% Simple Reversionary Bonus
2003-2004	6.5% Simple Reversionary Bonus
2004-2005	6.5% Simple Reversionary Bonus
2005-2006	6.5% Simple Reversionary Bonus
2006-2007	6.5% Simple Reversionary Bonus
2007-2008	6.5% Simple Reversionary Bonus
2008-2009	5.25% Simple Reversionary Bonus
2009-2010	6.5% Simple Reversionary Bonus
2010-2011	6.5% Simple Reversionary Bonus
2011-2012	6.5% Simple Reversionary Bonus
2012-2013	6.5% Simple Reversionary Bonus
2013-2014	6.5% Simple Reversionary Bonus
2014-2015	6.5% Simple Reversionary Bonus
2015-2016	6.5% Simple Reversionary Bonus
2016-2017	6.5% Simple Reversionary Bonus
2017-2018	6.5% Simple Reversionary Bonus
2018-2019	6.5% Simple Reversionary Bonus
2019-2020	6.5% Simple Reversionary Bonus
2020-2021	6.5% Simple Reversionary Bonus
2021-2022	6.5% Simple Reversionary Bonus
2022-2023	6.5% Simple Reversionary Bonus
2023-24	6.50%
2024-25	5.75%
2025-26	5.75%

Exide Life Creating Life Money Back Plan

Exide Life Creating Life Money Back Plan (UIN : 114N023V01)
2005-2006	4% Simple Reversionary Bonus
2006-2007	4% Simple Reversionary Bonus
2007-2008	4% Simple Reversionary Bonus
2008-2009	3.6% Simple Reversionary Bonus
2009-2010	4% Simple Reversionary Bonus
2010-2011	4% Simple Reversionary Bonus
2011-2012	4% Simple Reversionary Bonus
2012-2013	4% Simple Reversionary Bonus
2013-2014	4% Simple Reversionary Bonus
2014-2015	4% Simple Reversionary Bonus
2015-2016	4% Simple Reversionary Bonus
2016-2017	4% Simple Reversionary Bonus
2017-2018	4% Simple Reversionary Bonus
2018-2019	4% Simple Reversionary Bonus
2019-2020	4% Simple Reversionary Bonus
2020-2021	4% Simple Reversionary Bonus
2021-2022	4% Simple Reversionary Bonus
2022-2023	4% Simple Reversionary Bonus
2023-24	4.00%
2024-25	4.00%
2025-26	4.00%

Exide Life Powering Life Limited Payment Endowment Plan

Exide Life Powering Life Limited Payment Endowment Plan (UIN : 114N010V01)
2002-2003	7.5% Simple Reversionary Bonus
2003-2004	7.5% Simple Reversionary Bonus
2004-2005	7.5% Simple Reversionary Bonus
2005-2006	7.5% Simple Reversionary Bonus
2006-2007	7.5% Simple Reversionary Bonus
2007-2008	7.5% Simple Reversionary Bonus
2008-2009	6.75% Simple Reversionary Bonus
2009-2010	7.5% Simple Reversionary Bonus
2010-2011	7.5% Simple Reversionary Bonus
2011-2012	7.5% Simple Reversionary Bonus
2012-2013	7.5% Simple Reversionary Bonus
2013-2014	7.5% Simple Reversionary Bonus
2014-2015	7.5% Simple Reversionary Bonus
2015-2016	7.5% Simple Reversionary Bonus
2016-2017	7.5% Simple Reversionary Bonus
2017-2018	7.5% Simple Reversionary Bonus
2018-2019	7.5% Simple Reversionary Bonus
2019-2020	7.5% Simple Reversionary Bonus
2020-2021	7.5% Simple Reversionary Bonus
2021-2022	7.5% Simple Reversionary Bonus
2022-2023	7.5% Simple Reversionary Bonus
2023-24	7.50%
2024-25	7.50%
2025-26	7.50%

Exide Life Safal Jeevan Endowment Plan¹

Exide Life Safal Jeevan Endowment Plan (UIN : 114N015V01)
2004-2005	2% Compound Reversionary Bonus
2005-2006	2% Compound Reversionary Bonus
2006-2007	2% Compound Reversionary Bonus
2007-2008	2% Compound Reversionary Bonus
2008-2009	1.7% Compound Reversionary Bonus
2009-2010	2% Compound Reversionary Bonus
2010-2011	2% Compound Reversionary Bonus
2011-2012	2% Compound Reversionary Bonus
2012-2013	2% Compound Reversionary Bonus
2013-2014	2% Compound Reversionary Bonus
2014-2015	2% Compound Reversionary Bonus
2015-2016	2% Compound Reversionary Bonus
2016-2017	2% Compound Reversionary Bonus
2017-2018	2% Compound Reversionary Bonus
2018-2019	2% Compound Reversionary Bonus
2019-2020	2% Compound Reversionary Bonus
2020-2021	2% Compound Reversionary Bonus
2021-2022	2% Compound Reversionary Bonus
2022-2023	2% Compound Reversionary Bonus
2023-24	2.00%
2024-25	2.00%
2025-26	2.00%

Exide Life Jeevan Uday

Exide Life Jeevan Uday (UIN : 114N074V01)
2014-2015	7% Simple Reversionary Bonus
2015-2016	7% Simple Reversionary Bonus
2016-2017	7% Simple Reversionary Bonus
2017-2018	7% Simple Reversionary Bonus
2018-2019	7% Simple Reversionary Bonus
2019-2020	7% Simple Reversionary Bonus
2020-2021	7% Simple Reversionary Bonus
2021-2022	7% Simple Reversionary Bonus
2022-2023	7% Simple Reversionary Bonus
2023-24	7.00%
2024-25	7.00%
2025-26	7.00%

Exide Life My Retirement Plan

Exide Life My Retirement Plan (UIN : 114N103V01)
2018-2019	8% Simple Reversionary Bonus
2019-2020	8% Simple Reversionary Bonus
2020-2021	8% Simple Reversionary Bonus
2021-2022	8% Simple Reversionary Bonus
2022-2023	8% Simple Reversionary Bonus
2023-24	8.00%
2024-25	8.00%
2025-26	8.00%

Exide Life Rewarding Life Whole of Life Plan¹

Exide Life Rewarding Life Whole of Life Plan (UIN : 114N005V01)
2001-2002	4% Compound Reversionary Bonus
2002-2003	4% Compound Reversionary Bonus
2003-2004	4% Compound Reversionary Bonus
2004-2005	4% Compound Reversionary Bonus
2005-2006	4% Compound Reversionary Bonus
2006-2007	4% Compound Reversionary Bonus
2007-2008	4% Compound Reversionary Bonus
2008-2009	3.6% Compound Reversionary Bonus
2009-2010	4% Compound Reversionary Bonus
2010-2011	4% Compound Reversionary Bonus
2011-2012	4% Compound Reversionary Bonus
2012-2013	4% Compound Reversionary Bonus
2013-2014	4% Compound Reversionary Bonus
2014-2015	4% Compound Reversionary Bonus
2015-2016	4% Compound Reversionary Bonus
2016-2017	4% Compound Reversionary Bonus
2017-2018	4% Compound Reversionary Bonus
2018-2019	4% Compound Reversionary Bonus
2019-2020	4% Compound Reversionary Bonus
2020-2021	4% Compound Reversionary Bonus
2021-2022	4% Compound Reversionary Bonus
2022-2023	4% Compound Reversionary Bonus
2023-24	4.00%
2024-25	4.00%
2025-26	4.00%

Exide Life Safal Jeevan Money Back Plan¹

Exide Life Safal Jeevan Money Back Plan (UIN : 114N022V01)
2005-2006	2% Compound Reversionary Bonus
2006-2007	2% Compound Reversionary Bonus
2007-2008	1.7% Compound Reversionary Bonus
2008-2009	2% Compound Reversionary Bonus
2009-2010	2% Compound Reversionary Bonus
2010-2011	2% Compound Reversionary Bonus
2011-2012	2% Compound Reversionary Bonus
2012-2013	2% Compound Reversionary Bonus
2013-2014	2% Compound Reversionary Bonus
2014-2015	2% Compound Reversionary Bonus
2015-2016	2% Compound Reversionary Bonus
2016-2017	2% Compound Reversionary Bonus
2017-2018	2% Compound Reversionary Bonus
2018-2019	2% Compound Reversionary Bonus
2019-2020	2% Compound Reversionary Bonus
2020-2021	2% Compound Reversionary Bonus
2021-2022	2% Compound Reversionary Bonus
2022-2023	2% Compound Reversionary Bonus
2023-24	2.00%
2024-25	2.00%
2025-26	2.00%

Exide Life My Money Back Plan

Exide Life My Money Back Plan (UIN : 114N088V01)
2017-2018	4% Simple Reversionary Bonus
2018-2019	4% Simple Reversionary Bonus
2019-2020	4% Simple Reversionary Bonus
2020-2021	4% Simple Reversionary Bonus
2021-2022	4% Simple Reversionary Bonus
2022-2023	4% Simple Reversionary Bonus
2023-24	4.00%
2024-25	4.00%
2025-26	4.00%

Exide Life Assured Gain Plus

Exide Life Assured Gain Plus (UIN : 114N073V01, 114N073V02)
2014-2015	5% Simple Reversionary Bonus
2015-2016	5% Simple Reversionary Bonus
2016-2017	5% Simple Reversionary Bonus
2017-2018	5% Simple Reversionary Bonus
2018-2019	5% Simple Reversionary Bonus
2019-2020	5% Simple Reversionary Bonus
2020-2021	5% Simple Reversionary Bonus
2021-2022	5% Simple Reversionary Bonus
2022-2023	5% Simple Reversionary Bonus
2023-24	5.00%
2024-25	4.50%
2025-26	4.00%

Exide Life New Fulfilling Life Anticipated Whole Life Plan

Exide Life New Fulfilling Life Anticipated Whole Life Plan (114N024V01)
2005-2006	6% Simple Reversionary Bonus
2006-2007	7.5% Simple Reversionary Bonus
2007-2008	7.5% Simple Reversionary Bonus
2008-2009	7.5% Simple Reversionary Bonus
2009-2010	7.5% Simple Reversionary Bonus
2010-2011	7.5% Simple Reversionary Bonus
2011-2012	7.5% Simple Reversionary Bonus
2012-2013	7.5% Simple Reversionary Bonus
2013-2014	7.5% Simple Reversionary Bonus
2014-2015	7.5% Simple Reversionary Bonus
2015-2016	7.5% Simple Reversionary Bonus
2016-2017	7.5% Simple Reversionary Bonus
2017-2018	7.5% Simple Reversionary Bonus
2018-2019	7.5% Simple Reversionary Bonus
2019-2020	7.5% Simple Reversionary Bonus
2020-2021	7.5% Simple Reversionary Bonus
2021-2022	7.5% Simple Reversionary Bonus
2022-2023	7.5% Simple Reversionary Bonus
2023-2024	7.50%
2024-2025	6.75%
2025-2026	6.00%

Exide Life New Fulfilling Life

Exide Life New Fulfilling Life (UIN:114N024V02, 114N024V03, 114N024V04)
2012-2013	7.5% Simple Reversionary Bonus
2013-2014	7.5% Simple Reversionary Bonus
2014-2015	7.5% Simple Reversionary Bonus
2015-2016	7.5% Simple Reversionary Bonus
2016-2017	7.5% Simple Reversionary Bonus
2017-2018	7.5% Simple Reversionary Bonus
2018-2019	7.5% Simple Reversionary Bonus
2019-2020	7.5% Simple Reversionary Bonus
2020-2021	7.5% Simple Reversionary Bonus
2021-2022	7.5% Simple Reversionary Bonus
2022-2023	7.5% Simple Reversionary Bonus
2023-2024	7.50%
2024-2025	6.75%
2025-2026	6.00%

Exide Life New Creating Life Insurance Plus

Exide Life New Creating Life Insurance Plus (UIN:114N071V01, 14N071V02)
2013-2014	7.0% Simple Reversionary Bonus
2014-2015	7.0% Simple Reversionary Bonus
2015-2016	7.0% Simple Reversionary Bonus
2016-2017	7.0% Simple Reversionary Bonus
2017-2018	7.0% Simple Reversionary Bonus
2018-2019	7.0% Simple Reversionary Bonus
2019-2020	7.0% Simple Reversionary Bonus
2020-2021	7.0% Simple Reversionary Bonus
2021-2022	7.0% Simple Reversionary Bonus
2022-2023	7.0% Simple Reversionary Bonus
2023-2024	7.00%
2024-2025	6.25%
2025-2026	6.25%

Exide Life New Creating Life Insurance Regular Pay

Exide Life New Creating Life Insurance Regular Pay (UIN:114N072V01, 14N072V02)
2013-2014	5.0% Simple Reversionary Bonus
2014-2015	5.0% Simple Reversionary Bonus
2015-2016	5.0% Simple Reversionary Bonus
2016-2017	5.0% Simple Reversionary Bonus
2017-2018	5.0% Simple Reversionary Bonus
2018-2019	5.0% Simple Reversionary Bonus
2019-2020	5.0% Simple Reversionary Bonus
2020-2021	5.0% Simple Reversionary Bonus
2021-2022	5.0% Simple Reversionary Bonus
2022-2023	5.0% Simple Reversionary Bonus
2023-2024	5.00%
2024-2025	4.50%
2025-2026	4.50%

Exide Life Secured Income Insurance Plus

Exide Life Secured Income Insurance Plus (UIN: 114N061V01, 114N061V02, 114N061V03)
2012-2013	7.0% Simple Reversionary Bonus
2013-2014	7.0% Simple Reversionary Bonus
2014-2015	7.0% Simple Reversionary Bonus
2015-2016	7.0% Simple Reversionary Bonus
2016-2017	7.0% Simple Reversionary Bonus
2017-2018	7.0% Simple Reversionary Bonus
2018-2019	7.0% Simple Reversionary Bonus
2019-2020	7.0% Simple Reversionary Bonus
2020-2021	7.0% Simple Reversionary Bonus
2021-2022	7.0% Simple Reversionary Bonus
2022-2023	7.0% Simple Reversionary Bonus
2023-2024	7.00%
2024-2025	6.25%
2025-2026	5.50%

Exide Life Secured Income Insurance RP

Exide Life Secured Income Insurance RP (UIN:114N060V01, 114N060V02, 114N060V03)
2012-2013	5.0% Simple Reversionary Bonus
2013-2014	5.0% Simple Reversionary Bonus
2014-2015	5.0% Simple Reversionary Bonus
2015-2016	5.0% Simple Reversionary Bonus
2016-2017	5.0% Simple Reversionary Bonus
2017-2018	5.0% Simple Reversionary Bonus
2018-2019	5.0% Simple Reversionary Bonus
2019-2020	5.0% Simple Reversionary Bonus
2020-2021	5.0% Simple Reversionary Bonus
2021-2022	5.0% Simple Reversionary Bonus
2022-2023	5.0% Simple Reversionary Bonus
2023-2024	5.00%
2024-2025	4.50%
2025-2026	4.50%

Exide Life Income Advantage Plan

Exide Life Income Advantage Plan (114N082V01, 114N082V02, 114N082V03)
2016-2017	Option A: 4.5% Simple Reversionary Bonus Option B: 5.00% Simple Reversionary Bonus
2017-2018	Option A: 4.5% Simple Reversionary Bonus Option B: 5.00% Simple Reversionary Bonus
2018-2019	Option A: 4.5% Simple Reversionary Bonus Option B: 5.00% Simple Reversionary Bonus
2019-2020	Option A: 4.5% Simple Reversionary Bonus Option B: 5.00% Simple Reversionary Bonus
2020-2021	Option A: 4.5% Simple Reversionary Bonus Option B: 5.00% Simple Reversionary Bonus
2021-2022	Option A: 4.5% Simple Reversionary Bonus Option B: 5.00% Simple Reversionary Bonus
2022-2023	Option A: 4.5% Simple Reversionary Bonus Option B: 5.00% Simple Reversionary Bonus
2023-2024	Option A: 4.50% Option B: 5.00%
2024-2025	Option A: 4.50% Option B: 5.00%
2025-2026	Option A: 4.50% Option B: 5.00%

