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Key Lessons from Life's Uncertainties
Change is the only constant in life and uncertainty is a natural yet inevitable part of it. At times, uncertainty can be overwhelming, unless we decide to take control of it. Our actions during such times tend to define and shape our personalities, while better preparing us for the future. In the face of adversities, the path to success and happiness may seem rocky, but your choices can ultimately determine the desired end result. As they say, ‘nothing worth having comes easy’. ...Read More
1 Crore Term Insurance @Rs.19/day***
To delay is to regret
You may not always be around to take care of your family. And that’s when a term plan ensures your family is well protected.
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Return of Premium (ROP) Option^
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17% Online Discount**
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Same Day Claim Processing#
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100% Claims guaranteed15
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0% GST on Premiums#^#
Please wait while we are calculating term insurance premium for 1 crore
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Ten Things That Life's Uncertainties Have Taught Us
Here are ten things that the uncertainties of life have taught us:
1. Rise to the occasion
As you make your way through life, hurdles and obstacles are sure to stand in the way. Such challenges are bound to test you and give your life deeper meaning. We say, ‘rise to the challenge!’
2. Adversities don’t last for long
What’s life without a few bumps along the way? You can never truly savour the taste of success unless you have dealt with a few adversities. Also, it helps us remember that nothing lasts forever – not even adversities.
3. Always forge ahead
How often have you come across someone contemplating their life choices? Perhaps, several times. Does contemplation serve a divine purpose? Absolutely not. In such scenarios, the best thing to do is to get a move on and strive for a better future.
4. Never take the good times for granted
Whenever we are blessed with good times, we tend to bask in their glory, and a little celebration never hurt anyone. However, you must remember to cherish these precious moments. You never know how long you have to wait before you feel that joy again.
5. Accept change positively
Change can be overwhelming for a lot of people, perhaps even life-altering. However, you can never let change affect you critically. Simply take it in your stride and keep moving.
6. Know who your real friends are
It’s only when you are faced with hardships that you essentially get to know who your true friends are. There’s no denying the saying, ‘a friend in need is a friend indeed’
7. You can’t always predict the future
Who can ever predict life? We know we absolutely cannot. But we can secure certain paramount aspects of life like health, family and retirement. Here, an insurance policy can serve as the all-important saviour for you and your loved ones.
8. Time heals everything
It doesn’t matter what life throws at you and how severe the repercussions are, time possesses the most astounding ability to heal the deepest of wounds and diminish the most unpleasant memories. Maybe this is why they say, ‘time is the best healer’.
9. Make yourself relevant
This is perhaps the most important lesson that uncertainties tend to teach us. We must always priorities our efforts towards the betterment of society and hold the willpower to leave a larger impact in the world.
10. Do more with less
You can never fully rely on being blessed with abundant resources. Your true success lies in doing your best with whatever you have.
Change is constant, and uncertainties are an imminent part of change. Accept it, embrace it and make the most of it. For almost everything else, you can rely on insurance!
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Francis Rodrigues
Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.
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Here's all you should know about life insurance.
We help you to make informed insurance decisions for a life time.
HDFC Life
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HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER
We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.
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@As per integrated annual report FY24-25, available on www.hdfclife.com. As of May 2025
#Provided we have received all the relevant and required documents and no further investigation is required. Claim settlement process would be completed within stipulated timelines once the claim request is approved
^ Available under Life & Life Plus plan options
***Online Premium for Life Option for HDFC Life Click 2 Protect Supreme(UIN:101N183V01), Male Life Assured, Non-Smoker, salaried, 20 years of age, Policy term of 25 years, Regular pay, Monthly frequency, inclusive of 15% online discount (applicable only for 1st year premium) & exclusive of taxes and levies as applicable. (Monthly Premium of 573/30=19).
**If a customer is a Salaried individual and has opted for a cover of INR 2 Cr with Limited pay, then the total discounts applicable shall be: 10% +7% = 17% discount on the first year premiums.
~Tax benefits of ₹ 54,600 (₹ 46,800 u/s 80C & ₹ 7,800 u/s 80D) is calculated at highest tax slab rate of 30% on life insurance premium u/s 80C of ₹ 1,50,000 and health premium (Critical illness rider) u/s 80D of ₹ 25,000. Tax benefits are subject to conditions under section 80C, 80D, 10(10D) as per Income Tax Act, 1961. Please consult your tax advisor for more information.
#^# Individual Life Insurance Policies issued on or subsequent to 22nd, September 2025, shall be exempt from GST under the provisions of the Goods and Services Tax, 2017.
15. HDFC Life Click 2 Protect Ultimate(UIN: 101N179V01) A Non-Linked, Non-Participating, Individual, Pure Risk Premium/Savings Life Insurance Plan. The policy must be in force on the date of death, with all premiums fully paid, except for the exclusion clauses mentioned in Part F of the policy document.
ARN: ED/12/19/17049
