HDFC Life YoungStar Udaan - Child Plan
RECENTLY VIEWED BY
6,617 people

Since the birth of the child, parents make sincere efforts to ensure that their child can dream big without having second thoughts. We, at HDFC Life, are here to help you empower your child’s dreams and live the rest of your life as the proud parents you deserve to be.

Presenting the HDFC Life YoungStar Udaan, a traditional participating insurance plan. This plan is ideal for parents who wish to make provision for:

  1. Academic expenses that occur prior to college education
  2. Specific goals like college fees or marriage expenses etc
  3. All miscellaneous and extracurricular expenses that occur during college/school
PROTECT YOUR LOVED ONES WITH LIFE INSURANCE COVER IN A FEW SIMPLE STEPS
Explore HDFC Life YoungStar Udaan - Child Plan
Explore HDFC Life Click 2 Protect 3D Plus
Benefits Available Under HDFC Life YoungStar Udaan - Child Plan
  • Survival/Maturity Benefits:

    The table below specifies the series of money back/endowment payouts, payable at the end of each year, for a premium paying or a fully paid-up policy.


    Maturity Benefit Option

    SA: Sum Assured on maturity. GA: Guaranteed Additions

    1. Death Benefit: 

      The table below captures the available death benefits during the policy term under various options.

      Death Benefit OptionsDeath Benefits
      ClassicBasic Death benefit + Accrued Guaranteed Additions + Accrued Bonuses, if any
      Classic WaiverBasic Death benefit + Premium Waiver

      The table below describes each of the above benefits in detail.

      Basic Death Benefit

      The basic death benefit shall be the higher of:

      • Sum Assured on Death
      • 105% of Premiums paid

      The Sum Assured on Death shall be the higher of:

      • Sum Assured on Maturity^
      • 10 times Annualised Premium for entry age up to 50 years and 7 times Annualised Premium for entry age greater than 50 years
      Premium WaiverAll future outstanding premiums under the policy will be waived. The contract shall continue and the benefits as per Survival benefit and Maturity Benefit shall be available.
       

      For the purpose of computation of Death Benefit, the premiums shall exclude any underwriting extra premiums, any loadings for modal premiums and any taxes paid such as service tax and education cess.

      For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

    Death Benefit - Classic Option 1- Aspiration
     MINMAX
    ENTRY AGE0 yrs(30 days)60 yrs
    MATURITY AGE18 yrs75 yrs
    Death Benefit - Classic Option 2- Academia
     MINMAX
    ENTRY AGE8 yrs60 yrs
    MATURITY AGE23 yrs75 yrs
    Death Benefit - Classic Option 3- Career
     MINMAX
    ENTRY AGE8 yrs60 yrs
    MATURITY AGE23 yrs75 yrs
    Death Benefit - Classic Waiver All Options
     MINMAX
    ENTRY AGE18 yrs55 yrs
    MATURITY AGE33 yrs75 yrs
     MINMAX
    POLICY TERM15 yrs25 yrs
    PREMIUM PAYMENT TERM7, 10 or Policy Term minus 5 years
    All ages mentioned above are age last birthday. The minimum entry age and the policy term selected shall be such that the maturity age limits are met.
    For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
    Product Brochure Download
    Product Guide Download


    HDFC Life Click 2 Protect 3D Plus
    Accidents happen! Add a little “extra” to your term plan and protect your family in your absence with HDFC Life Click 2 Protect 3D Plus - Extra Life Option. Life cover of Rs. 1 Cr at just Rs. 36/day*
    *Online Premium for Extra Life, Male Life Assured, 25 years of Age, Lumpsum Benefit of Rs. 1 Crore for premium payment term of 40 years, Annual Frequency, Exclusive of Taxes. (Annual Premium Of Rs. 12783/365= Rs. 35.02/day)

    HOW CAN WE HELP YOU

    HELP TO BUY ONLINE
    Call us

    All days 10 AM to 7 PM

    Let us call you
    Call Us

    Mon-Sat 9:30 A.M to 6:30 P.M

    Locate A Branch Near You
    Call Us

    Mon-Sat 10 am to 7 pm(Local Charges Applicable.) (DO NOT prefix any country code e.g. +91 or 00.)

    Email
    nriservice@hdfclife.com

    (For NRI customer only)

    08000006607 for premium amount
    08000006608 for premium amount with due date
    08000006609 for fund value (Applicable for Unit Linked Plans only)
    Stay updated with HDFC Life