Exide Life Platinum Life Plan^{^^}

Exide Life Platinum Life Plan (114N020V01)
2007-2008	0.5% p.a. over and above the guaranteed bonus rate of 5%
2008-2009	0.5% p.a. over and above the guaranteed bonus rate of 5%
2009-2010	0.5% p.a. over and above the guaranteed bonus rate of 5%
2010-2011	0.5% p.a. over and above the guaranteed bonus rate of 5%
2011-2012	0.5% p.a. over and above the guaranteed bonus rate of 5%
2012-2013	0.5% p.a. over and above the guaranteed bonus rate of 5%
2013-2014	0.5% p.a. over and above the guaranteed bonus rate of 5%
2014-2015	0.5% p.a. over and above the guaranteed bonus rate of 5%
2015-2016	0.5% p.a. over and above the guaranteed bonus rate of 5%
2016-2017	0.5% p.a. over and above the guaranteed bonus rate of 5%
2017-2018	0.5% p.a. over and above the guaranteed bonus rate of 5%
2018-2019	0.5% p.a. over and above the guaranteed bonus rate of 5%
2019-2020	0.5% p.a. over and above the guaranteed bonus rate of 5%
2020-2021	0.5% p.a. over and above the guaranteed bonus rate of 5%
2021-2022	0.5% p.a. over and above the guaranteed bonus rate of 5%
2022-2023	0.5% p.a. over and above the guaranteed bonus rate of 5%

Exide Life Smart Income Plan

Exide Life Smart Income Plan (UIN : 114N120V01)
2021-2022	Option 1 : 8.5% p.a. Simple Reversionary Bonus Option 2 : 5.5% p.a. Simple Reversionary Income Bonus
2022-2023	Option 1 : 8.5% p.a. Simple Reversionary Bonus Option 2 : 5.5% p.a. Simple Reversionary Income Bonus
2023-2024	Option 1 : 8.5% p.a. Simple Reversionary Bonus Option 2 : 5.5% p.a. Simple Reversionary Income Bonus
2024-2025	Option 1 : 8.5% p.a. Simple Reversionary Bonus Option 2 : 5.5% p.a. Simple Reversionary Income Bonus
2025-2026	Option 1 : 8.5% p.a. Simple Reversionary Bonus Option 2 : 5.5% p.a. Simple Reversionary Income Bonus

Exide Life Sampoorna Jeevan

Exide Life Sampoorna Jeevan (UIN : 114N110V01)
2019-2020	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3* : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a
2020-2021	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3* : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a
2021-2022	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3* : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a
2022-2023	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3* : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a
2023-2024	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3* : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a
2024-2025	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3* : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a
2025-2026	Bonus Option 1 : 8% p.a. Simple Reversionary Bonus Bonus Option 2 : 6% p.a. Simple Reversionary Income Bonus Bonus Option 3* : 4% p.a. Cash Bonus Bonus Option 4 : Simple Reversionary Bonus - 4% p.a. & Cash Bonus – 4% p.a. Bonus Option 5 : Simple Reversionary Income Bonus - 4% p.a. & Cash Bonus – 2% p.a

RB on SPWL, Creating Life Child Protection Plan, Reassuring Life Endowment with Reversionary Bonus, Safal Jeevan Endowment, Rewarding Life Whole of Life Plan and Safal Jeevan Money Back Plan is on compound basis, while on all other products RB is on simple basis
The policies under Sampoorn Samridhi product are eligible for Reversionary Bonus only after 3 years premiums are paid
Deferment period = Policy term – Premium payment term.
RB on Systematic Pension Plan is a % of Annualised Premium, while on all other products RB is a % of Sum Assured
RB rates are declared for the period 1st April to 31st March

^{^^}Simple Reversionary Bonus over and above Simple Guaranteed Bonus rate of 5% p.a. The Guaranteed addition is applicable for first five policy years

*Please refer Cash Bonus section for more details.

Terminal Bonus Rates

Terminal Bonus Rates for HDFC Life

HDFC Money Back

HDFC MONEY BACK (UIN :101N002V01)
Bonus Declaration: 31st March 2010*	4.00%
Bonus Declaration: 31st March 2011*	10.00%
Bonus Declaration: 31st March 2012**	12.50%
Bonus Declaration: 31st March 2013**	12.50%
Bonus Declaration: 31st March 2014**	13.00%
Bonus Declaration: 31st March 2015**	13.50% for Policy Term 10 yrs and 28% for Policy Term 15 yrs
Bonus Declaration: 31st March 2016**	13.50% for Policy Term 10 yrs and 30.00% for Policy Term 15 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
Money Back	10	13.50%	15.00%	15.00%
Money Back	15	30.00%	37.00%	40.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB Rates F.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Money Back	10	16.00%	16.50%	16.00%	16.00%
	11	NA	21.00%	21.00%	21.00%
	12	NA	26.00%	26.00%	26.00%
	13	NA	31.00%	31.00%	31.00%
	14	NA	36.00%	36.00%	36.00%
	15	41.00%	43.50%	37.00%	37.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Money Back	11	21.00%	NA
	12	26.00%	NA
	13	31.00%	NA
	14	36.00%	NA
	15	37.00%	44.00%
	16	43.50%	NA
	17	50.00%	NA
	18	56.75%	NA
	19	63.25%	NA
	20	69.75%	69.75%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Money Back	11	21.00%	NA
	12	26.00%	NA
	13	31.00%	NA
	14	36.00%	NA
	15	37.00%	44.00%
	16	42.50%	NA
	17	48.00%	NA
	18	53.50%	NA
	19	59.00%	NA
	20	69.75%	71.75%
	21	NA	71.75%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Money Back	11	21.00%	NA
	12	26.00%	NA
	13	31.00%	NA
	14	36.00%	NA
	15	36.00%	42.00%
	16	42.50%	NA
	17	48.00%	NA
	18	53.50%	NA
	19	59.00%	NA
	20	70.50%	73.25%
	21	70.50%	NA
	22	NA	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Money Back	11	20.75%	NA
	12	25.75%	NA
	13	30.75%	NA
	14	35.75%	NA
	15	35.75%	41.75%
	16	42.25%	NA
	17	47.75%	NA
	18	53.25%	NA
	19	58.75%	NA
	20	70.50%	74.25%
	21	70.50%	NA
	22	71.50%	NA
	23	71.50%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Money Back	11	20.75%	NA
	12	25.75%	NA
	13	30.75%	NA
	14	35.75%	NA
	15	36.00%	42.00%
	16	42.75%	NA
	17	48.00%	NA
	18	53.50%	NA
	19	59.00%	NA
	20	71.75%	75.50%
	21	71.75%	NA
	22	72.00%	NA
	23	72.00%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Money Back	10	16.00%	16.50%
	11	20.75%	21.25%
	12	25.75%	26.25%
	13	30.75%	31.25%
	14	35.75%	36.25%
	15	36.00%	42.00%
	16	43.00%	48.75%
	17	48.00%	54.00%
	18	53.50%	59.50%
	19	59.00%	65.00%
	20	72.50%	76.25%
	21	72.50%	76.25%
	22	72.75%	76.50%
	23	72.75%	76.50%
	24	72.75%	76.50%
	25	98.00%	101.75%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Money Back	10	16.00%	16.50%
	11	20.75%	21.25%
	12	25.75%	26.25%
	13	30.75%	31.25%
	14	35.75%	36.25%
	15	36.00%	42.00%
	16	43.00%	48.75%
	17	48.00%	54.00%
	18	53.50%	59.50%
	19	59.00%	65.00%
	20	72.75%	76.50%
	21	80.25%	86.25%
	22	90.00%	96.00%
	23	99.50%	105.50%
	24	109.25%	115.25%
	25	119.00%	125.00%
	26	134.00%	140.00%

HDFC Children's Plan

HDFC CHILDREN’S PLAN (UIN: 101N010V01)
Bonus Declaration: 31st March 2012**	8.50%
Bonus Declaration: 31st March 2013**	8.50%
Bonus Declaration: 31st March 2014**	9.5%
Bonus Declaration: 31st March 2015**	9.5% for Policy Term 10-12 yrs and 15% for Policy Term 13-15 yrs
Bonus Declaration: 31st March 2016**	10.00% for Policy Term 10 yrs, 12.00% for Policy Term 11 yrs, 14.50% for Policy Term 12 yrs, 16.50% for Policy Term 13 yrs and 18.00% for Policy Term 14 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Children’s Plan	10	10.00%	11.00%	11.00%
	11	12.00%	12.50%	12.50%
	12	14.50%	15.00%	15.00%
	13	16.50%	17.50%	17.50%
	14	18.00%	21.00%	22.00%
	15	NA	24.00%	28.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Children’s Plan	10	11.00%	11.50%	11.00%	11.00%
	11	12.50%	12.75%	12.50%	12.50%
	12	16.00%	16.25%	16.00%	16.00%
	13	19.00%	19.25%	19.00%	19.00%
	14	24.00%	25.00%	22.00%	22.00%
	15	30.00%	31.25%	24.00%	24.00%
	16	32.00%	33.75%	26.00%	26.00%
	17	NA	35.50%	NA	28.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Children’s Plan
	10	11.00%	11.50%
	11	12.50%	13.00%
	12	16.00%	16.25%
	13	19.00%	19.25%
	14	22.00%	25.00%
	15	24.00%	31.25%
	16	26.00%	34.50%
	17	28.00%	36.50%
	18	34.50%	37.00%
	19	36.00%	37.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Children’s Plan	10	10.50%	11.00%
	11	12.50%	13.00%
	12	16.00%	16.25%
	13	19.00%	19.25%
	14	22.00%	25.00%
	15	23.25%	30.00%
	16	26.00%	34.50%
	17	28.00%	36.50%
	18	34.50%	39.00%
	19	36.00%	39.50%
	20	NA	39.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Children’s Plan	10	10.00%	10.00%
	11	12.00%	12.00%
	12	14.25%	14.50%
	13	17.25%	17.50%
	14	21.25%	23.50%
	15	21.75%	27.00%
	16	23.75%	30.00%
	17	26.25%	33.00%
	18	32.75%	35.50%
	19	36.00%	39.50%
	20	38.25%	41.00%
	21	NA	41.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Children’s Plan	10	9.00%	9.00%
	11	10.00%	10.50%
	12	14.00%	14.25%
	13	17.00%	17.25%
	14	20.25%	22.50%
	15	20.75%	26.00%
	16	22.75%	29.00%
	17	25.25%	32.00%
	18	31.75%	34.50%
	19	35.00%	38.50%
	20	37.75%	40.50%
	21	39.25%	42.00%
	22	NA	42.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Children’s Plan	10	9.25%	9.25%
	11	10.25%	10.75%
	12	14.25%	14.50%
	13	17.25%	17.50%
	14	20.25%	22.50%
	15	20.75%	26.00%
	16	22.75%	29.00%
	17	25.25%	32.00%
	18	31.75%	34.50%
	19	35.00%	38.50%
	20	37.75%	40.50%
	21	39.50%	42.25%
	22	41.50%	44.25%
	23	NA	44.25%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Children’s Plan	10	9.25%	9.25%
	11	10.25%	10.75%
	12	14.50%	14.75%
	13	17.75%	18.00%
	14	20.25%	22.50%
	15	20.75%	26.00%
	16	22.75%	29.00%
	17	25.50%	32.25%
	18	31.75%	34.50%
	19	35.00%	38.50%
	20	37.75%	40.50%
	21	40.75%	43.50%
	22	43.25%	46.00%
	23	45.25%	48.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Children’s Plan	10	9.25%	9.25%
	11	10.25%	10.75%
	12	14.75%	15.00%
	13	17.75%	18.00%
	14	20.50%	22.75%
	15	20.75%	26.00%
	16	22.75%	29.00%
	17	25.75%	32.50%
	18	32.00%	34.75%
	19	35.25%	38.75%
	20	38.00%	40.75%
	21	41.50%	44.25%
	22	44.50%	47.25%
	23	47.00%	49.75%
	24	52.25%	55.00%

HDFC Endowment Assurance

HDFC ENDOWMENT ASSURANCE (UIN: 101N001V01 & 101N001V02)
Bonus Declaration: 31st March 2011*	10.00%
Bonus Declaration: 31st March 2012**	8.50%
Bonus Declaration: 31st March 2013**	8.50%
Bonus Declaration: 31st March 2014**	9.5% for Policy Term 10-12 yrs and 10% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015**	10.50% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016**	11.00% for Policy Term 10 yrs, 12.50% for Policy Term 11 yrs, 15.00% for Policy Term 12 yrs, 17.50% for Policy Term 13 yrs, 20.00% for Policy Term 14 yrs, 23.00% for Policy Term 15 yrs and 25.00% for Policy Term 16 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Endowment Assurance	10	11.00%	12.00%	12.00%
	11	12.50%	14.00%	14.00%
	12	15.00%	16.00%	16.00%
	13	17.50%	20.00%	20.00%
	14	20.00%	24.00%	26.00%
	15	23.00%	28.00%	31.50%
	16	25.00%	32.00%	33.50%
	17	NA	35.00%	37.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Endowment Assurance	10	13.50%	15.50%	13.50%	13.50%
	11	14.50%	16.50%	14.50%	14.50%
	12	17.00%	19.00%	16.00%	16.00%
	13	21.00%	21.50%	20.00%	20.00%
	14	27.00%	27.75%	24.00%	24.00%
	15	34.00%	35.25%	30.00%	30.00%
	16	36.00%	37.75%	32.00%	32.00%
	17	40.00%	46.00%	36.00%	36.00%
	18	44.00%	46.00%	40.00%	40.00%
	19	NA	50.00%	NA	44.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Endowment Assurance
	10	13.50%	15.5%
	11	14.50%	17.0%
	12	16.00%	19.0%
	13	20.00%	21.5%
	14	24.00%	27.75%
	15	30.00%	36.25%
	16	32.00%	39.25%
	17	36.00%	48.0%
	18	40.00%	52.00%
	19	44.00%	56.00%
	20	48.00%	59.00%
	20	52.00%	59.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Endowment Assurance	10	13.50%	15.50%
	11	14.50%	17.00%
	12	16.00%	19.00%
	13	20.00%	21.50%
	14	24.00%	27.75%
	15	30.00%	36.25%
	16	32.00%	39.25%
	17	36.00%	48.00%
	18	40.00%	52.00%
	19	44.00%	56.00%
	20	48.00%	59.50%
	21	52.00%	66.00%
	22	NA	66.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Endowment Assurance	10	13.25%	15.00%
	11	14.00%	16.00%
	12	15.00%	17.00%
	13	19.25%	19.75%
	14	23.25%	26.00%
	15	29.75%	35.50%
	16	31.25%	37.75%
	17	34.50%	45.00%
	18	35.50%	49.00%
	19	43.00%	54.00%
	20	47.50%	58.50%
	21	52.00%	66.00%
	22	60.00%	66.00%
	23	NA	66.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Endowment Assurance	10	11.75%	13.50%
	11	13.00%	15.00%
	12	14.00%	16.00%
	13	18.00%	18.50%
	14	22.25%	25.00%
	15	29.00%	34.75%
	16	30.75%	37.25%
	17	33.50%	44.00%
	18	35.00%	48.50%
	19	42.50%	53.50%
	20	46.00%	57.00%
	21	50.00%	64.00%
	22	60.00%	68.00%
	23	67.50%	73.50%
	24	NA	73.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Endowment Assurance	10	11.75%	13.50%
	11	13.00%	15.00%
	12	14.00%	16.00%
	13	18.00%	18.50%
	14	22.25%	25.00%
	15	29.25%	35.00%
	16	31.00%	37.50%
	17	33.50%	44.00%
	18	35.00%	48.50%
	19	42.50%	53.50%
	20	46.00%	57.00%
	21	50.00%	64.00%
	22	60.25%	68.25%
	23	69.75%	75.75%
	24	75.25%	81.25%
	25	NA	81.25%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Endowment Assurance	10	11.75%	13.50%
	11	13.00%	15.00%
	12	14.00%	16.00%
	13	18.00%	18.50%
	14	22.25%	25.00%
	15	29.25%	35.00%
	16	31.25%	37.75%
	17	33.50%	44.00%
	18	35.00%	48.50%
	19	42.50%	53.50%
	20	46.25%	57.25%
	21	50.75%	64.75%
	22	62.00%	70.00%
	23	72.00%	78.00%
	24	77.50%	83.50%
	25	83.25%	89.25%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Endowment Assurance	10	11.75%	13.50%
	11	13.00%	15.00%
	12	14.00%	16.00%
	13	18.00%	18.50%
	14	22.25%	25.00%
	15	29.00%	34.75%
	16	31.00%	37.50%
	17	33.75%	44.25%
	18	35.25%	48.75%
	19	42.75%	53.75%
	20	46.50%	57.50%
	21	51.50%	65.50%
	22	63.25%	71.25%
	23	73.75%	79.75%
	24	79.75%	85.75%
	25	85.50%	91.50%
	26	98.50%	104.50%

