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Features

A Non Linked Non Participating Group Term Insurance Product

Why HDFC Life Sanchay Legacy?

  • The HDFC Life Group Term Insurance Plan will have the following structure:

  • Provides life cover to groups of people

  • One master policy covering all members of the group

  • Annually renewable term insurance plan

  • Addition and deletion of members anytime during the year

  • Sum assured payable to nominee on death of the covered member

  • Employees can be additionally covered by riders e.g. accidental/ critical illness / disability

  • Offers flexibility to cover the spouse of the member

  • Simplified –Enrolment process

  • Offers Cover for policies issued in lieu of Employees Deposit Linked Insurance (Amendment) Scheme 2016 (EDLI)

  • Easy claim settlement process enabling speedy & quick settlement.

  • Get additional protection by opting for Rider> HDFC Life Group Critical Illness Plus Rider that provides Rider Sum Assured in case diagnosed with any of the 19 Critical Illnesses

  • Get additional protection by opting for Rider> HDFC Life Group Illness Rider that provides Rider Sum Assured in case diagnosed with any one of the 25 Critical Illnesses or a Terminal Illness

  • The HDFC Life Group Term Insurance Plan will have the following structure:

  • Provides life cover to groups of people

  • One master policy covering all members of the group

  • Annually renewable term insurance plan

  • Addition and deletion of members anytime during the year

  • Sum assured payable to nominee on death of the covered member

  • Employees can be additionally covered by riders e.g. accidental/ critical illness / disability

  • Offers flexibility to cover the spouse of the member

  • Simplified –Enrolment process

  • Offers Cover for policies issued in lieu of Employees Deposit Linked Insurance (Amendment) Scheme 2016 (EDLI)

  • Easy claim settlement process enabling speedy & quick settlement.

  • Get additional protection by opting for Rider> HDFC Life Group Critical Illness Plus Rider that provides Rider Sum Assured in case diagnosed with any of the 19 Critical Illnesses

  • Get additional protection by opting for Rider> HDFC Life Group Illness Rider that provides Rider Sum Assured in case diagnosed with any one of the 25 Critical Illnesses or a Terminal Illness

Why HDFC Life Sanchay Legacy?

Benefits

Choose from the benefits available under HDFC Life Personal Pension Plus

    Know the benefits offered under this product

    • Features

    Features

    Heart-Icon Benefits To employer

    • Life cover for all the group members under one policy.

    • Easy and hassle free financial help to the employee's family, in case of an unfortunate event

    • Cost-effective method to buy a high cover at a low premium

    • GTI cover for future service gratuity liability

    • Serves as strong retention tool

    • Premiums paid by the employer is tax deductible u/s 37 (1) of the Income Tax Act, 1961

    • Simple procedures for addition and deletion of members in to the policy

    Heart-Icon Benefits To employee

    • Adequate financial support to loved ones against his accident, illness or untimely death

    • Convenience of no medical tests till free cover limits

    • Cover for housing or vehicle loans given by you to your employees

    • Premiums paid by the employer not treated as perquisite

    • Death benefits exempt from tax under Section 10(10D)

    Talk to an Advisor

    Need Help to Buy a Right Plan?

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    Our expert will assist you in buying a right plan for you online.

    Reach us between 9 AM - 10 PM IST.

    For existing policy related assistance, click here.

    A certified expert of HDFC Life will help you.

    Claim Settlement Ratio

    *99.72% Claim Settlement Ratio For FY 2025-2026

    Number Of Lives Insured

    ~4.6 Cr. Number Of Lives Insured For FY 2025-2026

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    For any inquiry you can call us on :1800-266-9777

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    Disclaimer: By submitting your contact details, you agree to HDFC Life's Privacy Policy and authorize HDFC Life and/or its authorized Service Providers to verify the above information and/or contact you to assist you with the purchase. This will override any HDFC registration made by you. *Individual claim settlement ratio by number of policies as per audited annual statistics for FY 25-26~As per integrated annual report FY25-26, available on www.hdfclife.com. As of May 2026 Show Less ...Read More

    Claim Settlement Ratio

    *99.72% Claim Settlement Ratio For FY 2025-2026

    Number Of Lives Insured

    ~4.6 Cr. Number Of Lives Insured For FY 2025-2026

    FORMS & DOWNLOADS

    1

    Rider Brochure Download

    2

    Forms

    Disclaimer

    T&C*

    1. As per Income Tax Act,1961. Tax benefits are subject to change in Tax laws.

    ARN: PP/09/24/15881