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Know the Right Time to Buy Health Insurance in India

June 18, 2018
In the pace of life we are currently living in, it would not be incorrect to say that our health is always at risk. Whether its stress or problems caused by stress, we are always in need of slowing down and taking care of our otherwise ignored health. Lifestyle changes have brought a lot of problems with it and now more than ever is the time to make provisions to ensure we have everything we need to take care of our health.

Health insurance policies are one of the most ignored policies. We need to start taking the right insurance policies to cover our expenses. Falling ill is something you cannot control, and with time, medical issues only keep increasing. It's better to have a health insurance in place in case there's a medical emergency. 

The right time to buy a general health insurance is now! The younger you're the better.There are many benefits of buying a medi-claim policy early:

  1. Lower premiums-

    As you age, the premiums of a health insurance policy also increase as you are more on risk of falling ill. So, if you are looking to get your health insured at a lower cost, buy a health plan as early as you can.
  2. Healthy Lifestyle-

    It is a belief that people don't require check-ups unless they are old. Sometimes, people get checked up for something as simple as a fever and discover they have some other serious ailment. When you take a general insurance policy, the policy also offers annual health check-ups to encourage you to take care of your health early on.
  3. Financial freedom-

    When you buy insurance, it pays for your medical treatment. Without that you would end up paying for doctor's bills, medicines, check-up costs on your own which can amount to a lot of money. Buying a general health insurance policy can save you money.

HDFC Life offers a range of health insurance policies to take care of your health needs.

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.