HDFC Life SL Endowment Gain Insurance Plan

HDFC Life SL Endowment Gain Insurance Plan (UIN: 101N071V01)
Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC SL Endowment Gain Insurance Plan	10	13.50%	15.50%
	11	14.50%	17.00%
	12	16.00%	19.00%
	13	20.00%	21.50%
	14	24.00%	27.75%
	15	30.00%	36.25%
	16	32.00%	39.25%
	17	36.00%	48.00%
	18	40.00%	52.00%
	19	44.00%	56.00%
	20	48.00%	59.00%
	21	52.00%	59.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC SL Endowment Gain Insurance Plan	10	13.50%	15.50%
	11	14.50%	17.00%
	12	16.00%	19.00%
	13	20.00%	21.50%
	14	24.00%	27.75%
	15	30.00%	36.25%
	16	32.00%	39.25%
	17	36.00%	48.00%
	18	40.00%	52.00%
	19	44.00%	56.00%
	20	48.00%	59.50%
	21	52.00%	66.00%
	22	NA	66.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC SL Endowment Gain Insurance Plan	10	13.25%	15.00%
	11	14.00%	16.00%
	12	15.00%	17.00%
	13	19.25%	19.75%
	14	23.25%	26.00%
	15	29.75%	35.50%
	16	31.25%	37.75%
	17	34.50%	45.00%
	18	35.50%	49.00%
	19	43.00%	54.00%
	20	47.50%	58.50%
	21	52.00%	66.00%
	22	60.00%	66.00%
	23	NA	66.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC SL Endowment Gain Insurance Plan	10	11.75%	13.50%
	11	13.00%	15.00%
	12	14.00%	16.00%
	13	18.00%	18.50%
	14	22.25%	25.00%
	15	29.00%	34.75%
	16	30.75%	37.25%
	17	33.50%	44.00%
	18	35.00%	48.50%
	19	42.50%	53.50%
	20	46.00%	57.00%
	21	50.00%	64.00%
	22	60.00%	68.00%
	23	67.50%	73.50%
	24	NA	73.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC SL Endowment Gain Insurance Plan	10	11.75%	13.50%
	11	13.00%	15.00%
	12	14.00%	16.00%
	13	18.00%	18.50%
	14	22.25%	25.00%
	15	29.25%	35.00%
	16	31.00%	37.50%
	17	33.50%	44.00%
	18	35.00%	48.50%
	19	42.50%	53.50%
	20	46.00%	57.00%
	21	50.00%	64.00%
	22	60.25%	68.25%
	23	69.75%	75.75%
	24	75.25%	81.25%
	25	NA	81.25%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC SL Endowment Gain Insurance Plan	10	11.75%	13.50%
	11	13.00%	15.00%
	12	14.00%	16.00%
	13	18.00%	18.50%
	14	22.25%	25.00%
	15	29.25%	35.00%
	16	31.25%	37.75%
	17	33.50%	44.00%
	18	35.00%	48.50%
	19	42.50%	53.50%
	20	46.25%	57.25%
	21	50.75%	64.75%
	22	62.00%	70.00%
	23	72.00%	78.00%
	24	77.50%	83.50%
	25	83.25%	89.25%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC SL Endowment Gain Insurance Plan	10	11.75%	13.50%
	11	13.00%	15.00%
	12	14.00%	16.00%
	13	18.00%	18.50%
	14	22.25%	25.00%
	15	29.00%	34.75%
	16	31.00%	37.50%
	17	33.75%	44.25%
	18	35.25%	48.75%
	19	42.75%	53.75%
	20	46.50%	57.50%
	21	51.50%	65.50%
	22	63.25%	71.25%
	23	73.75%	79.75%
	24	79.75%	85.75%
	25	85.50%	91.50%
	26	98.50%	104.50%

HDFC Personal Pension Plan (Regular Premium)

HDFC PERSONAL PENSION PLAN -RP (UIN: 101N008V01)
Bonus Declaration: 31st March 2011*	10.00%
Bonus Declaration: 31st March 2012**	12.50%
Bonus Declaration: 31st March 2013**	12.50%
Bonus Declaration: 31st March 2014**	12.5% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015**	18.00% for Policy Term 10-12 yrs and 25% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016**	18.00% for Policy Term 10 yrs, 20.00% for Policy Term 11 yrs, 22.00% for Policy Term 12 yrs, 25.00% for Policy Term 13 yrs, 27.00% for Policy Term 14 yrs and 30.00% for Policy Term 15 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Personal Pension Plan -RP (UIN: 101N008V01)	10	18.00%	18.00%	18.00%
	11	20.00%	21.00%	21.00%
	12	22.00%	23.00%	23.00%
	13	25.00%	26.00%	26.00%
	14	27.00%	29.00%	30.50%
	15	30.00%	33.00%	34.50%
	16	NA	36.00%	37.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Personal Pension Plan -RP (UIN: 101N008V01)	10	22.00%	22.25%	21.00%	21.00%
	11	25.00%	25.50%	24.00%	24.00%
	12	28.00%	28.75%	27.00%	27.00%
	13	31.00%	31.75%	30.00%	30.00%
	14	35.00%	36.00%	33.00%	33.00%
	15	40.00%	41.25%	38.25%	38.25%
	16	45.00%	46.75%	42.50%	42.50%
	17	49.00%	51.25%	46.00%	46.00%
	18	NA	56.50%	NA	49.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Personal Pension Plan -RP	10	21.00%	22.25%
	11	24.00%	25.50%
	12	27.00%	28.75%
	13	30.00%	31.75%
	14	33.00%	36.00%
	15	38.25%	41.25%
	16	42.50%	47.75%
	17	46.00%	52.25%
	18	49.50%	57.50%
	19	51.00%	61.50%
	20	52.00%	61.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Personal Pension Plan (Regular Premium)	10	21.00%	26.00%
	11	24.00%	28.75%
	12	27.00%	32.00%
	13	30.00%	36.00%
	14	33.00%	40.00%
	15	38.25%	45.00%
	16	42.50%	49.00%
	17	46.00%	53.50%
	18	49.50%	58.00%
	19	51.00%	62.00%
	20	52.00%	71.00%
	21	NA	71.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Personal Pension Plan (Regular Premium)	10	21.00%	26.00%
	11	24.00%	28.75%
	12	26.50%	31.25%
	13	30.00%	35.75%
	14	33.00%	40.00%
	15	38.25%	45.00%
	16	42.25%	48.50%
	17	46.00%	53.50%
	18	49.50%	58.00%
	19	50.75%	61.50%
	20	52.50%	72.00%
	21	59.00%	72.00%
	22	NA	72.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Personal Pension Plan (Regular Premium)	10	20.75%	26.00%
	11	23.75%	28.75%
	12	25.50%	30.25%
	13	29.00%	34.75%
	14	32.00%	39.00%
	15	37.25%	44.00%
	16	41.25%	47.50%
	17	45.00%	52.50%
	18	48.50%	57.00%
	19	49.75%	60.50%
	20	51.50%	71.00%
	21	63.00%	76.00%
	22	68.00%	81.00%
	23	NA	81.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Personal Pension Plan (Regular Premium)	10	20.75%	26.00%
	11	23.75%	28.75%
	12	25.50%	30.25%
	13	29.00%	34.75%
	14	32.00%	39.00%
	15	37.25%	44.00%
	16	41.25%	47.50%
	17	45.00%	52.50%
	18	48.50%	57.00%
	19	49.75%	60.50%
	20	52.75%	72.25%
	21	64.75%	77.75%
	22	70.25%	83.25%
	23	76.50%	89.50%
	24	NA	89.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Personal Pension Plan (Regular Premium)	10	20.75%	26.00%
	11	23.75%	28.75%
	12	25.50%	30.25%
	13	29.00%	34.75%
	14	32.00%	39.00%
	15	37.25%	44.00%
	16	41.25%	47.50%
	17	45.00%	52.50%
	18	48.50%	57.00%
	19	49.75%	60.50%
	20	53.50%	73.00%
	21	66.00%	79.00%
	22	72.00%	85.00%
	23	78.50%	91.50%
	24	85.25%	98.25%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Personal Pension Plan (Regular Premium)	10	20.75%	26.00%
	11	23.75%	28.75%
	12	25.50%	30.25%
	13	29.00%	34.75%
	14	32.00%	39.00%
	15	37.25%	44.00%
	16	41.25%	47.50%
	17	45.00%	52.50%
	18	48.50%	57.00%
	19	50.00%	60.75%
	20	53.75%	73.25%
	21	66.75%	79.75%
	22	73.25%	86.25%
	23	80.25%	93.25%
	24	87.50%	100.50%
	25	95.00%	108.00%

HDFC Savings Assurance Plan

HDFC SAVINGS ASSURANCE PLAN (UIN: 101N014V01)
Bonus Declaration: 31st March 2013**	25.00%
Bonus Declaration: 31st March 2014**	20.00%
Bonus Declaration: 31st March 2015**	19.00%
Bonus Declaration: 31st March 2016**	26.00% for Policy Term 10 yrs, 28.50% for Policy Term 11 yrs, 31.50% for Policy Term 12 yrs and 35.00% for Policy Term 13 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Savings Assurance Plan	10	26.00%	26.75%	26.75%
	11	28.50%	NA	NA
	12	31.50%	32.50%	32.50%
	13	35.00%	35.00%	35.00%
	14	NA	38.50%	38.50%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Savings Assurance Plan	10	27.50%	28.50%	25.00%	25.00%
	11	NA	31.00%	28.00%	28.00%
	12	35.00%	36.00%	32.00%	32.00%
	13	40.00%	41.00%	34.00%	34.00%
	14	45.00%	46.00%	39.00%	39.00%
	15	52.00%	53.00%	45.00%	45.00%
	16	NA	59.00%	NA	51.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Savings Assurance Plan	10	25.00%	29.50%
	11	28.00%	32.00%
	12	32.00%	36.00%
	13	34.00%	41.00%
	14	39.00%	46.00%
	15	45.00%	54.25%
	16	51.00%	60.00%
	17	57.00%	64.00%
	18	63.00%	64.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Savings Assurance Plan	10	25.00%	30.00%
	11	28.00%	32.00%
	12	32.00%	36.00%
	13	34.00%	41.00%
	14	40.00%	47.50%
	15	45.00%	54.25%
	16	51.00%	60.00%
	17	57.00%	65.50%
	18	NA	65.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Savings Assurance Plan	10	25.25%	30.50%
	11	28.00%	32.00%
	12	31.00%	34.00%
	13	33.25%	39.25%
	14	39.50%	46.50%
	15	44.25%	52.75%
	16	49.50%	57.00%
	17	57.00%	65.50%
	18	60.00%	65.50%
	19	60.00%	65.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Savings Assurance Plan	10	25.00%	30.50%
	11	27.75%	32.00%
	12	30.75%	34.00%
	13	32.25%	38.25%
	14	38.75%	45.75%
	15	44.00%	52.75%
	16	48.50%	56.00%
	17	56.75%	61.00%
	18	59.75%	65.50%
	19	64.50%	70.00%
	20	69.25%	74.75%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Savings Assurance Plan	10	25.00%	30.50%
	11	27.75%	32.00%
	12	30.75%	34.00%
	13	33.00%	39.00%
	14	39.50%	46.50%
	15	44.75%	53.50%
	16	49.25%	56.75%
	17	57.50%	61.75%
	18	60.50%	66.25%
	19	65.25%	70.75%
	20	70.00%	75.50%
	21	NA	75.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Savings Assurance Plan	10	25.00%	30.50%
	11	27.75%	32.00%
	12	30.75%	34.00%
	13	33.00%	39.00%
	14	39.50%	46.50%
	15	45.50%	54.25%
	16	49.75%	57.25%
	17	57.50%	61.75%
	18	60.50%	66.25%
	19	65.25%	70.75%
	20	70.75%	76.25%
	21	75.00%	80.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Savings Assurance Plan	10	25.00%	30.50%
	11	27.75%	32.00%
	12	30.75%	34.00%
	13	33.75%	39.75%
	14	40.25%	47.25%
	15	46.25%	55.00%
	16	50.50%	58.00%
	17	58.25%	62.50%
	18	61.25%	67.00%
	19	66.00%	71.50%
	20	71.50%	77.00%
	21	75.00%	80.50%
	22	80.50%	86.00%

HDFC Personal Pension Plan (Single Premium) 5 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 5
Bonus Declaration: 31st March 2008*	12.00%
Bonus Declaration: 31st March 2009*	10.00%
Bonus Declaration: 31st March 2010*	10.00%
Bonus Declaration: 31st March 2011*	8.00%
Bonus Declaration: 31st March 2012**	12.50%
Bonus Declaration: 31st March 2013**	12.50%
Bonus Declaration: 31st March 2014**	12.50%
Bonus Declaration: 31st March 2015**	14.00%
Bonus Declaration: 31st March 2016**	15.00%

HDFC Personal Pension Plan (Single Premium) 6 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 6
Bonus Declaration: 31st March 2008*	14.00%
Bonus Declaration: 31st March 2009*	12.00%
Bonus Declaration: 31st March 2010*	14.00%
Bonus Declaration: 31st March 2011*	12.00%
Bonus Declaration: 31st March 2012**	15.00%
Bonus Declaration: 31st March 2013**	15.00%
Bonus Declaration: 31st March 2014**	15.00%
Bonus Declaration: 31st March 2015**	35.00%
Bonus Declaration: 31st March 2016**	21.00%

HDFC Personal Pension Plan (Single Premium) 7 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 7
Bonus Declaration: 31st March 2008*	19.00%
Bonus Declaration: 31st March 2009*	14.00%
Bonus Declaration: 31st March 2010*	16.00%
Bonus Declaration: 31st March 2011*	16.00%
Bonus Declaration: 31st March 2012**	23.00%
Bonus Declaration: 31st March 2013**	23.00%
Bonus Declaration: 31st March 2014**	23.00%
Bonus Declaration: 31st March 2015**	35.00%
Bonus Declaration: 31st March 2016**	27.00%

HDFC Personal Pension Plan (Single Premium) 8 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 8
Bonus Declaration: 31st March 2009*	16.00%
Bonus Declaration: 31st March 2010*	20.00%
Bonus Declaration: 31st March 2011*	20.00%
Bonus Declaration: 31st March 2012**	30.00%
Bonus Declaration: 31st March 2013**	30.00%
Bonus Declaration: 31st March 2014**	30.00%
Bonus Declaration: 31st March 2015**	35.00%
Bonus Declaration: 31st March 2016**	32.50%

HDFC Personal Pension Plan (Single Premium) 9 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 9
Bonus Declaration: 31st March 2010*	24.00%
Bonus Declaration: 31st March 2011*	24.00%
Bonus Declaration: 31st March 2012**	35.00%
Bonus Declaration: 31st March 2013**	35.00%
Bonus Declaration: 31st March 2014**	35.00%
Bonus Declaration: 31st March 2015**	35.00%
Bonus Declaration: 31st March 2016**	40.00%

