RESUME APPLICATION PAY PREMIUM
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RESUME APPLICATION PAY PREMIUM

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Why HDFC Life Guaranteed Wealth Plus is just right for you?

 A Non-Linked Non-Participating Individual Life Insurance Savings Plan

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  • This plan is suitable for you, if you are looking for long-term guaranteed returns to fulfil your dreams while providing financially security to your family.

  • Pay once or for a limited term, enjoy life insurance cover for full policy term

  • Avail guaranteed1 benefit as Lump sum or as Regular Income + Lump sum both

  • Guaranteed Income1 for 30 years + 100% ROP2 at maturity

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit

  • This plan is suitable for you, if you are looking for long-term guaranteed returns to fulfil your dreams while providing financially security to your family.

  • Pay once or for a limited term, enjoy life insurance cover for full policy term

  • Avail guaranteed1 benefit as Lump sum or as Regular Income + Lump sum both

  • Guaranteed Income1 for 30 years + 100% ROP2 at maturity

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
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1. This applies to Income Variant, whereby guaranteed income is paid on survival of Life Assured during the policy term, provided all due premiums are paid during the premium payment term.

2. ROP – Return of Premiums. This applies to Income variant, whereby all base premiums are returned to policyholder on survival of Life Assured at maturity, provided all due premiums are paid during the premium payment term.

1. This applies to Income Variant, whereby guaranteed income is paid on survival of Life Assured during the policy term, provided all due premiums are paid during the premium payment term.

2. ROP – Return of Premiums. This applies to Income variant, whereby all base premiums are returned to policyholder on survival of Life Assured at maturity, provided all due premiums are paid during the premium payment term.

Your Plan. Your Benefits

View the benefits available for you

  • Maturity Benefit
  • Survival Benefit
  • Death Benefit
  • Life Insurance Cover

Maturity Benefit

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Maturity Benefit

  • On survival till the end of policy term, the maturity benefit is payable depending upon the variant chosen at inception of the policy.

  • Lump Sum Variant : Maturity benefit is received as a lump sum at the end of the chosen policy term. Maturity Benefit is calculated as a fixed percentage of either single premium or the sum total of Annualized Premiums1 payable under the Policy.

    Single Premium Band

    Policy Term-12

    Policy Term-15

    Entry Age <=45 Years

    Entry Age >45 Years

    Entry Age <=45 Years

    Entry Age >45 Years

    ₹ 1,50,000-1,99,9999

    188.00%

    188.00%

    225.00%

    225.00%

    ₹ 2,00,000-4,99,999

    190.00%

    190.00%

    229.00%

    229.00%

    ₹ Rs 5,00,000-24,99,999

    192.00%

    192.00%

    233.00%

    233.00%

    ₹ 25,00,000 & above

    199.00%

    199.00%

    240.00%

    240.00%

     

    Annualized Premium1 Band for Limited Pay – 6 years

    Policy Term-12

    Policy Term-15

    Entry Age <=45 Years

    Entry Age >45 Years

    Entry Age <=45 Years

    Entry Age >45 Years

    ₹ 75,000- 1,49,999

    156.00%

    		 146.00% 197.00%

    184.00%

    ₹ 1,50,000-1,99,999

    156.00%

    		 146.00%

    197.00%

    184.00%

    ₹ 2,00,000-4,99,999

    		 158.00%

    148.00%

    199.50%

    		 186.50%

    ₹ 5,00,000 & above

    159.00%

    		 149.00% 201.00%
    		 188.00%

     

    Annualized Premium1 Band for Limited Pay – 8 years

    Policy Term-12

    Policy Term-15

    Entry Age <=45 Years

    Entry Age >45 Years

    Entry Age <=45 Years

    Entry Age >45 Years

    ₹ 75,000- 1,49,999

    153.50%

    146.50%

    189.00%

    180.50%

    ₹ 1,50,000-1,99,999

    154.00%

    147.00%

    189.50%

    181.00%

    ₹ 2,00,000-4,99,999

    155.25%

    148.25%

    191.25%

    183.00%

    ₹ 5,00,000 & above

    156.25%

    149.25%

    192.75%

    184.25%

     

    Annualized Premium1 Band for Limited Pay – 10 years

    Policy Term-12

    Policy Term-15

    Entry Age <=45 Years

    Entry Age >45 Years

    Entry Age <=45 Years

    Entry Age >45 Years

    ₹ 75,000- 1,49,999

    143.50%

    138.00%

    177.00%

    170.25%

    ₹ 1,50,000-1,99,999

    144.00%

    138.50%

    177.50%

    170.75%

    ₹ 2,00,000-4,99,999

    145.25%

    139.75%

    179.00%

    172.50%

    ₹ 5,00,000 & above

    146.25%

    140.50%

    180.50%

    173.75%

  • Income Variant: Maturity benefit is received as a lump sum at the end of the chosen policy term. Maturity Benefit will be equal to 100% of the total premiums paid2 during the premium payment term.

  • Disclaimer:

    1. Annualized Premium shall be the premium amount payable in a year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums (if any). The applicable taxes, if any, will be collected from the policyholder separately as over and above such premium.

    2. Total Premiums Paid means total of all the premiums received, excluding any extra premium, any rider premium and taxes..

Calculate Premium

Check Eligibility Criteria

ELIGIBILITY CRITERIA

Premium Paying Term (PPT) Single Pay, Limited Pay - 6 years, 8 years, 10 years
Policy Term

 

 Lump Sum Variant Income Variant (Only applicable for Limited pay)
12 & 15 years 6 Pay - 37 years
8 Pay - 39 years
10 Pay - 41 years

Minimum Age at Entry (As on last birthday)

Single Pay
Lump Sum - 12 years
PT: 6 Years
Lump Sum - 15 years
PT: 3 Years		 NA
Limited Pay
3 years (15 year Policy Term)
6 years (12 year Policy Term)		 6 Pay - 11 years
8 Pay - 9 years
10 Pay - 7 years
Maximum Age at Entry (As on last birthday) 60 years
Minimum Age at Maturity (As on last birthday) 18 years 48 years

Maximum Age at Maturity (As on last birthday)

Limited Pay
75 years 6 Pay - 97 years
8 Pay - 99 years
10 Pay - 101 years
Single Pay
75 Years NA
Minimum Premium2
1,50,000 ( Single Pay)
75,000 (Annual)
60,000 (Half-Yearly)
10,000 (Monthly)
 
Maximum Premium2 No Limit subject to board approved underwriting policy
Premium Payment Mode Annual, Half yearly, Monthly1, Single
Income Payout Mode Annual

1. For monthly premium payment mode, 3 monthly premiums are collected in advance on the date of commencement of the policy.
2. Premium will vary depending upon the Option chosen.

Customise your cover with these riders

Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
  • icon

    HDFC Life Income Benefit on Accidental Disability Rider

    UIN: 101B013V03

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

    DOWNLOAD
  • icon

    HDFC Life Critical Illness Plus Rider

    UIN: 101B014V02

    We pay a lump sum amount equal to Rider Sum Assured upfront if diagnosed with of any of the specified critical illnesses.

    DOWNLOAD
  • icon

    HDFC Life Protect Plus Rider

    UIN: 101B016V01

    Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

    DOWNLOAD
VIEW MORE

Disclaimer

1. This applies to Income Variant, whereby guaranteed income is paid on survival of Life Assured during the policy term, provided all due premiums are paid during the premium payment term.

2. ROP – Return of Premiums. This applies to Income variant, whereby all base premiums are returned to policyholder on survival of Life Assured at maturity, provided all due premiums are paid during the premium payment term.

ARN: PP/04/23/1714