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RESUME APPLICATION PAY PREMIUM

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Smart Financial Planning for Marriage

If you plan to get married anytime soon, its time for you to start paying attention to your financial conditions and savings. Marriage definitely brings a lot of responsibilities and instead of worrying only about your expenditures; you will now take joint decisions and have joint expenses.

Benchmark beating returns of 19.88%**

With investment plans from HDFC Life you can opt for guaranteed¹ returns as per your financial goals -

Life coverage is available

Market Linked Returns

Save tax up to Rs.46,800/-¹⁸

Multiple fund options

Check Returns

Get Market Linked ReturnsHDFC Life Sampoorn Nivesh Plus

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Planning to Get Married? Here's How You Should Prepare Yourself Financially

March 30, 2026

Below steps will help you with the preparing yourself financially for your wedding:

Plan a Wedding budget-
Keep a budget in mind and plan things around it. If you want to have a big wedding, you will have to allocate funds accordingly. Assess your needs based on food, wedding guests invited, and jewellery to be purchased etc. If your funds are falling short, maybe you can take a small personal loan or use your credit card. Be mindful, this expenditure is a onetime expense, with no financial return on the expenditure, so spend accordingly.
Do early bookings-
Make your venue booking in advance to steer clear of the last minute demand and supply gap and end up paying more. Book your travel plans, flight, hotels etc to avoid surge pricing.
Prepare funds for your Life upgrade-
Marriage brings with it upgrades that are important for our financial and stats growth and some of them are absolutely necessary as well. You may be living in a one bedroom house but will have to upgrade once you have kids. Similarly, you will have to buy a car instead of travelling on bike once your family expands. Make provisions for these expenses by preparing a corpus. In addition, you would have to invest in insurance plans to secure their future.
Make saving a habit-
Cut down on unnecessary expenses like shopping, eating out too often etc. Eat in more, avoid spending on too many gadgets and unnecessary expenditures on clothes. Small changes like these will lead to bigger results.

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99.68% Claim Settlement Ratio

For FY 2024-2025

~5 Cr. Number Of Lives Insured

For FY 2024-2025

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99.68% Claim Settlement Ratio

For FY 2024-2025

~5 Cr. Number Of Lives Insured

For FY 2024-2025

Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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HDFC Life

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HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER

We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.

Disclaimer

1. Provided all due premiums have been paid and the policy is in force.

18. Save 46,800 on taxes if the insurance premium amount is Rs.1.5 lakh per annum and you are a Regular Individual, Fall under 30% income tax slab having taxable income less than Rs. 50 lakh and Opt for Old tax regime.

** The returns mentioned is the 5-year benchmark return percentage of Nifty 500 Multifactor MQVLv 50 Index data as of August 29, 2025, and is not indicative returns of Top 500 Multifactor 50 Fund (ULIF08219/09/25TopMF500Fd101).