HDFC Personal Pension Plan (Single Premium) 10 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 10
Bonus Declaration: 31st March 2011*	28.00%
Bonus Declaration: 31st March 2012**	45.00%
Bonus Declaration: 31st March 2013**	45.00%
Bonus Declaration: 31st March 2014**	45.00%
Bonus Declaration: 31st March 2015**	45.00%
Bonus Declaration: 31st March 2016**	48.00%

HDFC Personal Pension Plan (Single Premium) 11+ until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 11+
Bonus Declaration: 31st March 2012**	52.00%
Bonus Declaration: 31st March 2013**	52.00%
Bonus Declaration: 31st March 2014**	55.00%
Bonus Declaration: 31st March 2015**	60.00%

HDFC Personal Pension Plan (Single Premium) 12+ until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 12+
Bonus Declaration: 31st March 2013**	52.00%
Bonus Declaration: 31st March 2014**	55.00%
Bonus Declaration: 31st March 2015**	60.00%
Bonus Declaration: 31st March 2016**	67.00% for Policy Term 12 yrs, 77.00% for Policy Term 13 yrs, 87.00% for Policy Term 14 yrs and 97.00% for Policy Term 15 yrs

HDFC Assurance Plan

HDFC ASSURANCE PLAN (UIN: 101N018V01)
Bonus Declaration: 31st March 2014**	15.00%
Bonus Declaration: 31st March 2015**	18.00%
Bonus Declaration: 31st March 2016**	20.00% for Policy Term 10 yrs, 22.50% for Policy Term 11 yrs and 25.00% for Policy Term 12 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Assurance Plan	10	20.00%	21.00%	24.00%
	11	22.50%	25.00%	30.00%
	12	25.00%	30.00%	35.00%
	13	NA	35.00%	40.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Assurance Plan	10	27.00%	30.00%	23.00%	23.00%
	11	33.00%	34.50%	30.00%	30.00%
	12	37.00%	38.75%	32.00%	32.00%
	13	43.00%	45.00%	38.00%	38.00%
	14	50.00%	52.25%	42.00%	42.00%
	15	NA	67.25%	NA	45.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Assurance Plan	10	23.00%	30.00%
	11	30.00%	34.50%
	12	32.00%	38.75%
	13	38.00%	45.00%
	14	42.00%	52.25%
	15	45.00%	67.25%
	16	48.00%	71.00%
	17	51.00%	71.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Assurance Plan	10	23.00%	30.50%
	11	30.00%	34.50%
	12	32.00%	38.75%
	13	34.00%	41.00%
	14	42.00%	54.00%
	15	45.00%	67.25%
	16	48.00%	73.50%
	17	51.00%	74.00%
	18	NA	74.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Assurance Plan	10	22.75%	30.00%
	11	29.50%	33.50%
	12	31.50%	38.00%
	13	33.50%	40.00%
	14	41.50%	53.00%
	15	44.00%	65.00%
	16	46.00%	69.50%
	17	51.00%	74.00%
	18	58.25%	78.00%
	19	NA	78.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Assurance Plan	10	22.50%	30.00%
	11	29.25%	33.50%
	12	31.25%	38.00%
	13	33.25%	40.00%
	14	40.50%	52.00%
	15	43.25%	64.25%
	16	45.75%	69.00%
	17	50.75%	74.00%
	18	59.75%	79.50%
	19	65.75%	85.50%
	20	NA	85.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Assurance Plan	10	22.50%	30.00%
	11	29.25%	33.50%
	12	31.25%	38.00%
	13	32.25%	40.00%
	14	40.50%	52.00%
	15	44.00%	65.00%
	16	46.50%	69.75%
	17	51.50%	74.75%
	18	60.50%	80.25%
	19	66.50%	86.25%
	20	73.00%	92.75%
	21	NA	92.75%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Assurance Plan	10	22.50%	30.00%
	11	29.25%	33.50%
	12	31.25%	38.00%
	13	32.25%	40.00%
	14	40.50%	52.00%
	15	44.00%	65.00%
	16	46.50%	69.75%
	17	51.50%	74.75%
	18	60.50%	80.25%
	19	67.25%	87.00%
	20	73.75%	93.50%
	21	80.75%	100.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Assurance Plan	10	22.50%	30.00%
	11	29.25%	33.50%
	12	31.25%	38.00%
	13	32.25%	40.00%
	14	41.25%	52.75%
	15	44.75%	65.75%
	16	47.25%	70.50%
	17	52.25%	75.50%
	18	61.25%	81.00%
	19	68.00%	87.75%
	20	74.50%	94.25%
	21	81.50%	101.25%
	22	86.25%	106.50%

HDFC Single Premium Whole of Life Insurance Plan

HDFC SINGLE PREMIUM WHOLE OF LIFE INSURANCE PLAN (UIN: 101N004V01)
Bonus Declaration: 31st March 2014**	11.50%
Bonus Declaration: 31st March 2015**	12.50%
Bonus Declaration: 31st March 2016**	14.00% for Policy Term 10 yrs and 40.00% for Policy Term 15 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Single Premium Whole of Life Insurance	10	14.00%	15.00%	15.00%
	11	14.00%	22.50%	22.50%
	12	14.00%	30.00%	30.00%
	13	14.00%	45.00%	45.00%
	14	14.00%	60.00%	60.00%
	15	40.00%	70.00%	70.00%
	16	NA	80.00%	80.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Single Premium Whole of Life Insurance	10	20.00%	20.50%	20.00%	20.50%
	11	27.00%	27.50%	27.00%	27.50%
	12	33.00%	33.50%	33.00%	33.50%
	13	48.00%	48.50%	48.00%	48.50%
	14	65.00%	65.50%	65.00%	65.50%
	15	80.00%	81.75%	80.00%	81.75%
	16	95.00%	97.50%	95.00%	97.50%
	17	115.00%	118.50%	115.00%	118.50%
	18	NA	135.75%	NA	135.75%
	19	NA	166.75%	NA	166.75%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Single Premium Whole of Life Insurance	10	20.50%	20.50%
	11	29.00%	29.00%
	12	35.50%	35.50%
	13	48.75%	48.75%
	14	65.50%	65.50%
	15	82.25%	82.25%
	16	100.00%	100.00%
	17	120.00%	120.00%
	18	140.00%	140.00%
	19	170.00%	170.00%
	20	190.00%	190.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Single Premium Whole of Life Insurance Plan	10	20.50%	20.50%
	11	29.00%	29.00%
	12	35.50%	35.50%
	13	48.75%	48.75%
	14	65.50%	65.50%
	15	82.25%	82.25%
	16	100.00%	100.00%
	17	120.00%	120.00%
	18	140.00%	140.00%
	19	160.00%	160.00%
	20	190.00%	190.00%
	21	225.00%	225.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Single Premium Whole of Life Insurance Plan	10	20.00%	20.00%
	11	28.00%	28.00%
	12	35.00%	35.00%
	13	48.00%	48.00%
	14	65.00%	65.00%
	15	82.00%	82.00%
	16	100.00%	100.00%
	17	118.00%	118.00%
	18	138.00%	138.00%
	19	158.00%	158.00%
	20	188.00%	188.00%
	21	223.00%	223.00%
	22	248.00%	248.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Single Premium Whole of Life Insurance Plan	10	20.00%	20.00%
	11	28.00%	28.00%
	12	36.00%	36.00%
	13	49.00%	49.00%
	14	66.00%	66.00%
	15	83.00%	83.00%
	16	99.00%	99.00%
	17	117.00%	117.00%
	18	137.00%	137.00%
	19	157.00%	157.00%
	20	187.00%	187.00%
	21	224.00%	224.00%
	22	249.00%	249.00%
	23	249.00%	249.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Single Premium Whole of Life Insurance Plan	10	20.00%	20.00%
	11	28.00%	28.00%
	12	36.00%	36.00%
	13	49.00%	49.00%
	14	66.00%	66.00%
	15	83.00%	83.00%
	16	99.00%	99.00%
	17	117.00%	117.00%
	18	137.00%	137.00%
	19	157.25%	157.25%
	20	187.00%	187.00%
	21	224.00%	224.00%
	22	253.00%	253.00%
	23	287.00%	287.00%
	24	312.00%	312.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Single Premium Whole of Life Insurance Plan	10	20.00%	20.00%
	11	28.00%	28.00%
	12	36.00%	36.00%
	13	49.00%	49.00%
	14	66.00%	66.00%
	15	83.00%	83.00%
	16	99.00%	99.00%
	17	117.00%	117.00%
	18	137.00%	137.00%
	19	157.25%	157.25%
	20	187.00%	187.00%
	21	224.00%	224.00%
	22	253.00%	253.00%
	23	287.00%	287.00%
	24	312.00%	312.00%
	25	344.00%	344.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Single Premium Whole of Life Insurance Plan	10	20.00%	20.00%
	11	28.00%	28.00%
	12	36.00%	36.00%
	13	49.00%	49.00%
	14	66.00%	66.00%
	15	83.00%	83.00%
	16	99.00%	99.00%
	17	118.00%	118.00%
	18	137.00%	137.00%
	19	157.25%	157.25%
	20	187.00%	187.00%
	21	224.00%	224.00%
	22	253.00%	253.00%
	23	287.00%	287.00%
	24	312.00%	312.00%
	25	344.00%	344.00%
	26	374.00%	374.00%

HDFC Sampoorn Samridhi

HDFC Life Sampoorn Samridhi Insurance Plan (UIN: 101N078V01)
Product	Age at maturity	BY’19 (‘Enhanced Cover’ option)	BY’19 (‘Enhanced Cash’ option)	BY’20 (‘Enhanced Cover’ option)	BY’20 (‘Enhanced Cash’ option)
HDFC Life Sampoorn Samridhi(term 5-6)	20-25	25%	30.00%	25%	30.00%
	26-30		30.00%		30.00%
	31-35		32.50%		32.50%
	36-40		35.00%		35.00%
	41-45		37.50%		37.50%
	46-50		42.50%		42.50%
	51-55		48.00%		48.00%
	56-60		55.00%		55.00%
	61-65		60.00%		60.00%
	66-70		NA		65.00%

Product	Age at maturity	BY’19 (‘Enhanced Cover’ option)	BY’19 (‘Enhanced Cash’ option)	BY’20 (‘Enhanced Cover’ option)	BY’20 (‘Enhanced Cash’ option)
HDFC Life Sampoorn Samridhi(term 7-9)	20-25	25%	30.00%	25%	30.00%
	26-30		30.00%		30.00%
	31-35		32.50%		32.50%
	36-40		35.00%		35.00%
	41-45		37.50%		37.50%
	46-50		42.50%		42.50%
	51-55		48.00%		48.00%
	56-60		55.00%		55.00%
	61-65		60.00%		60.00%
	66-70		NA		65.00%

Product	Age at maturity	‘Enhanced Cover’ option	‘Enhanced Cash’ option
HDFC Life Sampoorn Samridhi(term 7-10)	20-25	25%	30.00%
	26-30		30.00%
	31-35		32.50%
	36-40		35.00%
	41-45		37.50%
	46-50		42.50%
	51-55		48.00%
	56-60		55.00%
	61-65		60.00%
	66-70		65.00%

Product	Age at maturity	BY’22 (‘Enhanced Cover’ option)	BY’22 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 7-9)	20-25	25%	30.00%
	26-30		30.00%
	31-35		32.50%
	36-40		35.00%
	41-45		37.50%
	46-50		42.50%
	51-55		48.00%
	56-60		55.00%
	61-65		60.00%
	66-70		65.00%

Product	Age at maturity	BY’22 (‘Enhanced Cover’ option)	BY’22 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 10-11)	20-25	25%	30.00%
	26-30		30.00%
	31-35		32.50%
	36-40		35.00%
	41-45		37.50%
	46-50		42.50%
	51-55		48.00%
	56-60		55.00%
	61-65		60.00%
	66-70		65.00%

Product	Age at maturity	BY’23 (‘Enhanced Cover’ option)	BY’23 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 10)	20-25	25%	NA
	26-30		29.00%
	31-35		30.00%
	36-40		32.50%
	41-45		34.00%
	46-50		38.00%
	51-55		42.00%
	56-60		49.00%
	61-65		56.00%
	66-70		63.00%

Product	Age at maturity	BY’23 (‘Enhanced Cover’ option)	BY’23 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 11)	20-25	25%	NA
	26-30		30.00%
	31-35		31.50%
	36-40		33.75%
	41-45		36.00%
	46-50		40.75%
	51-55		46.00%
	56-60		54.50%
	61-65		58.00%
	66-70		64.50%
	71-75		73.50%

Product	Age at maturity	BY’23 (‘Enhanced Cover’ option)	BY’23 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 12)	31-35	25%	29.00%
	36-40		33.50%
	41-45		34.50%
	46-50		40.75%
	51-55		46.00%
	56-60		54.50%
	61-65		58.00%
	66-70		64.50%
	71-15		73.50%

Product	Age at maturity	BY’24 (‘Enhanced Cover’ option)	BY’24 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 10)	20-25	25%	NA
	26-30		28.00%
	31-35		29.00%
	36-40		31.50%
	41-45		33.00%
	46-50		37.00%
	51-55		41.00%
	56-60		48.00%
	61-65		54.50%
	66-70		62.00%

Product	Age at maturity	BY’24 (‘Enhanced Cover’ option)	BY’24 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 11)	20-25	25%	NA
	26-30		28.00%
	31-35		29.50%
	36-40		31.75%
	41-45		34.00%
	46-50		38.75%
	51-55		45.00%
	56-60		52.50%
	61-65		56.50%
	66-70		62.50%
	71-75		71.50%

Product	Age at maturity	BY’24 (‘Enhanced Cover’ option)	BY’24 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 12-13)	26-30	25%	28.50%
	31-35		31.00%
	36-40		34.00%
	41-45		35.50%
	46-50		41.25%
	51-55		48.00%
	56-60		56.50%
	61-65		59.50%
	66-70		66.75%
	71-75		76.75%

Product	Age at maturity	BY’25 (‘Enhanced Cover’ option)	BY’25 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 10)	20-25	25%	NA
	26-30		28.00%
	31-35		29.00%
	36-40		31.50%
	41-45		33.00%
	46-50		37.00%
	51-55		41.00%
	56-60		48.00%
	61-65		54.50%
	66-70		62.00%

Product	Age at maturity	BY’25 (‘Enhanced Cover’ option)	BY’25 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 11)	20-25	25%	NA
	26-30		28.00%
	31-35		29.50%
	36-40		31.75%
	41-45		34.00%
	46-50		38.75%
	51-55		45.00%
	56-60		52.50%
	61-65		56.50%
	66-70		62.50%
	71-75		71.50%

Product	Age at maturity	BY’25 (‘Enhanced Cover’ option)	BY’25 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 12-13)	26-30	25%	28.50%
	31-35		31.00%
	36-40		34.00%
	41-45		35.50%
	46-50		41.25%
	51-55		48.00%
	56-60		56.50%
	61-65		59.50%
	66-70		66.75%
	71-75		76.75%

Product	Age at maturity	BY’25 (‘Enhanced Cover’ option)	BY’25 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 14-15)	26-30	25%	NA
	31-35		31.50%
	36-40		35.00%
	41-45		37.50%
	46-50		42.75%
	51-55		48.50%
	56-60		56.75%
	61-65		62.50%
	66-70		68.00%
	71-75		78.00%

Product	Age at maturity	BY’26 (‘Enhanced Cover’ option)	BY’26 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 10)	20-25	25%	NA
	26-30		28.00%
	31-35		29.00%
	36-40		31.50%
	41-45		33.00%
	46-50		37.00%
	51-55		41.00%
	56-60		48.00%
	61-65		54.50%
	66-70		62.00%

