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RESUME APPLICATION PAY PREMIUM

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RESUME APPLICATION PAY PREMIUM

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At HDFC Life, we always strive to provide premier products with high benefits to our customers. Details of the Historical Bonus Rates are given below. Please click on the plan name to view them.

1 Reversionary Bonus Rates

HDFC Money Back Plan

HDFC MONEY BACK PLAN (UIN :101N002V01)
2007-08	2.25%
2008-09	2.25%
2009-10	2.00%
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	2.00%

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
Money Back(UIN: 101N002V01)	10	13.50%	15.00%	15.00%
Money Back(UIN: 101N002V01)	15	30.00%	37.00%	40.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB Rates F.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Money Back (UIN :101N002V01)	10	16.00%	16.50%	16.00%	16.00%
	11	NA	21.00%	21.00%	21.00%
	12	NA	26.00%	26.00%	26.00%
	13	NA	31.00%	31.00%	31.00%
	14	NA	36.00%	36.00%	36.00%
	15	41.00%	43.50%	37.00%	37.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Money Back
	11	21.00%	NA
	12	26.00%	NA
	13	31.00%	NA
	14	36.00%	NA
	15	37.00%	44.00%
	16	43.50%	NA
	17	50.00%	NA
	18	56.75%	NA
	19	63.25%	NA
	20	69.75%	69.75%

HDFC Children's Plan

HDFC CHILDREN'S PLAN (UIN : 101N010V01)
2007-08	2.25%
2008-09	2.25%
2009-10	2.00%
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	1.75% for Policy Term < 15 years and 2.00% for Policy Term >= 15

HDFC Endowment Assurance

HDFC ENDOWMENT ASSURANCE (UIN: 101N001V01 & 101N001V02)
2007-08	2.25%
2008-09	2.25%
2009-10	1.75%
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	2.00%

HDFC Savings Assurance Plan

HDFC SAVINGS ASSURANCE PLAN (UIN: 101N014V01)
2007-08	3.25%
2008-09	3.25%
2009-10	3.25%
2010-11	3.25%
2011-12	3.25%
2012-13	3.25%
2013-14	3.25%
2014-15	3.25%
2015-16	3.25%
2016-17	2.50%
2017-18	2.50%
2018-19	2.50%
2019-20	2.50%
2020-21	2.50%

HDFC Assurance Plan

HDFC ASSURANCE PLAN (UIN: 101N018V01)
2007-08	3.25%
2008-09	3.25%
2009-10	3.25%
2010-11	3.25%
2012-13	3.25%
2013-14	3.25%
2014-15	3.25%
2015-16	3.25%
2016-17	2.50%
2017-18	2.50%
2018-19	2.50%
2019-20	2.50%
2020-21	2.50%

HDFC Personal Pension Plan (Regular Premium)

HDFC PERSONAL PENSION PLAN (REGULAR PREMIUM) (UIN :101N008V01)
2007-08	2.25%
2008-09	2.25%
2009-10	2.00%
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	2.00%

HDFC Personal Pension Plan (Single Premium)

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01)
2007-08	5.00%
2008-09	5.00%
2009-10	5.00%
2010-11	5.00%
2010-11	5.00%
2012-13	5.00%
2013-14	5.00%
2014-15	5.00%
2015-16	5.00%
2016-17	5.00%
2017-18	5.00%
2018-19	5.00%
2019-20	5.00%
2020-21	5.00%

HDFC Single Premium Whole of Life Insurance Plan¹

HDFC SINGLE PREMIUM WHOLE OF LIFE INSURANCE PLAN (UIN :101N004V01)
2007-08	5.00%
2008-09	5.00%
2009-10	4.50%
2010-11	4.50%
2011-12	4.50%
2012-13	4.50%
2013-14	4.50%
2014-15	4.50%
2015-16	4.50%
2016-17	4.50%
2017-18	4.50%
2018-19	4.50%
2019-20	4.50%
2020-21	4.50%

HDFC SL Endowment Gain Insurance Plan

HDFC SL ENDOWMENT GAIN INSURANCE PLAN (UIN :101N071V01)
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	2.00%

HDFC SL New Money Back Plan

HDFC SL NEW MONEY BACK PLAN (UIN: 101N063V01)
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%
2014-15	2.00%
2015-16	2.00%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2020-21	2.00%

HDFC SL Group Savings Plan

HDFC SL GROUP SAVINGS PLAN (UIN: 101N062V01)
2010-11	2.00%
2011-12	2.00%
2012-13	2.00%
2013-14	2.00%

HDFC SL Classic Assure Insurance Plan

HDFC SL CLASSIC ASSURE INSURANCE PLAN (UIN :101N076V01)
2010-11	3.00%
2011-12	3.00%
2012-13	3.00%
2013-14	2.75%
2014-15	2.75%
2015-16	2.75%
2016-17	2.00%
2017-18	2.00%
2018-19	2.00%
2019-20	2.00%
2020-21	2.00%

HDFC Life Classic Pension Insurance Plan

HDFC LIFE CLASSIC PENSION INSURANCE PLAN (UIN: 101N077V01)
2011-12	3.00%
2012-13	3.00%
2013-14	3.00%
2014-15	3.00%
2015-16	3.00%
2016-17	3.00%
2017-18	3.00%
2018-19	3.00%
2019-20	3.00%
2020-21	3.00%

