• Webpages
  • Documents
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment

To Buy Online


Branch Locator

For Existing Customers


Fund Performance Check

Retirement and Pension Plans - Definitely Fulfil your Retirement Goals - HDFC Life

September 26, 2018 1509
It doesn’t matter if you’ve just started your first job, or if you’re a professional with 20 years of experience under your belt. When you start earning money to support yourself and your family, there’s no denying the fact that you have given up on a few of your hopes and dreams. Perhaps you wanted to be an actor, but didn’t have the time to go for auditions. Or, you might have been India’s next Masterchef, but you could not find enough spare time to truly hone your cooking skills the way you would have liked to. No matter what dreams you’ve left behind, it’s important to remember that once you retire, you will have the chance to reinvent yourself and do a few things that you might never have done before.

Don’t believe us? Let’s take a look at just some of the things you can choose to do once you retire:

  1. Travel:

After years of getting less than 30 days of leave per year, you have the rest of your life to explore the world from end-to-end. You can choose to do a few solo journeys, or travel with your spouse. Enjoy an Alaskan cruise near the North Pole, or relish the luxury of Palace on Wheels in India. With time on your side, you can choose to go whenever you want, without having to worry about getting back to work within 21 days!

  1. Pick Up a New Skill

From learning how to play the guitar like a pro, to finding your way around the kitchen with the help of a pro chef, your retirement years are a great time to pick up a new skill. You now have the time to go for classes, and pick up a skill you’ve wanted to learn ever since your youth.

  1. Embrace Your Hobby

While more and more people today are lucky enough to choose a career that they love, several individuals are forced to give up their hobbies to work and support their families. Now that you’ve retired, it’s time to pick up your hobby again. If you love to write, you could create a blog for yourself, or, if you’ve always been great at carpentry, you could make little pieces of furniture and sell them to make a little extra money.

  1. Help Out

Your golden years are a great time to give back to the community you come from. You could choose to cook and distribute food to needy people around you, or you could use the skills you’ve learnt over your long career and help train those who are less fortunate and do not have access to great education or vocational institutions. It may involve some amount of hard work, but the satisfaction is more than worth it.

No matter what you choose to do during your retirement, you will need to make sure that you have the means to enjoy your golden years. This will require prudent financial planning on your part from the moment you join the work force, right until the time you’re ready to kick back and relax. The nest egg you build for yourself and your spouse should be able to cover not just your everyday expenses, but should also give you the freedom to see the world, fulfil childhood dreams, and perhaps even leave a legacy in your immediate community.

To be able to do all this and more, you can invest in a pension plan right from the moment you sign your first contract. By putting away a small amount of money every year that you’re working, you will ensure that you have the freedom and liberty to do as you please in your 50s and 60s. With a few wise investments, you can even retire earlier than others, and make the most of your free time. If you haven’t started your retirement planning yet, click here to find a plan that suits your needs.

Show Full Article
Hide Full Article
Retirement Goals You Should Definitely Fulfil

HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.

Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: [email protected], Tel No: 1800-266-9777 (10 am to 7 pm). The name/letters “HDFC” in the name/logo of the company belongs to Housing Development Finance Corporation Limited (“HDFC Limited”) and is used by HDFC Life under an agreement entered into with HDFC Limited.

For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS
  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.