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Online Insurance Premium
After the digitization boom in insurance sector and the corresponding ease of operations for the customers, online insurance purchase has seen a rapid growth. Hassle free, convenient and effective, online mode has become extremely popular and this trend is expected to continue in the near future. Moreover, the feature of paying premiums has been digitized and insurers now have the option wherein the customers can pay the premiums online, in the comfort of their homes and without any need of doing rounds of the insurer's office.
1 Crore Term Insurance@Rs.19/day***
To delay is to regret
You may not always be around to take care of your family. And that’s when a term plan ensures your family is well protected.
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Return of Premium (ROP) Option^
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Individual Death Claim Settlement Ratio of 99.68%##
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Same Day Claim Processing#
:1800-266-9777
Options available to pay online insurance premium
Table of Content
There are several options through which you can pay online insurance premium. The first is to visit and log on to the insurance company's website. You can alternately download the insurer's mobile app and use it for making premium payments.
Through the website: For paying the premium through the insurer's website, visit the official website of the insurer and click on the tab of online services portal. From among the options, you need to click on online premium payments tab. You will get options for paying directly or through the customer portal.
Looking to buy a term insurance plan?
With so many considerations, let us help you to make easy decisions for your life insurance needs
For paying directly:
- Select the 'Premium Payment' option for making a payment
- A pop-up will appear on your computer screen illustrating the premium payment process, click on 'proceed'.
- You will be required to enter details such as policy number, installment premium (excluding taxes) and so on. While entering the details, ensure that you have mentioned it correctly and timely or else session will expire and you will have to start the process all over again.
- Enter the captcha code, and select 'I Agree', and click on submit.
- Validate the details mentioned by you in the above step and click on 'Submit'. If you have more than one LIC policy for which you want to make payments, then you can enter the policy number and premium amount (excluding taxes) to the list by scrolling down. Click on proceed once done.
- The next step will show you the number of policies for which premium is being paid and total premium amount to be paid. Click on 'Check & Pay' to make the payments.
- You will have three options to make payment: a) via Internet banking, e-wallets, credit cards, debit cards, American Express Cards, b) Standard Chartered Bank UPI, and c) Axis Pay UPI.
- Choose the option with which you wish to make the payment.
Through customer portal:
This requires registration on the website. If you have already registered, then log in and make the payment. If unregistered, click on the "register now" or the "sign up" link. You will have to fill in your basic information related to policy number, premium, date of birth etc. After registration, log in to your account to make the payment.
- Log-in to your account by entering your details
- Once logged in, click on 'Online Payments'. It will take you to the premium payment portal
- Select the policies for which you wish to make payments and click on 'Check & Pay'.
- The portal will ask you to confirm the details such as mobile number, email id and premium amount once again. Click on 'Check & Pay' after confirming the details.
- Choose the payment gateway to complete your transactions.
HDFC Life offers various online insurance plans that can be availed for a guaranteed future security and financial protection of your loved ones.
Need Help to Buy a Right Plan?
Our expert will assist you in buying a right plan for you online.
Reach us between 9 AM - 9 PM IST.
For existing policy related assistance, click here.
A certified expert of HDFC Life will help you.
99.68% Claim Settlement Ratio
For FY 2024-2025
~5 Cr. Number Of Lives Insured
For FY 2024-2025
Disclaimer: By submitting your contact details, you agree to HDFC Life's Privacy Policy and authorize ...Read More
99.68% Claim Settlement Ratio
For FY 2024-2025
~5 Cr. Number Of Lives Insured
For FY 2024-2025
Francis Rodrigues
Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.
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Here's all you should know about life insurance.
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HDFC Life
Reviewed by Life Insurance Experts
HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER
We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.
^ Available under Life & Life Plus plan options
#Provided we have received all the relevant and required documents and no further investigation is required. Claim settlement process would be completed within stipulated timelines once the claim request is approved
##Individual claim settlement ratio by number of policies as per audited annual statistics for FY 24-25
***Online Premium for Life Option for HDFC Life Click 2 Protect Supreme Plus (UIN:101N189V01), Male Life Assured, Non-Smoker, salaried, 20 years of age, Policy term of 25 years, Regular pay, Monthly frequency, inclusive of 15% online discount (applicable only for 1st year premium) & exclusive of taxes and levies as applicable. (Monthly Premium of 573/30=19).
**If a customer is a Salaried individual and has opted for a cover of INR 2 Cr with Limited pay, then the total discounts applicable shall be: 10% +7% = 17% discount on the first year premiums.
@As per integrated annual report FY24-25, available on www.hdfclife.com. As of May 2025
~Tax benefits of ₹ 54,600 (₹ 46,800 u/s 80C & ₹ 7,800 u/s 80D) is calculated at highest tax slab rate of 30% on life insurance premium u/s 80C of ₹ 1,50,000 and health premium (Critical illness rider) u/s 80D of ₹ 25,000. Tax benefits are subject to conditions under section 80C, 80D, 10(10D) as per Income Tax Act, 1961. Please consult your tax advisor for more information.
