HDFC Life Sampoorn Nivesh
rate this product
RECENTLY VIEWED BY
7,798 people

You have certain financial goals for your family which may vary as you progress from one life stage to another. Therefore your investments also have to be actively managed to meet those goals and also ensure that you are protecting your family financially. We understand this and therefore are glad to offer HDFC Life Sampoorn Nivesh, a insurance cum investment plan designed specifically with multiple fund options so as to help you optimize your investment. Furthermore, it also provides you with varied benefit options to meet your protection needs.

DOWNLOAD BROCHURE CALCULATE PREMIUM
PROTECT YOUR LOVED ONES WITH LIFE INSURANCE COVER IN A FEW SIMPLE STEPS

Tell us about yourself

ARE YOU AN NRI ?
 
BUYING FOR SELF ?
 
 
 
Gender
 
 
Smoker
 
 
 
 
Explore HDFC Life Sampoorn Nivesh
    • Flexibility to choose your investment term from 10 to 25 years1
      1. Customize your premium payment options – Single, Limited or Regular
        1. Choice of 3 Benefit Options to suit your financial requirements
          1. Option of accidental death benefit through Extra Life Option
            1. Loyalty additions to enhance your Fund Value after 10 years
            • Reduced premium allocation charge on investing higher premium amount2
              1. Flexibility to choose from 10 fund options 
                 

                111 to 14 years terms are not available
                2Available for premium of 1 lakh & above for limited & regular premium payment options and 10 lakhs & above for single premium payment option

            Benefits Available Under Sampoorn Nivesh
            • HDFC Life Sampoorn Nivesh provides 3 Benefit Options to choose from based on your requirement:
              1. Classic
              2. Classic Plus
              3. Classic Waiver
            • Death Benefit:
              In case of the Life Assured’s unfortunate demise during the policy term, we will pay a lump sum amount to the nominee as mentioned below:

               

              Classic

              Classic Plus

              Classic Waiver

              Highest of

              • Sum Assured,
              • Fund Value,
              • 105% of total premium(s) paid

              Policy will terminate once the benefit is paid to the Nominee

              Higher of

              • Sum Assured plus Fund Value
              • 105% of total premium(s) paid

              Policy will terminate once the benefit is paid to the Nominee

              Higher of

              • Sum Assured
              • 105% of total premium(s) paid

              PLUS

              Modal Premium will be payable by us to the Fund on Premium Due Date and the policy will be in force

              PLUS

              Fund Value will be payable on Maturity

              1. Accidental Death Benefit:
                Get invaluable protection for your family through Extra Life option in case of Accidental Death
                1. Maturity Benefit:
                  On survival till the end of policy term, you will receive your Fund Value as Maturity Benefit
                  1. Loyalty Additions*
                    Enhance your Fund Value through Guaranteed Loyalty Additions from 10th policy year
                    1. Reduced Allocation Charge*
                      Optimize your investments through Reduced Premium Allocation Charge by investing higher premium
                      1. Flexibilities:
                        1. Get 4 Fund Switch, Premium Redirection and Partial Withdrawal each absolutely free in a policy year
                        2. This plan can be availed by filling short medical questionnaire, which may not require you to go for medicals
                        3. Fill a short questionnaire to avoid medical check-ups
                      2. Tax Benefit:
                        Avail Tax Benefit as per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.


                        *For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
                      Classic (Life) Option
                       MINMAX(5 PAY)MAX(OTHER THAN 5 PAY)
                      ENTRY AGE0 yrs(30 days)*54 yrs60 yrs
                      MATURITY AGE18 yrs64 yrs70 yrs
                      Classic (Extra Life) Option
                       MINMAX(5 PAY)MAX(OTHER THAN 5 PAY)
                      ENTRY AGE18 yrs53 yrs58 yrs
                      MATURITY AGE28 yrs63 yrs68 yrs
                      Classic Plus Option
                       MINMAX(5 PAY)MAX(OTHER THAN 5 PAY)
                      ENTRY AGE0 yrs (30 days)*48 yrs50 yrs
                      MATURITY AGE18 yrs58 yrs60 yrs
                      Classic Waiver Option
                       MINMAX(5 PAY)MAX(OTHER THAN 5 PAY)
                      ENTRY AGE18 yrs47 yrs50 yrs
                      MATURITY AGE28 yrs57 yrs60 yrs
                      For non-annual modes the applicable maximum entry age and maturity age limit shall be less than 2 years of the corresponding age limits for annual mode as mentioned above
                      *For all ages, risk commences from the date of inception of the contract
                      Product Brochure Download
                      glossary entry point
                      Having problems in understanding the jargons, let us help you out.
                      GLOSSARY PAGE


                      BUY NOW

                      HOW CAN WE HELP YOU

                      HELP TO BUY ONLINE
                      Speak to our Certified Insurance Experts
                      1800-266-9777

                      All days 9:00 AM to 9:00 PM IST

                      Instant Callback
                      CLICK HERE
                      1800-315-7373
                      [email protected]
                      SMS LIFE to 56161
                      Call Us
                      1800-266-7227

                      Mon-Sat 9:30 A.M to 6:30 P.M IST

                      Locate A Branch Near You
                      There has been changes in branch operation timings due to COVID 19
                      CHECK BRANCH TIMING
                      Find Branch
                      +91 8291 890 569   
                      connect with us
                      Call Us
                      1860 267 9999

                      Mon-Sat 10 am to 7 pm IST (Local Charges Applicable.) (DO NOT prefix any country code e.g. +91 or 00.)

                      [email protected]
                      NRI Service

                      (For NRI customer only)

                      Email
                      [email protected]
                      Call us
                      +91-8916694100

                      MON TO SAT: 10 AM to 7 PM IST (LOCAL CHARGES APPLICABLE)

                      MISSED CALL SERVICE
                      08000006609 to get details on your Fund Value
                      (Applicable for Unit Linked Plans only),
                      Premium Amount and Due Date
                      Stay updated with HDFC Life

                      Our vision is to provide innovative and customer-centric insurance plans that can help our customers secure their family's future as well as help them with other benefits such as tax savings. Keeping this in mind we offer a large range of life insurance plans such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs, Savings plans. Most of these life insurance policies are available online, so buy one today and Sar Utha Ke Jiyo!.

                      As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not available) for your policy with immediate effect. Please update via My Account/[email protected]/18602679999/HDFC Life branch. Ignore if already submitted.

                      HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.

                      Registered Office:

                      HDFC Life Insurance Company Limited,

                      Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.

                      The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a licence/agreement
                      For more details on risk factors, associated terms and conditions and exclusions, please read the sales brochure carefully before concluding a sale. ARN: EC/06/2017/9792

                      BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

                      • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.