Contact Us
For NRI Customers
(To Buy a Policy)
(If you're our existing customer)
For Online Policy Purchase
(New and Ongoing Applications)
Branch Locator
For Existing Customers
(Issued Policy)
Fund Performance Check
Login
Customers
Employees
Partner
Click to Protect 3D Plus
Offering basic life cover to individuals for a stipulated time period, term plans are the most affordable life insurance products available in the market today. Essentially, a term plan will pay a lump sum amount to the insured person’s nominee, in case they were to pass away during the policy term. While most term plans only offer a death benefit, HDFC Life has come up with a term plan that offers protection against the 3 D’s of life - Death, Disability and Disease.
1 Crore Term Insurance @Rs.19/day***
To delay is to regret
You may not always be around to take care of your family. And that’s when a term plan ensures your family is well protected.
-
Return of Premium (ROP) Option^
-
17% Online Discount**
-
Same Day Claim Processing#
-
100% Claims guaranteed15
-
0% GST on Premiums#^#
Please wait while we are calculating term insurance premium for 1 crore
:1800-266-9777
Why You Need This Plan?
Table of Content
While any other term plan will offer you a death benefit, and the option to choose whether your nominees should receive the sum assured as a lump sum payment or in monthly instalments, HDFC Life’s 3D Plus plan offers cover against disability and diseases as well. The plan is also customisable, as it comes in 9 plan options, allowing you to secure your family’s financial future when you are no longer able to do so.
Plan Variants:
Individuals who secure their family’s future under this term insurance plan can choose 1 of 9 plan variants. Under each variant, the kind of benefits offered on death, accidental disability and the diagnosis of diseases are different. Let’s look at what these 9 variants are:
- Life Option
- Extra Life Option
- Life Long Protection Option
- Income Option
- Income Replacement Option
- Extra Life Income Option
- 3D Life Option
- 3D Life Long Protection Option
- Return of Premium Option
Plan Benefits:
Each of the plans offer numerous benefits, but let’s look at the most important ones:
- No matter which plan variant you choose, if an accident renders the insured individual permanently disabled, all future premiums of the policy are waived off. However, the policy will continue until the end of the predetermined term.
- Under the Life, Extra Life, and 3D Life options, the total sum assured will be paid to the insured party’s nominee as a lump sum payment in the event of their death or if they are diagnosed with a terminal illness. Following this, the policy will be terminated.
- If the death of the insured individual is caused by an accident, then under the Extra Life option, the nominee will also receive the Extra Life Sum Assured amount that the insured individual would have chosen at the time of purchasing the policy.
- The 3D Life option offers complete cover from disease. If the insured individual is diagnosed with a critical illness, then all future premium payments are waived off, while the policy continues to remain in effect.
- Under the Income and Extra Life Income options, on the death or the diagnosis of a terminal illness of the insured individual, the sum assured is provided to the nominee along with a fixed income amount that is paid out monthly for a predetermined period of time.
- If the insured individual chooses the Income Replacement option, then the nominees will receive 12 times the increased monthly income as a lump sum payment in addition to the increasing income that will be paid till the end of the policy term.
- The Return of Premium plan variant is the only option that offers a maturity benefit. If the insured party survives the policy term, then all the premiums that were paid to maintain the policy are returned to the individual, following which the policy expires.
- The policy has a unique Life Stage Protection feature, allowing the insured individual to increase their sum assured at significant stages in their life, such as when they get married, or when they welcome a child.
The HDFC Life Advantage:
By providing a policy that offers protection in cases of death, disease and disability, HDFC Life provides individuals with a single, comprehensive term plan. So, if you’re ready to protect the future of your loved ones with this term plan all you need to do is click here.
Related Articles
- HDFC Life Click 2 Protect 3D Plus - Online Term Plan
- Why is C2PP3D the Ideal Term Insurance for You?
- Protecting Your Family with HDFC Life Click 2 Protect 3D Plus
- Why You Need HDFC Life's New Term Plan
Francis Rodrigues
Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.
