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Why choose HDFC Life Sanchay?

A Non-Linked, Non-Participating, Life Insurance Plan giving your loved ones the desired financial security
  • Life cover to protect the family's future

  • Gain 140-460% of Sum Assured on maturity as Guaranteed Maturity Benefit depending upon the policy term3

  • Pay premiums for limited period of 5, 6, 8 and 10 years or pay once under Single Pay

  • Tax benefits as per prevailing tax laws2

  • Lumpsum payout on diagnosis of specified Critical Illnesses1

  • Life cover to protect the family's future

  • Gain 140-460% of Sum Assured on maturity as Guaranteed Maturity Benefit depending upon the policy term3

  • Pay premiums for limited period of 5, 6, 8 and 10 years or pay once under Single Pay

  • Tax benefits as per prevailing tax laws2

  • Lumpsum payout on diagnosis of specified Critical Illnesses1

  1. This option is available as an added benefit on payment on extra premium with the HDFC Life Critical Illness plus Rider.
  2. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
  3. Sum Assured on Maturity is the Basic Sum Assured guaranteed to be payable on maturity of the policy.
  1. This option is available as an added benefit on payment on extra premium with the HDFC Life Critical Illness plus Rider.
  2. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
  3. Sum Assured on Maturity is the Basic Sum Assured guaranteed to be payable on maturity of the policy.

We guarantee you these Benefits

When you make the right choices with your insurance plan

Know the key benefits before buying your plan

  • Guaranteed Additions (GA)
  • Maturity Bene­fits
  • Death Bene­fits

Guaranteed1 Additions (GA)

(Enjoy additional benefits)

Checkout our Eligibility Criteria

Before buying HDFC Life Sanchay

ELIGIBILITY CRITERIA

Eligibility Criteria Minimum Maximum

Age at Entry (years)

Limited Pay – 30 days1

Single Pay – 5 years

Limited Pay – 65 years

Single Pay – 50 years

Age at Maturity (years)

18

85

Premium Paying Term (years)

Single Pay, 5, 6, 8 and 10

Policy Term (years)

 

Premium Payment Mode

Minimum Policy Term

Maximum Policy Term

Single Pay

5 years

20 years

 Premium Paying Term 5 years

10 years

402 years

Premium Paying Term 6 years

12 years

12 years

Premium Paying Term 8 and 10 years

15 years

402 years

Sum Assured on Maturity 

₹ 2,510

No limit, subject to board approved underwriting policy

All ages mentioned above are age last birthday.

  1. For all ages, risk commences from the date of inception of the contract. The minimum age at maturity should be 18 years.
  2. The policy terms available are 10 years, 15 to 40 years for Premium Payment Term of 5 years, 12 years for Premium Payment Term of 6 years, 15 to 40 years for Premium Payment Term of 8 and 10 years, 5 to 20 years for Single Pay.

Riders are must have additions to your savings plan

Riders in insurance have an important part in contingency planning. Top up your Savings Plan with them.
  • icon

    HDFC Life Income Benefit on Accidental Disability Rider

    UIN: 101B013V03

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

    DOWNLOAD
  • icon

    HDFC Life Critical Illness Plus Rider

    UIN: 101B014V02

    We pay a lump sum amount equal to the Sum Assured upfront if diagnosed with of any of the specified critical illnesses.

    DOWNLOAD
  • icon

    HDFC Life Protect Plus Rider

    UIN:101B016V01

    Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

    DOWNLOAD
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The values shown here are only for illustration. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.

T&C*

  1.  Provided the policy is in-force and all due premiums have been paid. On survival, at end of policy term, you will receive lump sum benefit equal to aggregate of Sum Assured on Maturity and Accrued Guaranteed Additions. For e.g. If you choose a policy term of 5 years, the guaranteed benefit on maturity will be 140% of Sum Assured on Maturity. For a policy term of 40 years, the guaranteed benefit on maturity will be 460% of Sum Assured on Maturity.

ARN: EU/07/21/24437