HDFC Life Group Term Insurance Plan
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Whatever the business, it is the people who make it a success. Everybody requires some type of life insurance, especially when others depend on them financially. HDFC Life Group Term Insurance Plan (GTI) meets this need and serves as an ideal way for employers to reinforce their bond with their employees. The sort of needs, you, as an employer need to cater to could be in form of "Employee benefits”,” Cover for housing or vehicle loans given by you to your employees".

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    • The HDFC Life Group Term Insurance Plan will have the following structure:
    1. Provides life cover to groups of people
    2. One master policy covering all members of the group
    3. Annually renewable term insurance plan
    4. Addition and deletion of members anytime during the year
    5. Sum assured payable to nominee on death of the covered member
    1. Employees can be additionally covered by riders e.g. accidental/ critical illness / disability
    2. Offers flexibility to cover the spouse of the member
    3. Simplified –Enrolment process
    4. Offers Cover for policies issued in lieu of Employees Deposit Linked Insurance (Amendment) Scheme 2016 (EDLI)
    5. Easy claim settlement process enabling speedy & quick settlement.
    6. Get additional protection by opting for HDFC Life Group Critical Illness Plus Riderthat provides Rider Sum Assured in case diagnosed with any of the 19 Critical Illnesses
Choose from the benefits available under HDFC Life Personal Pension Plus
  • Benefits To employer
    1. Life cover for all the group members under one policy.
    2. Easy and hassle free financial help to the employee's family, in case of an unfortunate event
    3. Cost-effective method to buy a high cover at a low premium
    4. GTI cover for future service gratuity liability
    5. Serves as strong retention tool
    6. Premiums paid by the employer is tax deductible u/s 37 (1) of the Income Tax Act, 1961
    7. Simple procedures for addition and deletion of members in to the policy
  • Benefits To employee
    1. Adequate financial support to loved ones against his accident, illness or untimely death
    2. Convenience of no medical tests till free cover limits
    3. Cover for housing or vehicle loans given by you to your employees
    4. