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Insurance Needs of Individuals Nearing Retirement

November 04, 2016
Your children are most probably independent and well settled by now. At this stage, your income is at its peak. You have substantial funds at your disposal to set aside for your retirement.

Your Health Insurance Plan Needs

  • Retirement Planning

    Your goal at this stage is to plan for your retirement. It is important to understand your true net worth and how you wish to spend your retired years. This is because even if you have not yet focused on retirement, investing wisely in the next 10-12 years can help significantly.

  • Investments

    At this age you might also have substantial savings which can be invested for stable growth. You should consider investing in tax efficient instruments.

  • Regular income post retirement

    You should focus on investing in those products that provide capital preservation and generate regular income to meet your post-retirement needs.

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.