Comparison of Investment Plans

HDFC Life Click 2 Protect 3D Plus

HDFC Life Click2Invest ULIP - Online Unit Linked Insurance Plan

HDFC Life Click 2 Retire

This plan provides financial protection to you and your family at an affordable cost.

This plan offers you market linked returns along with valuable financial protection for your family.

The plan charges only FMC and Investment Guarantee Charge, i.e. there are: 1. No Entry charges (No Premium Allocation charge).

2. No Policy Administration charges.

3. No Exit charges.

Customize your plan with a choice of 9 plan options; namely: 

1. Life Option

2. Extra Life Option

3. Extra Life Income Option

4.Income Replacement Option

5. 3D Life Option

6. Return of Premium Option

7. Life Long Protection Option

8. 3D Life Long Protection Option

9. Income Option

You can choose from among 8 fund options to invest your money in.

Here you can choose either a single pay or premium paying term of 8, 10 or 15 years with policy term of 10 to 35 years (except 11 to 14 years) as per your need to enjoy complete benefits of the regular income post retirement.

Flexibility to choose your policy and premium payment terms

Tax exemption under Sec 80C and Sec 10(10D) of IT Act, 1961.

Limited Pay & Single Pay - Options available in one product.

Life Stage Protection feature offers to increase insurance cover on certain key milestones without medicals.

It is available with limited underwriting norms with a Short Medical Questionnaire (SMQ) if the conditions are met

Lower vesting/maturity age of 45 years.

Special premium rates for female lives.

In case of the Life Assured's unfortunate demise, the nominee will be given the highest of the following: Sum Assured, Fund Value, 105% of the premium(s) paid.

Death benefits to the nominee which will be higher of the fund value of your policy at the time of death or 105% of premiums paid till then.

Attractive premium rates for non-tobacco users.

Investor can move her/ his accumulated funds from one fund to another anytime.

The Click 2 Retire plan offers 1/3 of the benefit as tax-free cash lump sum as per the current tax regulations.