In Unit Linked policies, the investment risk in the investment portfolio is borne by the policyholder.

How to save your money?
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Most individuals underestimate the importance of regular and steady income until they run headlong into a crisis, such as an accident, an illness, a job loss or just plain retirement. It’s only then that the importance of preserving one’s earnings gets the attention it deserves.​

To be sure, safeguarding one’s earnings needs to be high on one’s priority list. All it takes is one disaster to wipe away a considerable portion of one’s hard earned money. This is why one needs to prepare for untimely events to safeguard the finances of the family.

  • Take insurance to cover contingencies

To insulate your earnings from unforeseen events and contingencies, consider alife insurance plan that includes protection against accidents, illness and death. There are several protection plans and savings and investment plans, both in the traditional and market-linked segments, which achieve this effectively.

  • Rein in inflation

    Disasters apart, inflation is the single most underrated destroyer of financial value – a silent killer of sorts. Investors must take deliberate action to counter the eroding effects of inflation by opting for a savings and investment plan that has a fair share of assets like equities that counter inflation effectively.

  • Plan for retirement

    Planning for retirement by way of pension plans, among other avenues, provides income protection in the later years. Younger individuals who opt for pension get in the habit of setting aside income in their earning years and thereby preserve their income from erosion and wasteful expenditure.


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