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Fund Performance Check

At HDFC Life, we always strive to provide premier products with high benefits to our customers. Details of the Historical Bonus Rates are given below. Please click on the plan name to view them.

1 Reversionary Bonus Rates

HDFC Money Back Plan

HDFC MONEY BACK PLAN (UIN :101N002V01)
2007-08 2.25%
2008-09 2.25%
2009-10 2.00%
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%
2016-17 2.00%
2017-18 2.00%
2018-19 2.00%
2019-20 2.00%
2020-21 2.00%

 

Product

Policy Term / Duration

TB rates for BY’17

TB rates for BY’18 (for deaths and surrenders)

TB rates for BY’18 (for maturities)

Money Back(UIN: 101N002V01)

10

13.50%

15.00%

15.00%

15

30.00%

37.00%

40.00%

 

Product Name

Policy Term

Maturity TB Rates F.Y 2019

Maturity TB Rates F.Y 2020

Surrender/Death TB Rates

F.Y 2019

Surrender/Death TB Rates

F.Y 2020

HDFC Money Back (UIN :101N002V01)

10

16.00%

16.50%

16.00%

16.00%

11

NA

21.00%

21.00%

21.00%

12

NA

26.00%

26.00%

26.00%

13

NA

31.00%

31.00%

31.00%

14

NA

36.00%

36.00%

36.00%

15

41.00%

43.50%

37.00%

37.00%

 

Product Name

Policy Term

Surrender/Death TB Rates F.Y 2021

Maturity TB Rates F.Y 2021

HDFC Money Back

 

 

 

11

21.00%

NA

12

26.00%

NA

13

31.00%

NA

14

36.00%

NA

15

37.00%

44.00%

16

43.50%

NA

17

50.00%

NA

18

56.75%

NA

19

63.25%

NA

20

69.75%

69.75%

HDFC Children's Plan

HDFC CHILDREN'S PLAN (UIN : 101N010V01)
2007-08 2.25%
2008-09 2.25%
2009-10 2.00%
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%
2016-17 2.00%
2017-18 2.00%
2018-19 2.00%
2019-20 2.00%
2020-21 1.75% for Policy Term < 15 years and 2.00% for Policy Term >= 15

HDFC Endowment Assurance

HDFC ENDOWMENT ASSURANCE (UIN: 101N001V01 & 101N001V02)
2007-08 2.25%
2008-09 2.25%
2009-10 1.75%
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%
2016-17 2.00%
2017-18 2.00%
2018-19 2.00%
2019-20 2.00%
2020-21 2.00%

HDFC Savings Assurance Plan

HDFC SAVINGS ASSURANCE PLAN (UIN: 101N014V01)
2007-08 3.25%
2008-09 3.25%
2009-10 3.25%
2010-11 3.25%
2011-12 3.25%
2012-13 3.25%
2013-14 3.25%
2014-15 3.25%
2015-16 3.25%
2016-17 2.50%
2017-18 2.50%
2018-19 2.50%
2019-20 2.50%
2020-21 2.50%

HDFC Assurance Plan

HDFC ASSURANCE PLAN (UIN: 101N018V01)
2007-08 3.25%
2008-09 3.25%
2009-10 3.25%
2010-11 3.25%
2012-13 3.25%
2013-14 3.25%
2014-15 3.25%
2015-16 3.25%
2016-17 2.50%
2017-18 2.50%
2018-19 2.50%
2019-20 2.50%
2020-21 2.50%

HDFC Personal Pension Plan (Regular Premium)

HDFC PERSONAL PENSION PLAN (REGULAR PREMIUM) (UIN :101N008V01)
2007-08 2.25%
2008-09 2.25%
2009-10 2.00%
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%
2016-17 2.00%
2017-18 2.00%
2018-19 2.00%
2019-20 2.00%
2020-21 2.00%

HDFC Personal Pension Plan (Single Premium)

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01)
2007-08 5.00%
2008-09 5.00%
2009-10 5.00%
2010-11 5.00%
2010-11 5.00%
2012-13 5.00%
2013-14 5.00%
2014-15 5.00%
2015-16 5.00%
2016-17 5.00%
2017-18 5.00%
2018-19 5.00%
2019-20 5.00%
2020-21 5.00%

HDFC Single Premium Whole of Life Insurance Plan1

HDFC SINGLE PREMIUM WHOLE OF LIFE INSURANCE PLAN (UIN :101N004V01)
2007-08 5.00%
2008-09 5.00%
2009-10 4.50%
2010-11 4.50%
2011-12 4.50%
2012-13 4.50%
2013-14 4.50%
2014-15 4.50%
2015-16 4.50%
2016-17 4.50%
2017-18 4.50%
2018-19 4.50%
2019-20 4.50%
2020-21 4.50%

HDFC SL Endowment Gain Insurance Plan

HDFC SL ENDOWMENT GAIN INSURANCE PLAN (UIN :101N071V01)
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%
2016-17 2.00%
2017-18 2.00%
2018-19 2.00%
2019-20 2.00%
2020-21 2.00%

HDFC SL New Money Back Plan

HDFC SL NEW MONEY BACK PLAN (UIN: 101N063V01)
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%
2014-15 2.00%
2015-16 2.00%
2016-17 2.00%
2017-18 2.00%
2018-19 2.00%
2020-21 2.00%

