- Webpages
- Documents
- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
To Buy Online
-
![Contact Image]()
Call (All Days, from 9 am to 9 pm, Toll free)
-
![Contact Image]()
Request call back (Missed Call)
-
![Contact Image]()
Call (For NRI customers, All Days, Local charges apply)
-
![Contact Image]()
Email
-
![Contact Image]()
SMS
Branch Locator
-
![Contact Image]()
Locate a branch
For Existing Customers
-
![Contact Image]()
Whatsapp
-
![Contact Image]()
Call (Mon to Sat, from 10 am to 7 pm, Local charges apply)
-
![Contact Image]()
Call (Mon to Sat, from 10 am to 7 pm, STD charges apply)
-
![Contact Image]()
Email
-
![Contact Image]()
NRI-Email
Fund Performance Check
-
![Contact Image]()
Call (Missed Call)
What do you want to do?
To Buy Online
Branch Locator
For Existing Customers
Fund Performance Check
Certain conservative funds invest only in fixed income securities, while some variants invest in both categories – fixed income and equities.
A conservative fund option usually has investments in debt instruments and / or equities that fit a certain specification like a steady track record of dividends or large market capitalizations. Conservative funds are launched by unit-linked insurance plans / ULIPs, mutual funds and other investment firms.
Conservative funds can fall in one of two categories. They invest in:
a. fixed income securities like bonds, government securities, money market instruments
b. stocks / shares of companies that are blue chips with consistent track of dividends, large market capitalizations or such criteria
c. smaller companies or small caps
How Does a Conservative Fund Work?
The investment strategy is guided by the principle of capital preservation with enough risk-taking investments to generate adequate growth without endangering the overall fund.
While a conservative investment strategy can have many definitions, it primarily aims at beating inflation with additional growth. In other words, it looks at providing positive inflation-adjusted returns.
The investment guidelines vary across ULIPs / mutual funds and investors are informed of this through product literature / company websites.
Who Is It Ideal For?
For an investor with low risk appetite and long-term goals like saving for child’s education, retirement planning or child’s marriage, conservative funds are an option either on a standalone basis or in combination with other conservative investment options.
Related Articles
- Compare Life Insurance Policies
- Best Long Term Investment Options
- Best Short Term Investment Options
- HDFC Life Opportunity Fund
- HDFC SL Crest Opportunity Fund
Related Insurance Definitions:
Products Offered by HDFC Life:
Tax Articles
Subscribe to get the latest articles directly in your inbox
Life & Term Articles
Investment Articles
Calculators
Popular & Recent Articles
HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: [email protected], Tel No: 1800-266-9777 (10 am to 7 pm). The name/letters “HDFC” in the name/logo of the company belongs to Housing Development Finance Corporation Limited (“HDFC Limited”) and is used by HDFC Life under an agreement entered into with HDFC Limited.
For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS
|