Insurance Basics

Insurance Needs of Individuals Nearing Retirement

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Your children are most probably independent and well settled by now. At this stage, your income is at its peak. You have substantial funds at your disposal to set aside for your retirement.

Your Health  Insurance Plan Needs

  • Retirement Planning:

    Your goal at this stage is to plan for your retirement. It is important to understand your true net worth and how you wish to spend your retired years. This is because even if you have not yet focused on retirement, investing wisely in the next 10-12 years can help significantly.

  • Investments

    At this age you might also have substantial savings which can be invested for stable growth. You should consider investing in tax efficient instruments.

  • Regular income post retirement

    You should focus on investing in those products that provide capital preservation and generate regular income to meet your post-retirement needs.


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