HDFC Life Personal Pension Plus Plan

HDFC LIFE PERSONAL PENSION PLUS (UIN: 101N091V01, 101N091V02, 101N091V03,101N091V04)
2013-14	3.00%
2014-15	3.00%
2015-16	3.00% for Policy Term 10-14 yrs, 3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs, 4.50% for Policy Term 25-29 yrs and 5.00% for Policy Term > 30 yrs
2016-17	3.0% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.0% for Policy Term 30+ yrs
2017-18	3.50% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.00% for Policy Term 30+ yrs
2018-19	3.50% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.00% for Policy Term 30+ yrs
2019-20	3.50% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.00% for Policy Term 30+ yrs
2020-21	3.00% for Policy Term 10 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25 yrs to 29 yrs, 4.50% for Policy Term 30+ yrs

HDFC Life Sampoorn Samridhi Insurance Plan²

HDFC LIFE SAMPOORN SAMRIDHI INSURANCE PLAN (UIN: 101N078V01)
2013-14	3.00%
2014-15	3.00%
2015-16	3.00%
2016-17	3.00%
2017-18	3.00%
2018-19	3.00%
2019-20	3.00%
2020-21	3.00%

HDFC Life Classic Assure Plus

HDFC LIFE CLASSIC ASSURE PLUS (UIN: 101N089V01, 101N089V02, 101N089V03, 101N089V04, 101N089V05)
2013-14	3.00%
2014-15	3.00%
2015-16	3.50% for Policy Term 10 yrs, 4.00% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2016-17	3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2017-18	3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2018-19	3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2019-20	3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2020-21	3.00% for Policy Term 10 yrs, 3.00% for Policy Term 15 yrs and 4.00% for Policy Term 20 yrs

HDFC Life Super Savings Plan

HDFC LIFE SUPER SAVINGS PLAN (UIN: 101N090V01)
2013-14	3.50%
2014-15	3.50%
2015-16	3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs and 4.50% for Policy Term > 25 yrs
2016-17	3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs and 4.50% for Policy Term > 25 yrs
2017-18	3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2018-19	3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2019-20	3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2020-21	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25+ yrs

HDFC Life Super Income Plan

HDFC LIFE SUPER INCOME PLAN (UIN:101N098V01,101N098V02, 101N098V03, 101N098V04 , 101N098V05)
2013-14	4.50%
2014-15	4.50%
2015-16	5.00% for Policy Term 16-20 yrs and 5.50% for Policy Term 22-27 yrs
2016-17	4.50% for Policy Term 16 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2017-18	4.50% for Policy Term 16 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2018-19	4.50% for Policy Term 16 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2019-20	4.50% for Policy Term 15 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2020-21	4.00% for Policy Term 15 yrs to 20 yrs, 4.50% for Policy Term 22 yrs to 27 yrs

HDFC Life YoungStar Udaan

HDFC LIFE YOUNG STAR UDAAN (UIN: 101N099V01, 101N099V02, 101N099V03)
2014-15	3.50%
2015-16	4.00% for Policy Term 15-19 yrs and 4.50% for Policy Term 20-29 yrs
2016-17	3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 29 yrs
2017-18	3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 29 yrs
2018-19	3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 29 yrs
2019-20	3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 29 yrs
2020-21	3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 29 yrs

HDFC Life Sampoorn Samridhi Plus

HDFC LIFE SAMPOORN SAMRIDHI PLUS (UIN: 101N102V01,101N102V02, 101N102V03, 101N102V04, 101N102V05)
2014-15	3.50%
2015-16	4.00% for Policy Term 15-19 yrs, 4.50% for Policy Term 20-24 yrs and 5.00% for Policy Term > 25 yrs
2016-17	3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.0% for Policy Term 25+ yrs
2017-18	3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.00% for Policy Term 25+ yrs
2018-19	3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.00% for Policy Term 25+ yrs
2019-20	3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.00% for Policy Term 25+ yrs
2020-21	3.00% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs

HDFC Life Uday

HDFC LIFE UDAY (UIN: 101N105V01,101N105V02, 101N105V03 , 101N105V04)
2015-16	3.60%
2016-17	3.6% for all Policy Terms
2017-18	3.60% for Policy Terms 12 yrs, 4.00% for Policy Term 15 yrs
2018-19	3.60% for Policy Terms 12 yrs, 4.00% for Policy Term 15 yrs
2019-20	3.60% for Policy Terms 12 yrs, 4.00% for Policy Term 15 yrs
2020-21	3.10% for Policy Terms 12 yrs, 3.50% for Policy Term 15 yrs

HDFC Life Pragati

DEFERMENT PERIOD*	DECLARED RB
DEFERMENT PERIOD*	LIMITED / REGULAR PAY	SINGLE PAY
0	1.25%	NA
1	1.50%	NA
2	1.75%	NA
3	2.00%	NA
4	2.25%	2.25%
5	2.50%	2.50%
6	2.75%	2.75%
7	3.00%	3.00%
8	3.25%	3.25%
9	3.50%	3.50%
10	3.75%	3.75%
11	4.00%	4.00%
12	4.25%	4.25%
13	4.50%	4.50%
14	4.75%	4.75%
15	5.00%	5.00%
16	NA	5.25%
17	NA	5.50%
18	NA	5.75%
19	NA	6.00%

