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Who wants to settle? Especially when there are so many new models with the latest features being launched often.
Before you get any ideas, let us make it clear that we are talking about mobile phones.
Michio Kaku, the American futurist and professor of theoretical physics in City College of New York famously quoted that today a single smart phone have more computing power than all of NASA had in 1969 when it put the first man on the moon.
As we constantly upgrade our lives, it naturally calls for owning the latest mobile phone. Applications, Pictures, Videos, Gifs that keep gushing in from the several contacts and Whatsapp groups that we are a part of, make us cry out the universal desire of young people across the world - We Need More Space.
Never settle isn't just a tag line but increasingly the norm as phones with better performing cameras, substantially higher capacity to save data and powerful processors to play the latest games come out each year - and become the preferred phone of the whole generation.
Our mobile phones have become a natural extension of us. They carry our entire world in their tiny metal bodies and make our personal and professional lives so much better. It shouldn't surprise anyone that 4 out of 10 Indians want to change their mobile phone every year. This alone proves what an important part these gadgets play in our lives.
The urge to satisfy our need to buy a new phone every year usually leads to an unbudgeted purchase as it is difficult to predict when we would need a new phone and what would the cost be.
Sometimes this urge becomes stronger. After consistently buying a phone in the range of 10 to 15 thousand rupees every year for the last few years, this time we decide to celebrate that new job with a fat pay hike by buying a phone worth Rs 50,000.
We certainly deserved it didn't we? Even though it seems crazy! However, we end up doing something far crazier. We decide not to own insurance in a market where medical inflation is rising quicker than the data being consumed by one's smart phone. And what can be crazier than this? It would be buying an expensive phone INSTEAD of health insurance! Can you imagine your hospital bills if you are hospitalized due to an accident or major ailment? Maybe the Mediclaim provided by your office can cover it. However, what if you are between jobs? Or worse, you have taken a sabbatical?
The best time to buy your health insurance was yesterday! Buying health insurance when you are young is a really smart thing to do.
Remember an investment in health insurance pays off over your entire life and not just the initial one year of the cover. Here are five reasons to get one early:
Sure, own that high end mobile phone. You certainly deserve it! But you also deserve a fantastic medical cover. So, don't settle for a life without health insurance.
We help you to make informed insurance decisions for a lifetime.