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Carpenters need their toolkits, divers need their scuba gear, and women need their handbags. We may pretend that our purses are part of our fashionable ensembles, but the truth of the matter is that our handbags serve as our all-in-one toolkits.
There is one other important essential that we need in our lives – a sound financial plan. As more and more women are choosing to live life independently, we need to ensure that we have taken measures to secure our own financial future, as well the future of those we love, including our parents, siblings, spouse and children. And, as we all know, the most important part of any sound financial plan is a good insurance policy.
If you aren’t sure about the kind of insurance policy you should purchase, it’s a good idea to get yourself a term plan. These policies offer full life cover at fairly affordable rates. Of course, since insurance is a growing market, there are a number of term plans available for you to choose from. But, if you ask us, the one plan we’d want in our arsenal at all times is HDFC Life’sClick2Protect 3D Plus plan. Apart from providing regular life cover, which any term plan will do, this term insurance policy has 9 options, all of which offer financial protection in cases of disability and on the diagnosis of a terminal disease as well. Based on your personal lifestyle choices and your own medical history, you can pick the variant that best suits your financial needs.
So ladies, you can choose to skip out the hairbrush, or even the sanitiser, but you absolutely cannot skip the term insurance plan – it’s the only way you can truly be sure that you’ll always be there for your family – even when you aren’t physically around anymore. To get your own term plan for your life kit, click here .
We help you to make informed insurance decisions for a lifetime.