Capital Guarantee Solution Combo Plans

** Subject to conditions specified u/s 10(10D) of the Income tax Act, 1961.

1. Provided the policy is in-force and all due premiums have been paid. On survival, at end of policy term, you will receive lump sum benefit equal to aggregate of Sum Assured on Maturity and Accrued Guaranteed Additions. This feature is available under product named HDFC Life Sanchay

2. Tax Benefits as per the applicable sections of the Income Tax Act, 1961,. Tax benefits are subject to changes in tax laws.

3. These are non-guaranteed returns available under product named HDFC Life Click 2 Invest and will be given provided the policy is in-force and all due premiums have been paid.

4.Subject to conditions specified u/s 80C of the Income tax Act, 1961.

^#Annual premium is exclusive of tax and other levies as applicable

^*Provided the policy is inforce and all due premiums are paid

These assumed rates of returns are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of the policy is dependent on a number of factors including future investment performance. Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.

HDFC Life Sanchay Fixed Maturity Plan (UIN:101N142V04) is a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan. Life Insurance Coverage is available in this product

HDFC Life Click 2 Invest - ULIP (UIN : 101L100V04) is a unit linked non participating life insurance plan. Life Insurance Coverage is available in this product

The benefits available under the proposed product combination solution shall be as per the respective product ’s policy terms and conditions. The benefit of this proposed product combination solution shall become payable only if all premiums for the entire premium payment term are paid in full, as the case may be. For a customized benefit illustration please contact your Agent/Corporate Agent/Broker. At any point of time if there is any discrepancy in illustrative values provided in this document with that of Quotes and Illustration (Qnl) calculator generated illustration, the amounts calculated through QnI calculator will be considered as final.

Tax benefits are subject to changes in the tax laws. Premiums shown are exclusive of tax and other levies as applicable. Any statutory levy or charges (such as Tax and other levies as applicable) including any indirect tax may be charged to the Policyholder either now or in future by the Company and such amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium. This document has no monetary value at any time and is not a proof of any contract with HDFC Life Insurance Company Limited.”

The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.

The customer is expected to ask questions, understand and satisfy himself that the combination meets his/her specific needs better before deciding to purchase the suggested combination.