Product	Age at maturity	BY’26 (‘Enhanced Cover’ option)	BY’26 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 11)	20-25	25%	NA
	26-30		28.00%
	31-35		29.50%
	36-40		31.75%
	41-45		34.00%
	46-50		38.75%
	51-55		45.00%
	56-60		52.50%
	61-65		56.50%
	66-70		62.50%
	71-75		71.50%

Product	Age at maturity	BY’26 (‘Enhanced Cover’ option)	BY’26 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 12-13)	26-30	25%	28.50%
	31-35		31.00%
	36-40		34.00%
	41-45		35.50%
	46-50		41.25%
	51-55		48.00%
	56-60		56.50%
	61-65		59.50%
	66-70		66.75%
	71-75		76.75%

Product	Age at maturity	BY’26 (‘Enhanced Cover’ option)	BY’26 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 14-15)	26-30	25%	NA
	31-35		31.50%
	36-40		35.00%
	41-45		37.50%
	46-50		42.75%
	51-55		48.50%
	56-60		56.75%
	61-65		62.50%
	66-70		68.00%
	71-75		78.00%

Product	Age at maturity	BY’27 (‘Enhanced Cover’ option)	BY’27 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 10)	20-25	25%	NA
	26-30		28.00%
	31-35		29.00%
	36-40		31.50%
	41-45		33.00%
	46-50		37.00%
	51-55		41.00%
	56-60		48.00%
	61-65		54.50%
	66-70		62.00%

Product	Age at maturity	BY’27 (‘Enhanced Cover’ option)	BY’27 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 11)	20-25	25%	NA
	26-30		28.00%
	31-35		29.50%
	36-40		31.75%
	41-45		34.00%
	46-50		38.75%
	51-55		45.00%
	56-60		52.50%
	61-65		56.50%
	66-70		62.50%
	71-75		71.50%

Product	Age at maturity	BY’27 (‘Enhanced Cover’ option)	BY’27 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 12-13)	26-30	25%	28.50%
	31-35		31.00%
	36-40		34.00%
	41-45		35.50%
	46-50		41.25%
	51-55		48.00%
	56-60		56.50%
	61-65		59.50%
	66-70		66.75%
	71-75		76.75%

Product	Age at maturity	BY’27 (‘Enhanced Cover’ option)	BY’27 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 14-15)	26-30	25%	NA
	31-35		31.50%
	36-40		35.00%
	41-45		37.50%
	46-50		42.75%
	51-55		48.50%
	56-60		56.75%
	61-65		62.50%
	66-70		68.00%
	71-75		78.00%

Product	Age at maturity	BY’27 (‘Enhanced Cover’ option)	BY’27 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 16)	26-30	25%	NA
	31-35		31.50%
	36-40		35.00%
	41-45		42.50%
	46-50		46.75%
	51-55		52.00%
	56-60		56.75%
	61-65		66.00%
	66-70		68.00%
	71-75		78.00%

HDFC Personal Pension Plan (Single Premium) after 2016

HDFC Life Personal Pension Plan - Single Premium (UIN: 101N008V01)
Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Personal Pension Plan -SP (UIN: 101N008V01)	5	15.00%	NA	NA
	6	21.00%	NA	NA
	7	27.00%	27.00%	27.00%
	8	32.50%	NA	NA
	9	40.00%	NA	NA
	10	48.00%	48.00%	48.00%
	11	NA	57.00%	57.00%
	12	67.00%	67.00%	67.00%
	13	77.00%	85.00%	85.00%
	14	87.00%	100.00%	100.00%
	15	97.00%	120.00%	120.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Personal Pension Plan -SP (UIN: 101N008V01)	8	31.00%	31.00%	31.00%	31.00%
	9	35.00%	35.00%	35.00%	35.00%
	10	48.00%	48.00%	48.00%	48.00%
	11	60.00%	60.00%	60.00%	60.00%
	12	72.00%	72.00%	72.00%	72.00%
	13	90.00%	90.00%	90.00%	90.00%
	14	115.00%	115.00%	115.00%	115.00%
	15	140.00%	140.00%	140.00%	140.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Personal Pension Plan -SP
	10	48.00%	48.00%
	11	60.00%	60.00%
	12	72.00%	72.00%
	13	90.00%	90.00%
	14	115.00%	115.00%
	15	140.00%	140.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Personal Pension Plan -SP	10	48.00%	56.25%
	11	60.00%	70.00%
	12	72.00%	85.00%
	13	90.00%	102.00%
	14	115.00%	121.25%
	15	140.00%	140.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Personal Pension Plan -SP	10	48.00%	56.00%
	11	59.50%	69.00%
	12	71.50%	84.00%
	13	89.50%	101.00%
	14	114.50%	120.25%
	15	140.00%	140.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Personal Pension Plan -SP	10	47.75%	56.00%
	11	59.25%	69.00%
	12	71.25%	84.00%
	13	88.50%	100.00%
	14	113.50%	119.25%
	15	139.00%	139.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Personal Pension Plan -SP	10	47.75%	56.00%
	11	59.25%	69.00%
	12	71.25%	84.00%
	13	88.50%	100.00%
	14	113.50%	119.25%
	15	139.00%	139.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Personal Pension Plan -SP	10	47.75%	56.00%
	11	59.25%	69.00%
	12	71.25%	84.00%
	13	88.50%	100.00%
	14	113.50%	119.25%
	15	139.00%	139.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Personal Pension Plan -SP	10	47.75%	56.00%
	11	59.25%	69.00%
	12	71.25%	84.00%
	13	88.50%	100.00%
	14	113.50%	119.25%
	15	139.00%	139.50%

HDFC Classic Assure

HDFC Life SL Classic Assure Insurance Plan (UIN: 101N076V01)
Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Classic Assure	10	21.00%	26.25%
HDFC Classic Assure	11	21.00%	26.25%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Classic Assure	10	21.00%	27.25%
	11	21.00%	NA
	12	21.00%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Classic Assure	10	21.50%	28.00%
	11	21.50%	NA
	12	21.50%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Classic Assure	10	21.25%	28.00%
	11	21.50%	NA
	12	21.75%	NA
	13	21.75%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Classic Assure	10	22.00%	28.75%
	11	22.25%	NA
	12	22.50%	NA
	13	22.50%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Classic Assure	10	22.00%	28.75%
	11	22.25%	29.00%
	12	22.50%	29.25%
	13	22.50%	29.25%
	14	22.50%	29.25%
	15	28.25%	35.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Classic Assure	10	22.00%	28.75%
	11	23.50%	30.25%
	12	25.00%	31.75%
	13	26.25%	33.00%
	14	27.75%	34.50%
	15	29.25%	36.00%
	16	29.25%	30.00%

HDFC Classic Pension

HDFC Life Classic Pension Insurance Plan (UIN: 101N077V01)
Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Classic Pension	10	24.50%	33.25%
HDFC Classic Pension	11	24.50%	33.25%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Classic Pension	10	26.00%	35.00%
HDFC Classic Pension	11	26.00%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Classic Pension	10	26.00%	35.00%
	11	30.75%	38.00%
	12	35.25%	41.50%
	13	35.25%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Classic Pension	10	NA	35.00%
	11	30.50%	38.00%
	12	35.00%	41.50%
	13	40.50%	46.75%
	14	40.50%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Classic Pension	10	NA	35.00%
	11	30.50%	38.00%
	12	35.00%	41.50%
	13	40.50%	46.75%
	14	44.75%	51.00%
	15	44.75%	51.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Classic Pension	10	NA	35.00%
	11	30.50%	38.00%
	12	35.00%	41.50%
	13	40.50%	46.75%
	14	44.75%	51.00%
	15	54.50%	60.75%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Classic Pension	10	27.50%	35.00%
	11	30.50%	38.00%
	12	35.00%	41.50%
	13	40.50%	46.75%
	14	44.75%	51.00%
	15	54.50%	60.75%
	16	59.75%	66.00%

HDFC Group Savings

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Group Savings	10	30.00%	30.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Group Savings	10	30.00%	30.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Group Savings	10	30.00%	30.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Group Savings	10	30.00%	30.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Group Savings	10	30.00%	30.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Group Savings	10	30.00%	30.00%

HDFC New Money Back

HDFC Life SL New Money Back Plan (UIN: 101N063V01)
Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC New Money Back	12	23.00%	23.00%
HDFC New Money Back	13	NA	23.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC New Money Back	12	23.00%	23.00%
HDFC New Money Back	13	NA	23.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC New Money Back	12	23.00%	25.25%
	13	23.00%	NA
	14	23.25%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC New Money Back	12	23.25%	25.50%
	13	23.25%	NA
	14	23.50%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC New Money Back	12	23.25%	25.50%
	13	23.25%	25.50%
	14	23.50%	25.75%
	15	23.50%	25.75%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC New Money Back	12	23.25%	25.50%
	13	30.75%	33.00%
	14	38.00%	40.25%
	15	45.50%	47.75%
	16	52.75%	55.00%

HDFC Pragati (Single Premium)

HDFC Life Pragati - Single Premium (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04, 101N114V05)
Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Pragati	5	12.00%	12.00%
HDFC Pragati	6	NA	12.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Pragati	5	12.00%	12.00%
HDFC Pragati	6	NA	12.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Pragati	5	11.00%	11.00%
HDFC Pragati	6	11.00%	11.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Pragati	5	11.50%	11.50%
	6	11.50%	11.50%
	7	11.50%	11.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Pragati	5	11.75%	11.75%
	6	11.75%	11.75%
	7	11.75%	11.75%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Pragati	5	11.75%	11.75%
	6	12.00%	12.00%
	7	13.00%	13.00%
	8	15.00%	15.00%
	9	16.00%	16.00%

HDFC Life Classic Assure Plus

HDFC Life ClassicAssure Plus (UIN: 101N089V01, 101N089V02, 101N089V03, 101N089V04, 101N089V05)
Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Life Classic Assure Plus	10	67.75%	69.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Life Classic Assure Plus	10	66.25%	67.50%
HDFC Life Classic Assure Plus	11	66.25%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Life Classic Assure Plus	10	66.25%	67.50%
HDFC Life Classic Assure Plus	11	66.25%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Life Classic Assure Plus	10	66.25%	67.50%
	11	66.25%	67.50%
	12	66.25%	67.50%
	13	66.25%	67.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Life Classic Assure Plus - TB rates for Policy Term 10	10	66.75%	68.00%

TB Rates for Policy Term 15 & Premium Paying Term 7	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
	10	66.75%	68.00%
	11	82.75%	84.00%
	12	98.75%	100.00%
	13	114.75%	116.00%
	14	130.75%	132.00%

TB Rates for Policy Term 15 & Premium Paying Term 10	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
	10	66.75%	68.00%
	11	69.25%	70.50%
	12	72.00%	73.25%
	13	74.50%	75.75%
	14	77.25%	78.50%

TB Rates for Policy Term 20 & Premium Paying Term 10	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
	10	66.75%	68.00%
	11	77.00%	78.25%
	12	87.25%	88.50%
	13	97.25%	98.50%
	14	107.50%	108.75%

HDFC Life Personal Pension Plus

HDFC Life Personal Pension Plus (UIN: 101N091V01, 101N091V02, 101N091V03, 101N091V04, 101N091V05)
Product Name	Policy Term	Surrender/Death TB Rates F.Y 2023	Maturity TB Rates F.Y 2023
HDFC Life Personal Pension Plus	10	22.25%	38.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2024	Maturity TB Rates F.Y 2024
HDFC Life Personal Pension Plus	10	20.25%	36.00%
HDFC Life Personal Pension Plus	11	20.25%	NA

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2025	Maturity TB Rates F.Y 2025
HDFC Life Personal Pension Plus	10	20.25%	36.00%
	11	24.25%	40.00%
	12	NA	40.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2026	Maturity TB Rates F.Y 2026
HDFC Life Personal Pension Plus	10	20.25%	36.00%
	11	24.25%	40.00%
	12	29.50%	45.25%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Life Personal Pension Plus	10	20.25%	36.00%
	11	24.25%	40.00%
	12	29.50%	45.25%
	13	49.75%	65.50%

HDFC Life Secured Income Insurance Plus

HDFC Life Secured Income Insurance Plus (UIN : 114N061V01, 114N061V02, 114N061V03, 101N147V01)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Surrender/Death/Maturity Rates for F.Y 2024
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
HDFC Life Secured Income Insurance Plus (5 Pay)	10	4.00%	4.60%	5.20%	6.00%
	11	5.00%	5.75%	6.50%	7.50%
	12	6.00%	6.90%	7.80%	9.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
HDFC Life Secured Income Insurance Plus (7&10 Pay)	10	14.00%	6.10%	18.20%	21.00%
	11	15.00%	7.25%	19.50%	22.50%
	12	16.00%	18.40%	20.80%	24.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
HDFC Life Secured Income Insurance Plus (5 Pay)	10	3.00%	3.60%	4.20%	5.00%
	11	4.00%	4.75%	5.50%	6.50%
	12	5.00%	5.90%	6.80%	8.00%
	13	6.00%	7.05%	NA	NA

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
HDFC Life Secured Income Insurance Plus (7&10 Pay)	10	13.00%	5.10%	17.20%	20.00%
	11	14.00%	6.25%	18.50%	21.50%
	12	15.00%	17.40%	19.80%	23.00%
	13	16.00%	18.55%	21.10%	NA

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
HDFC Life Secured Income Insurance Plus (5 Pay)	10	3.00%	3.60%	4.20%	5.00%
	11	4.00%	4.75%	5.50%	6.50%
	12	5.00%	5.90%	6.80%	8.00%
	13	6.00%	7.05%	8.00%	9.00%
	14	8.00%	9.00%	10.00%	12.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
HDFC Life Secured Income Insurance Plus (7&10 Pay)	10	13.00%	15.10%	17.20%	20.00%
	11	14.00%	16.25%	18.50%	21.50%
	12	15.00%	17.40%	19.80%	23.00%
	13	16.00%	18.55%	21.10%	24.00%
	14	17.00%	19.00%	22.00%	26.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
HDFC Life Secured Income Insurance Plus (5 Pay)	10	3.0%	3.60%	4.20%	5.00%
	11	4.0%	4.75%	5.50%	6.50%
	12	5.0%	5.90%	6.80%	8.00%
	13	6.0%	7.05%	8.00%	9.00%
	14	8.0%	9.00%	11.00%	12.00%
	15	8%	10.15%	10.00%	13.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
HDFC Life Secured Income Insurance Plus (7 Pay)	10	13.0%	15.10%	17.20%	20.00%
	11	14.0%	16.25%	18.50%	21.50%
	12	15.0%	17.40%	19.80%	23.00%
	13	16.0%	18.55%	21.10%	24.00%
	14	17.0%	19.00%	22.00%	26.00%
	15	18.0%	20.15%	23.00%	27.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
HDFC Life Secured Income Insurance Plus (10 Pay)	10	13.0%	15.10%	17.20%	20.00%
	11	14.0%	16.25%	18.50%	21.50%
	12	15.0%	17.40%	19.80%	23.00%
	13	16.0%	18.55%	21.10%	24.00%
	14	17.0%	19.00%	22.00%	25.00%
	15	18.0%	20.15%	23.00%	26.00%

HDFC Life Uday

HDFC Life Uday (UIN: 101N105V01, 101N105V02, 101N105V03, 101N105V04, 101N105V05)
Product Name	Policy Term	Surrender/Death TB Rates F.Y 2027	Maturity TB Rates F.Y 2027
HDFC Life Uday	12	39.75%	39.75%

