RESUME APPLICATION PAY PREMIUM

What do you want to do?

Quick links

Mobile (Download app)

Download HDFC Life App

Buy plans, track your policy, make renewal payments & monitor fund performance with HDFC Life App, Download Now!

Invest in Your Future: Get the twin benefits of Guaranteed Returns and life cover!

January 12, 2024

Table of Content

1. How do guaranteed income plans help?

2. Benefits of a guaranteed return investment plan

3. The last word

The world of investments can be overwhelming for most people. After all, there are multiple financial plans within reach but most of us have hardly any idea as to what’s credible. The purpose of most investments is to reap returns in the future for long-term wealth creation. But there’s no denying that each investment plan comes with associated risks and rewards. For instance, if you invest in equity assets, be prepared to be impacted by any downturn in the stock market. On the other hand, investing in bonds is considered far safer.

In such a scenario, your best bet is to go for a money saving plan that offers guaranteed¹ returns.

How do guaranteed income plans help?

As the name suggests, guaranteed¹ return investment plans offer a guaranteed stream of income, while also providing life cover for the investor. These plans are often chosen by investors who are about to retire or have a specific goal in mind. It’s a safe bet since they do not have to rely on their savings or be constantly wary about the performance of the stock market.

There are several more benefits of guaranteed¹ return investment plans. Investing in these plans is a good way to diversify your portfolio. If you have this investment along with other financial instruments, you will be able to bear market downturns without much impact on your assets. Even if it’s a bearish market and downturns seem to be dominant, guaranteed income products offer stability.

There’s also the inclusion of life cover in such plans, to make sure your dependents can continue to meet the costs of living even if you are no longer around.

Benefits of a guaranteed return investment plan

Go for a guaranteed¹ return investment plan if you are looking for long-term wealth creation and at the same time, want financial protection for your loved ones. Most such plans today strike a perfect balance between protection and savings, along with ensuring guaranteed returns on your investment. These are low-risk savings plans that can work well for different kinds of financial goals.

Go for a sum assured that caters to your requirements. The insurance provider will accordingly come up with a premium for you, which upon maturity, will yield lump sum savings. Furthermore, if the policyholder loses their life in an untoward incident during the tenure, the insurance company will offer a payout to the family.

The last word

All in all, if you are in search of a plan that doesn’t involve much risk but a guarantee for a peaceful future, go for guaranteed¹ return investment plans that beat market volatility and ensure you have guaranteed¹ returns despite any fluctuations in the stock market. The advantages are plenty – from getting a regular income to ensuring you don’t run out of money during retirement, to making sure your family is taken care of even if you are no longer around to support them

If you want to grow your wealth in a safe and reliable manner, invest in this financial plan and take control of your future today!

Related Articles:

ARN - ED/10/23/5639

Francis Rodrigues

Written By:

Vishal Subharwal

Reviewed By:

Here's all you should know about life insurance.

We help you to make informed insurance decisions for a lifetime.

VIEW ALL ARTICLES

Four Ways You Can Determine Surrender Value of Your ULIP’s Fund Previous

Life Insurance Myths Next

Disclaimer

1. Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term

Popular Searches