Increasing air pollution underlines for health insurance

The most basic requirement of life is oxygen and today, in leading cities across the globe and in India, the quality of air has become so poor that at times it becomes practically impossible to breathe. This has had a debilitating effect on our health directly and with each passing day, things are becoming more and more adverse. In a country like India, which is striding fast towards becoming a developed nation, the consumption of resources due to the bulk of human activity has been immense. The ongoing developmental projects, infrastructure building and vehicular traffic have severely impacted the quality of air that we breathe creating further health related issues.

This also means an increased expenditure on healthcare insurance. It is very well known that we take out health insurance policies to safeguard our hard earned finances in times of health-related contingencies. So what, in essence, is the correlation between the rising air pollution levels and health insurance? It is not difficult to understand, actually when we observe the growing trends in India. Diseases that occur as results of air pollution sometimes require hospitalization for treatment. Now, compare this with the parallel growing financial awareness among the general masses in India and the need of securing the financial resources that is felt by everyone. A large number of people in Indian cities stake claims for coverage against the incurred treatment expenses for diseases caused by air pollution.

Diseases and disorders that are caused by air pollution affect our bodies in many ways. Sometimes, they manifest in the form of a mild to severe difficulty in breathing, wheezing, chest pains etc. and a normal OPD visit can treat the condition effectively. However, at times, the diseases may be too critical and may require intensive treatment therapies or even prolonged hospitalization. In such cases, apart from the physical and emotional anguish, the patient's family has to bear the burden of costly treatments. Even after treatment, a patient may require medical care for complete recuperation and the finances of the family suffer terribly, so much so that the expenses for important goals like wedding or child's education have to be spent on treatment. Therefore, it is very essential to have a critical illness health insurance plan in place to protect the family's finances.

HDFC Life offers several health insurance plans for covering your finances and the happiness of your loved ones in the event of any health related emergency. For details, click on the mentioned link: https://www.hdfclife.com/health-insurance-plans.