HDFC Life Sanchay Par Advantage

Surrender Terminal Bonus (TB) for HDFC Life Sanchay Par Advantage (UIN: 101N136V01, 101N136V02, 101N136V03, 101N136V04)
IF Surrender TB = TB%*Annualized Premium
TB Grid			Policy Year
PPT	AGE_BAND	Option	1	2	3	4	5	6	7	8
5	0 to 25	Immediate	0%	0%	0%	0%	16%	73%	46%	44%
5	26 to 35	Immediate	0%	0%	0%	0%	16%	72%	45%	43%
5	36 to 40	Immediate	0%	0%	0%	0%	15%	72%	45%	43%
5	41 to 45	Immediate	0%	0%	0%	0%	12%	69%	41%	39%
5	46 to 50	Immediate	0%	0%	0%	0%	7%	63%	34%	30%
6	0 to 25	Immediate	0%	0%	0%	0%	0%	109%	105%	72%
6	26 to 35	Immediate	0%	0%	0%	0%	0%	108%	104%	71%
6	36 to 40	Immediate	0%	0%	0%	0%	0%	106%	103%	69%
6	41 to 45	Immediate	0%	0%	0%	0%	0%	103%	99%	65%
6	46 to 50	Immediate	0%	0%	0%	0%	0%	97%	92%	56%
6	51 to 55	Immediate	0%	0%	0%	0%	0%	88%	81%	45%
6	56 to 60	Immediate	0%	0%	0%	0%	0%	78%	70%	33%
6	61 and above	Immediate	0%	0%	0%	0%	0%	65%	56%	17%
7	0 to 25	Immediate	0%	0%	0%	0%	0%	0%	90%	138%
7	26 to 35	Immediate	0%	0%	0%	0%	0%	0%	89%	136%
7	36 to 40	Immediate	0%	0%	0%	0%	0%	0%	86%	134%
7	41 to 45	Immediate	0%	0%	0%	0%	0%	0%	84%	132%
7	46 to 50	Immediate	0%	0%	0%	0%	0%	0%	76%	122%
7	51 to 55	Immediate	0%	0%	0%	0%	0%	0%	66%	112%
7	56 to 60	Immediate	0%	0%	0%	0%	0%	0%	53%	99%
7	61 and above	Immediate	0%	0%	0%	0%	0%	0%	39%	85%
8	0 to 25	Immediate	0%	0%	0%	0%	0%	0%	158%	183%
8	26 to 35	Immediate	0%	0%	0%	0%	0%	0%	156%	181%
8	36 to 40	Immediate	0%	0%	0%	0%	0%	0%	154%	179%
8	41 to 45	Immediate	0%	0%	0%	0%	0%	0%	150%	176%
8	46 to 50	Immediate	0%	0%	0%	0%	0%	0%	142%	165%
8	51 to 55	Immediate	0%	0%	0%	0%	0%	0%	131%	152%
8	56 to 60	Immediate	0%	0%	0%	0%	0%	0%	118%	140%
8	61 and above	Immediate	0%	0%	0%	0%	0%	0%	102%	123%
9	0 to 25	Immediate	0%	0%	0%	0%	0%	0%	91%	86%
9	26 to 35	Immediate	0%	0%	0%	0%	0%	0%	90%	84%
9	36 to 40	Immediate	0%	0%	0%	0%	0%	0%	87%	80%
9	41 to 45	Immediate	0%	0%	0%	0%	0%	0%	82%	76%
9	46 to 50	Immediate	0%	0%	0%	0%	0%	0%	78%	70%
9	51 to 55	Immediate	0%	0%	0%	0%	0%	0%	64%	53%
9	56 to 60	Immediate	0%	0%	0%	0%	0%	0%	52%	42%
9	61 and above	Immediate	0%	0%	0%	0%	0%	0%	42%	34%
10	0 to 25	Immediate	0%	0%	0%	0%	0%	0%	91%	83%
10	26 to 35	Immediate	0%	0%	0%	0%	0%	0%	90%	81%
10	36 to 40	Immediate	0%	0%	0%	0%	0%	0%	87%	79%
10	41 to 45	Immediate	0%	0%	0%	0%	0%	0%	84%	76%
10	46 to 50	Immediate	0%	0%	0%	0%	0%	0%	77%	67%
10	51 to 55	Immediate	0%	0%	0%	0%	0%	0%	66%	53%
10	56 to 60	Immediate	0%	0%	0%	0%	0%	0%	51%	38%
10	61 and above	Immediate	0%	0%	0%	0%	0%	0%	31%	16%
12	0 to 25	Immediate	0%	0%	0%	0%	0%	0%	95%	90%
12	26 to 35	Immediate	0%	0%	0%	0%	0%	0%	92%	88%
12	36 to 40	Immediate	0%	0%	0%	0%	0%	0%	89%	84%
12	41 to 45	Immediate	0%	0%	0%	0%	0%	0%	82%	77%
12	46 to 50	Immediate	0%	0%	0%	0%	0%	0%	74%	67%
12	51 to 55	Immediate	0%	0%	0%	0%	0%	0%	59%	49%
12	56 to 60	Immediate	0%	0%	0%	0%	0%	0%	39%	27%
12	61 and above	Immediate	0%	0%	0%	0%	0%	0%	12%	0%
7	0 to 25	Deferred	0%	0%	0%	0%	0%	0%	100%	184%
7	26 to 35	Deferred	0%	0%	0%	0%	0%	0%	98%	180%
7	36 to 40	Deferred	0%	0%	0%	0%	0%	0%	97%	178%
7	41 to 45	Deferred	0%	0%	0%	0%	0%	0%	93%	174%
7	46 to 50	Deferred	0%	0%	0%	0%	0%	0%	87%	166%
7	51 to 55	Deferred	0%	0%	0%	0%	0%	0%	75%	151%
8	0 to 25	Deferred	0%	0%	0%	0%	0%	0%	168%	232%
8	26 to 35	Deferred	0%	0%	0%	0%	0%	0%	166%	230%
8	36 to 40	Deferred	0%	0%	0%	0%	0%	0%	164%	227%
8	41 to 45	Deferred	0%	0%	0%	0%	0%	0%	161%	223%
8	46 to 50	Deferred	0%	0%	0%	0%	0%	0%	154%	214%
8	51 to 55	Deferred	0%	0%	0%	0%	0%	0%	143%	201%
9	0 to 25	Deferred	0%	0%	0%	0%	0%	0%	72%	96%
9	26 to 35	Deferred	0%	0%	0%	0%	0%	0%	71%	95%
9	36 to 40	Deferred	0%	0%	0%	0%	0%	0%	69%	92%
9	41 to 45	Deferred	0%	0%	0%	0%	0%	0%	68%	91%
9	46 to 50	Deferred	0%	0%	0%	0%	0%	0%	61%	82%
9	51 to 55	Deferred	0%	0%	0%	0%	0%	0%	50%	67%
9	56 to 60	Deferred	0%	0%	0%	0%	0%	0%	40%	55%
10	0 to 25	Deferred	0%	0%	0%	0%	0%	0%	69%	92%
10	26 to 35	Deferred	0%	0%	0%	0%	0%	0%	68%	90%
10	36 to 40	Deferred	0%	0%	0%	0%	0%	0%	66%	88%
10	41 to 45	Deferred	0%	0%	0%	0%	0%	0%	63%	84%
10	46 to 50	Deferred	0%	0%	0%	0%	0%	0%	57%	77%
10	51 to 55	Deferred	0%	0%	0%	0%	0%	0%	48%	66%
10	56 to 60	Deferred	0%	0%	0%	0%	0%	0%	37%	52%
12	0 to 25	Deferred	0%	0%	0%	0%	0%	0%	45%	65%
12	26 to 35	Deferred	0%	0%	0%	0%	0%	0%	44%	63%
12	36 to 40	Deferred	0%	0%	0%	0%	0%	0%	42%	60%
12	41 to 45	Deferred	0%	0%	0%	0%	0%	0%	39%	56%
12	46 to 50	Deferred	0%	0%	0%	0%	0%	0%	32%	47%
12	51 to 55	Deferred	0%	0%	0%	0%	0%	0%	21%	33%
12	56 to 60	Deferred	0%	0%	0%	0%	0%	0%	7%	15%

Reduced PUP Surrender TB = TB%No. of Prems Paid / No of Premiums payable Reduction Factor * PPT/Min (PPT,Policy Year of Surrender) * Annualized Premium

Reduction Factor Grid for PU	No of Full Premiums Paid
PPT	1	2	3	4	5	6	7	8	9	10	11	12
5	0%	25%	50%	75%	NA	NA	NA	NA	NA	NA	NA	NA
6	0%	0%	50%	75%	100%	NA	NA	NA	NA	NA	NA	NA
7	0%	0%	50%	75%	100%	100%	NA	NA	NA	NA	NA	NA
8	0%	0%	50%	75%	100%	100%	100%	NA	NA	NA	NA	NA
9	0%	0%	50%	75%	100%	100%	100%	100%	NA	NA	NA	NA
10	0%	0%	25%	50%	100%	100%	100%	100%	100%	NA	NA	NA
12	0%	0%	25%	50%	100%	100%	100%	100%	100%	100%	100%	NA

No of full premiums paid = Rounddown(Months for which premium has been paid /12)

Terminal Bonus Rates for Formerly Exide Life Products

Exide Life Reassuring Life Endowment Plan

Exide Life Reassuring Life Endowment Plan (UIN : 114N001V01)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Reassuring Life Endowment Plan	10	11.50%	13.23%	14.95%	17.25%
	11	12.50%	14.38%	16.25%	18.75%
	12	13.50%	15.53%	17.55%	20.25%
	13	14.50%	16.68%	18.85%	21.75%
	14	15.50%	17.83%	20.15%	23.25%
	15	17.50%	19.25%	21.00%	22.75%
	16	18.50%	20.35%	22.20%	24.05%
	17	19.50%	21.45%	23.40%	25.35%
	18	21.50%	23.65%	25.80%	27.95%
	19	23.50%	25.85%	28.20%	30.55%
	20	25.50%	28.05%	30.60%	33.15%
	21	27.50%	30.25%	33.00%	35.75%
	22	29.50%	32.45%	35.40%	38.35%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Reassuring Life Endowment Plan	10	11.50%	13.23%	14.95%	17.25%
	11	12.50%	14.38%	16.25%	18.75%
	12	13.50%	15.53%	17.55%	20.25%
	13	14.50%	16.68%	18.85%	21.75%
	14	15.50%	17.83%	20.15%	23.25%
	15	17.50%	19.25%	21.00%	22.75%
	16	18.50%	20.35%	22.20%	24.05%
	17	19.50%	21.45%	23.40%	25.35%
	18	21.50%	23.65%	25.80%	27.95%
	19	23.50%	25.85%	28.20%	30.55%
	20	25.50%	28.05%	30.60%	33.15%
	21	27.50%	30.25%	33.00%	35.75%
	22	29.50%	32.45%	35.40%	38.35%
	23	31.00%	34.10%	37.20%	40.95%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Reassuring Life Endowment Plan	10	11.50%	13.23%	14.95%	17.25%
	11	12.50%	14.38%	16.25%	18.75%
	12	13.50%	15.53%	17.55%	20.25%
	13	14.50%	16.68%	18.85%	21.75%
	14	15.50%	17.83%	20.15%	23.25%
	15	17.50%	19.25%	21.00%	22.75%
	16	18.50%	20.35%	22.20%	24.05%
	17	19.50%	21.45%	23.40%	25.35%
	18	21.50%	23.65%	25.80%	27.95%
	19	23.50%	25.85%	28.20%	30.55%
	20	25.50%	28.05%	30.60%	33.15%
	21	27.50%	30.25%	33.00%	35.75%
	22	29.50%	32.45%	35.40%	38.35%
	23	31.00%	34.10%	37.20%	40.95%
	24	33.00%	36.00%	39.00%	43.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Reassuring Life Endowment Plan	10	11.50%	13.23%	14.95%	17.25%
	11	12.50%	14.38%	16.25%	18.75%
	12	13.50%	15.53%	17.55%	20.25%
	13	14.50%	16.68%	18.85%	21.75%
	14	15.50%	17.83%	20.15%	23.25%
	15	17.50%	19.25%	21.00%	22.75%
	16	18.50%	20.35%	22.20%	24.05%
	17	19.50%	21.45%	23.40%	25.35%
	18	21.50%	23.65%	25.80%	27.95%
	19	23.50%	25.85%	28.20%	30.55%
	20	25.50%	28.05%	30.60%	33.15%
	21	27.50%	30.25%	33.00%	35.75%
	22	29.50%	32.45%	35.40%	38.35%
	23	31.00%	34.10%	37.20%	40.95%
	24	33.00%	36.00%	39.00%	43.00%
	25	35.00%	38.00%	40.80%	45.00%

Exide Life Powering Life Limited Payment Endowment Plan

Exide Life Powering Life Limited Payment Endowment Plan (UIN : 114N010V01)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Powering Life Limited Payment Endowment Plan	10	7.00%	8.05%	9.10%	10.50%
	11	8.00%	9.20%	10.40%	12.00%
	12	9.00%	10.35%	11.70%	13.50%
	13	10.00%	11.50%	13.00%	15.00%
	14	11.00%	12.65%	14.30%	16.50%
	15	12.00%	13.20%	14.40%	15.60%
	16	14.00%	15.40%	16.80%	18.20%
	17	16.00%	17.60%	19.20%	20.80%
	18	18.00%	19.80%	21.60%	23.40%
	19	20.00%	22.00%	24.00%	26.00%
	20	22.00%	24.20%	26.40%	28.60%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Powering Life Limited Payment Endowment Plan	10	7.00%	8.05%	9.10%	10.50%
	11	8.00%	9.20%	10.40%	12.00%
	12	9.00%	10.35%	11.70%	13.50%
	13	10.00%	11.50%	13.00%	15.00%
	14	11.00%	12.65%	14.30%	16.50%
	15	12.00%	13.20%	14.40%	15.60%
	16	14.00%	15.40%	16.80%	18.20%
	17	16.00%	17.60%	19.20%	20.80%
	18	18.00%	19.80%	21.60%	23.40%
	19	20.00%	22.00%	24.00%	26.00%
	20	22.00%	24.20%	26.40%	28.60%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Powering Life Limited Payment Endowment Plan	10	7.00%	8.05%	9.10%	10.50%
	11	8.00%	9.20%	10.40%	12.00%
	12	9.00%	10.35%	11.70%	13.50%
	13	10.00%	11.50%	13.00%	15.00%
	14	11.00%	12.65%	14.30%	16.50%
	15	12.00%	13.20%	14.40%	15.60%
	16	14.00%	15.40%	16.80%	18.20%
	17	16.00%	17.60%	19.20%	20.80%
	18	18.00%	19.80%	21.60%	23.40%
	19	20.00%	22.00%	24.00%	26.00%
	20	22.00%	24.20%	26.40%	28.60%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Powering Life Limited Payment Endowment Plan	10	8.00%	9.20%	10.40%	12.00%
	11	9.00%	10.35%	11.70%	13.50%
	12	10.00%	11.50%	13.00%	15.00%
	13	11.00%	12.65%	14.30%	16.50%
	14	12.00%	13.20%	14.40%	15.60%
	15	14.00%	15.40%	16.80%	18.20%
	16	16.00%	17.60%	19.20%	20.80%
	17	18.00%	19.80%	21.60%	23.40%
	18	20.00%	22.00%	24.00%	26.00%
	19	22.00%	24.20%	26.40%	28.60%
	20	22.00%	24.20%	26.40%	28.60%

