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Life Insurance Success Stories
Insurance can serve as a piggy bank where you can buy a variety of insurance policies to save the money lifelong. Think of it like the fire extinguisher you are required to keep in your home or office—perhaps you may never have to use it, but when an actual need arises, you are so glad it is handy. In the same way, if you have unpredictable expenses such as car repairs or medical bills cropping up,insurance can become a financial life saver.
1 Crore Term Insurance @Rs.19/day***
To delay is to regret
You may not always be around to take care of your family. And that’s when a term plan ensures your family is well protected.
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Return of Premium (ROP) Option^
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17% Online Discount**
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Same Day Claim Processing#
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100% Claims guaranteed15
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0% GST on Premiums#^#
Please wait while we are calculating term insurance premium for 1 crore
:1800-266-9777
How Life Insurance Powered This Family’s Journey Towards Self-reliance?
If you are one of those people who believe that insurance is good only for saving tax, you are far from the truth.
There is no way you can avoid the unexpected tragedies of life, and of these, death is the most unexpected. If your family is financially dependent on you, you need to make sure there is enough financial security for your loved ones even after you are gone. Whether it is paying for household expenses, securing your offspring’s future, or making sure your parent or spouse gets the much-needed financial support to maintain their standard of living, life insurance can help compensate for the inevitable financial consequences when you are no more. Life insurance can also help your loved ones repay any outstanding debts or mortgages you left behind.
You may perhaps believe that you can save enough money to replace your assets, should anything happen to you. However, considering the uncertainties that life is all about, have you ever asked yourself the question: ‘What if something happens to me? Will I be able to provide a financially-secured life for my loved ones?’ The question may, all of a sudden, come as a revelation to most of us, but for Aditya Sharma, a professional from Kanpur, life insurance has always been an integral part of his overall financial plan. He attributes this to his father who, despite being a man with a disciplined approach to saving—he would always advise his children to “save for a rainy day”, understood that insurance was imperative to cover his loved ones from risks.
Aditya reveals how his father opted for a life insurance policy early in his life after calculating the finance the family would need if something were to happen to him, taking into account things like living expenses. He didn’t know it at the time, but making life insurance a part of his family’s financial blueprint would turn out to be the smartest financial decision he would ever make.
Aditya and his brother were of school-going age when their father passed away. How did the family deal with the uncertain times ahead? Aditya admits that they were “afraid that the money would dry up”, but reveals that thankfully, the settlement from his father’s life insurance policy saved the day.
But don’t just take our word for it. Watch this video where Aditya Sharma shares his story about life insurance, and how it made all the difference when his father passed away.
Insurance plans from HDFC Life can help you financially protect your family.
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- How to Choose the Best Life Insurance Policy/Plan - HDFC Life
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Francis Rodrigues
Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.
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Here's all you should know about life insurance.
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We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.
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@As per integrated annual report FY24-25, available on www.hdfclife.com. As of May 2025
#Provided we have received all the relevant and required documents and no further investigation is required. Claim settlement process would be completed within stipulated timelines once the claim request is approved
^ Available under Life & Life Plus plan options
***Online Premium for Life Option for HDFC Life Click 2 Protect Supreme(UIN:101N183V01), Male Life Assured, Non-Smoker, salaried, 20 years of age, Policy term of 25 years, Regular pay, Monthly frequency, inclusive of 15% online discount (applicable only for 1st year premium) & exclusive of taxes and levies as applicable. (Monthly Premium of 573/30=19).
**If a customer is a Salaried individual and has opted for a cover of INR 2 Cr with Limited pay, then the total discounts applicable shall be: 10% +7% = 17% discount on the first year premiums.
~Tax benefits of ₹ 54,600 (₹ 46,800 u/s 80C & ₹ 7,800 u/s 80D) is calculated at highest tax slab rate of 30% on life insurance premium u/s 80C of ₹ 1,50,000 and health premium (Critical illness rider) u/s 80D of ₹ 25,000. Tax benefits are subject to conditions under section 80C, 80D, 10(10D) as per Income Tax Act, 1961. Please consult your tax advisor for more information.
#^# Individual Life Insurance Policies issued on or subsequent to 22nd, September 2025, shall be exempt from GST under the provisions of the Goods and Services Tax, 2017.
15. HDFC Life Click 2 Protect Ultimate(UIN: 101N179V01) A Non-Linked, Non-Participating, Individual, Pure Risk Premium/Savings Life Insurance Plan. The policy must be in force on the date of death, with all premiums fully paid, except for the exclusion clauses mentioned in Part F of the policy document.