Product	Deferment Period³	RB rates declared on 31^st March 2017	RB rates declared on 31^st March 2018
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04)	0 to 5	1.25% - 2.50%	2.50%
	6 to 10	2.75% - 3.75%	3.75%
	11 to 15	4.00% - 5.00%	5.00%
	16 and above	5.25% - 6.00%	6.00%

Product	Deferment Period³	RB/IB rates declared on 31^st March 2018	RB/IB rates proposed on 31^st March 2019
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04)	0 to 5	2.50%	2.50%
	6 to 10	3.75%	3.75%
	11 to 15	5.00%	5.00%
	16 and above	6.00%	6.00%

Product	Deferment Period³	RB/IB rates declared on 31^st March 2019	RB/IB rates proposed on 31^st March 2020
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04)	0 to 5	2.50%	2.50%
	6 to 10	3.75%	3.75%
	11 to 15	5.00%	5.00%
	16 and above	6.00%	6.00%

Product	Deferment Period¹*	RB/IB rates declared on 31st March 2020	RB/IB rates proposed on 31st March 2021
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04)	0 to 5	2.50%	2.00%
	6 to 10	3.75%	3.25%
	11 to 15	5.00%	4.50%
	16 and above	6.00%	5.50%

RB on SPWL is on compound basis, while on all other products it is on simple basis.
The policies under Sampoorn Samridhi product are eligible for Reversionary Bonus only after 3 years premiums are paid
- RB rates are declared for the period 1st April 2020 to 31st March 2021
- IB rates are applicable for the eligible policies exiting during the period from 1st July 2021 to 30th June 2022
Deferment period = Policy term – Premium payment term.

2 Terminal Bonus Rates

HDFC Money Back

HDFC MONEY BACK (UIN :101N002V01)
Bonus Declaration: 31st March 2010*	4.00%
Bonus Declaration: 31st March 2011*	10.00%
Bonus Declaration: 31st March 2012**	12.50%
Bonus Declaration: 31st March 2013**	12.50%
Bonus Declaration: 31st March 2014**	13.00%
Bonus Declaration: 31st March 2015**	13.50% for Policy Term 10 yrs and 28% for Policy Term 15 yrs
Bonus Declaration: 31st March 2016**	13.50% for Policy Term 10 yrs and 30.00% for Policy Term 15 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
Money Back(UIN: 101N002V01)	10	13.50%	15.00%	15.00%
Money Back(UIN: 101N002V01)	15	30.00%	37.00%	40.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB Rates F.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Money Back (UIN :101N002V01)	10	16.00%	16.50%	16.00%	16.00%
	11	NA	21.00%	21.00%	21.00%
	12	NA	26.00%	26.00%	26.00%
	13	NA	31.00%	31.00%	31.00%
	14	NA	36.00%	36.00%	36.00%
	15	41.00%	43.50%	37.00%	37.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Money Back	11	21.00%	NA
	12	26.00%	NA
	13	31.00%	NA
	14	36.00%	NA
	15	37.00%	44.00%
	16	43.50%	NA
	17	50.00%	NA
	18	56.75%	NA
	19	63.25%	NA
	20	69.75%	69.75%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Money Back	11	21.00%	NA
	12	26.00%	NA
	13	31.00%	NA
	14	36.00%	NA
	15	37.00%	44.00%
	16	42.50%	NA
	17	48.00%	NA
	18	53.50%	NA
	19	59.00%	NA
	20	69.75%	71.75%
	21	NA	71.75%

HDFC Children's Plan

HDFC CHILDREN’S PLAN (UIN: 101N010V01)
Bonus Declaration: 31st March 2012**	8.50%
Bonus Declaration: 31st March 2013**	8.50%
Bonus Declaration: 31st March 2014**	9.5%
Bonus Declaration: 31st March 2015**	9.5% for Policy Term 10-12 yrs and 15% for Policy Term 13-15 yrs
Bonus Declaration: 31st March 2016**	10.00% for Policy Term 10 yrs, 12.00% for Policy Term 11 yrs, 14.50% for Policy Term 12 yrs, 16.50% for Policy Term 13 yrs and 18.00% for Policy Term 14 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Children’s Plan (UIN: 101N010V01)	10	10.00%	11.00%	11.00%
	11	12.00%	12.50%	12.50%
	12	14.50%	15.00%	15.00%
	13	16.50%	17.50%	17.50%
	14	18.00%	21.00%	22.00%
	15	NA	24.00%	28.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Children’s Plan (UIN: 101N010V01)	10	11.00%	11.50%	11.00%	11.00%
	11	12.50%	12.75%	12.50%	12.50%
	12	16.00%	16.25%	16.00%	16.00%
	13	19.00%	19.25%	19.00%	19.00%
	14	24.00%	25.00%	22.00%	22.00%
	15	30.00%	31.25%	24.00%	24.00%
	16	32.00%	33.75%	26.00%	26.00%
	17	NA	35.50%	NA	28.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Children’s Plan
	10	11.00%	11.50%
	11	12.50%	13.00%
	12	16.00%	16.25%
	13	19.00%	19.25%
	14	22.00%	25.00%
	15	24.00%	31.25%
	16	26.00%	34.50%
	17	28.00%	36.50%
	18	34.50%	37.00%
	19	36.00%	37.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Children’s Plan	10	10.50%	11.00%
	11	12.50%	13.00%
	12	16.00%	16.25%
	13	19.00%	19.25%
	14	22.00%	25.00%
	15	23.25%	30.00%
	16	26.00%	34.50%
	17	28.00%	36.50%
	18	34.50%	39.00%
	19	36.00%	39.50%
	20	NA	39.50%

