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In this policy,the investment risks in the investment portfolio is borne by the policyholder
HDFC Life Sampoorn Nivesh
HDFC Life Sampoorn Nivesh
UIN: 101L103V03The higher you reach, the taller your family stands
Loyalty Additions
Reducing Allocation1 Charges
13 Fund Options
1800-266-9777
(All Days, from 9am to 9pm, Toll Free)
HDFC Life Sampoorn Nivesh Fund Performance
List of Funds available with this product
Equity Funds
View All* Data as of 30th June 2024. Past Performance is not indicative of future performance of the fund.
NAV
29.4937
17.09.2020
52 week High
07.02.2020
30.30
52 week Low
23.03.2020
19.51
* Data as of 30th June 2024. Past Performance is not indicative of future performance of the fund.
* Data as of 30th June 2024. Past Performance is not indicative of future performance of the fund.
Equity Plus Fund
ULIF05301/08/13EquityPlus101
NAV
32.6777
2024-07-25
52 wk High
2024-07-18
33.2483
52 wk Low
2023-10-26
25.2263
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Diversified Equity Fund
ULIF05501/08/13DivrEqtyFd101
NAV
40.8878
2024-07-25
52 wk High
2024-07-18
41.4653
52 wk Low
2023-10-26
30.8038
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Blue Chip Fund
ULIF03501/01/10BlueChipFd101
NAV
50.3916
2024-07-25
52 wk High
2024-07-18
51.1661
52 wk Low
2023-10-26
38.3439
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Opportunities Fund
ULIF03601/01/10OpprtntyFd101
NAV
75.4171
2024-07-25
52 wk High
2024-07-16
76.2101
52 wk Low
2023-07-27
53.2314
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Discovery Fund
ULIF06618/01/18DiscvryFnd101
NAV
38.6817
2024-07-25
52 wk High
2024-07-15
39.1789
52 wk Low
2023-08-03
26.2101
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Equity Advantage Fund
ULIF06723/03/18EqtyAdvtFd101
NAV
27.8024
2024-07-25
52 wk High
2024-07-18
28.1609
52 wk Low
2023-10-26
19.8826
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Midcap Momentum Fund
ULIF07317/01/24MidCpMoIdx101
NAV
11.5238
2024-07-25
52 wk High
2024-07-15
11.9933
52 wk Low
2024-04-19
9.8423
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Flexi Cap Fund
ULIF07114/07/23FlexiCapFd101
NAV
14.9542
2024-07-25
52 wk High
2024-07-18
15.1416
52 wk Low
2023-11-01
9.9443
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Debts Funds
View All* Data as of 30th June 2024. Past Performance is not indicative of future performance of the fund.
NAV
29.4937
17.09.2020
52 week High
07.02.2020
30.30
52 week Low
23.03.2020
19.51
* Data as of 30th June 2024. Past Performance is not indicative of future performance of the fund.
* Data as of 30th June 2024. Past Performance is not indicative of future performance of the fund.
Income Fund
ULIF03401/01/10IncomeFund101
NAV
27.3053
2024-07-25
52 wk High
2024-07-25
27.3053
52 wk Low
2023-10-09
25.4049
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Bond Fund
ULIF05601/08/13Bond Funds101
NAV
19.6656
2024-07-25
52 wk High
2024-07-25
19.6656
52 wk Low
2023-10-09
18.2725
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Conservative Fund
ULIF05801/08/13ConsertvFd101
NAV
18.5968
2024-07-25
52 wk High
2024-07-25
18.5968
52 wk Low
2023-07-28
17.4881
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Hybrid Funds
View All* Data as of 30th June 2024. Past Performance is not indicative of future performance of the fund.
NAV
29.4937
17.09.2020
52 week High
07.02.2020
30.30
52 week Low
23.03.2020
19.51
* Data as of 30th June 2024. Past Performance is not indicative of future performance of the fund.
* Data as of 30th June 2024. Past Performance is not indicative of future performance of the fund.
Balanced Fund
ULIF03901/09/10BalancedFd101
NAV
38.2729
2024-07-25
52 wk High
2024-07-18
38.6129
52 wk Low
2023-10-26
31.4621
*HDFC Fund Performance
vs
i
*Market Benchmark
Note: returns over 1 year have been annualized
+0.20%
-0.20%
- 1 Month
- 1 Year
- 3 Years
- 5 Years
Why HDFC Life Sampoorn Nivesh?