HDFC SL Group Savings Plan

HDFC SL GROUP SAVINGS PLAN (UIN: 101N062V01)
2010-11 2.00%
2011-12 2.00%
2012-13 2.00%
2013-14 2.00%

HDFC SL Classic Assure Insurance Plan

HDFC SL CLASSIC ASSURE INSURANCE PLAN (UIN :101N076V01)
2010-11 3.00%
2011-12 3.00%
2012-13 3.00%
2013-14 2.75%
2014-15 2.75%
2015-16 2.75%
2016-17 2.00%
2017-18 2.00%
2018-19 2.00%
2019-20 2.00%
2020-21 2.00%

HDFC Life Classic Pension Insurance Plan

HDFC LIFE CLASSIC PENSION INSURANCE PLAN (UIN: 101N077V01)
2011-12 3.00%
2012-13 3.00%
2013-14 3.00%
2014-15 3.00%
2015-16 3.00%
2016-17 3.00%
2017-18 3.00%
2018-19 3.00%
2019-20 3.00%
2020-21 3.00%

HDFC Life Personal Pension Plus Plan

HDFC LIFE PERSONAL PENSION PLUS (UIN: 101N091V01, 101N091V02, 101N091V03,101N091V04)
2013-14 3.00%
2014-15 3.00%
2015-16 3.00% for Policy Term 10-14 yrs, 3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs, 4.50% for Policy Term 25-29 yrs and 5.00% for Policy Term > 30 yrs
2016-17 3.0% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.0% for Policy Term 30+ yrs
2017-18 3.50% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.00% for Policy Term 30+ yrs
2018-19 3.50% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.00% for Policy Term 30+ yrs
2019-20 3.50% for Policy Term 10 yrs to 14 yrs, 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25 yrs to 29 yrs, 5.00% for Policy Term 30+ yrs
2020-21 3.00% for Policy Term 10 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25 yrs to 29 yrs, 4.50% for Policy Term 30+ yrs

HDFC Life Sampoorn Samridhi Insurance Plan2

HDFC LIFE SAMPOORN SAMRIDHI INSURANCE PLAN (UIN: 101N078V01)
2013-14 3.00%
2014-15 3.00%
2015-16 3.00%
2016-17 3.00%
2017-18 3.00%
2018-19 3.00%
2019-20 3.00%
2020-21 3.00%

HDFC Life Classic Assure Plus

HDFC LIFE CLASSIC ASSURE PLUS (UIN: 101N089V01, 101N089V02, 101N089V03, 101N089V04, 101N089V05)
2013-14 3.00%
2014-15 3.00%
2015-16 3.50% for Policy Term 10 yrs, 4.00% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2016-17 3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2017-18 3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2018-19 3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2019-20 3.00% for Policy Term 10 yrs, 3.50% for Policy Term 15 yrs and 4.50% for Policy Term 20 yrs
2020-21 3.00% for Policy Term 10 yrs, 3.00% for Policy Term 15 yrs and 4.00% for Policy Term 20 yrs

HDFC Life Super Savings Plan

HDFC LIFE SUPER SAVINGS PLAN (UIN: 101N090V01)
2013-14 3.50%
2014-15 3.50%
2015-16 3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs and 4.50% for Policy Term > 25 yrs
2016-17 3.50% for Policy Term 15-19 yrs, 4.00% for Policy Term 20-24 yrs and 4.50% for Policy Term > 25 yrs
2017-18 3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2018-19 3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2019-20 3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs
2020-21 3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 24 yrs, 4.00% for Policy Term 25+ yrs

HDFC Life Super Income Plan

HDFC LIFE SUPER INCOME PLAN (UIN:101N098V01,101N098V02, 101N098V03, 101N098V04 , 101N098V05)
2013-14 4.50%
2014-15 4.50%
2015-16 5.00% for Policy Term 16-20 yrs and 5.50% for Policy Term 22-27 yrs
2016-17 4.50% for Policy Term 16 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2017-18 4.50% for Policy Term 16 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2018-19 4.50% for Policy Term 16 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2019-20 4.50% for Policy Term 15 yrs to 20 yrs, 5.00% for Policy Term 22 yrs to 27 yrs
2020-21 4.00% for Policy Term 15 yrs to 20 yrs, 4.50% for Policy Term 22 yrs to 27 yrs

HDFC Life YoungStar Udaan

HDFC LIFE YOUNG STAR UDAAN (UIN: 101N099V01, 101N099V02, 101N099V03)
2014-15 3.50%
2015-16 4.00% for Policy Term 15-19 yrs and 4.50% for Policy Term 20-29 yrs
2016-17 3.50% for Policy Term 15 yrs to 19 yrs, 4.0% for Policy Term 20 yrs to 29 yrs
2017-18 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 29 yrs
2018-19 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 29 yrs
2019-20 3.50% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 29 yrs
2020-21 3.00% for Policy Term 15 yrs to 19 yrs, 3.50% for Policy Term 20 yrs to 29 yrs

HDFC Life Sampoorn Samridhi Plus

HDFC LIFE SAMPOORN SAMRIDHI PLUS (UIN: 101N102V01,101N102V02, 101N102V03, 101N102V04, 101N102V05)
2014-15 3.50%
2015-16 4.00% for Policy Term 15-19 yrs, 4.50% for Policy Term 20-24 yrs and 5.00% for Policy Term > 25 yrs
2016-17 3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.0% for Policy Term 25+ yrs
2017-18 3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.00% for Policy Term 25+ yrs
2018-19 3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.00% for Policy Term 25+ yrs
2019-20 3.50% for Policy Term 15 yrs to 19 yrs, 4.50% for Policy Term 20 yrs to 24 yrs, 5.00% for Policy Term 25+ yrs
2020-21 3.00% for Policy Term 15 yrs to 19 yrs, 4.00% for Policy Term 20 yrs to 24 yrs, 4.50% for Policy Term 25+ yrs