HDFC Endowment Assurance

HDFC ENDOWMENT ASSURANCE (UIN: 101N001V01 & 101N001V02)
Bonus Declaration: 31st March 2011*	10.00%
Bonus Declaration: 31st March 2012**	8.50%
Bonus Declaration: 31st March 2013**	8.50%
Bonus Declaration: 31st March 2014**	9.5% for Policy Term 10-12 yrs and 10% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015**	10.50% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016**	11.00% for Policy Term 10 yrs, 12.50% for Policy Term 11 yrs, 15.00% for Policy Term 12 yrs, 17.50% for Policy Term 13 yrs, 20.00% for Policy Term 14 yrs, 23.00% for Policy Term 15 yrs and 25.00% for Policy Term 16 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Endowment Assurance	10	11.00%	12.00%	12.00%
	11	12.50%	14.00%	14.00%
	12	15.00%	16.00%	16.00%
	13	17.50%	20.00%	20.00%
	14	20.00%	24.00%	26.00%
	15	23.00%	28.00%	31.50%
	16	25.00%	32.00%	33.50%
	17	NA	35.00%	37.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Endowment Assurance (UIN: 101N001V01 & 101N001V02)	10	13.50%	15.50%	13.50%	13.50%
	11	14.50%	16.50%	14.50%	14.50%
	12	17.00%	19.00%	16.00%	16.00%
	13	21.00%	21.50%	20.00%	20.00%
	14	27.00%	27.75%	24.00%	24.00%
	15	34.00%	35.25%	30.00%	30.00%
	16	36.00%	37.75%	32.00%	32.00%
	17	40.00%	46.00%	36.00%	36.00%
	18	44.00%	46.00%	40.00%	40.00%
	19	NA	50.00%	NA	44.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Endowment Assurance
	10	13.50%	15.5%
	11	14.50%	17.0%
	12	16.00%	19.0%
	13	20.00%	21.5%
	14	24.00%	27.75%
	15	30.00%	36.25%
	16	32.00%	39.25%
	17	36.00%	48.0%
	18	40.00%	52.00%
	19	44.00%	56.00%
	20	48.00%	59.00%
	20	52.00%	59.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Endowment Assurance	10	13.50%	15.50%
	11	14.50%	17.00%
	12	16.00%	19.00%
	13	20.00%	21.50%
	14	24.00%	27.75%
	15	30.00%	36.25%
	16	32.00%	39.25%
	17	36.00%	48.00%
	18	40.00%	52.00%
	19	44.00%	56.00%
	20	48.00%	59.50%
	21	52.00%	66.00%
	22	NA	66.00%

HDFC Personal Pension Plan (Regular Premium)

HDFC PERSONAL PENSION PLAN -RP (UIN: 101N008V01)
Bonus Declaration: 31st March 2011*	10.00%
Bonus Declaration: 31st March 2012**	12.50%
Bonus Declaration: 31st March 2013**	12.50%
Bonus Declaration: 31st March 2014**	12.5% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015**	18.00% for Policy Term 10-12 yrs and 25% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016**	18.00% for Policy Term 10 yrs, 20.00% for Policy Term 11 yrs, 22.00% for Policy Term 12 yrs, 25.00% for Policy Term 13 yrs, 27.00% for Policy Term 14 yrs and 30.00% for Policy Term 15 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Personal Pension Plan -RP (UIN: 101N008V01)	10	18.00%	18.00%	18.00%
	11	20.00%	21.00%	21.00%
	12	22.00%	23.00%	23.00%
	13	25.00%	26.00%	26.00%
	14	27.00%	29.00%	30.50%
	15	30.00%	33.00%	34.50%
	16	NA	36.00%	37.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Personal Pension Plan -RP (UIN: 101N008V01)	10	22.00%	22.25%	21.00%	21.00%
	11	25.00%	25.50%	24.00%	24.00%
	12	28.00%	28.75%	27.00%	27.00%
	13	31.00%	31.75%	30.00%	30.00%
	14	35.00%	36.00%	33.00%	33.00%
	15	40.00%	41.25%	38.25%	38.25%
	16	45.00%	46.75%	42.50%	42.50%
	17	49.00%	51.25%	46.00%	46.00%
	18	NA	56.50%	NA	49.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Personal Pension Plan -RP	10	21.00%	22.25%
	11	24.00%	25.50%
	12	27.00%	28.75%
	13	30.00%	31.75%
	14	33.00%	36.00%
	15	38.25%	41.25%
	16	42.50%	47.75%
	17	46.00%	52.25%
	18	49.50%	57.50%
	19	51.00%	61.50%
	20	52.00%	61.50%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Personal Pension Plan (Regular Premium)	10	21.00%	26.00%
	11	24.00%	28.75%
	12	27.00%	32.00%
	13	30.00%	36.00%
	14	33.00%	40.00%
	15	38.25%	45.00%
	16	42.50%	49.00%
	17	46.00%	53.50%
	18	49.50%	58.00%
	19	51.00%	62.00%
	20	52.00%	71.00%
	21	NA	71.00%

