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Why HDFC Life Click 2 Protect Super?

A Non-Linked, Non Participating, Individual, Pure Risk Premium / Savings LIfe Insurance Plan

  • Get back all premiums paid on survival till maturity with Return of Premium1 option

  • Get additional amount payable in case of accidental death2 during policy term

  • Provides Acceleration of Death benefit3 on diagnosis of specified terminal illnesses, till age 80 years.

  • Option to choose increasing Death Benefit up to 200% under Life option

  • Option to vary your Death Benefit according to your need under Life Goal option

  • Avail Waiver of Premium on diagnosis of Critical Illness (through WOP CIoption) and Total and Permanent Disability (through WOP Disability4 option)

  • Option to choose Additional Cover for Spouse1

  • Get back all premiums paid on survival till maturity with Return of Premium1 option

  • Get additional amount payable in case of accidental death2 during policy term

  • Provides Acceleration of Death benefit3 on diagnosis of specified terminal illnesses, till age 80 years.

  • Option to choose increasing Death Benefit up to 200% under Life option

  • Option to vary your Death Benefit according to your need under Life Goal option

  • Avail Waiver of Premium on diagnosis of Critical Illness (through WOP CIoption) and Total and Permanent Disability (through WOP Disability4 option)

  • Option to choose Additional Cover for Spouse1

1. Available under Life and Life Plus plan options, upon payment of additional premiums
2. Available as inbuilt feature under Life Plus plan option
3. Available as inbuilt feature under Life and Life Plus plan options
4. Available for all plan options, upon payment of additional premiums

 

1. Available under Life and Life Plus plan options, upon payment of additional premiums
2. Available as inbuilt feature under Life Plus plan option
3. Available as inbuilt feature under Life and Life Plus plan options
4. Available for all plan options, upon payment of additional premiums

 

Flexibility at every stage.

 Design your own plan with desired cover and benefits.

Select your core objective for buying an insurance cover

  • Level/Increasing Life Cover + Terminal Illness Cover
  • Life Cover + Terminal Illness Cover + Accidental Death Cover
  • Decreasing Life Cover

Level/Increasing Life Cover + Terminal Illness Cover

Check Eligibility Criteria

Before buying HDFC Click 2 Protect Super

ELIGIBILITY CRITERIA

Plan Option

Life

Life Plus

Life Goal

Min. Age at Entry

18 years

Max. Age at Entry

84 years

65 years

Min. Age at Maturity

18 years

23 years

Max. Age at Maturity

85 years

Min. Policy Term


Single Pay: 1 month

Regular Pay: 2 years

Limited Pay: 3 years

SP: 5 years

LP: 7 years

Max. Policy Term

85 years – Age at Entry

Min. Basic Sum Assured

INR 5,000

Max. Basic Sum Assured


For Entry age > 65 years: INR 50,000

For all other cases: There is no maximum limit. However, the acceptance of any case is subject to Board Approved Underwriting Policy (BAUP).

Premium Payment Term


Option / PPT

 

RP

SP

LP

Life^

Yes

Yes

2 years to any PPT less than the PT

Life Plus

Life Goal

No

^ For age at entry greater than 65 years only SP will be allowed

All ages are expressed as on last birthday. For all ages, risk commences from the date of inception of the contract.

Term Insurance is incomplete without riders

Riders in insurance have an important part in contingency planning.
  • icon

    HDFC Life Income Benefit on Accidental Disability Rider

    UIN: 101B013V03

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident

    DOWNLOAD
  • icon

    HDFC Life Critical Illness Plus Rider

    UIN: 101B014V02

    We pay a lump sum amount equal to the Sum Assured upfront if diagnosed with of any of the specified critical illnesses

    DOWNLOAD
  • icon

    HDFC Life Protect Plus Rider

    UIN:101B016V01

    Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

    DOWNLOAD

Personal details

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Financial details

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The values shown here are only for illustration. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.
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We help you to choose best insurance plan based on your needs

 

  1. In-built Terminal Illness cover under Life & Life plus plan options. In-built Accidental Death cover under Life Plus option. Optional benefit of Waiver of Premium on Total and Permanent Disability or diagnosis of Critical Illness.
  2. There are three different coverage options available under the plan – Level (Life Option – Variant A), Increasing (Life Option – Variant B & C) or Decreasing (Life Goal Option)
  3. Life Assured should be less than 45 years of age during events.
  4. Under Renewability Option at Maturity, the policyholder can choose to extend the term of their policy.

ARN: ED/10/22/29728