HDFC Life Uday

HDFC LIFE UDAY (UIN: 101N105V01,101N105V02, 101N105V03 , 101N105V04)
2015-16 3.60%
2016-17 3.6% for all Policy Terms
2017-18 3.60% for Policy Terms 12 yrs, 4.00% for Policy Term 15 yrs
2018-19 3.60% for Policy Terms 12 yrs, 4.00% for Policy Term 15 yrs
2019-20 3.60% for Policy Terms 12 yrs, 4.00% for Policy Term 15 yrs
2020-21 3.10% for Policy Terms 12 yrs, 3.50% for Policy Term 15 yrs

HDFC Life Pragati

DEFERMENT PERIOD* DECLARED RB
LIMITED / REGULAR PAY SINGLE PAY
0 1.25% NA
1 1.50% NA
2 1.75% NA
3 2.00% NA
4 2.25% 2.25%
5 2.50% 2.50%
6 2.75% 2.75%
7 3.00% 3.00%
8 3.25% 3.25%
9 3.50% 3.50%
10 3.75% 3.75%
11 4.00% 4.00%
12 4.25% 4.25%
13 4.50% 4.50%
14 4.75% 4.75%
15 5.00% 5.00%
16 NA 5.25%
17 NA 5.50%
18 NA 5.75%
19 NA 6.00%

 

Product Deferment Period3  RB rates declared on 31st March 2017 RB rates declared on 31st March 2018
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04) 0 to 5 1.25% - 2.50% 2.50%
6 to 10 2.75% - 3.75% 3.75%
11 to 15 4.00% - 5.00% 5.00%
16 and above 5.25% - 6.00% 6.00%

 

Product Deferment Period3  RB/IB rates declared on 31st March 2018 RB/IB rates proposed on 31st March 2019
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04) 0 to 5 2.50% 2.50%
6 to 10 3.75% 3.75%
11 to 15 5.00% 5.00%
16 and above 6.00% 6.00%

 

Product Deferment Period3  RB/IB rates declared on 31st March 2019 RB/IB rates proposed on 31st March 2020
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04) 0 to 5 2.50% 2.50%
6 to 10 3.75% 3.75%
11 to 15 5.00% 5.00%
16 and above 6.00% 6.00%

 

Product Deferment Period1* RB/IB rates declared on 31st March 2020 RB/IB rates proposed on 31st March 2021
HDFC LIFE PRAGATI (UIN: 101N114V01, 101N114V02, 101N114V03, 101N114V04) 0 to 5 2.50% 2.00%
6 to 10 3.75% 3.25%
11 to 15 5.00% 4.50%
16 and above 6.00% 5.50%
  1. RB on SPWL is on compound basis, while on all other products it is on simple basis.
  2. The policies under Sampoorn Samridhi product are eligible for Reversionary Bonus only after 3 years premiums are paid
    • RB rates are declared for the period 1st April 2020 to 31st March 2021
    • IB rates are applicable for the eligible policies exiting during the period from 1st July 2021 to 30th June 2022
  3. Deferment period = Policy term – Premium payment term.

2 Terminal Bonus Rates

HDFC Money Back

HDFC MONEY BACK (UIN :101N002V01)
Bonus Declaration: 31st March 2010* 4.00%
Bonus Declaration: 31st March 2011* 10.00%
Bonus Declaration: 31st March 2012** 12.50%
Bonus Declaration: 31st March 2013** 12.50%
Bonus Declaration: 31st March 2014** 13.00%
Bonus Declaration: 31st March 2015** 13.50% for Policy Term 10 yrs and 28% for Policy Term 15 yrs
Bonus Declaration: 31st March 2016** 13.50% for Policy Term 10 yrs and 30.00% for Policy Term 15 yrs

 

Product

Policy Term / Duration

TB rates for BY’17

TB rates for BY’18 (for deaths and surrenders)

TB rates for BY’18 (for maturities)

Money Back(UIN: 101N002V01)

10

13.50%

15.00%

15.00%

15

30.00%

37.00%

40.00%

 

 

Product Name

Policy Term

Maturity TB Rates F.Y 2019

Maturity TB Rates F.Y 2020

Surrender/Death TB Rates

F.Y 2019

Surrender/Death TB Rates

F.Y 2020

HDFC Money Back (UIN :101N002V01)

10

16.00%

16.50%

16.00%

16.00%

11

NA

21.00%

21.00%

21.00%

12

NA

26.00%

26.00%

26.00%

13

NA

31.00%

31.00%

31.00%

14

NA

36.00%

36.00%

36.00%

15

41.00%

43.50%

37.00%

37.00%



Product Name

Policy Term

Surrender/Death TB Rates F.Y 2021

Maturity TB Rates F.Y 2021

HDFC Money Back

11

21.00%

NA

12

26.00%

NA

13

31.00%

NA

14

36.00%

NA

15

37.00%

44.00%

16

43.50%

NA

17

50.00%

NA

18

56.75%

NA

19

63.25%

NA

20

69.75%

69.75%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Money Back 11 21.00% NA
12 26.00% NA
13 31.00% NA
14 36.00% NA
15 37.00% 44.00%
16 42.50% NA
17 48.00% NA
18 53.50% NA
19 59.00% NA
20 69.75% 71.75%
21 NA 71.75%