HDFC Savings Assurance Plan

HDFC SAVINGS ASSURANCE PLAN (UIN: 101N014V01)
Bonus Declaration: 31st March 2013**	25.00%
Bonus Declaration: 31st March 2014**	20.00%
Bonus Declaration: 31st March 2015**	19.00%
Bonus Declaration: 31st March 2016**	26.00% for Policy Term 10 yrs, 28.50% for Policy Term 11 yrs, 31.50% for Policy Term 12 yrs and 35.00% for Policy Term 13 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Savings Assurance Plan (UIN: 101N014V01)	10	26.00%	26.75%	26.75%
	11	28.50%	NA	NA
	12	31.50%	32.50%	32.50%
	13	35.00%	35.00%	35.00%
	14	NA	38.50%	38.50%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Savings Assurance Plan (UIN: 101N014V01)	10	27.50%	28.50%	25.00%	25.00%
	11	NA	31.00%	28.00%	28.00%
	12	35.00%	36.00%	32.00%	32.00%
	13	40.00%	41.00%	34.00%	34.00%
	14	45.00%	46.00%	39.00%	39.00%
	15	52.00%	53.00%	45.00%	45.00%
	16	NA	59.00%	NA	51.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Savings Assurance Plan	10	25.00%	29.50%
	11	28.00%	32.00%
	12	32.00%	36.00%
	13	34.00%	41.00%
	14	39.00%	46.00%
	15	45.00%	54.25%
	16	51.00%	60.00%
	17	57.00%	64.00%
	18	63.00%	64.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Savings Assurance Plan	10	25.00%	30.00%
	11	28.00%	32.00%
	12	32.00%	36.00%
	13	34.00%	41.00%
	14	40.00%	47.50%
	15	45.00%	54.25%
	16	51.00%	60.00%
	17	57.00%	65.50%
	18	NA	65.50%

HDFC Personal Pension Plan (Single Premium) 5 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 5
Bonus Declaration: 31st March 2008*	12.00%
Bonus Declaration: 31st March 2009*	10.00%
Bonus Declaration: 31st March 2010*	10.00%
Bonus Declaration: 31st March 2011*	8.00%
Bonus Declaration: 31st March 2012**	12.50%
Bonus Declaration: 31st March 2013**	12.50%
Bonus Declaration: 31st March 2014**	12.50%
Bonus Declaration: 31st March 2015**	14.00%
Bonus Declaration: 31st March 2016**	15.00%

HDFC Personal Pension Plan (Single Premium) 6 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 6
Bonus Declaration: 31st March 2008*	14.00%
Bonus Declaration: 31st March 2009*	12.00%
Bonus Declaration: 31st March 2010*	14.00%
Bonus Declaration: 31st March 2011*	12.00%
Bonus Declaration: 31st March 2012**	15.00%
Bonus Declaration: 31st March 2013**	15.00%
Bonus Declaration: 31st March 2014**	15.00%
Bonus Declaration: 31st March 2015**	35.00%
Bonus Declaration: 31st March 2016**	21.00%

HDFC Personal Pension Plan (Single Premium) 7 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 7
Bonus Declaration: 31st March 2008*	19.00%
Bonus Declaration: 31st March 2009*	14.00%
Bonus Declaration: 31st March 2010*	16.00%
Bonus Declaration: 31st March 2011*	16.00%
Bonus Declaration: 31st March 2012**	23.00%
Bonus Declaration: 31st March 2013**	23.00%
Bonus Declaration: 31st March 2014**	23.00%
Bonus Declaration: 31st March 2015**	35.00%
Bonus Declaration: 31st March 2016**	27.00%

HDFC Personal Pension Plan (Single Premium) 8 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 8
Bonus Declaration: 31st March 2009*	16.00%
Bonus Declaration: 31st March 2010*	20.00%
Bonus Declaration: 31st March 2011*	20.00%
Bonus Declaration: 31st March 2012**	30.00%
Bonus Declaration: 31st March 2013**	30.00%
Bonus Declaration: 31st March 2014**	30.00%
Bonus Declaration: 31st March 2015**	35.00%
Bonus Declaration: 31st March 2016**	32.50%

HDFC Personal Pension Plan (Single Premium) 9 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 9
Bonus Declaration: 31st March 2010*	24.00%
Bonus Declaration: 31st March 2011*	24.00%
Bonus Declaration: 31st March 2012**	35.00%
Bonus Declaration: 31st March 2013**	35.00%
Bonus Declaration: 31st March 2014**	35.00%
Bonus Declaration: 31st March 2015**	35.00%
Bonus Declaration: 31st March 2016**	40.00%

