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- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
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Has LTCG Worked in the Favor of ULIP Plans?
Unlike mutual funds, where all the costs are packed in one total expense ratio (TER) - which is levied evenly over the years and is reflected in the net asset value (NAV) - costs in Ulips are front-loaded and come under different costs heads. Its premium allocation charge is a straight deduction from the premium you pay. The remaining money is invested and the other costs are deducted from this. Fund management charge, which is capped at 1.35% of the fund value, is reflected in the net asset value (NAV); but mortality costs and policy administration costs are deducted typically by cancelling the units.
HDFC LIFE offers you ULIPS for investment. Visit the website today to choose the right plan today.
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