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Explore HDFC Life Sampoorn Nivesh
Benefits
Benefits Available Under Sampoorn Nivesh
- HDFC Life Sampoorn Nivesh provides 3 Benefit Options to choose from based on your requirement:
- Classic
- Classic Plus
- Classic Waiver
- Death Benefit:
In case of the Life Assured’s unfortunate demise during the policy term, we will pay a lump sum amount to the nominee as mentioned below:Classic
Classic Plus
Classic Waiver
Highest of
- Sum Assured,
- Fund Value,
- 105% of total premium(s) paid
Policy will terminate once the benefit is paid to the Nominee
Higher of
- Sum Assured plus Fund Value
- 105% of total premium(s) paid
Policy will terminate once the benefit is paid to the Nominee
Higher of
- Sum Assured
- 105% of total premium(s) paid
PLUS
Modal Premium will be payable by us to the Fund on Premium Due Date and the policy will be in force
PLUS
Fund Value will be payable on Maturity
- Accidental Death Benefit:
Get invaluable protection for your family through Extra Life option in case of Accidental Death - Maturity Benefit:
On survival till the end of policy term, you will receive your Fund Value as Maturity Benefit - Loyalty Additions*
Enhance your Fund Value through Guaranteed Loyalty Additions from 10th policy year - Reduced Allocation Charge*
Optimize your investments through Reduced Premium Allocation Charge by investing higher premium - Flexibilities:
- Get 4 Fund Switch, Premium Redirection and Partial Withdrawal each absolutely free in a policy year
- This plan can be availed by filling short medical questionnaire, which may not require you to go for medicals
- Fill a short questionnaire to avoid medical check-ups
- Tax Benefit:
Avail Tax Benefit as per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
*For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
Eligibility
Classic (Life) Option
| MIN | MAX(5 PAY) | MAX(OTHER THAN 5 PAY) | |
|---|---|---|---|
ENTRY AGE | 0 yrs(30 days)* | 54 yrs | 60 yrs |
| MATURITY AGE | 18 yrs | 64 yrs | 70 yrs |
Classic (Extra Life) Option
| MIN | MAX(5 PAY) | MAX(OTHER THAN 5 PAY) | |
|---|---|---|---|
| ENTRY AGE | 18 yrs | 53 yrs | 58 yrs |
| MATURITY AGE | 28 yrs | 63 yrs | 68 yrs |
Classic Plus Option
| MIN | MAX(5 PAY) | MAX(OTHER THAN 5 PAY) | |
|---|---|---|---|
| ENTRY AGE | 0 yrs (30 days)* | 48 yrs | 50 yrs |
| MATURITY AGE | 18 yrs | 58 yrs | 60 yrs |
Classic Waiver Option
| MIN | MAX(5 PAY) | MAX(OTHER THAN 5 PAY) | |
|---|---|---|---|
| ENTRY AGE | 18 yrs | 47 yrs | 50 yrs |
| MATURITY AGE | 28 yrs | 57 yrs | 60 yrs |
For non-annual modes the applicable maximum entry age and maturity age limit shall be less than 2 years of the corresponding age limits for annual mode as mentioned above
*For all ages, risk commences from the date of inception of the contract
*For all ages, risk commences from the date of inception of the contract
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Our vision is to provide innovative and customer-centric insurance plans that can help our customers secure their family's future as well as help them with other benefits such as tax savings. Keeping this in mind we offer a large range of life insurance plans such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs, Savings plans. Most of these life insurance policies are available online, so buy one today and Sar Utha Ke Jiyo!.
As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not available) for your policy with immediate effect. Please update via My Account/[email protected]/18602679999/HDFC Life branch. Ignore if already submitted.
HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office:
HDFC Life Insurance Company Limited,
Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.
The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a licence/agreement
For more details on risk factors, associated terms and conditions and exclusions, please read the sales brochure carefully before concluding a sale. ARN: EC/06/2017/9792