HDFC Personal Pension Plan (Single Premium) 10 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 10
Bonus Declaration: 31st March 2011*	28.00%
Bonus Declaration: 31st March 2012**	45.00%
Bonus Declaration: 31st March 2013**	45.00%
Bonus Declaration: 31st March 2014**	45.00%
Bonus Declaration: 31st March 2015**	45.00%
Bonus Declaration: 31st March 2016**	48.00%

HDFC Personal Pension Plan (Single Premium) 11+ until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 11+
Bonus Declaration: 31st March 2012**	52.00%
Bonus Declaration: 31st March 2013**	52.00%
Bonus Declaration: 31st March 2014**	55.00%
Bonus Declaration: 31st March 2015**	60.00%

HDFC Personal Pension Plan (Single Premium) 12+ until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 12+
Bonus Declaration: 31st March 2013**	52.00%
Bonus Declaration: 31st March 2014**	55.00%
Bonus Declaration: 31st March 2015**	60.00%
Bonus Declaration: 31st March 2016**	67.00% for Policy Term 12 yrs, 77.00% for Policy Term 13 yrs, 87.00% for Policy Term 14 yrs and 97.00% for Policy Term 15 yrs

HDFC Assurance Plan

HDFC ASSURANCE PLAN
Bonus Declaration: 31st March 2014**	15.00%
Bonus Declaration: 31st March 2015**	18.00%
Bonus Declaration: 31st March 2016**	20.00% for Policy Term 10 yrs, 22.50% for Policy Term 11 yrs and 25.00% for Policy Term 12 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Assurance Plan (UIN: 101N018V01)	10	20.00%	21.00%	24.00%
	11	22.50%	25.00%	30.00%
	12	25.00%	30.00%	35.00%
	13	NA	35.00%	40.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Assurance Plan (UIN: 101N018V01)	10	27.00%	30.00%	23.00%	23.00%
	11	33.00%	34.50%	30.00%	30.00%
	12	37.00%	38.75%	32.00%	32.00%
	13	43.00%	45.00%	38.00%	38.00%
	14	50.00%	52.25%	42.00%	42.00%
	15	NA	67.25%	NA	45.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Assurance Plan	10	23.00%	30.00%
	11	30.00%	34.50%
	12	32.00%	38.75%
	13	38.00%	45.00%
	14	42.00%	52.25%
	15	45.00%	67.25%
	16	48.00%	71.00%
	17	51.00%	71.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Assurance Plan	10	23.00%	30.50%
	11	30.00%	34.50%
	12	32.00%	38.75%
	13	34.00%	41.00%
	14	42.00%	54.00%
	15	45.00%	67.25%
	16	48.00%	73.50%
	17	51.00%	74.00%
	18	NA	74.00%

HDFC Single Premium Whole of Life Insurance Plan

HDFC SINGLE PREMIUM WHOLE OF LIFE INSURANCE PLAN
Bonus Declaration: 31st March 2014**	11.50%
Bonus Declaration: 31st March 2015**	12.50%
Bonus Declaration: 31st March 2016**	14.00% for Policy Term 10 yrs and 40.00% for Policy Term 15 yrs

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Single Premium Whole of Life Insurance (UIN: 101N004V01)	10	14.00%	15.00%	15.00%
	11	14.00%	22.50%	22.50%
	12	14.00%	30.00%	30.00%
	13	14.00%	45.00%	45.00%
	14	14.00%	60.00%	60.00%
	15	40.00%	70.00%	70.00%
	16	NA	80.00%	80.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Single Premium Whole of Life Insurance (UIN: 101N004V01)	10	20.00%	20.50%	20.00%	20.50%
	11	27.00%	27.50%	27.00%	27.50%
	12	33.00%	33.50%	33.00%	33.50%
	13	48.00%	48.50%	48.00%	48.50%
	14	65.00%	65.50%	65.00%	65.50%
	15	80.00%	81.75%	80.00%	81.75%
	16	95.00%	97.50%	95.00%	97.50%
	17	115.00%	118.50%	115.00%	118.50%
	18	NA	135.75%	NA	135.75%
	19	NA	166.75%	NA	166.75%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Single Premium Whole of Life Insurance	10	20.50%	20.50%
	11	29.00%	29.00%
	12	35.50%	35.50%
	13	48.75%	48.75%
	14	65.50%	65.50%
	15	82.25%	82.25%
	16	100.00%	100.00%
	17	120.00%	120.00%
	18	140.00%	140.00%
	19	170.00%	170.00%
	20	190.00%	190.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Single Premium Whole of Life Insurance Plan	10	20.50%	20.50%
	11	29.00%	29.00%
	12	35.50%	35.50%
	13	48.75%	48.75%
	14	65.50%	65.50%
	15	82.25%	82.25%
	16	100.00%	100.00%
	17	120.00%	120.00%
	18	140.00%	140.00%
	19	160.00%	160.00%
	20	190.00%	190.00%
	21	225.00%	225.00%

HDFC Sampoorn Samridhi

Product	Age at maturity	BY’19 (‘Enhanced Cover’ option)	BY’19 (‘Enhanced Cash’ option)	BY’20 (‘Enhanced Cover’ option)	BY’20 (‘Enhanced Cash’ option)
HDFC Life Sampoorn Samridhi(term 5-6)	20-25	25%	30.00%	25%	30.00%
	26-30		30.00%		30.00%
	31-35		32.50%		32.50%
	36-40		35.00%		35.00%
	41-45		37.50%		37.50%
	46-50		42.50%		42.50%
	51-55		48.00%		48.00%
	56-60		55.00%		55.00%
	61-65		60.00%		60.00%
	66-70		NA		65.00%

Product	Age at maturity	BY’19 (‘Enhanced Cover’ option)	BY’19 (‘Enhanced Cash’ option)	BY’20 (‘Enhanced Cover’ option)	BY’20 (‘Enhanced Cash’ option)
HDFC Life Sampoorn Samridhi(term 7-9)	20-25	25%	30.00%	25%	30.00%
	26-30		30.00%		30.00%
	31-35		32.50%		32.50%
	36-40		35.00%		35.00%
	41-45		37.50%		37.50%
	46-50		42.50%		42.50%
	51-55		48.00%		48.00%
	56-60		55.00%		55.00%
	61-65		60.00%		60.00%
	66-70		NA		65.00%

Product	Age at maturity	‘Enhanced Cover’ option	‘Enhanced Cash’ option
HDFC Life Sampoorn Samridhi(term 7-10)	20-25	25%	30.00%
	26-30		30.00%
	31-35		32.50%
	36-40		35.00%
	41-45		37.50%
	46-50		42.50%
	51-55		48.00%
	56-60		55.00%
	61-65		60.00%
	66-70		65.00%

Product	Age at maturity	BY’22 (‘Enhanced Cover’ option)	BY’22 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 7-9)	20-25	25%	30.00%
	26-30		30.00%
	31-35		32.50%
	36-40		35.00%
	41-45		37.50%
	46-50		42.50%
	51-55		48.00%
	56-60		55.00%
	61-65		60.00%
	66-70		65.00%

Product	Age at maturity	BY’22 (‘Enhanced Cover’ option)	BY’22 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 10-11)	20-25	25%	30.00%
	26-30		30.00%
	31-35		32.50%
	36-40		35.00%
	41-45		37.50%
	46-50		42.50%
	51-55		48.00%
	56-60		55.00%
	61-65		60.00%
	66-70		65.00%

HDFC Personal Pension Plan (Single Premium) after 2016

Product	Policy Term / Duration	TB rates for BY’17	TB rates for BY’18 (for deaths and surrenders)	TB rates for BY’18 (for maturities)
HDFC Personal Pension Plan -SP (UIN: 101N008V01)	5	15.00%	NA	NA
	6	21.00%	NA	NA
	7	27.00%	27.00%	27.00%
	8	32.50%	NA	NA
	9	40.00%	NA	NA
	10	48.00%	48.00%	48.00%
	11	NA	57.00%	57.00%
	12	67.00%	67.00%	67.00%
	13	77.00%	85.00%	85.00%
	14	87.00%	100.00%	100.00%
	15	97.00%	120.00%	120.00%

Product Name	Policy Term	Maturity TB Rates F.Y 2019	Maturity TB Rates F.Y 2020	Surrender/Death TB RatesF.Y 2019	Surrender/Death TB Rates F.Y 2020
HDFC Personal Pension Plan -SP (UIN: 101N008V01)	8	31.00%	31.00%	31.00%	31.00%
	9	35.00%	35.00%	35.00%	35.00%
	10	48.00%	48.00%	48.00%	48.00%
	11	60.00%	60.00%	60.00%	60.00%
	12	72.00%	72.00%	72.00%	72.00%
	13	90.00%	90.00%	90.00%	90.00%
	14	115.00%	115.00%	115.00%	115.00%
	15	140.00%	140.00%	140.00%	140.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Personal Pension Plan -SP
	10	48.00%	48.00%
	11	60.00%	60.00%
	12	72.00%	72.00%
	13	90.00%	90.00%
	14	115.00%	115.00%
	15	140.00%	140.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Personal Pension Plan -SP	10	48.00%	56.25%
	11	60.00%	70.00%
	12	72.00%	85.00%
	13	90.00%	102.00%
	14	115.00%	121.25%
	15	140.00%	140.50%

HDFC Classic Assure

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Classic Assure	10	21.00%	26.25%
HDFC Classic Assure	11	21.00%	26.25%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Classic Assure	10	21.00%	27.25%
	11	21.00%	NA
	12	21.00%	NA

HDFC Classic Pension

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Classic Pension	10	24.50%	33.25%
HDFC Classic Pension	11	24.50%	33.25%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Classic Pension	10	26.00%	35.00%
HDFC Classic Pension	11	26.00%	NA

HDFC Group Savings

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2021	Maturity TB Rates F.Y 2021
HDFC Group Savings	10	30.00%	30.00%

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Group Savings	10	30.00%	30.00%

HDFC New Money Back

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC New Money Back	12	23.00%	23.00%
HDFC New Money Back	13	NA	23.00%

