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HDFC Life
Guaranteed Income Insurance Plan
UIN: 101N146V07
Guaranteed1 Maturity benefit
Continued life cover during the 'Payout Term'
Get guaranteed benefits from first year#
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Why HDFC Life Guaranteed Income Insurance Plan is just right for you?
An Individual, Non-Linked, Non-Participating, Savings, Life Insurance Plan
Anyone who is looking for guaranteed regular income during the policy term in addition to other benefits like life cover, tax savings, lump sum amount on maturity.
Guaranteed1 Regular Income with tax savings2 as per prevailing tax laws
Guaranteed1 lump sum on maturity with tax savings as per prevailing tax laws
Full guaranteed1 death benefit even during ‘Payout Term’
Anyone who is looking for guaranteed regular income during the policy term in addition to other benefits like life cover, tax savings, lump sum amount on maturity.
Guaranteed1 Regular Income with tax savings2 as per prevailing tax laws
Guaranteed1 lump sum on maturity with tax savings as per prevailing tax laws
Full guaranteed1 death benefit even during ‘Payout Term’
- Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term.
- Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.
- Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term.
- Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.
Your Plan. Your Benefits
View the benefits available for you
- Maturity Benefit
- Guaranteed income
- Income Payout
- Death Benefit
- Tax Benefit
Maturity Benefit
Maturity Benefit
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At end of policy term, you receive a lump sum amount equal to sum assured.
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Policy Term in Years (Deferment Period + Payout Term) |
Minimum: 10 years Maximum: 60 years |
||
Premium Payment Term (PPT) In Years |
5, 6, 7, 8, 10, 12, 15 |
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Payout Term in Years |
Minimum: 3 years Maximum: 40 years |
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Deferment Period (from Risk Commencement Date) |
Minimum: 0 years Maximum: PPT + 5 years |
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Age at Entry as on Last Birthday |
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Minimum |
301 days |
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Maximum |
65 Years |
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Age at Maturity |
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Minimum |
18 years |
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Maximum |
99 years |
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Annualized Premium (Rs.) |
|
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Minimum |
PT <=16: 24,000 |
PT 17-20:18,000 |
PT >20: 12,000 |
Maximum |
No Limit |
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Premium Payment Frequency |
Monthly |
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Quarterly |
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Half Yearly |
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Annual |
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Sum Assured (Rs.) |
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Minimum |
As per minimum premium |
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Maximum |
No Limit |
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Get to know Savings plans better!
Tune in to this video to know about our Savings Plans.
Customise your cover with these riders
Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
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HDFC Life Income Benefit on Accidental Disability Rider – Non Linked
It is a Non-Linked, Non- Participating/Participating, Pure risk premium, Individual Life rider.
UIN: 101B041V01
Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.
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HDFC Life Protect Plus Rider – Non Linked
It is a Non-Linked, Non- Participating/ Participating, Pure risk premium, Individual Life/Health rider.
UIN: 101B040V01
Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.
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HDFC Life Health Plus Rider – Non Linked
It is a Non-Linked, Non-Participating/Participating, Pure risk premium, Individual Health rider.
UIN: 101B031V02
Get lump sum benefit equivalent to Rider Sum Assured on diagnosis of any of the covered 60 Critical Illnesses or benefit as a proportionate of the Rider Sum Assured on diagnosis of Early Stage Cancer / Major Cancer depending on the plan option chosen.
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HDFC Life LiveWell Rider – Non-Linked
It is a Non-Linked, Non-Participating/Participating, Individual, Pure Risk Premium/Savings, Life/Health Insurance Rider.
UIN: 101B033V01
Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/hospitalisation or benefit as a proportionate of the Rider Sum Assured on disability due to accident/undergoing any listed surgery or get waiver of future premiums of the base policy on death/terminal illness of the life assured, depending on the plan option chosen.
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HDFC Life Waiver of Premium Rider – Non Linked
It is a Non-Linked, Non Participating/Participating, Pure risk premium, Individual Life/Health rider.
UIN: 101B032V02
Get Waiver of Premium for the base policy premium and premiums of any other additional riders, in case of death, disability or diagnosis of any listed critical illnesses of the Rider Life Assured. Enjoy continued policy benefits even in case of life's eventualities.
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1. Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term.
2. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.
#first year – Applicable where deferment is zero
ARN: PP/07/25/24583