HDFC Children's Plan

HDFC CHILDREN’S PLAN (UIN: 101N010V01)
Bonus Declaration: 31st March 2012** 8.50%
Bonus Declaration: 31st March 2013** 8.50%
Bonus Declaration: 31st March 2014** 9.5%
Bonus Declaration: 31st March 2015** 9.5% for Policy Term 10-12 yrs and 15% for Policy Term 13-15 yrs
Bonus Declaration: 31st March 2016** 10.00% for Policy Term 10 yrs, 12.00% for Policy Term 11 yrs, 14.50% for Policy Term 12 yrs, 16.50% for Policy Term 13 yrs and 18.00% for Policy Term 14 yrs

 

Product Policy Term / Duration TB rates for BY’17 TB rates for BY’18 (for deaths and surrenders) TB rates for BY’18 (for maturities)
HDFC Children’s Plan (UIN: 101N010V01) 10 10.00% 11.00% 11.00%
11 12.00% 12.50% 12.50%
12 14.50% 15.00% 15.00%
13 16.50% 17.50% 17.50%
14 18.00% 21.00% 22.00%
15 NA 24.00% 28.00%

 

Product Name Policy Term Maturity TB Rates F.Y 2019 Maturity TB Rates F.Y 2020 Surrender/Death TB RatesF.Y 2019 Surrender/Death TB Rates F.Y 2020
HDFC Children’s Plan (UIN: 101N010V01)
10 11.00% 11.50% 11.00% 11.00%
11 12.50% 12.75% 12.50% 12.50%
12 16.00% 16.25% 16.00% 16.00%
13 19.00% 19.25% 19.00% 19.00%
14 24.00% 25.00% 22.00% 22.00%
15 30.00% 31.25% 24.00% 24.00%
16 32.00% 33.75% 26.00% 26.00%
17 NA 35.50% NA 28.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2021 Maturity TB Rates F.Y 2021
HDFC Children’s Plan
10 11.00% 11.50%
11 12.50% 13.00%
12 16.00% 16.25%
13 19.00% 19.25%
14 22.00% 25.00%
15 24.00% 31.25%
16 26.00% 34.50%
17 28.00% 36.50%
18 34.50% 37.00%
19 36.00% 37.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Children’s Plan 10 10.50% 11.00%
11 12.50% 13.00%
12 16.00% 16.25%
13 19.00% 19.25%
14 22.00% 25.00%
15 23.25% 30.00%
16 26.00% 34.50%
17 28.00% 36.50%
18 34.50% 39.00%
19 36.00% 39.50%
20 NA 39.50%

HDFC Endowment Assurance

HDFC ENDOWMENT ASSURANCE (UIN: 101N001V01 & 101N001V02)
Bonus Declaration: 31st March 2011* 10.00%
Bonus Declaration: 31st March 2012** 8.50%
Bonus Declaration: 31st March 2013** 8.50%
Bonus Declaration: 31st March 2014** 9.5% for Policy Term 10-12 yrs and 10% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015** 10.50% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016** 11.00% for Policy Term 10 yrs, 12.50% for Policy Term 11 yrs, 15.00% for Policy Term 12 yrs, 17.50% for Policy Term 13 yrs, 20.00% for Policy Term 14 yrs, 23.00% for Policy Term 15 yrs and 25.00% for Policy Term 16 yrs

 

Product Policy Term / Duration TB rates for BY’17 TB rates for BY’18 (for deaths and surrenders) TB rates for BY’18 (for maturities)
HDFC Endowment Assurance 10 11.00% 12.00% 12.00%
11 12.50% 14.00% 14.00%
12 15.00% 16.00% 16.00%
13 17.50% 20.00% 20.00%
14 20.00% 24.00% 26.00%
15 23.00% 28.00% 31.50%
16 25.00% 32.00% 33.50%
17 NA 35.00% 37.00%

 

Product Name Policy Term Maturity TB Rates F.Y 2019 Maturity TB Rates F.Y 2020 Surrender/Death TB RatesF.Y 2019 Surrender/Death TB Rates F.Y 2020
HDFC Endowment Assurance (UIN: 101N001V01 & 101N001V02)
10 13.50% 15.50% 13.50% 13.50%
11 14.50% 16.50% 14.50% 14.50%
12 17.00% 19.00% 16.00% 16.00%
13 21.00% 21.50% 20.00% 20.00%
14 27.00% 27.75% 24.00% 24.00%
15 34.00% 35.25% 30.00% 30.00%
16 36.00% 37.75% 32.00% 32.00%
17 40.00% 46.00% 36.00% 36.00%
18 44.00% 46.00% 40.00% 40.00%
19 NA 50.00% NA 44.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2021 Maturity TB Rates F.Y 2021
HDFC Endowment Assurance
10 13.50% 15.5%
11 14.50% 17.0%
12 16.00% 19.0%
13 20.00% 21.5%
14 24.00% 27.75%
15 30.00% 36.25%
16 32.00% 39.25%
17 36.00% 48.0%
18 40.00% 52.00%
19 44.00% 56.00%
20 48.00% 59.00%
20 52.00% 59.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Endowment Assurance 10 13.50% 15.50%
11 14.50% 17.00%
12 16.00% 19.00%
13 20.00% 21.50%
14 24.00% 27.75%
15 30.00% 36.25%
16 32.00% 39.25%
17 36.00% 48.00%
18 40.00% 52.00%
19 44.00% 56.00%
20 48.00% 59.50%
21 52.00% 66.00%
22 NA 66.00%

HDFC Personal Pension Plan (Regular Premium)