HDFC Pragati

Product Name	Policy Term	Surrender/Death TB Rates F.Y 2022	Maturity TB Rates F.Y 2022
HDFC Pragati	5	12.00%	12.00%
HDFC Pragati	6	NA	12.00%

Notes:

Please refer the policy document for applicability of bonus.
Terminal Bonus rates are applicable for policies resulting in to claims by maturity in the year following the bonus declaration date.
* - The rates are applicable on Sum Assured + Vested bonuses.
** - The rates are applicable on Sum Assured.
Insurance is the subject matter of the solicitation
HDFC Standard Life Insurance Company Ltd. Reg.No.101
Payout of bonus is subject to company declaring the same
#Bonus Year - 1st July 2018 to 30th June 2019
TB rates are applicable for policies maturing, surrendering or resulting in death in the period from 1st July 2021 to 30th June 2022.
The TB rate to be applied in the event of such claims will be the TB rate corresponding to policy term equal to the number of completed years for which premiums have been paid.

3 Cash Bonus

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INT/EU/08/21/24863

HDFC Life Sanchay Par Advantage (UIN : 101N136V01)	Annual Cash Bonus Rates as a % of Annualized Premium for FY21
	Option	Immediate Income
	Age at Entry / Premium Payment Term (yrs)	6	8	10	12
	Up to 25 years	22.5	29.5	35	39.5
	26 to 35 years	22	29	35	39
	36 to 40 years	21	28	34	38
	41 to 45 years	20	27	33	36
	46 to 50 years	19	27	33	36
	51 to 55 years	16.5	25	31.5	33
	56 to 60 years	13	21.5	28	28
	61 years and above	8	17.5	24	23

	Additional Cash Bonus payable for policies with Annualized Premium of 1 lakh and above
	Annual Premium Slab	Additional bonus as a % of Annualized Premium
	1 lakh to < 2 lakh	1
	2 lakh to < 5 lakh	1.5
	>= 5 lakh	2

HDFC Life Sanchay Par Advantage (UIN : 101N136V01)	Annual Cash Bonus Rates as a % of Annualized Premium for FY22
	Option	Immediate Income
	Age at Entry / Premium Payment Term (yrs)	6	8	10	12
	Up to 25 years	22.5	29.5	35	39.5
	26 to 35 years	22	29	35	39
	36 to 40 years	21	28	34	38
	41 to 45 years	20	27	33	36
	46 to 50 years	19	27	33	36
	51 to 55 years	16.5	25	31.5	33
	56 to 60 years	13	21.5	28	28
	61 years and above	8	17.5	24	23

	Additional Cash Bonus payable for policies with Annualized Premium of 1 lakh and above
	Annual Premium Slab	Additional bonus as a % of Annualized Premium
	1 lakh to < 2 lakh	1
	2 lakh to < 5 lakh	1.5
	>= 5 lakh	2

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Bonus

At HDFC Life, we always strive to provide premier products with high benefits to our customers. Details of the Historical Bonus Rates are given below. Please click on the plan name to view them.

HDFC Money Back Plan

HDFC Children's Plan

HDFC Endowment Assurance

HDFC Savings Assurance Plan

HDFC Assurance Plan

HDFC Personal Pension Plan (Regular Premium)

HDFC Personal Pension Plan (Single Premium)

HDFC Single Premium Whole of Life Insurance Plan1

HDFC SL Endowment Gain Insurance Plan

HDFC SL New Money Back Plan

HDFC SL Group Savings Plan

HDFC SL Classic Assure Insurance Plan

HDFC Life Classic Pension Insurance Plan

HDFC Life Personal Pension Plus Plan

HDFC Life Sampoorn Samridhi Insurance Plan2

HDFC Life Classic Assure Plus

HDFC Life Super Savings Plan

HDFC Life Super Income Plan

HDFC Life YoungStar Udaan

HDFC Life Sampoorn Samridhi Plus

HDFC Life Uday

HDFC Life Pragati

HDFC Money Back

HDFC Children's Plan

HDFC Endowment Assurance

HDFC Personal Pension Plan (Regular Premium)

HDFC Savings Assurance Plan

HDFC Personal Pension Plan (Single Premium) 5 until 2016

HDFC Personal Pension Plan (Single Premium) 6 until 2016

HDFC Personal Pension Plan (Single Premium) 7 until 2016

HDFC Personal Pension Plan (Single Premium) 8 until 2016

HDFC Personal Pension Plan (Single Premium) 9 until 2016

HDFC Personal Pension Plan (Single Premium) 10 until 2016

HDFC Personal Pension Plan (Single Premium) 11+ until 2016

HDFC Personal Pension Plan (Single Premium) 12+ until 2016

HDFC Assurance Plan

HDFC Single Premium Whole of Life Insurance Plan

HDFC Sampoorn Samridhi

HDFC Personal Pension Plan (Single Premium) after 2016

HDFC Classic Assure

HDFC Classic Pension

HDFC Group Savings

HDFC New Money Back

HDFC Pragati

HDFC Life Sanchay Par Advantage

Can’t find what you need?

HDFC Single Premium Whole of Life Insurance Plan¹

HDFC Life Sampoorn Samridhi Insurance Plan²