Multiple benefit options of HDFC Life Sanchay Plus

HDFC Life offers HDFC Life Sanchay Plus “ a non participating, non- linked plan that offers a credible savings component together with the insurance coverage for your total benefit. With HDFC Life Sanchay Plus, you get to accumulate sufficient fund-reserves for meeting your financial goals and future aspirations. HDFC Life Sanchay Plus comes with multiple benefit options. Key features of this plan include the following:

1. Assured benefits
2. Tax benefits under Sections 80C and 10D of Income Tax Act, 1961
3. You get to choose guaranteed benefits as lump-sum benefit or as regular income
4. With Life Long Income option, you get to enjoy the benefits of regular income until 99 years of age.
5. With Long Term Income option, you get to enjoy the benefits of regular income from a pre-fixed term that ranges from 25 to 30 years.
6. There are additional riders that can be availed at the cost of increased premium.

You get to choose from the following options:

1. Guaranteed Maturity option:

   Under this option, the guaranteed maturity benefits are payable at the maturity of the policy term in the form of a lump-sum payment. Sum assured (i.e. the death benefit) is the highest of 105% of the total premium paid, 10 times the annualized premium, guaranteed sum assured (on maturity) or an absolute sum to be paid in the event of the policy holder's demise.

2. Guaranteed Income option:

   This option entitles the policy holder to receive a guaranteed income for a period of 10 to 12 years after maturity of the plan. Sum assured (i.e. the death benefit) is the highest of 105% of the total premium paid, 10 times the annualized premium, guaranteed sum assured (on maturity) or an absolute sum to be paid in the event of the policy holder's demise.

3. Life Long Income option:

   This option entitles the policy holder to receive regular income until 99 years of age. Sum assured (i.e. the death benefit) is the highest of 105% of the total premium paid, 10 times the annualized premium, guaranteed sum assured (on maturity) or an absolute sum to be paid in the event of the policy holders demise.

4. Long Term Income option:

   This option entitles the policy holder to receive a regular income from a term that ranges from 25 to 30 years, after due payment of all the premiums.

• Stay financially secure at all times with HDFC Life Sanchay Plus
• Tax Benefits of HDFC Life Sanchay Plus

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