HDFC PERSONAL PENSION PLAN -RP (UIN: 101N008V01)
Bonus Declaration: 31st March 2011* 10.00%
Bonus Declaration: 31st March 2012** 12.50%
Bonus Declaration: 31st March 2013** 12.50%
Bonus Declaration: 31st March 2014** 12.5% for Policy Term 10-12 yrs and 15% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2015** 18.00% for Policy Term 10-12 yrs and 25% for Policy Term > 12 yrs
Bonus Declaration: 31st March 2016** 18.00% for Policy Term 10 yrs, 20.00% for Policy Term 11 yrs, 22.00% for Policy Term 12 yrs, 25.00% for Policy Term 13 yrs, 27.00% for Policy Term 14 yrs and 30.00% for Policy Term 15 yrs

 

Product Policy Term / Duration TB rates for BY’17 TB rates for BY’18 (for deaths and surrenders) TB rates for BY’18 (for maturities)
HDFC Personal Pension Plan -RP (UIN: 101N008V01) 10 18.00% 18.00% 18.00%
11 20.00% 21.00% 21.00%
12 22.00% 23.00% 23.00%
13 25.00% 26.00% 26.00%
14 27.00% 29.00% 30.50%
15 30.00% 33.00% 34.50%
16 NA 36.00% 37.00%

 

Product Name Policy Term Maturity TB Rates F.Y 2019 Maturity TB Rates F.Y 2020 Surrender/Death TB RatesF.Y 2019 Surrender/Death TB Rates F.Y 2020
HDFC Personal Pension Plan -RP (UIN: 101N008V01)
10 22.00% 22.25% 21.00% 21.00%
11 25.00% 25.50% 24.00% 24.00%
12 28.00% 28.75% 27.00% 27.00%
13 31.00% 31.75% 30.00% 30.00%
14 35.00% 36.00% 33.00% 33.00%
15 40.00% 41.25% 38.25% 38.25%
16 45.00% 46.75% 42.50% 42.50%
17 49.00% 51.25% 46.00% 46.00%
18 NA 56.50% NA 49.50%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2021 Maturity TB Rates F.Y 2021
HDFC Personal Pension Plan -RP
10 21.00% 22.25%
11 24.00% 25.50%
12 27.00% 28.75%
13 30.00% 31.75%
14 33.00% 36.00%
15 38.25% 41.25%
16 42.50% 47.75%
17 46.00% 52.25%
18 49.50% 57.50%
19 51.00% 61.50%
20 52.00% 61.50%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Personal Pension Plan (Regular Premium) 10 21.00% 26.00%
11 24.00% 28.75%
12 27.00% 32.00%
13 30.00% 36.00%
14 33.00% 40.00%
15 38.25% 45.00%
16 42.50% 49.00%
17 46.00% 53.50%
18 49.50% 58.00%
19 51.00% 62.00%
20 52.00% 71.00%
21 NA  71.00%

HDFC Savings Assurance Plan

HDFC SAVINGS ASSURANCE PLAN (UIN: 101N014V01)
Bonus Declaration: 31st March 2013** 25.00%
Bonus Declaration: 31st March 2014** 20.00%
Bonus Declaration: 31st March 2015** 19.00%
Bonus Declaration: 31st March 2016** 26.00% for Policy Term 10 yrs, 28.50% for Policy Term 11 yrs, 31.50% for Policy Term 12 yrs and 35.00% for Policy Term 13 yrs

 

Product Policy Term / Duration TB rates for BY’17 TB rates for BY’18 (for deaths and surrenders) TB rates for BY’18 (for maturities)
HDFC Savings Assurance Plan (UIN: 101N014V01) 10 26.00% 26.75% 26.75%
11 28.50% NA NA
12 31.50% 32.50% 32.50%
13 35.00% 35.00% 35.00%
14 NA 38.50% 38.50%

 

Product Name Policy Term Maturity TB Rates F.Y 2019 Maturity TB Rates F.Y 2020 Surrender/Death TB RatesF.Y 2019 Surrender/Death TB Rates F.Y 2020
HDFC Savings Assurance Plan (UIN: 101N014V01)
10 27.50% 28.50% 25.00% 25.00%
11 NA 31.00% 28.00% 28.00%
12 35.00% 36.00% 32.00% 32.00%
13 40.00% 41.00% 34.00% 34.00%
14 45.00% 46.00% 39.00% 39.00%
15 52.00% 53.00% 45.00% 45.00%
16 NA 59.00% NA 51.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2021 Maturity TB Rates F.Y 2021
HDFC Savings Assurance Plan
10 25.00% 29.50%
11 28.00% 32.00%
12 32.00% 36.00%
13 34.00% 41.00%
14 39.00% 46.00%
15 45.00% 54.25%
16 51.00% 60.00%
17 57.00% 64.00%
18 63.00% 64.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Savings Assurance Plan 10 25.00% 30.00%
11 28.00% 32.00%
12 32.00% 36.00%
13 34.00% 41.00%
14 40.00% 47.50%
15 45.00% 54.25%
16 51.00% 60.00%
17 57.00% 65.50%
18 NA 65.50%

HDFC Personal Pension Plan (Single Premium) 5 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 5
Bonus Declaration: 31st March 2008* 12.00%
Bonus Declaration: 31st March 2009* 10.00%
Bonus Declaration: 31st March 2010* 10.00%
Bonus Declaration: 31st March 2011* 8.00%
Bonus Declaration: 31st March 2012** 12.50%
Bonus Declaration: 31st March 2013** 12.50%
Bonus Declaration: 31st March 2014** 12.50%
Bonus Declaration: 31st March 2015** 14.00%
Bonus Declaration: 31st March 2016** 15.00%