A Unit Linked Non-Participating Individual Life Insurance Plan for your financial protection needs
Choose from 13 funds to optimize your investment returns
Customize your premium payment options – Single, Limited or Regular
Choose from 3 convenient Benefit options to customize your payouts
Get Loyalty Additions3 of up to 1.8% of the average fund value after 10th policy year onwards
Reduced premium allocation charge on investing higher premium amount1
Avail Tax Benefit as per Income Tax Act, 19612
Choose from 13 funds to optimize your investment returns
Customize your premium payment options – Single, Limited or Regular
Choose from 3 convenient Benefit options to customize your payouts
Get Loyalty Additions3 of up to 1.8% of the average fund value after 10th policy year onwards
Reduced premium allocation charge on investing higher premium amount1
Avail Tax Benefit as per Income Tax Act, 19612
- Available for premium of ₹ 1 lakh & above for limited & regular premium payment options and ₹ 10 lakh & above for single premium payment option
- As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws
- Loyalty addtions for Single premiums policies shall be payable at the end of every policy year from year 10 to 14 (both inclusive). For limited and regular premium payment policies, loyalty Additions will be added to the fund value every alternate year starting from the end of 11th policy year.
- Available for premium of ₹ 1 lakh & above for limited & regular premium payment options and ₹ 10 lakh & above for single premium payment option
- As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws
- Loyalty addtions for Single premiums policies shall be payable at the end of every policy year from year 10 to 14 (both inclusive). For limited and regular premium payment policies, loyalty Additions will be added to the fund value every alternate year starting from the end of 11th policy year.
What makes this plan a must-have
You have the flexibility to choose your options and benefits.
Select your core objective for the insurance cover and view the benefits
- Classic Benefit (Life Option)
- Classic Benefit (Extra Life Option)
- Classic Plus Benefit Option
- Classic Waiver Benefit Option
Classic Benefit
(Complete death and maturity benefits)
![Heart-Icon]( "Heart-Icon")
Maturity Benefit:
- Your policy matures at the end of the policy term you have chosen and all your risk cover ceases.
- You may redeem your balance units at the then prevailing unit price and take the fund value.
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You can also take your fund value at maturity in periodical instalments.
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Disclaimer:
For complete details, please read the Product brochure
![Heart-Icon]( "Heart-Icon")
Death Benefit:
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In case of the Life Assured's unfortunate demise, we will pay the higher of the following:
- Sum Assured less all partial withdrawals1
- Fund Value
- 105% of total premium(s) paid
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The policy will terminate thereafter and no more benefits will be payable.
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Disclaimer:
- All partial withdrawals made during the two year period immediately preceding the death of the Life Assured
For complete details, please read the Product brochure
![Heart-Icon]( "Heart-Icon")
Other Benefits:
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Loyalty Additions: Enhance your Fund Value through Guaranteed Loyalty Additions from 10th policy year1.
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Reduced Allocation Charges: Optimize your investments through Reduced Premium Allocation Charge by investing higher premium2.
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Get 4 Fund Switches, Premium Redirection and Partial Withdrawal each absolutely free in a policy year.
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This plan can be availed by filling short medical questionnaire, which may not require you to go for medicals.
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Tax Benefit: Avail Tax Benefit as per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
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Disclaimer:
- Loyalty addtions for Single premiums policies shall be payable at the end of every policy year from year 10 to 14 (both inclusive). For limited and regular premium payment policies, loyalty Additions will be added to the fund value every alternate year starting from the end of 11th policy year.
- On paying a higher premium amount. Available for premium of ₹ 1 lakh & above for limited & regular premium payment options and ₹ 10 lakhs & above for single premium payment option.
For complete details, please read the Product brochure
Check Eligibility Criteria
Before buying HDFC Life Sampoorn Nivesh
ELIGIBILITY CRITERIA
| Eligibility Criteria | Plan Options | Minimum | Maximum (5 pay) | Maximum (Other than 5 pay) |
|---|---|---|---|---|
ENTRY AGE |
Classic (Life) Option |
0 years (30 days)1 |
56 years |
65 years |
65 years MATURITY AGE |
18 years |
85 years |
85 years |
|
ENTRY AGE |
Classic (Extra Life) Option |
18 years |
53 years |
58 years |
MATURITY AGE |
28 years |
63 years |
68 years |
|
ENTRY AGE |
Classic Plus Option |
0 years (30 days)1 |
48 years |
50 years |
MATURITY AGE |
18 years |
58 years |
60 years |
|
ENTRY AGE |
Classic Waiver Option |
18 years |
49 years |
52 years |
MATURITY AGE |
28 years |
69 years |
85 years |
For non-annual modes the applicable maximum entry age and maturity age limit shall be less than 2 years of the corresponding age limits for annual mode as mentioned above
- For all ages, risk commences from the date of inception of the contract
Customize your cover with these riders
Riders in insurance have an important part in contingency planning. A ULIP is incomplete without them.
