Why You Should Take A Break NOW

Whenever we step out these days, it feels like the worst of the pandemic is behind us. People are back on the streets, and shops with Sale signs are no longer empty. And the traffic is sadly back to its normal frustrating pace. And yet, for a lot of us, one thing is very different- we haven’t had a break in months.

Some people may argue that a break is hardly necessary if you’ve been working from home for most of the pandemic. But every person who has tried to concentrate on work and meetings on video calls, while surrounded by family and never-ending chores knows how demanding the past year has been. Add to that the constant fear of pay cuts and firings, and the consistent pressure from office to magically increase productivity and profits. Is it any wonder that much of the working population is in need of a vacation? This of course is not to say that the spectre of fragility of life that was brought home to us in 2020 has withdrawn its harsh, long shadow.

The virus continues its scourge sporadically, bringing with it additional lifestyle disorders and work life changes that continue to keep our lives at uncertain level. ‘Anything can happen to anyone, anytime’ is still what we tell each other. While that need not stop you any longer from taking that long deserved break and going off on a holiday, it still makes prudent sense to have your back covered, should anything untoward indeed happen.

If you are careful enough to plan prudently for any future uncertainties by opting for a smart termplan like HDFC Life’s Click 2 Protect Life, nothing can keep you from holidaying or enjoying life the way you always wanted to. 

Take-A-Break Reason 1: Lapsing Leaves

If your office follows the system of counting leaves with the calendar year, you’ve already experienced the pain of watching your hard-earned leaves lapse. The risks associated with travelling may have kept you from using up those leaves then, but you can save yourself from suffering the same this year by applying now. And if your leave is lapsing with the financial year, you can act quickly to take that much-needed vacation. True, there are work worries but wouldn’t those be balanced by some happy time away from work?

Take-A-Break Reason 2: Burnout

Modern work culture being what it is, the threat of burnout is ever-present. The financial pressures created by the pandemic have made this possibility into an eventuality. Taking a break from the constant pressure of work is necessary to maintain both mental and physical well being. Visit your native village back in Punjab or Kerala or just visit some friends in another state you haven’t met in a long time. And while you take care to recharge your batteries, also plan for your long term peace of mind by investing in a sound investment plan like HDFC Life Sanchay Par Advantage which doesn’t just offer life cover, but also gives you the option of immediate or deferred income payouts.

Take-A-Break Reason 3: Incredible Offers

Desperate for revenue after almost two quarters of zero profits, the hospitality sector is rolling out the red carpet to entice travellers. Luxury hotels are offering discounts like never before, and travel companies have domestic and international packages that will be irresistible to discount junkies. Beach getaways, mountain escapes, staycations are all accessible now at prices you couldn’t have imagined before the pandemic. Can you really afford to pass up on these opportunities to make your holiday dreams come true?

Take-A-Break Reason 4: Strengthen Family Bonds

Whether you’ve spent the lockdowns locked in with family or far away from them, a holiday will serve to improve your relationships. If you were tired of each other’s constant company for months on end, getting away from them will help you appreciate each other more, whether it is your parents or siblings. Too much ‘togetherness’ can strain even the most loving relationships. If on the other hand, you’ve spent the last year separated from your loved ones, a holiday together is just the thing to revive everyone’s spirits and celebrate your reunion. 

The past year has shown us the importance of making the most of every moment and savouring all the time we have with our loved ones. But living in the moment doesn’t mean that we can forget about planning for the future. If anything, the difficult times people have faced in 2020 are a stark reminder of the importance of planning for rainy days, especially financially. It ensures your own peace of mind and your family’s security, regardless of the situation in the world around you.

Having a thoughtfully designed life insurance policy is the sensible first step in financial planning. And HDFC Life Click 2 Protect Life plan is the ideal example of the kind of investment you can count on. This instrument not only protects your family in the case of your untimely demise, it allows you to get back all premiums paid on survival till maturity with the Return of Premium option. One of HDFC Life’s most popular offerings, HDFC Life Click 2 Protect Life also has an option called Income Plus, through which you can get income payouts from age 60 onwards. Given these options built into the plan, it is a good investment for young people, as well as those responsible for the welfare of their dependents.

Living well is everyone’s goal these days. And it isn’t so hard to achieve if you follow a simple mantra: Enjoy today and secure tomorrow!

ARN: ED/03/21/23032