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Why Click 2 Protect Corona Shield?

A Non-Linked Non-Participating Combi insurance plan for the uncertain pandemic times

  • Special protection against COVID and co-morbidity illnesses2

  • Covers hospitalization expenses related to COVID-19 treatment

  • Covers medical expenses under COVID Hospitalization in any Ayush Hospital

  • Newborn child covered from day 1

  • Provides comprehensive financial protection to your family

  • Option to choose a cover which fits your needs from 3 plan options

  • Special protection against COVID and co-morbidity illnesses2

  • Covers hospitalization expenses related to COVID-19 treatment

  • Covers medical expenses under COVID Hospitalization in any Ayush Hospital

  • Newborn child covered from day 1

  • Provides comprehensive financial protection to your family

  • Option to choose a cover which fits your needs from 3 plan options

2. 15 days waiting period for Co-morbidity illness treatment along with COVID.

2. 15 days waiting period for Co-morbidity illness treatment along with COVID.

Enjoy Two in One Benefits

Helps you deal with life’s uncertainties confidently and lead a life without any worry for your family’s future

View the benefits available for you

  • Protection Benefits
  • Health Benefits

Protection Benefits

Check Eligibility Criteria

Before buying Click 2 Protect Corona Shield Plan

ELIGIBILITY CRITERIA

Plan Option

Life & CI Rebalance

Life Protect

Income Plus

Fixed Term

Whole Life

Fixed Term

Whole Life

Min. AGE AT ENTRY

18 years

18 years

45 years

30 years

45 years

Max. AGE AT ENTRY

65 years

60 years

65 years

50 years

10 Pay: 50 years

Single Pay,

 5 Pay: 55 years

Min. AGE AT MATURITY

28 years

18 years

Whole of Life

70 years

Whole of Life

Max. AGE AT MATURITY

75 years

65 years

Whole of Life

85 years

Whole of Life

Min. POLICY TERM

10 years

Single Pay : 1 month

Regular Pay : 5 years

Limited Pay : 6 years

Whole of Life

70 years – Age at Entry

Whole of Life

Max. POLICY TERM

30 years

65 years – Age at Entry

Whole of Life

40 years

Whole of Life

PREMIUM PAYMENT TERM

Single Pay, Regular Pay, Limited Pay (5 to any PPT less than PT)

Limited Pay (5, 10, 15 pay)

Single Pay, Limited Pay (5, 10 pay)

Min. BASIC SUM ASSURED

₹ 20,00,000

₹ 50,000

Max. BASIC SUM ASSURED

No limit, subject to Board Approved Underwriting Policy (BAUP)

For Income and Extra Life Income options, the maximum income term will be 20 years.

  1. Single pay option is not available under 3D Life Option.
 
 Eligibility Criteria Health

 SUM INSURED TYPE

  • On Individual basis - SI shall apply to each individual family member.
  • On Floater basis - SI shall apply to the entire family.
 CATEGORY OF COVER
  • Indemnity/Benefit
 SUM INSURED          50 Thousand to 5 Lakhs
        Note: Sum Insured can be taken only in multiples of 50 Thousand.
 POLICY PERIOD
  • 3 ½ months (105 days)
  • 6 ½ months (195 days)
  • 9 ½ months (285 days)

    Note: Waiting period will be included in the policy period.
 WHO CAN BUY

        Policy can be availed by persons between the age of 18 years up
        to 65 years.

        Policy can be availed for Self and the following family members :

  • Legally wedded spouse.
  • Parents and Parents-in-law.
  • Dependent Children (i.e. natural or legally adopted) between the day 1 of age to 25 years.
  • If the child above 18 years of age is financially independent, he or she shall be ineligible.

All ages are expressed as on last birthday.

Premiums will vary as per the plan option chosen.

Health Plans simplified!

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Personal details

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Financial details

Your Required life cover to protect your family’s future is

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The values shown here are only for illustration. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.

HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245. IRDAI Registration No. 101. Registered Office: 13th Floor, Lodha Excelus, Apollo Mills Compound, N. M. Joshi Marg, Mahalaxmi, Mumbai - 400 011. Email: [email protected], Tel. No: 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply. Do NOT prefix any country code. e.g. +91 or 00. Website: www.hdfclife.com The name /letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under licence from HDFC Bank Limited.

HDFC ERGO General Insurance Company Limited. CIN: U66030MH2007PLC177117. IRDAI Reg. No.146. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai - 400 020. Email id: [email protected], Customer Care: 0120 6234 6234 / 022 6234 6234. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. www.hdfcergo.com. Trade Logo displayed above belongs to HDFC Bank Ltd and ERGO International AG and used by the Company under license.

Click 2 Protect Corona Shield (UIN: 101Y120V02) is a Combi Product with both protection and health benefits. The product is jointly offered by HDFC Life Insurance Company Limited (HDFC Life) and HDFC Ergo General Insurance Company Limited (HDFC Ergo). The risks of this product are distinct and are accepted by respective Companies. Kindly familiarize yourself with the terms and conditions, policy benefits and policy service structure of the ‘Combi Product’ before deciding to purchase the policy. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.

T&C

  1.  Premium rates for age - 30 years, Male, Non Smoker, Annual mode, regular pay, exclusive of taxes. Protection - Life Protect Fixed Term Option - ₹11.806 , Sum Assured - ₹1 Cr. Policy Term - 30 years. Health - Individual Option - ₹487, Sum Assured - ₹1 Lakh, Policy Term - 3.5 months. Total annual premium = ₹12,293, daily premium (12,293/365 = 34 (rounded up))
  2. On positive diagnosis of COVID-19 in a Government authorized diagnostic centre as per terms and conditions.
  3. Option available under COVID-19 health cover.

 

ARN: PP/06/23/2447