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![icon]()
HDFC Life Income Benefit on Accidental Disability Rider
UIN: 101B013V03
Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.
DOWNLOAD -
![icon]()
HDFC Life Critical Illness Plus Rider
UIN: 101B014V02
We pay a lump sum amount equal to the Sum Assured upfront if diagnosed with of any of the specified critical illnesses
DOWNLOAD -
![icon]()
HDFC Life Protect Plus Rider
UIN: 101B016V01
Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer
DOWNLOAD
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Frequently Asked Questions
We’ll tell you everything you need to know about HDFC Life Sampoorn Nivesh
1 What is HDFC Life Sampoorn Nivesh?
HDFC Life Sampoorn Nivesh is a Unit Linked Non-Participating Individual Life Insurance Plan that comes with Four plan options - Classic Benefit (Life Option), Classic Benefit (Extra Life Option), Classic Plus Benefit, Classic Waiver Benefit.
2 What are the various fund options available in this plan?
1. Equity Plus Fund
2. Diversified Equity Fund
3. Blue Chip Fund
4. Balanced Fund
5. Bond Fund
6. Discovery Fund
7. Equity Advantage Fund
8. Opportunities Fund
9. Liquid Fund
10. Bond Plus Fund
11. Flexi Cap Fund
12. Midcap Momentum Fund
13. Nifty Alpha 30 Fund
3 What are the charges under this plan?
Fund Management Charge: 1.35% p.a. of the fund value, charged daily.
4 Where is the premium amount invested?
HDFC Life Sampoorn Nivesh gives you option of 13 different Funds to invest your money. Each fund has its own Investment policy, based on asset allocation between equity, debt and money market instruments. You can invest in a combination of funds by allocating your fund between different fund options. Also, you can switch between funds using fund switch option at any time without any charge.
5 What is the settlement option?
The Policyholder has the option to take the Maturity benefit in periodical installments over a period, which may extend to 5 years, first installment payable on the maturity date.
6 Do I get any benefit on Survival?
On survival of the Life Assured till the end of the Policy Term (maturity) under all options, LA will receive the Fund Value as a Lump Sum benefit.
7 How is Fund Value calculated?
Fund Value will be calculated by multiplying balance Units in your fund(s) by the then prevailing Unit Price(s).
8 Is there an option for partial withdrawal in case I am in need of funds?
You can withdraw money from your Funds to meet any future financial emergencies. Lump Sum partial withdrawals can be made from your funds after 5 complete policy years, provided the Life Assured is at least 18 years of age.
9 Can I surrender this policy?
Yes, you can Surrender your policy subject to lock in period of 5 years. Once you surrender your policy, your risk cover will cease and surrender benefit will be paid out depending upon the year in which the policy is surrendered. Please refer to product brochure for more details.
10 Is there a loan facility in my policy?
No policy loans are available for this product.
11 Can I save tax by investing in this policy?
Premium(s) paid by an individual or HUF under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961, subject to the conditions/ limits specified therein. Under Section 10 (10D) of the Income Tax Act, 1961, the benefits received from this policy are exempt from tax, subject to the conditions specified therein. Please note that the above mentioned benefits are as per the current tax rules. Your tax benefits may change if the tax rules are changed. You are requested to consult your tax advisor.
The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.
HDFC Life Sampoorn Nivesh ( UIN No : 101L103V03 )is A Unit Linked Non-Participating Individual Life Insurance Plan. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Sampoorn Nivesh (UIN No : 101L103V03 ) is only the name of the unit linked life insurance contract. HDFC Life Income Benefit on Accidental Disability Rider (UIN: 101B013V03 ), HDFC Life Critical Illness Plus Rider (UIN: 101B014V02 ) and HDFC Life Protect Plus Rider (UIN: 101B016V01) are the names of the riders. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
Life insurance coverage is available in this product.
For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully.
T&C
- On paying a higher premium amount. Available for premium of 1 lakh & above for limited & regular premium payment options and 10 lakhs & above for single premium payment option
ARN - PP/07/24/13249
