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HDFC Life
Saral Jeevan
UIN: 101N160V05
Ek Chota Kadam, Ek Sunahre Kal Ke Liye
Life insurance cover during full policy term
Choice to take Maturity benefit in Lump Sum or as regular income
Guaranteed Returns1
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Why HDFC Life Saral Jeevan is just right for you?
An Individual Non-Linked Non-Participating Savings Life Insurance Plan
If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.
Life insurance cover during full policy term
Choice to take Maturity benefit in Lump Sum or as regular income
Guaranteed Returns1
If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.
Life insurance cover during full policy term
Choice to take maturity benefit in lump sum or as regular income
Guaranteed Returns1
1. Guaranteed Benefit is paid on survival at maturity provided all due Premium(s) are paid during the premium payment term
1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term
Your Plan. Your Benefits
View the benefits available for you
- Life Insurance Cover during full policy term
- Maturity Benefit
- Tax Benefits
Life Insurance Cover during full policy term
Life Insurance Cover during full policy term
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This plan ensures that your family is financially protected by paying them Sum Assured on Death upon the demise of the life assured.
Check Eligibility Criteria
ELIGIBILITY CRITERIA
| Premium Payment Term (PPT) | Lump Sum">Lump Sum Variant : 6/7/8/9/10/11/12 years Income Variant : 5/6/7/8/9/10/11 years |
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Policy Term |
Lump sum Variant | Income Variant |
6 PPT: 12 years |
5 PPT: 5 years | |
| 6 PPT: 6 years | ||
| 7 PPT: 7 years | ||
7 to 12 PPT: 12 to 20 years |
8 PPT: 8 years | |
| 9 PPT: 9 years | ||
| 10 PPT:10 years | ||
| 11 PPT: 11 years | ||
| Minimum Age at Entry (as on last birthday) | 0 years (30 Days)* | |
| Maximum Age at Entry (as on last birthday) | 65 years | |
| Min. Maturity Age | 18 years | |
| Max. Maturity Age | 85 years | |
| Premium Payment Mode | Annual, Half Yearly, Monthly# | |
Min. Premium |
PPT | Min. Premium |
5,6 yrs |
20,000 (Annual) | |
| 12,000 (Half Yearly) | ||
| 2,000 (Monthly) | ||
7,8,9 yrs |
15,000 (Annual) | |
| 9,000 (Half Yearly) | ||
| 1,500(Monthly) | ||
10,11,12 yrs |
10,000 (Annual) | |
| 6,000 (Half Yearly) | ||
| 1,000 (Monthly) | ||
| Maximum Premium | No Limit (subject to Board approved Underwriting">Underwriting policy) | |
| Income Payout Mode | Annual, Monthly | |
* The entry age and the Policy Term selected shall be such that the maturity age limits are met. For example, the minimum entry age shall be 7 years for the 11 years policy term, 6 years for the 12 year policy term and so on.
# For monthly premium payment mode, 3 monthly Premium(s) are collected in advance on the date of commencement of the policy
Customise your cover with these riders
Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
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HDFC Life Income Benefit on Accidental Disability Rider- Non Linked
UIN: 101B041V01
Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an Accident.
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HDFC Life Protect Plus Rider – Non Linked
UIN: 101B040V01
Get protected with a proportion of Rider Sum Assured in case of Accidental Death or partial/total disability due to Accident or diagnosed with Cancer.
DOWNLOAD
Get to know Savings plans better!
Tune in to this video to know about our Savings Plans.
1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term
ARN: PP/09/24/15938
