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Difficult Questions on the Mind of a Young Professional

March 08, 2017
By the time you're in your mid-twenties or early thirties, you've spent some time juggling both professional and domestic responsibilities. If you aren't already in a relationship, you're most likely thinking about dating and marriage. Purchases like buying a vehicle are now fully within your capacity. Your monetary dependence on your parents is lesser than that as when you were younger, and you're venturing out into the world on your own. Here are the answers to some common questions that might be your current preoccupations.

Q1. What is the right career choice for me?

The question of am I on the right career path confronts and troubles many people. So know that you're not alone. It's important to remember that your work is what you do and should reflect a part of who you are. In this day and age, careers are not determined by having to drag yourself up the professional ladder. Your passions will determine your dream job and that will be the right career choice for you. Whatever stream of employment you've chosen, remembering to regularly contribute to a retirement corpus is provident. This pension will kick start your finances when you make the decision to retire someday.

Q2. How do I polish my entrepreneurial skills?

Entrepreneurship is about building something new and taking risks. To polish your entrepreneurial skills, create a range of experiences and experiment. Use your imagination to drive you. Connect the dots, but think outside the box. Consider compelling ideas and suitable ways to capitalise on those. Most importantly, learn from your failures. If you've new ideas and fanciful but structured methods of acting on the ideas, you can certainly become an entrepreneur. Anything is possible if you just believe. Entrepreneurship is about resourcefulness and creativity.

Q3. What are some stress management strategies?

Life might sometimes feel like a sprint, but we need to remember that life is more like a marathon. It's important to pace yourself so you can reach the finish line. Spirituality is a good tool as a stress management strategy. Practice meditation and yoga a few times a week, and experience the calming and renewing results first hand. Think of insurance as a tool to alleviate stress. An insurance plan is a dependable companion to securing your monetary present as well as future.

Q4. What do I need to face the ups and downs of life?

The treadmill of life compels us into a rat race. There might be many twists and turns thrown your way. It is important to foster resilience. Find positivity within yourself. Cultivate passions outside of work. These diversions will help you face the ups and downs of life. Choosing insurance will also keep you prepared for any curveball life throws you.

Q5. Family or career? What's the right choice?

These days you can have both. But there's a fine balance that's to be found with family and career. When you work hard to make sure your family is taken care of, why not take that extra small step and make sure your family is insured as well. This way, if anything untoward were to happen to you, family would be cared for financially.

Picking an insurance plan is now simple with all the online and offline resources available to you. HDFC Life offers a number of prudent insurance options. Weigh out your selections before you choose an insurance plan, but remember to be insured and stay insured, so you can live life without a hassle!

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.