Heart Attacks and Risk Factors
The diagnosis and the subsequent treatment of heart disorders is a costly affair. Although due to the outreach by the concerned agencies in the bygone decades, availability of treatment has vastly improved and many breakthroughs have been made, yet, the whole process of treatment is very costly. There have been cases when the patients family has had to put its entire future at stake for bearing the treatment and recovery costs. Although taking out a basic health insurance plan is one of the basic requirements for a general financial coverage, yet it simply does not suffice or even basically cover the heart related mishaps. Therefore, taking out a specific heart health related insurance plan becomes mandatory.
The incidence of heart attacks in India is already high and so, the related requirement for a beneficial cover is very important. A general health insurance cover does not offer the required protection that can offer a complete coverage in case of a heart-related emergency. It is very important therefore, that the specific protection plan is chosen for such instances. The best option is to choose a heart-specific plan in addition to a general health cover, as this allows for targeted benefit coverage in case of any related occurrence. The benefits of heart-specific plans are numerous.
These plans offer lump sum benefit at the time of diagnosis. The occurrence of a heart attack severely impacts the general activities of the patient, confining them to beds and restricting any economically productive functioning. This not just puts a heavy financial burden on the patients and their families, but also forces lifestyle changes and added costs after recovery, as the recuperation and resting times are long and extensive. A lump sum benefit in such times ensures that the financial resources are cushioned from the risks and the coverage for the entire period of treatment, including hospitalization, surgery (if required) and post-surgical recuperation. This covers all the extra expenses for medication, consultation etc. and allows your primary savings to remain intact.
HDFC Life offers HDFC Life Cardiac Care an extensively beneficial heart-specific plan that aims at providing financial protection in case of diagnosis of a heart-related disorder. This plan ensures that you receive total coverage in case of any heart related condition and offers lump sum benefits irrespective of the actual costs incurred for diagnosis or related procedures. For further details, click on the mentioned link: https://www.hdfclife.com/health-insurance-plans/cardiac-care.
Income Tax Slab 2021-22
February 17, 2020
Income Tax Return Guide - Details You Should Know
November 07, 2016
Best Tax Saving Investment Options in 2022 (FY 2022-2023)
November 08, 2016
Subscribe to get the latest articles directly in your inbox
14 Best Investment Options In India
October 30, 2018
Short Term Investments: Top 11 Short Term Investment Options For 2022
November 08, 2016
Insurance vs Investment - Did You Get the Right Financial Plan?
November 05, 2018
Popular & Recent Articles
How to Plan for Retirement as Per your Age
"The thumb rule for retirement planning is - the earlier you start, the more you save. However, with age, your priorities change too. So, you need to factor in the cost of living in the present vis- a -vis future."
HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: [email protected], Tel No: 1800-266-9777 (10 am to 7 pm). The name/letters “HDFC” in the name/logo of the company belongs to Housing Development Finance Corporation Limited (“HDFC Limited”) and is used by HDFC Life under an agreement entered into with HDFC Limited.
For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.
|BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS
- term insurance plan
- savings plan
- ulip plan
- retirement plans
- health plans
- child insurance plans
- group insurance plans
- long term savings plan
- fixed maturity plan
- monthly income advantage plan
- income tax calculator
- pension calculator
- bmi calculator
- compound interest calculator
- term insurance calculator
- income tax
- tax saving investment options
- best investment plans
- benefits of term insurance calculator
- what is term insurance
- why to invest in life insurance
- tax planning for salaried employees
- how to choose best child insurance plan
- tips for buying retirement plan
- 1 crore term insurance
- importance of saving
- short term saving plans
- types of investment in india
- investment declaration