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For Online Policy Purchase
(New and Ongoing Applications)
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Call (All Days & Toll free)
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Call (For NRI customers, All Days, Local charges apply)
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Email
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Locate a branch
For Existing Customers
(Issued Policy)
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Call (Mon to Sat, from 10 am to 7 pm, Local charges apply)
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Call (Mon to Sat, from 10 am to 7 pm, STD charges apply)
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Email
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Fund Performance Check
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Call (Missed Call)
What do you want to do?
Why HDFC Life Saral Jeevan is just right for you?
Non-Linked Non-Participating Individual Life cum Savings Insurance Plan
If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.
Life insurance cover during full policy term
Choice to take maturity benefit in lump sum or as regular income
Guaranteed Returns1
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If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.
Life insurance cover during full policy term
Choice to take maturity benefit in lump sum or as regular income
Guaranteed Returns1
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- Lorem ipsum dolor sit amet, consectetur adipiscing elit
1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term
1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term
Your Plan. Your Benefits
View the benefits available for you
- Life Insurance Cover during full policy term
- Maturity Benefit
- Tax Benefits
Life Insurance Cover during full policy term
Life Insurance Cover during full policy term
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This plan ensures that your family is financially protected by paying them Sum Assured on Death upon the demise of the life assured.
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Premium Payment Term (PPT) |
5/6/7/8/9/10/11 years |
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Policy Term |
Lump sum Variant |
Income Variant |
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5 PPT: 5 years |
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6 PPT: 12 years |
6 PPT: 6 years |
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7 PPT: 7 years |
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8 PPT: 12/16 years |
8 PPT: 8 years |
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9 PPT: 9 years |
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10 PPT: 15/20 years |
10 PPT:10 years |
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11 PPT: 11 years |
Minimum Age at Entry (as on last birthday) |
30 Days1 |
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Min. Maturity Age |
18 years |
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Max. Maturity Age |
85 years |
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Maximum Age at Entry (as on last birthday) |
65years |
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Premium Payment Mode |
Annual,Half Yearly, Monthly # |
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Min. Premium |
PPT |
Min. Premium |
5,6 yrs |
20,000 (Annual) |
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12,000 (Half Yearly) |
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2,000 (Monthly) |
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7,8,9 yrs |
15,000 (Annual) |
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9,000 (Half Yearly) |
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1,500(Monthly) |
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10,11 yrs |
10,000 (Annual) |
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6,000 (Half Yearly) |
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1,000 (Monthly) |
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Maximum Premium |
No Limit (subject to Board approved underwriting policy) |
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Income Payout Mode |
Annual, Monthly |
# For monthly premium payment mode, 3 monthly Premium(s) are collected in advance on the date of commencement of the policy.
For non POS Variant.
1. Risk cover starts from date of commencement of policy for all lives including minors. In case of a Minor life, the policy will vest on the Life Assured on attainment of age 18 years.
All ages mentioned above are age last birthday.
The minimum premium amounts are exclusive of taxes and other statutory levies as applicable.
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term
ARN: PP/01/23/31661