Why HDFC Life Saral Jeevan is just right for you?
Non-Linked Non-Participating Individual Life cum Savings Insurance Plan
If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.
Life insurance cover during full policy term
Choice to take maturity benefit in lump sum or as regular income
Guaranteed Returns1
If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.
Life insurance cover during full policy term
Choice to take maturity benefit in lump sum or as regular income
Guaranteed Returns1
1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term
1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term
Your Plan. Your Benefits
View the benefits available for you
- Life Insurance Cover during full policy term
- Maturity Benefit
- Tax Benefits
Life Insurance Cover during full policy term
Life Insurance Cover during full policy term
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This plan ensures that your family is financially protected by paying them Sum Assured on Death upon the demise of the life assured.
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Premium Payment Term (PPT) | Lump Sum Variant : 6/7/8/9/10/11/12 years Income Variant : 5/6/7/8/9/10/11 years |
|
Policy Term |
Lump sum Variant | Income Variant |
6 PPT: 12 years |
5 PPT: 5 years | |
6 PPT: 6 years | ||
7 PPT: 7 years | ||
7 to 12 PPT: 12 to 20 years |
8 PPT: 8 years | |
9 PPT: 9 years | ||
10 PPT:10 years | ||
11 PPT: 11 years | ||
Minimum Age at Entry (as on last birthday) | 0 years (30 Days)* | |
Maximum Age at Entry (as on last birthday) | 65 years | |
Min. Maturity Age | 18 years | |
Max. Maturity Age | 85 years | |
Premium Payment Mode | Annual, Half Yearly, Monthly# | |
Min. Premium |
PPT | Min. Premium |
5,6 yrs |
20,000 (Annual) | |
12,000 (Half Yearly) | ||
2,000 (Monthly) | ||
7,8,9 yrs |
15,000 (Annual) | |
9,000 (Half Yearly) | ||
1,500(Monthly) | ||
10,11,12 yrs |
10,000 (Annual) | |
6,000 (Half Yearly) | ||
1,000 (Monthly) | ||
Maximum Premium | No Limit (subject to Board approved Underwriting policy) | |
Income Payout Mode | Annual, Monthly |
* The entry age and the policy term selected shall be such that the maturity age limits are met. For example, the minimum entry age shall be 7 years for the 11 years policy term, 6 years for the 12 year policy term and so on.
# For monthly premium payment mode, 3 monthly premiums are collected in advance on the date of commencement of the policy
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1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term
ARN: PP/06/24/12586