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HDFC Life Secured Income Insurance RP
HDFC Life Secured Income Insurance RP
UIN: 101N148V01Now, My Safety Net will Remain For My Loved Ones
Death Benefit with Family Income Payout option
Build Corpus for your future
Limited Pay options
Why HDFC Life Secured Income Insurance RP is just right for you?
A non-linked Participating Individual Life Insurance Savings Plan
This plan is suited for those who don’t want to take much risk with their investments and are willing to save money regularly.
Death Benefit with Family Income Payout option
Build corpus for your future
Limited Pay Options
Provide an avenue for long term disciplined savings
This plan is suited for those who don’t want to take much risk with their investments and are willing to save money regularly.
Death Benefit with Family Income Payout option
Build corpus for your future
Limited Pay Options
Provide an avenue for long term disciplined savings
Your Plan. Your Benefits
View the benefits available for you
- Death Benefit
- Maturity Benefit
- Premium Payment Term
- Discount
Death Benefit
Death Benefit
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In case of an unfortunate event, your family will be paid Guaranteed Death Benefit (GDB) amount along with the accumulated bonus in lump sum.
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GDB amount will be higher of the following:
- Sum Assured
- 10 times the Annualized Premium1 -
In this plan, Death Benefit is never lesser than 105% of the Total Premiums Paid2
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Family Income Payout (FIP) Option: You have the option to receive a part of the GDB as Family Income Payout. In this case your family will receive 50% of the GDB amount along with the accumulated bonus as a lump sum amount. The remaining death benefit will be paid as monthly income spread over 60 months. Each monthly installment will be equal to 1% of GDB.
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Disclaimer:
1. Annualized Premium shall be the Premium amount payable in a year chosen by the Policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal Premiums, if any2. Total Premiums Paid means total of all the Premiums received, excluding any extra premium, any rider premium and taxes.
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Feature | HDFC Life Secured Income Insurance Plus | HDFC Life Secured Income Insurance RP |
Minimum / Maximum Age at Entry | 0 Years – 50 Years | 0 Years – 55 Years |
Minimum / Maximum Age at Maturity | 18 Years – 70 Years | 18 Years – 70 Years |
Premium Paying Term (PPT) | 5, 8 or 10 Years | 15 – 25 Years |
Policy Term (years) |
| Equal to Premium Payment Term |
Minimum Premium (₹) |
| ₹15,000 p.a. |
Maximum Premium | No Limit (Subject to underwriting) | No Limit (Subject to underwriting) |
Modes of Premium payment | Annual, Monthly | Annual, Monthly |
Guaranteed addition of 10% of sum assured on maturity | Yes | No |
Customise your cover with these riders
Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
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HDFC Life Term Rider
UIN: 101B019V01
We pay a lump sum amount equal to the Rider Sum Assured on Death is paid and the rider cover ceases.
DOWNLOAD -
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HDFC Life Critical Illness Rider
UIN: 101B018V01
We pay one-time lump sum benefit if diagnosed with of any of the specified critical illnesses.
DOWNLOAD -
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HDFC Life Accidental Death Disability and Dismemberment Benefit Rider
UIN: 101B017V01
We pay additional lump sum amount in case of Accidental Death, Disability or Dismemberment
DOWNLOAD
ARN: EU/07/22/28270
Thank you for your interest!
This product is now discontinued and no longer available for purchase.
In the meantime, please explore our similar plans that may suit your needs.