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Why HDFC Life Saral Jeevan is just right for you?

 Non-Linked Non-Participating Individual Life cum Savings Insurance Plan

Why HDFC Life Saral Jeevan is just right for you?
  • If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.

  • Life insurance cover during full policy term

  • Choice to take maturity benefit in lump sum or as regular income

  • Guaranteed Returns1

  • If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.

  • Life insurance cover during full policy term

  • Choice to take maturity benefit in lump sum or as regular income

  • Guaranteed Returns1

Why HDFC Life Saral Jeevan is just right for you?

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

Your Plan. Your Benefits

View the benefits available for you

  • Life Insurance Cover during full policy term
  • Maturity Benefit
  • Tax Benefits

Life Insurance Cover during full policy term

Check Eligibility Criteria

ELIGIBILITY CRITERIA

Premium Payment Term (PPT)
Lump Sum Variant : 
6/7/8/9/10/11/12 years

Income Variant : 5/6/7/8/9/10/11 years
 

Policy Term

Lump sum Variant Income Variant

6 PPT: 12 years

5 PPT: 5 years
6 PPT: 6 years
7 PPT: 7 years

7 to 12 PPT: 12 to 20 years

8 PPT: 8 years
9 PPT: 9 years
10 PPT:10 years
11 PPT: 11 years
Minimum Age at Entry (as on last birthday) 0 years (30 Days)*
Maximum Age at Entry (as on last birthday) 65 years
Min. Maturity Age 18 years
Max. Maturity Age 85 years
Premium Payment Mode Annual, Half Yearly, Monthly#

Min. Premium

PPT Min. Premium

5,6 yrs

20,000 (Annual)
12,000 (Half Yearly)
2,000 (Monthly)

7,8,9 yrs

15,000 (Annual)
9,000 (Half Yearly)
1,500(Monthly)

10,11,12 yrs

10,000 (Annual)
6,000 (Half Yearly)
1,000 (Monthly)
Maximum Premium No Limit (subject to Board approved Underwriting policy)
Income Payout Mode Annual, Monthly

* The entry age and the policy term selected shall be such that the maturity age limits are met. For example, the minimum entry age shall be 7 years for the 11 years policy term, 6 years for the 12 year policy term and so on.

# For monthly premium payment mode, 3 monthly premiums are collected in advance on the date of commencement of the policy

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1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

ARN: PP/06/24/12586