Exide Life Reassuring Life Endowment Plan with Reversionary Bonus

Exide Life Reassuring Life Endowment Plan with Reversionary Bonus (UIN : 114N009V01)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Reassuring Life Endowment Plan with Reversionary Bonus	10	4.00%	4.60%	5.20%	6.00%
	11	5.00%	5.75%	6.50%	7.50%
	12	6.00%	6.90%	7.80%	9.00%
	13	7.00%	8.05%	9.10%	10.50%
	14	8.00%	9.20%	10.40%	12.00%
	15	11.00%	12.10%	13.20%	14.30%
	16	12.00%	13.20%	14.40%	15.60%
	17	13.00%	14.30%	15.60%	16.90%
	18	14.00%	15.40%	16.80%	18.20%
	19	15.00%	16.50%	18.00%	19.50%
	20	16.00%	17.60%	19.20%	20.80%
	21	18.00%	19.80%	21.60%	23.40%
	22	20.00%	22.00%	24.00%	26.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Reassuring Life Endowment Plan with Reversionary Bonus	10	4.00%	4.60%	5.20%	6.00%
	11	5.00%	5.75%	6.50%	7.50%
	12	6.00%	6.90%	7.80%	9.00%
	13	7.00%	8.05%	9.10%	10.50%
	14	8.00%	9.20%	10.40%	12.00%
	15	11.00%	12.10%	13.20%	14.30%
	16	12.00%	13.20%	14.40%	15.60%
	17	13.00%	14.30%	15.60%	16.90%
	18	14.00%	15.40%	16.80%	18.20%
	19	15.00%	16.50%	18.00%	19.50%
	20	16.00%	17.60%	19.20%	20.80%
	21	18.00%	19.80%	21.60%	23.40%
	22	20.00%	22.00%	24.00%	26.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Reassuring Life Endowment Plan with Reversionary Bonus	10	4.00%	4.60%	5.20%	6.00%
	11	5.00%	5.75%	6.50%	7.50%
	12	6.00%	6.90%	7.80%	9.00%
	13	7.00%	8.05%	9.10%	10.50%
	14	8.00%	9.20%	10.40%	12.00%
	15	11.00%	12.10%	13.20%	14.30%
	16	12.00%	13.20%	14.40%	15.60%
	17	13.00%	14.30%	15.60%	16.90%
	18	14.00%	15.40%	16.80%	18.20%
	19	15.00%	16.50%	18.00%	19.50%
	20	16.00%	17.60%	19.20%	20.80%
	21	18.00%	19.80%	21.60%	23.40%
	22	20.00%	22.00%	24.00%	26.00%
	23	20.00%	22.00%	24.00%	26.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Reassuring Life Endowment Plan with Reversionary Bonus	10	4.00%	4.60%	5.20%	6.00%
	11	5.00%	5.75%	6.50%	7.50%
	12	6.00%	6.90%	7.80%	9.00%
	13	7.00%	8.05%	9.10%	10.50%
	14	8.00%	9.20%	10.40%	12.00%
	15	11.00%	12.10%	13.20%	14.30%
	16	12.00%	13.20%	14.40%	15.60%
	17	13.00%	14.30%	15.60%	16.90%
	18	14.00%	15.40%	16.80%	18.20%
	19	15.00%	16.50%	18.00%	19.50%
	20	16.00%	17.60%	19.20%	20.80%
	21	18.00%	19.80%	21.60%	23.40%
	22	20.00%	22.00%	24.00%	26.00%
	23	20.00%	22.00%	24.00%	26.00%
	24	22.00%	24.20%	26.00%	28.00%

Exide Life Safal Jeevan Endowment Plan

Exide Life Safal Jeevan Endowment Plan (UIN : 114N015V01)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Safal Jeevan Endowment Plan	10	7.00%	8.05%	9.10%	10.50%
	11	7.50%	8.63%	9.75%	11.25%
	12	8.00%	9.20%	10.40%	12.00%
	13	8.50%	9.78%	11.05%	12.75%
	14	9.00%	10.35%	11.70%	13.50%
	15	9.50%	10.45%	11.40%	12.35%
	16	10.00%	11.00%	12.00%	13.00%
	17	10.50%	11.55%	12.60%	13.65%
	18	11.00%	12.10%	13.20%	14.30%
	19	11.50%	12.65%	13.80%	14.95%
	20	12.00%	13.20%	14.40%	15.60%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Safal Jeevan Endowment Plan	10	7.00%	8.05%	9.10%	10.50%
	11	7.50%	8.63%	9.75%	11.25%
	12	8.00%	9.20%	10.40%	12.00%
	13	8.50%	9.78%	11.05%	12.75%
	14	9.00%	10.35%	11.70%	13.50%
	15	9.50%	10.45%	11.40%	12.35%
	16	10.00%	11.00%	12.00%	13.00%
	17	10.50%	11.55%	12.60%	13.65%
	18	11.00%	12.10%	13.20%	14.30%
	19	11.50%	12.65%	13.80%	14.95%
	20	12.00%	13.20%	14.40%	15.60%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Safal Jeevan Endowment Plan	10	7.00%	8.05%	9.10%	10.50%
	11	7.50%	8.63%	9.75%	11.25%
	12	8.00%	9.20%	10.40%	12.00%
	13	8.50%	9.78%	11.05%	12.75%
	14	9.00%	10.35%	11.70%	13.50%
	15	9.50%	10.45%	11.40%	12.35%
	16	10.00%	11.00%	12.00%	13.00%
	17	10.50%	11.55%	12.60%	13.65%
	18	11.00%	12.10%	13.20%	14.30%
	19	11.50%	12.65%	13.80%	14.95%
	20	12.00%	13.20%	14.40%	15.60%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Safal Jeevan Endowment Plan	10	7.00%	8.05%	9.10%	10.50%
	11	7.50%	8.63%	9.75%	11.25%
	12	8.00%	9.20%	10.40%	12.00%
	13	8.50%	9.78%	11.05%	12.75%
	14	9.00%	10.35%	11.70%	13.50%
	15	9.50%	10.45%	11.40%	12.35%
	16	10.00%	11.00%	12.00%	13.00%
	17	10.50%	11.55%	12.60%	13.65%
	18	11.00%	12.10%	13.20%	14.30%
	19	11.50%	12.65%	13.80%	14.95%
	20	12.00%	13.20%	14.40%	15.60%

Exide Life Creating Life Child Protection Plan

Exide Life Creating Life Child Protection Plan (UIN : 114N011V01)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Creating Life Child Protection Plan	10	4.50%	5.18%	5.85%	6.75%
	11	5.50%	6.33%	7.15%	8.25%
	12	6.50%	7.48%	8.45%	9.75%
	13	8.50%	9.78%	11.05%	12.75%
	14	10.50%	12.08%	13.65%	15.75%
	15	12.50%	13.75%	15.00%	16.25%
	16	13.50%	14.85%	16.20%	17.55%
	17	14.50%	15.95%	17.40%	18.85%
	18	15.50%	17.05%	18.60%	20.15%
	19	16.50%	18.15%	19.80%	21.45%
	20	17.50%	19.25%	21.00%	22.75%
	21	20.00%	22.00%	24.00%	26.00%
	22	22.00%	24.75%	27.00%	29.25%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Creating Life Child Protection Plan	10	4.50%	5.18%	5.85%	6.75%
	11	5.50%	6.33%	7.15%	8.25%
	12	6.50%	7.48%	8.45%	9.75%
	13	8.50%	9.78%	11.05%	12.75%
	14	10.50%	12.08%	13.65%	15.75%
	15	12.50%	13.75%	15.00%	16.25%
	16	13.50%	14.85%	16.20%	17.55%
	17	14.50%	15.95%	17.40%	18.85%
	18	15.50%	17.05%	18.60%	20.15%
	19	16.50%	18.15%	19.80%	21.45%
	20	17.50%	19.25%	21.00%	22.75%
	21	20.00%	22.00%	24.00%	26.00%
	22	22.00%	24.75%	27.00%	29.25%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Creating Life Child Protection Plan	10	4.50%	5.18%	5.85%	6.75%
	11	5.50%	6.33%	7.15%	8.25%
	12	6.50%	7.48%	8.45%	9.75%
	13	8.50%	9.78%	11.05%	12.75%
	14	10.50%	12.08%	13.65%	15.75%
	15	12.50%	13.75%	15.00%	16.25%
	16	13.50%	14.85%	16.20%	17.55%
	17	14.50%	15.95%	17.40%	18.85%
	18	15.50%	17.05%	18.60%	20.15%
	19	16.50%	18.15%	19.80%	21.45%
	20	17.50%	19.25%	21.00%	22.75%
	21	20.00%	22.00%	24.00%	26.00%
	22	22.00%	24.75%	27.00%	29.25%
	23	22.00%	24.75%	27.00%	29.25%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Creating Life Child Protection Plan	10	4.50%	5.18%	5.85%	6.75%
	11	5.50%	6.33%	7.15%	8.25%
	12	6.50%	7.48%	8.45%	9.75%
	13	8.50%	9.78%	11.05%	12.75%
	14	10.50%	12.08%	13.65%	15.75%
	15	12.50%	13.75%	15.00%	16.25%
	16	13.50%	14.85%	16.20%	17.55%
	17	14.50%	15.95%	17.40%	18.85%
	18	15.50%	17.05%	18.60%	20.15%
	19	16.50%	18.15%	19.80%	21.45%
	20	17.50%	19.25%	21.00%	22.75%
	21	20.00%	22.00%	24.00%	26.00%
	22	22.00%	24.75%	27.00%	29.25%
	23	22.00%	24.75%	27.00%	29.25%
	24	25.00%	27.75%	30.00%	32.25%

Exide Life Maximising Life Money Back Plan

Exide Life Maximising Life Money back Plan (UIN : 114N002V01)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Maximising Life Money Back Plan	15	8.50%	9.35%	10.20%	11.05%
	16	9.00%	9.90%	10.80%	11.70%
	17	9.50%	10.45%	11.40%	12.35%
	18	10.00%	11.00%	12.00%	13.00%
	19	10.50%	11.55%	12.60%	13.65%
	20	11.00%	12.10%	13.20%	14.30%
	21	12.00%	13.20%	14.40%	15.60%
	22	13.00%	14.30%	15.60%	16.90%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Maximising Life Money Back Plan	15	8.50%	9.35%	10.20%	11.05%
	16	9.00%	9.90%	10.80%	11.70%
	17	9.50%	10.45%	11.40%	12.35%
	18	10.00%	11.00%	12.00%	13.00%
	19	10.50%	11.55%	12.60%	13.65%
	20	11.00%	12.10%	13.20%	14.30%
	21	12.00%	13.20%	14.40%	15.60%
	22	13.00%	14.30%	15.60%	16.90%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Maximising Life Money Back Plan	15	8.50%	9.35%	10.20%	11.05%
	16	9.00%	9.90%	10.80%	11.70%
	17	9.50%	10.45%	11.40%	12.35%
	18	10.00%	11.00%	12.00%	13.00%
	19	10.50%	11.55%	12.60%	13.65%
	20	11.00%	12.10%	13.20%	14.30%
	21	12.00%	13.20%	14.40%	15.60%
	22	13.00%	14.30%	15.60%	16.90%
	23	13.50%	14.85%	16.20%	16.90%
	24	14.00%	15.40%	16.80%	17.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Maximising Life Money Back Plan	15	8.50%	9.35%	10.20%	11.05%
	16	9.00%	9.90%	10.80%	11.70%
	17	9.50%	10.45%	11.40%	12.35%
	18	10.00%	11.00%	12.00%	13.00%
	19	10.50%	11.55%	12.60%	13.65%
	20	11.00%	12.10%	13.20%	14.30%
	21	12.00%	13.20%	14.40%	15.60%
	22	13.00%	14.30%	15.60%	16.90%
	23	13.50%	14.85%	16.20%	16.90%
	24	14.00%	15.40%	16.80%	17.00%

Exide Life Creating Life Money Back Plan

Exide Life Creating Life Money Back Plan (UIN: 101N071V01, 114N023V01)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Creating Life Money Back Plan	15	30.00%	33.00%	36.00%	39.00%
	16	31.00%	34.10%	37.20%	40.30%
	17	32.00%	35.20%	38.40%	41.60%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Creating Life Money Back Plan	15	30.00%	33.00%	36.00%	39.00%
	16	31.00%	34.10%	37.20%	40.30%
	17	32.00%	35.20%	38.40%	41.60%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Creating Life Money Back Plan	15	30.00%	33.00%	36.00%	39.00%
	16	31.00%	34.10%	37.20%	40.30%
	17	32.00%	35.20%	38.40%	41.60%
	18	33.00%	36.30%	39.60%	42.90%
	19	34.00%	37.40%	40.80%	44.20%
	20	35.00%	38.50%	42.00%	45.50%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Creating Life Money Back Plan	15	30.00%	33.00%	36.00%	39.00%
	16	31.00%	34.10%	37.20%	40.30%
	17	32.00%	35.20%	38.40%	41.60%
	18	33.00%	36.30%	39.60%	42.90%
	19	34.00%	37.40%	40.80%	44.20%
	20	35.00%	38.50%	42.00%	45.50%

Exide Life Safal Jeevan Money Back Plan

Exide Life Safal Jeevan Money Back Plan (UIN : 114N022V01)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Safal Jeevan Money Back Plan	15	23.00%	25.30%	27.60%	29.90%
	16	23.00%	25.30%	27.60%	29.90%
	17	23.00%	25.30%	27.60%	29.90%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Safal Jeevan Money Back Plan	15	23.00%	25.30%	27.60%	29.90%
	16	23.00%	25.30%	27.60%	29.90%
	17	23.00%	25.30%	27.60%	29.90%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Safal Jeevan Money Back Plan	15	23.00%	25.30%	27.60%	29.90%
	16	23.00%	25.30%	27.60%	29.90%
	17	23.00%	25.30%	27.60%	29.90%
	18	24.00%	26.40%	28.80%	31.20%
	19	25.00%	27.50%	30.00%	32.50%
	20	27.00%	29.00%	32.00%	35.10%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Safal Jeevan Money Back Plan	15	23.00%	25.30%	27.60%	29.90%
	16	23.00%	25.30%	27.60%	29.90%
	17	23.00%	25.30%	27.60%	29.90%
	18	24.00%	26.40%	28.80%	31.20%
	19	25.00%	27.50%	30.00%	32.50%
	20	27.00%	29.00%	32.00%	35.10%

Exide Life Jeevan Uday

Exide Life Jeevan Uday (UIN: 114N074V01)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Jeevan Uday	10	6.00%	7.00%	NA	NA

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Jeevan Uday	10	6.00%	7.00%	NA	NA
Exide Life Jeevan Uday	11	6.00%	7.00%	NA	NA

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Jeevan Uday	10	6.00%	7.00%	NA	NA
Exide Life Jeevan Uday	11	6.00%	7.00%	NA	NA

Exide Life Secured Income Insurance Plus Plan

Exide Life Secured Income Insurance Plus Plan (UIN : 114N061V01, 114N061V02, 114N061V03)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Surrender/Death/Maturity Rates for F.Y 2024
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance Plus Plan (5 Pay)	10	4.00%	4.60%	5.20%	6.00%
	11	5.00%	5.75%	6.50%	7.50%
	12	6.00%	6.90%	7.80%	9.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance Plus Plan (7&10 Pay)	10	14.00%	6.10%	18.20%	21.00%
	11	15.00%	7.25%	19.50%	22.50%
	12	16.00%	18.40%	20.80%	24.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance Plus Plan (5 Pay)	10	3.00%	3.60%	4.20%	5.00%
	11	4.00%	4.75%	5.50%	6.50%
	12	5.00%	5.90%	6.80%	8.00%
	13	6.00%	7.05%	NA	NA

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance Plus Plan (7&10 Pay)	10	13.00%	5.10%	17.20%	20.00%
	11	14.00%	6.25%	18.50%	21.50%
	12	15.00%	17.40%	19.80%	23.00%
	13	16.00%	18.55%	21.10%	NA

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance Plus Plan (5 Pay)	10	3.00%	3.60%	4.20%	5.00%
	11	4.00%	4.75%	5.50%	6.50%
	12	5.00%	5.90%	6.80%	8.00%
	13	6.00%	7.05%	8.00%	9.00%
	14	8.00%	9.00%	10.00%	12.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance Plus Plan (7&10 Pay)	10	13.00%	15.10%	17.20%	20.00%
	11	14.00%	16.25%	18.50%	21.50%
	12	15.00%	17.40%	19.80%	23.00%
	13	16.00%	18.55%	21.10%	24.00%
	14	17.00%	19.00%	22.00%	26.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance Plus Plan (5 Pay)	10	3.0%	3.60%	4.20%	5.00%
	11	4.0%	4.75%	5.50%	6.50%
	12	5.0%	5.90%	6.80%	8.00%
	13	6.0%	7.05%	8.00%	9.00%
	14	8.0%	9.00%	11.00%	12.00%
	15	8%	10.15%	10.00%	13.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance Plus Plan (7 Pay)	10	13.0%	15.10%	17.20%	20.00%
	11	14.0%	16.25%	18.50%	21.50%
	12	15.0%	17.40%	19.80%	23.00%
	13	16.0%	18.55%	21.10%	24.00%
	14	17.0%	19.00%	22.00%	26.00%
	15	18.0%	20.15%	23.00%	27.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Premium Paying Frequency
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance Plus Plan (10 Pay)	10	13.0%	15.10%	17.20%	20.00%
	11	14.0%	16.25%	18.50%	21.50%
	12	15.0%	17.40%	19.80%	23.00%
	13	16.0%	18.55%	21.10%	24.00%
	14	17.0%	19.00%	22.00%	25.00%
	15	18.0%	20.15%	23.00%	26.00%