Written By:
Here's all you should know about life insurance.
We help you to make informed insurance decisions for a life time.
HDFC Life
Reviewed by Life Insurance Experts
HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER
We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.
Popular Searches
- Term Insurance Calculator
- Investment Plans
- Investment Calculator
- Investment for Beginners
- Best Short Term Investments
- Best Long Term Investments
- 5 year Investment Plan
- savings plan
- ulip plan
- retirement plans
- health plans
- child insurance plans
- group insurance plans
- income tax calculator
- bmi calculator
- compound interest calculator
- income tax slab
- Income Tax Return
- what is term insurance
- Ulip vs SIP
- tax planning for salaried employees
- HRA Calculator
- Annuity From NPS
- Retirement Calculator
- Pension Calculator
- nps vs ppf
- short term investment plans
- safest investment options
- one time investment plans
- types of investments
- best investment options
- best investment options in India
- Term Insurance for Housewife
- Money Back Policy
- 1 Crore Term Insurance
- life Insurance policy
- NPS Calculator
- Savings Calculator
- life Insurance
- Gratuity Calculator
- Zero Cost Term Insurance
- critical illness insurance
- itc claim
- deductions under 80C
- section 80d
- Whole Life Insurance
- benefits of term insurance
- types of life insurance
- types of term insurance
- Benefits of Life Insurance
- Endowment Policy
- Term Insurance for NRI
- Term Insurance for Women
- Term Insurance for Self Employed
- Benefits of Health Insurance
- Health Insurance for Senior Citizens
- Health Insurance for NRI
- Best Term Insurance Plan for 1 Crore
- personal accident insurance
- Annuity Calculator
- Life Insurance Calculator
- Term Insurance Comparison
- Digital Life Insurance
- Child Education Planner
- GST on Term Insurance
- term life insurance plan
@@Online Premium for Life Option for HDFC Life Click 2 Protect Supreme (UIN: 101N183V01), Male Life Assured, Non-Smoker, 35 years of age, Policy term of 35 years, Regular pay, Annual frequency, exclusive of taxes and levies as applicable. (Monthly Premium of 1921)
#^#Individual Life Insurance Policies issued on or subsequent to 22nd, September 2025, shall be exempt from GST under the provisions of the Goods and Services Tax, 2017.
@As per integrated annual report FY24-25, available on www.hdfclife.com. As of May 2025
#Provided we have received all the relevant and required documents and no further investigation is required. Claim settlement process would be completed within stipulated timelines once the claim request is approved
^ Available under Life & Life Plus plan options
***Online Premium for Life Option for HDFC Life Click 2 Protect Supreme(UIN:101N183V01), Male Life Assured, Non-Smoker, salaried, 20 years of age, Policy term of 25 years, Regular pay, Monthly frequency, inclusive of 15% online discount (applicable only for 1st year premium) & exclusive of taxes and levies as applicable. (Monthly Premium of 573/30=19).
**If a customer is a Salaried individual and has opted for a cover of INR 2 Cr with Limited pay, then the total discounts applicable shall be: 10% +7% = 17% discount on the first year premiums.
~Tax benefits of ₹ 54,600 (₹ 46,800 u/s 80C & ₹ 7,800 u/s 80D) is calculated at highest tax slab rate of 30% on life insurance premium u/s 80C of ₹ 1,50,000 and health premium (Critical illness rider) u/s 80D of ₹ 25,000. Tax benefits are subject to conditions under section 80C, 80D, 10(10D) as per Income Tax Act, 1961. Please consult your tax advisor for more information.
*Online Premium for Life Option, Male Life Assured, Non-Smoker, 20 years of age, Policy term of 25 years, Regular pay, Monthly frequency, exclusive of taxes and levies as applicable.
15. HDFC Life Click 2 Protect Ultimate(UIN: 101N179V01) A Non-Linked, Non-Participating, Individual, Pure Risk Premium/Savings Life Insurance Plan. The policy must be in force on the date of death, with all premiums fully paid, except for the exclusion clauses mentioned in Part F of the policy document.
