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Compare HDFC Life Term Insurance Plans

May 24, 2019

A term insurance plan is the one that entitles a policyholder's nominee(s) to receive the sum assured i.e. the main plan benefits in the event of the policy holder's demise during the policy term. Although a traditional term plan does not offer any maturity proceeds i.e. the policy holder is not entitled to receive any monetary benefits in the event she/he survives the policy term, yet because of being the most economical and essential option, term insurance plans feature as credible parts of any successful financial portfolio. HDFC Life offers various term insurance plans that have been formulated keeping in mind your financial wellness and the overall future financial security of your loved ones. These plans essentially offer extensive financial protection at economic and easily affordable prices. The offered features are exclusively designed for your complete financial freedom.

Following is a comparison of various term insurance plans offered by HDFC Life:

  1. HDFC Life Click 2 Protect 3D Plus:

  2. Features:

    1. Extensive coverage at affordable prices
    2. Option to customize your main plan with nine plan options
    3. Guaranteed flexibility of choosing your policy and premium payment terms
    4. Lifelong protection and 3D Lifelong protection options for an assured lifetime coverage benefit
    5. Life stage protection option that enables you to increase the insurance cover without medical documentation
    6. Attractive premium rates for non-tobacco users
    7. Tax benefits under Sections 80C and 10D of the Income Tax Act, 1961
  3. Click 2 Protect Health:

    This is a combo plan wherein Apollo Munich and HDFC Life have joined hands to come up with a significant coverage together with ease of purchase. Important features of this plan include:
    1. Single plan that offers Tax benefits under Sections 80C, 80D and 10D of the Income Tax Act
    2. Service touch points in over 600 branches of Apollo Munich and HDFC Life
    3. Facility that allows customer to go through a single cheque, single medical test and single documentation process
    4. Life stage protection option that enables you to increase the insurance cover without medical documentation
    5. Extensive coverage at affordable prices
    6. Option to customize your main plan with nine plan options
    7. Four life options for you to choose from - Life Option, Extra Life option, Income option and Income Plus option
    8. Gives you flexibility of choosing plan term between 10-40 years
    9. Option to provide your family the guaranteed income through Income and Income Plus options.
  4. HDFC Life Click 2 Protect Plus:

    At HDFC Life, the key financial needs and requirements of your family are duly taken care of and affordable systems of this protection are offered.

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Author Profile Written By:
Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER

We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.