HDFC Personal Pension Plan (Single Premium) 6 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 6
Bonus Declaration: 31st March 2008* 14.00%
Bonus Declaration: 31st March 2009* 12.00%
Bonus Declaration: 31st March 2010* 14.00%
Bonus Declaration: 31st March 2011* 12.00%
Bonus Declaration: 31st March 2012** 15.00%
Bonus Declaration: 31st March 2013** 15.00%
Bonus Declaration: 31st March 2014** 15.00%
Bonus Declaration: 31st March 2015** 35.00%
Bonus Declaration: 31st March 2016** 21.00%

HDFC Personal Pension Plan (Single Premium) 7 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 7
Bonus Declaration: 31st March 2008* 19.00%
Bonus Declaration: 31st March 2009* 14.00%
Bonus Declaration: 31st March 2010* 16.00%
Bonus Declaration: 31st March 2011* 16.00%
Bonus Declaration: 31st March 2012** 23.00%
Bonus Declaration: 31st March 2013** 23.00%
Bonus Declaration: 31st March 2014** 23.00%
Bonus Declaration: 31st March 2015** 35.00%
Bonus Declaration: 31st March 2016** 27.00%

HDFC Personal Pension Plan (Single Premium) 8 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 8
Bonus Declaration: 31st March 2009* 16.00%
Bonus Declaration: 31st March 2010* 20.00%
Bonus Declaration: 31st March 2011* 20.00%
Bonus Declaration: 31st March 2012** 30.00%
Bonus Declaration: 31st March 2013** 30.00%
Bonus Declaration: 31st March 2014** 30.00%
Bonus Declaration: 31st March 2015** 35.00%
Bonus Declaration: 31st March 2016** 32.50%

HDFC Personal Pension Plan (Single Premium) 9 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 9
Bonus Declaration: 31st March 2010* 24.00%
Bonus Declaration: 31st March 2011* 24.00%
Bonus Declaration: 31st March 2012** 35.00%
Bonus Declaration: 31st March 2013** 35.00%
Bonus Declaration: 31st March 2014** 35.00%
Bonus Declaration: 31st March 2015** 35.00%
Bonus Declaration: 31st March 2016** 40.00%

HDFC Personal Pension Plan (Single Premium) 10 until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 10
Bonus Declaration: 31st March 2011* 28.00%
Bonus Declaration: 31st March 2012** 45.00%
Bonus Declaration: 31st March 2013** 45.00%
Bonus Declaration: 31st March 2014** 45.00%
Bonus Declaration: 31st March 2015** 45.00%
Bonus Declaration: 31st March 2016** 48.00%

HDFC Personal Pension Plan (Single Premium) 11+ until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 11+
Bonus Declaration: 31st March 2012** 52.00%
Bonus Declaration: 31st March 2013** 52.00%
Bonus Declaration: 31st March 2014** 55.00%
Bonus Declaration: 31st March 2015** 60.00%

HDFC Personal Pension Plan (Single Premium) 12+ until 2016

HDFC PERSONAL PENSION PLAN (SINGLE PREMIUM) (UIN :101N008V01) 12+
Bonus Declaration: 31st March 2013** 52.00%
Bonus Declaration: 31st March 2014** 55.00%
Bonus Declaration: 31st March 2015** 60.00%
Bonus Declaration: 31st March 2016** 67.00% for Policy Term 12 yrs, 77.00% for Policy Term 13 yrs, 87.00% for Policy Term 14 yrs and 97.00% for Policy Term 15 yrs

HDFC Assurance Plan

HDFC ASSURANCE PLAN
Bonus Declaration: 31st March 2014** 15.00%
Bonus Declaration: 31st March 2015** 18.00%
Bonus Declaration: 31st March 2016** 20.00% for Policy Term 10 yrs, 22.50% for Policy Term 11 yrs and 25.00% for Policy Term 12 yrs

 

Product Policy Term / Duration TB rates for BY’17 TB rates for BY’18 (for deaths and surrenders) TB rates for BY’18 (for maturities)
HDFC Assurance Plan (UIN: 101N018V01) 10 20.00% 21.00% 24.00%
11 22.50% 25.00% 30.00%
12 25.00% 30.00% 35.00%
13 NA 35.00% 40.00%

 

Product Name Policy Term Maturity TB Rates F.Y 2019 Maturity TB Rates F.Y 2020 Surrender/Death TB RatesF.Y 2019 Surrender/Death TB Rates F.Y 2020
HDFC Assurance Plan (UIN: 101N018V01)
10 27.00% 30.00% 23.00% 23.00%
11 33.00% 34.50% 30.00% 30.00%
12 37.00% 38.75% 32.00% 32.00%
13 43.00% 45.00% 38.00% 38.00%
14 50.00% 52.25% 42.00% 42.00%
15 NA 67.25% NA 45.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2021 Maturity TB Rates F.Y 2021
HDFC Assurance Plan
10 23.00% 30.00%
11 30.00% 34.50%
12 32.00% 38.75%
13 38.00% 45.00%
14 42.00% 52.25%
15 45.00% 67.25%
16 48.00% 71.00%
17 51.00% 71.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Assurance Plan 10 23.00% 30.50%
11 30.00% 34.50%
12 32.00% 38.75%
13 34.00% 41.00%
14 42.00% 54.00%
15 45.00% 67.25%
16 48.00% 73.50%
17 51.00% 74.00%
18 NA 74.00%