Exide Life Secured Income Insurance RP (114N060V01)

Exide Life Secured Income Insurance RP (UIN : 114N060V01)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Surrender/Death/Maturity Rates for F.Y 2024
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance RP	10	10.00%	11.50%	13.00%	15.00%
	11	11.00%	12.65%	14.30%	16.50%
	12	12.00%	13.80%	15.60%	18.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Surrender/Death/Maturity Rates for F.Y 2025
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance RP	10	10.00%	11.50%	13.00%	15.00%
	11	11.00%	12.65%	14.30%	16.50%
	12	12.00%	13.80%	15.60%	18.00%
	13	13.00%	14.95%	NA	19.50%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Surrender/Death/Maturity Rates for F.Y 2026
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance RP	10	10.00%	11.50%	13.00%	15.00%
	11	11.00%	12.65%	14.30%	16.50%
	12	12.00%	13.80%	15.60%	18.00%
	13	13.00%	14.95%	16.00%	19.50%
	14	14.00%	16.00%	18.00%	21.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Surrender/Death/Maturity Rates for F.Y 2027
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance RP	10	10.00%	11.50%	13.00%	15.00%
	11	11.00%	12.65%	14.30%	16.50%
	12	11.75%	13.55%	15.45%	17.75%
	13	12.75%	14.70%	15.75%	19.25%
	14	13.25%	15.25%	17.25%	20.25%
	15	18.50%	19.50%	20.50%	24.50%

Exide Life Secured Income Insurance RP (114N060V02 and 114N060V03)

Exide Life Secured Income Insurance RP (UIN : 114N060V02, 114N060V03)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Surrender/Death/Maturity Rates for F.Y 2024
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance RP	10	6.00%	6.90%	7.80%	9.00%
Exide Life Secured Income Insurance RP	11	7.00%	8.05%	9.10%	10.50%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Surrender/Death/Maturity Rates for F.Y 2025
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance RP	10	6.00%	6.90%	7.80%	9.00%
Exide Life Secured Income Insurance RP	11	7.00%	8.05%	9.10%	10.50%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Surrender/Death/Maturity Rates for F.Y 2026
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance RP	10	6.00%	6.90%	7.80%	9.00%
	11	7.00%	8.05%	9.10%	10.50%
	12	8.00%	9.00%	10.00%	12.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Surrender/Death/Maturity Rates for F.Y 2027
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life Secured Income Insurance RP	10	6.00%	6.90%	7.80%	9.00%
	11	7.00%	8.05%	9.10%	10.50%
	12	8.00%	9.00%	10.00%	12.00%

Exide Life New Creating Life Insurance Plus

Exide Life New Creating Life Insurance Plus (UIN : 114N071V01, 114N071V02)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2024
		Surrender/Death/Maturity Rates for F.Y 2024
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life New Creating Life Insurance Plus	10	4.00%	NA	NA	6.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2025
		Surrender/Death/Maturity Rates for F.Y 2025
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life New Creating Life Insurance Plus	10	4.00%	NA	NA	6.00%
Exide Life New Creating Life Insurance Plus	11	5.00%	NA	NA	7.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Surrender/Death/Maturity Rates for F.Y 2026
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life New Creating Life Insurance Plus	10	4.00%	NA	NA	6.00%
	11	5.00%	NA	NA	7.00%
	12	6.00%	NA	NA	8.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Surrender/Death/Maturity Rates for F.Y 2027
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life New Creating Life Insurance Plus	10	4.0%	NA	NA	6.0%
	11	5.0%	NA	NA	7.0%
	12	6.0%	NA	NA	8.0%
	13	7.0%	NA	NA	9.0%

Exide Life New Creating Life Insurance Regular Pay

Exide Life New Creating Life Insurance Regular Pay (UIN : 114N072V01, 114N072V02)
Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2026
		Surrender/Death/Maturity Rates for F.Y 2026
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life New Creating Life Insurance Regular Pay	10	6.00%	6.90%	7.80%	9.00%
	11	7.00%	8.05%	9.10%	10.50%
	12	8.00%	9.00%	10.00%	12.00%

Product Name	Policy Term	Surrender/Death/Maturity Rates for F.Y 2027
		Surrender/Death/Maturity Rates for F.Y 2027
		Annual Mode	Half Yearly Mode	Quarterly Mode	Monthly Mode
Exide Life New Creating Life Insurance Regular Pay	10	6.00%	6.90%	7.80%	9.00%
	11	7.00%	8.05%	9.10%	10.50%
	12	8.00%	9.00%	10.00%	12.00%

Notes:

Please refer the policy document for applicability of bonus.
Terminal Bonus rates are applicable for policies resulting in to claims by maturity in the year following the bonus declaration date.
* - The rates are applicable on Sum Assured + Vested bonuses.
** - The rates are applicable on Sum Assured.
Insurance is the subject matter of the solicitation
HDFC Life Insurance Company Limited Reg.No.101
Payout of bonus is subject to company declaring the same
#Bonus Year - 1st July 2018 to 30th June 2019
TB rates are applicable for policies maturing, surrendering or resulting in death in the period from 1st July 2026 to 30th June 2027.
The TB rate to be applied in the event of such claims will be the TB rate corresponding to policy term equal to the number of completed years for which premiums have been paid.

Cash Bonus

HDFC Life Sanchay Par Advantage

HDFC Life Sanchay Par Advantage (UIN: 101N136V01, 101N136V02, 101N136V03, 101N136V04)	Annual Cash bonus rates for the Immediate Income Option (as a percentage of Annualised Premium) for FY20, FY21, FY22, FY23, FY24, FY25, FY26, FY27:
Entry Age / PPT	5	6	7	8	9	10	12
Up to 25	16.50%	22.50%	26%	29.50%	32.25%	35%	39.50%
26 to 35	16%	22%	25.50%	29%	32%	35%	39%
36 to 40	15%	21%	24.50%	28%	31%	34%	38%
41 to 45	14%	20%	23.50%	27%	30%	33%	36%
46 to 50	12.50%	19%	23%	27%	30%	33%	36%
51 to 55	NA	16.50%	20.75%	25%	28.25%	31.50%	33%
56 to 60	NA	13%	17.25%	21.50%	24.75%	28%	28%
61 and above	NA	8%	12.75%	17.50%	20.75%	24%	23%

Additional High Premium Cash Bonus Rates (as a percentage of Annualised Premium) for Immediate Income Option:
Annualised Premium Slab			Additional Bonus as a % of Annualized Premium
< 1 lakh			0%
1 lakh to < 2 lakhs			1%
2 lakhs to < 3 lakhs			1.5%
3 lakhs to < 5 lakhs			1.5%
>= 5 lakhs			2%

Annual Cash Bonus Rates as a % of Annualized Premium for Fixed Term variant (Policy Term 20-40 years) will be 1% more than illustrated in the table above for all Age, PPT combinations. For eg. For ages upto 25 years, for a premium payment term of 6 years, the Cash Bonus Rate will be 23.5% for Policy Term 30-40 years.

These cash bonus rates are declared till 30th June 2027.

HDFC Life Sanchay Par Advantage - Paid Up Cash Bonus

HDFC Life Sanchay Par Advantage (UIN: 101N136V01, 101N136V02, 101N136V03, 101N136V04)
Prems Paid/PPT	Paid Up Cash Bonus Factor for FY 27 :
Prems Paid/PPT	5	6	7	8	9	10	12
2	75%	75%	NA	NA	NA	NA	NA
3	75%	75%	NA	NA	NA	NA	NA
4	75%	75%	NA	NA	NA	NA	NA
5	NA	75%	NA	NA	NA	NA	NA
6+	NA	NA	NA	NA	NA	NA	NA

Paid-up cash bonus is payable after the end of premium payment term i.e., the policy year subsequent to the policy year in which the premium payment term gets over. Proposed paid-up cash bonus rates for the Immediate Income (as a percentage of Annualised Premium) is as per fomula below: Paid Up Cash Bonus = Paid Up Cash Bonus Factor * (Total Premiums Paid / Total Premiums Payable) * In-Force cash bonus rates which are given above for the respective policy.

These cash bonus rates are declared till 30th June 2027.

Cash Bonus Option Change Form (for former Exide Life customers)

Exide Life Maximising Life Money Back Plan

Exide Life Maximising Life Money Back Plan (UIN : 114N002V01)
2001-2002	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2002-2003	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2003-2004	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2004-2005	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2005-2006	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2006-2007	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2007-2008	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2008-2009	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2009-2010	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2010-2011	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2011-2012	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2012-2013	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2013-2014	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2014-2015	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2015-2016	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2016-2017	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2017-2018	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2018-2019	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2019-2020	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2020-2021	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2021-2022	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2022-2023	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2023-2024	5% of Annualised premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2024-2025	5% of Annualised premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2025-2026	5% of Annualised premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2026-2027	5% of Annualised premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a..

Exide Life Reassuring Life Endowment Plan

Exide Life Reassuring Life Endowment Plan (UIN:114N001V01)
2001-2002	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2002-2003	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2003-2004	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2004-2005	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2005-2006	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2006-2007	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2007-2008	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2008-2009	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2009-2010	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2010-2011	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2011-2012	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2012-2013	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2013-2014	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2014-2015	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2015-2016	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2016-2017	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2017-2018	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2018-2019	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2019-2020	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2020-2021	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2021-2022	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2022-2023	5% of annualized premium payable on 1st Policy anniversary and thereafter increasing @ 12% p.a.
2023-2024	5% of Annualised premium payable on 1st Policy anniversary and thereafter increasing @ 15% p.a.
2024-2025	5% of Annualised premium payable on 1st Policy anniversary and thereafter increasing @ 15% p.a.
2025-2026	5% of Annualised premium payable on 1st Policy anniversary and thereafter increasing @ 15% p.a.
2026-2027	5% of Annualised premium payable on 1st Policy anniversary and thereafter increasing @ 15% p.a.

HDFC Life Sampoorna Jeevan

HDFC Life Sampoorna Jeevan (UIN - 114N110V01, 101N158V01, 101N158V02, 101N158V03, 101N158V04, 101N158V05, 101N158V06)

Bonus Option	Declared Cash Bonus rates at 31st March 2024, 2025, 2026

Option 3*	Cash Bonus – 4% p.a.
Option 4	Cash Bonus – 4% p.a.
Option 5	Cash Bonus – 2% p.a.

*Under Option 3 - Guaranteed Benefit Option A (Only for UIN 101N158V03 – V06)

Premium <Rs. 1.8 Lakhs	Premium >=Rs. 1.8 Lakhs
Cash Bonus : 4%	Cash Bonus payable from yr 1	Cash Bonus payable from yr 2
	5%	Policy Term <= 40	Policy Term>40
		5.50%	5.40%

HDFC Life Click 2 Achieve Par Advantage

HDFC Life Click 2 Achieve Par Advantage (UIN : 101N207V01)
Bonus Option	Declared Cash Bonus rates at 31st March 2025, 2026
Bonus Option	Declared Cash Bonus rates at 31st March 2025, 2026
Plan Option 2	2% p.a. Cash Bonus
Plan Option 3	7% p.a. Cash Bonus
Plan Option 4	6% p.a. Cash Bonus
Plan Option 5	5% p.a. Cash Bonus

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INT/PP/09/23/5086

For NRI Customers

(To Buy a Policy)

(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

Branch Locator

For Existing Customers

(Issued Policy)

Fund Performance Check

Bonus

Reversionary Bonus Rates

HDFC Money Back Plan

HDFC Children's Plan

HDFC Endowment Assurance

HDFC Savings Assurance Plan

HDFC Assurance Plan

HDFC Personal Pension Plan (Regular Premium)

HDFC Personal Pension Plan (Single Premium)

HDFC Single Premium Whole of Life Insurance Plan1

HDFC SL Endowment Gain Insurance Plan

HDFC SL New Money Back Plan

HDFC SL Group Savings Plan

HDFC SL Classic Assure Insurance Plan

HDFC Life Classic Pension Insurance Plan

HDFC Life Personal Pension Plus Plan

HDFC Life Sampoorn Samridhi Insurance Plan2

HDFC Life Classic Assure Plus

HDFC Life Super Savings Plan

HDFC Life Super Income Plan

HDFC Life YoungStar Udaan

HDFC Life Sampoorn Samridhi Plus

HDFC Life Uday

HDFC Life Pragati

HDFC Life Systematic Pension Plan4

HDFC Life Secured Income Insurance Plus

HDFC Life New Fulfilling Life

HDFC Life Assured Gain Plus

HDFC Life Secured Income Insurance RP

HDFC Life Income Advantage Plan

HDFC Life New Creating Life Insurance Plus

HDFC Life New Creating Life Insurance Regular Pay

HDFC Life Sampoorna Jeevan

HDFC Life Smart Income Plan

HDFC Life Click 2 Achieve Par Advantage

Exide Life Creating Life Child Protection Plan1

Exide Life Reassuring Life Endowment Plan with Reversionary Bonus1

Exide Life Fulfilling Life Anticipated Whole Life Plan

Exide Life Creating Life Money Back Plan

Exide Life Powering Life Limited Payment Endowment Plan

Exide Life Safal Jeevan Endowment Plan1

Exide Life Jeevan Uday

Exide Life My Retirement Plan

Exide Life Rewarding Life Whole of Life Plan1

Exide Life Safal Jeevan Money Back Plan1

Exide Life My Money Back Plan

Exide Life Assured Gain Plus

Exide Life New Fulfilling Life Anticipated Whole Life Plan

Exide Life New Fulfilling Life

Exide Life New Creating Life Insurance Plus

Exide Life New Creating Life Insurance Regular Pay

Exide Life Secured Income Insurance Plus

Exide Life Secured Income Insurance RP

Exide Life Income Advantage Plan

Exide Life Platinum Life Plan^^

Exide Life Smart Income Plan

Exide Life Sampoorna Jeevan

Terminal Bonus Rates

HDFC Money Back

HDFC Children's Plan

HDFC Endowment Assurance

HDFC Life SL Endowment Gain Insurance Plan

HDFC Personal Pension Plan (Regular Premium)

HDFC Savings Assurance Plan

HDFC Personal Pension Plan (Single Premium) 5 until 2016

HDFC Personal Pension Plan (Single Premium) 6 until 2016

HDFC Personal Pension Plan (Single Premium) 7 until 2016

HDFC Personal Pension Plan (Single Premium) 8 until 2016

HDFC Personal Pension Plan (Single Premium) 9 until 2016

HDFC Personal Pension Plan (Single Premium) 10 until 2016

HDFC Personal Pension Plan (Single Premium) 11+ until 2016

HDFC Single Premium Whole of Life Insurance Plan¹

HDFC Life Sampoorn Samridhi Insurance Plan²

HDFC Life Systematic Pension Plan⁴

Exide Life Creating Life Child Protection Plan¹

Exide Life Reassuring Life Endowment Plan with Reversionary Bonus¹

Exide Life Safal Jeevan Endowment Plan¹

Exide Life Rewarding Life Whole of Life Plan¹

Exide Life Safal Jeevan Money Back Plan¹

Exide Life Platinum Life Plan^{^^}