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Why HDFC Life Guaranteed Income Insurance Plan is just right for you?

An Individual, Non-Linked, Non-Participating, Savings, Life Insurance Plan

Why HDFC Life Guaranteed Income Insurance Plan is just right for you?
  • Anyone who is looking for guaranteed regular income during the policy term in addition to other benefits like life cover, tax savings, lump sum amount on maturity.

  • Guaranteed1 Regular Income with tax savings2 as per prevailing tax laws

  • Guaranteed1 lump sum on maturity with tax savings as per prevailing tax laws

  • Full guaranteed1 death benefit even during ‘Payout Term’

  • Anyone who is looking for guaranteed regular income during the policy term in addition to other benefits like life cover, tax savings, lump sum amount on maturity.

  • Guaranteed1 Regular Income with tax savings2 as per prevailing tax laws

  • Guaranteed1 lump sum on maturity with tax savings as per prevailing tax laws

  • Full guaranteed1 death benefit even during ‘Payout Term’

Why HDFC Life Guaranteed Income Insurance Plan is just right for you?
  1. Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term.
  2. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.
  1. Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term.
  2. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.

Your Plan. Your Benefits

View the benefits available for you

  • Maturity Benefit
  • Guaranteed income
  • Income Payout
  • Death Benefit
  • Tax Benefit

Maturity Benefit

Check Eligibility Criteria

ELIGIBILITY CRITERIA

Policy Term in Years

(Deferment Period + Payout Term)

Minimum: 10 years

Maximum: 60 years

Premium Payment Term (PPT) In Years

5, 6, 7, 8, 10, 12, 15

Payout Term in Years

Minimum: 3 years

Maximum: 40 years

Deferment Period (from Risk Commencement Date)

Minimum: 0 years

Maximum: PPT + 5 years

Age at Entry as on Last Birthday

Minimum

301 days

Maximum

65 Years

Age at Maturity

Minimum

18 years

Maximum

99 years

Annualized Premium (Rs.)

 

Minimum

PT <=16: 24,000

PT 17-20:18,000

PT >20: 12,000

Maximum

No Limit

Premium Payment Frequency

Monthly

 

Quarterly

 

Half Yearly

 

Annual

Sum Assured (Rs.)

Minimum

As per minimum premium

Maximum

No Limit

Get to know Savings plans better!

Tune in to this video to know about our Savings Plans.


Customise your cover with these riders

Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
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    HDFC Life Income Benefit on Accidental Disability Rider – Non Linked

    It is a Non-Linked, Non- Participating/Participating, Pure risk premium, Individual Life rider.

    UIN: 101B041V01

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

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    HDFC Life Protect Plus Rider – Non Linked

    It is a Non-Linked, Non- Participating/ Participating, Pure risk premium, Individual Life/Health rider.

    UIN: 101B040V01

    Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

     

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    HDFC Life Health Plus Rider – Non Linked

    It is a Non-Linked, Non-Participating/Participating, Pure risk premium, Individual Health rider.

    UIN: 101B031V02

    Get lump sum benefit equivalent to Rider Sum Assured on diagnosis of any of the covered 60 Critical Illnesses or benefit as a proportionate of the Rider Sum Assured on diagnosis of Early Stage Cancer / Major Cancer depending on the plan option chosen.

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    HDFC Life LiveWell Rider – Non-Linked

    It is a Non-Linked, Non-Participating/Participating, Individual, Pure Risk Premium/Savings, Life/Health Insurance Rider.

    UIN: 101B033V01

    Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/hospitalisation or benefit as a proportionate of the Rider Sum Assured on disability due to accident/undergoing any listed surgery or get waiver of future premiums of the base policy on death/terminal illness of the life assured, depending on the plan option chosen.

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    HDFC Life Waiver of Premium Rider – Non Linked

    It is a Non-Linked, Non Participating/Participating, Pure risk premium, Individual Life/Health rider. 

    UIN: 101B032V02

    Get Waiver of Premium for the base policy premium and premiums of any other additional riders, in case of death, disability or diagnosis of any listed critical illnesses of the Rider Life Assured. Enjoy continued policy benefits even in case of life's eventualities.

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1. Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term.
2. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.

#first year – Applicable where deferment is zero

ARN: PP/07/25/24583