HDFC Single Premium Whole of Life Insurance Plan

HDFC SINGLE PREMIUM WHOLE OF LIFE INSURANCE PLAN
Bonus Declaration: 31st March 2014** 11.50%
Bonus Declaration: 31st March 2015** 12.50%
Bonus Declaration: 31st March 2016** 14.00% for Policy Term 10 yrs and 40.00% for Policy Term 15 yrs

 

Product Policy Term / Duration TB rates for BY’17 TB rates for BY’18 (for deaths and surrenders) TB rates for BY’18 (for maturities)
HDFC Single Premium Whole of Life Insurance (UIN: 101N004V01) 10 14.00% 15.00% 15.00%
11 14.00% 22.50% 22.50%
12 14.00% 30.00% 30.00%
13 14.00% 45.00% 45.00%
14 14.00% 60.00% 60.00%
15 40.00% 70.00% 70.00%
16 NA 80.00% 80.00%

 

Product Name Policy Term Maturity TB Rates F.Y 2019 Maturity TB Rates F.Y 2020 Surrender/Death TB RatesF.Y 2019 Surrender/Death TB Rates F.Y 2020
HDFC Single Premium Whole of Life Insurance (UIN: 101N004V01)
10 20.00% 20.50% 20.00% 20.50%
11 27.00% 27.50% 27.00% 27.50%
12 33.00% 33.50% 33.00% 33.50%
13 48.00% 48.50% 48.00% 48.50%
14 65.00% 65.50% 65.00% 65.50%
15 80.00% 81.75% 80.00% 81.75%
16 95.00% 97.50% 95.00% 97.50%
17 115.00% 118.50% 115.00% 118.50%
18 NA 135.75% NA 135.75%
19 NA 166.75% NA 166.75%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2021 Maturity TB Rates F.Y 2021
HDFC Single Premium Whole of Life Insurance
10 20.50% 20.50%
11 29.00% 29.00%
12 35.50% 35.50%
13 48.75% 48.75%
14 65.50% 65.50%
15 82.25% 82.25%
16 100.00% 100.00%
17 120.00% 120.00%
18 140.00% 140.00%
19 170.00% 170.00%
20 190.00% 190.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Single Premium Whole of Life Insurance Plan 10 20.50% 20.50%
11 29.00% 29.00%
12 35.50% 35.50%
13 48.75% 48.75%
14 65.50% 65.50%
15 82.25% 82.25%
16 100.00% 100.00%
17 120.00% 120.00%
18 140.00% 140.00%
19 160.00% 160.00%
20 190.00% 190.00%
21 225.00% 225.00%

HDFC Sampoorn Samridhi

Product Age at maturity BY’19 (‘Enhanced Cover’ option) BY’19 (‘Enhanced Cash’ option) BY’20 (‘Enhanced Cover’ option) BY’20 (‘Enhanced Cash’ option)
HDFC Life Sampoorn Samridhi(term 5-6)
20-25
25%
30.00%
25%
30.00%
26-30
31-35 32.50% 32.50%
36-40 35.00% 35.00%
41-45 37.50% 37.50%
46-50 42.50% 42.50%
51-55 48.00% 48.00%
56-60 55.00% 55.00%
61-65 60.00% 60.00%
66-70 NA 65.00%

 

Product Age at maturity BY’19 (‘Enhanced Cover’ option) BY’19 (‘Enhanced Cash’ option) BY’20 (‘Enhanced Cover’ option) BY’20 (‘Enhanced Cash’ option)
HDFC Life Sampoorn Samridhi(term 7-9)
20-25
25%
30.00%
25%
30.00%
26-30
31-35 32.50% 32.50%
36-40 35.00% 35.00%
41-45 37.50% 37.50%
46-50 42.50% 42.50%
51-55 48.00% 48.00%
56-60 55.00% 55.00%
61-65 60.00% 60.00%
66-70 NA 65.00%

 

Product Age at maturity ‘Enhanced Cover’ option ‘Enhanced Cash’ option
HDFC Life Sampoorn Samridhi(term 7-10)
20-25
25%
30.00%
26-30
31-35 32.50%
36-40 35.00%
41-45 37.50%
46-50 42.50%
51-55 48.00%
56-60 55.00%
61-65 60.00%
66-70 65.00%

 

Product Age at maturity BY’22 (‘Enhanced Cover’ option) BY’22 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 7-9) 20-25 25% 30.00%
26-30 30.00%
31-35 32.50%
36-40 35.00%
41-45 37.50%
46-50 42.50%
51-55 48.00%
56-60 55.00%
61-65 60.00%
66-70 65.00%

 

Product Age at maturity BY’22 (‘Enhanced Cover’ option) BY’22 (‘Enhanced Cash’ option)
HDFC Sampoorn Samridhi (term 10-11) 20-25 25% 30.00%
26-30 30.00%
31-35 32.50%
36-40 35.00%
41-45 37.50%
46-50 42.50%
51-55 48.00%
56-60 55.00%
61-65 60.00%
66-70 65.00%

HDFC Personal Pension Plan (Single Premium) after 2016

Product Policy Term / Duration TB rates for BY’17 TB rates for BY’18 (for deaths and surrenders) TB rates for BY’18 (for maturities)
HDFC Personal Pension Plan -SP (UIN: 101N008V01) 5 15.00% NA NA
6 21.00% NA NA
7 27.00% 27.00% 27.00%
8 32.50% NA NA
9 40.00% NA NA
10 48.00% 48.00% 48.00%
11 NA 57.00% 57.00%
12 67.00% 67.00% 67.00%
13 77.00% 85.00% 85.00%
14 87.00% 100.00% 100.00%
15 97.00% 120.00% 120.00%

