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Why HDFC Life Saral Jeevan is just right for you?

 Non-Linked Non-Participating Individual Life cum Savings Insurance Plan

  • If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your long term goals, along with the benefit of life insurance cover, then this plan is suitable for you.

  • Life insurance cover during full policy term

  • Choice to take maturity benefit in lump sum or as regular income

  • Guaranteed Returns1

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your long term goals, along with the benefit of life insurance cover, then this plan is suitable for you.

  • Life insurance cover during full policy term

  • Choice to take maturity benefit in lump sum or as regular income

  • Guaranteed Returns1

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

Your Plan. Your Benefits

View the benefits available for you

  • Life Insurance Cover during full policy term
  • Maturity Benefit
  • Tax Benefits

Life Insurance Cover during full policy term

Check Eligibility Criteria

ELIGIBILITY CRITERIA

 

Premium Payment Term (PPT) 6/8/10 years
Policy Term Lump sum Variant Income Variant
6 PPT: 12 years 6 PPT: 6 years
8 PPT: 12/16 years 8 PPT: 8 years
10 PPT: 15/20 years 10 PPT:10 years
Minimum Age at Entry (as on last birthday) 8 years for 10 PPT
10 years for 8 PPT
12 years for 6 PPT
Maximum Maturity Age 65 years
Maximum Age at Entry (as on last birthday) 50 years
Premium Payment Mode Annual,Half Yearly, Monthly1
Income Payout Mode Annual, Monthly
Premium PPT Minimum Maximum
6 years ₹20,000 (Annual)

₹12,000 (Half Yearly)

₹2,000 (Monthly)

₹95,000 (subject to Board approved underwriting policy)
8 years ₹15,000 (Annual)

₹9,000 (Half Yearly)

₹1,500 (Monthly)

10 years ₹10,000 (Annual)

₹6,000 (Half Yearly)

₹1,000 (Monthly)
 

1. For monthly premium payment mode, 3 monthly premiums are collected in advance on the date of commencement of the policy.

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

ARN: EU/07/22/28261