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Benefits of Buying Insurance Online

Benefits of Buying Insurance Online
November 05, 2018

Buying insurance online is fast, efficient and cost effective. Companies have assessed the needs to their clients over the years and have now made insurance available online.

Below are some of the advantages of buying insurance online:

  • Direct Buying

    Customers deal with distributors when buying insurance online. Buying offline, they save the commission that would be paid to the distributor and hence it is cost effective. You eliminate the need of a third party and hence end up saving time and money.

  • Informed deal

    Whenever you decide to buy a plan, you always have an option to compare the plans in terms of benefits offered, coverage, features, claim process, renewal etc. This way one can easily weigh the pros and cons and finally can choose the right insurance plan that meets his/her needs.

  • Access to online reviews

    Customers always leave an online review about their experience with the company. You can have access to these reviews and ensure you have all the details about the product and the company before making a decision.

    Automated services The online platform isn't restricted to sale only, instead, it is a fast and competent servicing channel at the same time. The policyholder can avail the online services like download the policy document or brochure, get prompt insurance quotes online, when the policy lapses, renew it online, pay the annual premium online, track your investments, make claim whenever required etc. You can do this independently and swiftly.

  • Customer Support

    You get access to 24x7 customer support when you buy insurance online. The company has a chat option on their website where you can ask the staff anything. You can get clarity to doubts, or look for the policy options and pretty much have access to any information online.

In conclusion, it makes sense to explore the option of buying insurance online, so that you save time and money and have easy access to more options. It is not cumbersome as offline process, is easier and quicker. All your paper work is also saved in the account online hence eliminating the need for print outs etc. 


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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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