 

Product Name Policy Term Maturity TB Rates F.Y 2019 Maturity TB Rates F.Y 2020 Surrender/Death TB RatesF.Y 2019 Surrender/Death TB Rates F.Y 2020
HDFC Personal Pension Plan -SP (UIN: 101N008V01)
8 31.00% 31.00% 31.00% 31.00%
9 35.00% 35.00% 35.00% 35.00%
10 48.00% 48.00% 48.00% 48.00%
11 60.00% 60.00% 60.00% 60.00%
12 72.00% 72.00% 72.00% 72.00%
13 90.00% 90.00% 90.00% 90.00%
14 115.00% 115.00% 115.00% 115.00%
15 140.00% 140.00% 140.00% 140.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2021 Maturity TB Rates F.Y 2021
HDFC Personal Pension Plan -SP
10 48.00% 48.00%
11 60.00% 60.00%
12 72.00% 72.00%
13 90.00% 90.00%
14 115.00% 115.00%
15 140.00% 140.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Personal Pension Plan -SP 10 48.00% 56.25%
11 60.00% 70.00%
12 72.00% 85.00%
13 90.00% 102.00%
14 115.00% 121.25%
15 140.00% 140.50%

HDFC Classic Assure

Product Name Policy Term Surrender/Death TB Rates F.Y 2021 Maturity TB Rates F.Y 2021
HDFC Classic Assure
10 21.00% 26.25%
11 21.00% 26.25%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Classic Assure 10 21.00% 27.25%
11 21.00% NA
12 21.00% NA

HDFC Classic Pension

Product Name Policy Term Surrender/Death TB Rates F.Y 2021 Maturity TB Rates F.Y 2021
HDFC Classic Pension
10 24.50% 33.25%
11 24.50% 33.25%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Classic Pension 10 26.00% 35.00%
11 26.00% NA

HDFC Group Savings

Product Name Policy Term Surrender/Death TB Rates F.Y 2021 Maturity TB Rates F.Y 2021
HDFC Group Savings
10 30.00% 30.00%

 

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Group Savings 10 30.00% 30.00%

HDFC New Money Back

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC New Money Back 12 23.00% 23.00%
13 NA 23.00%

HDFC Pragati

Product Name Policy Term Surrender/Death TB Rates F.Y 2022 Maturity TB Rates F.Y 2022
HDFC Pragati 5 12.00% 12.00%
6 NA 12.00%

Notes:

  1. Please refer the policy document for applicability of bonus.
  2. Terminal Bonus rates are applicable for policies resulting in to claims by maturity in the year following the bonus declaration date.
  3. * - The rates are applicable on Sum Assured + Vested bonuses.
  4. ** - The rates are applicable on Sum Assured.
  5. Insurance is the subject matter of the solicitation
  6. HDFC Standard Life Insurance Company Ltd. Reg.No.101
  7. Payout of bonus is subject to company declaring the same
  8. #Bonus Year - 1st July 2018 to 30th June 2019
  9. TB rates are applicable for policies maturing, surrendering or resulting in death in the period from 1st July 2021 to 30th June 2022.
  10. The TB rate to be applied in the event of such claims will be the TB rate corresponding to policy term equal to the number of completed years for which premiums have been paid.

3 Cash Bonus

HDFC Life Sanchay Par Advantage

  • Cash Bonus

HDFC Life Sanchay Par Advantage
(UIN : 101N136V01)

Annual Cash Bonus Rates as a % of Annualized Premium for FY21

Option

Immediate Income

Age at Entry / Premium Payment Term (yrs)

6

8

10

12

Up to 25 years

22.5

29.5

35

39.5

26 to 35 years

22

29

35

39

36 to 40 years

21

28

34

38

41 to 45 years

20

27

33

36

46 to 50 years

19

27

33

36

51 to 55 years

16.5

25

31.5

33

56 to 60 years

13

21.5

28

28

61 years and above

8

17.5

24

23

Additional Cash Bonus payable for policies with Annualized Premium of 1 lakh and above

Annual Premium Slab

Additional bonus as a % of Annualized Premium

1 lakh to < 2 lakh

1

2 lakh to < 5 lakh

1.5

>= 5 lakh

2

 

HDFC Life Sanchay Par Advantage
(UIN : 101N136V01)

Annual Cash Bonus Rates as a % of Annualized Premium for FY22

Option

Immediate Income

Age at Entry / Premium Payment Term (yrs)

6

8

10

12

Up to 25 years

22.5

29.5

35

39.5

26 to 35 years

22

29

35

39

36 to 40 years

21

28

34

38

41 to 45 years

20

27

33

36

46 to 50 years

19

27

33

36

51 to 55 years

16.5

25

31.5

33

56 to 60 years

13

21.5

28

28

61 years and above

8

17.5

24

23

Additional Cash Bonus payable for policies with Annualized Premium of 1 lakh and above

Annual Premium Slab

Additional bonus as a % of Annualized Premium

1 lakh to < 2 lakh

1

2 lakh to < 5 lakh

1.5

>= 5 lakh

2

Annual Cash Bonus Rates as a % of Annualized Premium for Fixed Term variant (Policy Term 30-40 years) will be 1% more than illustrated in the table above for all Age, PPT combinations. For eg. For ages upto 25 years, for a premium payment term of 6 years, the Cash Bonus Rate will be 23.5% for Policy Term 30-40 years.

These cash bonus rates are declared till 30th June 2022.

 

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