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Pay Insurance Premiums
Multiple ways to pay premiums online using Net Banking, Credit Card, Debit Card, UPI, wallets, Bill Pay along with various offline and auto payment options.
Online Options
The list of online payment options to pay the premium instantly is provided below. Please click on the respective option for details.
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Quick Pay -
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My Account -
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HDFC Life App -
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3 Click Net-banking -
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Paytm -
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PayZapp -
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Policy Bazaar -
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Bharat Bill Payment System (BBPS) -
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NSDL (National Securities Depository Limited) -
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Spot Revival -
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Bank Transfer -
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What’s New
Walk in
The list of walk-in payment options to pay premium over the counter is provided below. Please click on the respective option for details.
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HDFC Life Branches -
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Bharat Bill Payment System (BBPS) -
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ICICI Bank Branches -
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Axis Bank Branches -
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Airtel Payments Bank
HDFC Life Branches
Payment can be made anytime during the working hours at our HDFC LIFE branch.
i) Cheque or DD
You can submit Cheque /DD to branch personel or in dropbox or can send it through post or courier for renewal premium payment before grace period ends. Cheques/Demand Drafts must be drawn in favour of HDFC Life Policy No. XXXXXXXX.
Please mention your name, contact number and email ID on the reverse side of the cheque/DD to help us contact you, if required
Instructions
- Submit the Declaration of Relationship for Third Party Payment in case the premium is paid by a person other than the Policy Owner (Third party relations). Acceptable third-party relationships include grandparents, parents, siblings, spouse and children. Also, if the payer is an NPO (Non-Profit organisation) like an NGO/charitable trust, the relevant portion of the Third-party declaration needs to be filled. Click here to download the KYC form
- For premium payment equal to and above ₹ 1,00,000 a copy of the identity and residence proof of the payer needs to be submitted. For Third party payments,an additional income proof of the payer needs to be submitted
- Cheque or demand draft payments are accepted between 9.30 AM to 3.30 PM from Monday- Friday and between 9.30 AM to 1.00 PM on Saturday. Branches are closed on Sundays, national holidays and region- specific holidays.
- As per RBI guidelines, non- MICR cheques may not be acceptable at a few locations.
ii) QR code
Renewal premium payments are accepted for "In-force, Lapsed, Discontinued, Paid -up" policies of Life and “In-force, Pending renewal” of Health through netbanking, Cards, UPI, and wallet. Customers can scan the Paytm QR scan Code, using Paytm, placed across HDFC Life branches to pay digitally. You may also scan Branch Specific Quick Pay and Quick Register QR codes using any QR reader app like Paytm.
Auto debit
This is an automated facility which debits the premium from the bank account / card specified by you, on the preferred / premium due date.
Online Auto Debit Registration
Offline Auto Debit Registration
Quick Register
This is an automated facility which debits the premium from the bank account/card specified by you, on the preferred/premium due date.
It is a secured digital platform to activate auto debit for renewal premium payment with the following added benefits:
Key Benefits
- Quick registration.
- Supports numerous Banks / Debit cards / Credit cards.
- Zero mandate rejection (due to signature mismatch).
- Conveniently update/change Auto Debit details for your policy.
i) SI on card
Customer can register SI on card. Card networks that support this facility on the platform are – VISA, Master, Diners, Rupay & Amex.
- Login through Quick Register
- Enter Policy number & Date of Birth and validate the details.
- Click on Terms and Agreement checkbox and proceed.
- Register mandate using Credit Card.
- Enter card details and proceed with the registration.
- Convenience fees will be levied in subsequent auto debit transactions which will be presented on Credit Card.
NOTE: If your policy premium due date is within the next 15 working days, then please pay premium through Quick Pay.
ii) eNACH
eNACH or API E-Mandate is a payment service initiated by RBI and the National Payments Corporation of India (NPCI) that allow anyone with a bank account to easily automate recurring payments.
To check the list of all banks which are live with API e-mandate, click on Live Members link and Navigate to Live Banks in API E-Mandate.
- Mandate Limit: Up to INR 1,00,00,000 (They are subject to change as per NPCI).
- Login through Quick Register.
- Enter Policy number & Date of Birth and validate the details.
- Click on Terms and Agreement checkbox and proceed.
- Register mandate using Account.
- Select your preferred bank as per the Live Banks in API E-Mandate list.
- Authenticate using eNACH.
iii) Aadhar based eSign
This facility allows customers to authenticate their E-Mandates using Aadhaar-based eSign. Aadhaar based mandate Registration is only applicable for certain banks which offer such functionality.
NOTE: Customer must have Aadhaar linked to his bank A/C to set up the mandate for auto-debit. Customer can choose the eSign facility with Banks available on Quick Register.
- Login through Quick Register.
- Enter Policy number & Date of Birth and validate the details.
- Click on Terms and Agreement checkbox and proceed.
- Register mandate using Account.
- Select your preferred bank as per the Live Banks in eSign list.
- Authenticate using AADHAR.
- Mandate Limit: Up to INR 1,00,00,000 (They are subject to change as per NPCI).
iv) OTP Based Mandate Registration - ICICI Bank
*Services are temporarily disabled.
v) eSI (SI with Payment)
You can register auto debit while paying premium on HDFC Bank and ICICI Bank (Currently Disabled) net banking account, Debit Card & Credit Card.
vi) Customers now can register the mandate via UPI Autopay on Quick Register for insurance premium up to ₹ 1,00,000.IMPORTANT POINTS TO NOTE:
- Convenience Fee / Internet Handling Fee (incl. applicable taxes) levied by the Payment Partner of HDFC Life while paying premium via Credit Card shall be non-refundable.
- HDFC Life will not be liable to provide any invoice for Non-Refundable Convenience Fee / Internet Handling Fee (incl. applicable taxes) that the Payment Partner will levy, and the fee will not be adjusted against the policy.
- In case of auto-debit registration, for all subsequent premiums collected via Standing Instruction on Credit card, Convenience Fee / Internet Handling Fee (incl. applicable taxes) shall be levied by the Payment Partner of HDFC Life, and such fee shall be non-refundable.
- In case of Refund & Chargeback, Convenience Fee / Internet Handling Fee (incl. applicable taxes) that the Payment Partner will levy will not be refunded.
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My Insurance Premium
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Missed Due date
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Loan EMI
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FAQ
All Payment options
The list of premium payment options only for former Exide Life customers is provided below. Please click on the respective option for details.
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Online Payment -
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Direct Debit -
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HDFC Life Branches -
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Other Bank Branches
For unit linked plans, the NAV applicable will be determined by the date and time when HDFC Life receives the payment subject to the cut- off rules followed by HDFC Life in accordance with IRDAI guidelines. The current cut- off timing for same day’s NAV is 3pm IST.
Subject to provisions of the Income-tax Act, 2025 (corresponding Income-tax Act 1961).
Premium receipt for successful payment will be available in My Account within 2 days of payment subject to realization of funds.
PAN disclaimer: Please submit a copy of your PAN card/Form 97 (corresponding Form 60) (if you do not have PAN) irrespective of the premium amount. Please update your PAN via My Account / service@hdfclife.com / 022-68446530 / HDFC Life Branch. Ignore if submitted.
Third party payment disclaimer: Submit the Declaration of Relationship for Third Party payment (from the acceptable relationship as mentioned on the Third-party KYC declaration) in case the premium is paid by a person other than the Policy Owner. Click here to download the KYC form.
ARN: PER/05/26/34326