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Make Most of Tax breaks on Offer – an Insight for Senior Citizens - HDFC Life

Make it short and simple
With the announcement of tax exemption of up to Rs. 50,000 on short term deposits for taxpayers over the age of 60, the idea has taken a toll and has suddenly become popular among masses. Short term funds have become a lucrative option as they also yield substantially higher returns.
With the fixed amount of money in hand it is important for senior citizens to make such investments which would give them substantial amount of money every month for their monthly expenses. In such a scenario the guaranteed interest rates of these plans make them more attractive as well as reliable.
Beware of healthcare emergencies
Healthcare emergency can drain out the funds of especially senior citizens, so they also need to make investment in health insurances. These health insurance plans would not only offer a backup in case of health emergency but it would also provide an opportunity to maximize Section 80D deductions on health insurance premium.
HDFC Click 2 plans – The best solution
HDFC Click 2 plans offer many beneficial plans such as retirement policy, saving & investments schemes, and health policy that would not only offer you protection in case of emergency but would also offer considerable exemption in tax. These plans provide financial security at an affordable price. The plans here ensure your family always has comprehensive security. It aims at maintaining the family’s standard of living even in one’s absence. Furthermore, it offers cover against the 3 uncertainties - death, disease and disability.
The HDFC Click 2 plans offer tax benefits that are eligible under Section 80CCC of the Income Tax Act, 1961. Here you can get up to 1/3rd of the benefit can be taken as tax-free commuted value, as prescribed under section 10(10A) of the Income Tax Act, 1961. The remaining amount (or full amount) can be used to purchase a life annuity from us at the then prevailing annuity rates. With ample number of options HDFC Click 2 plans are there to help you make right choices when it comes to you hard earned money.
Make Most of Tax breaks on Offer – an Insight for Senior Citizens
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HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: [email protected], Tel No: 1800-266-9777 (10 am to 7 pm). The name/letters “HDFC” in the name/logo of the company belongs to Housing Development Finance Corporation Limited (“HDFC Limited”) and is used by HDFC Life under an agreement entered into with HDFC Limited.
For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.
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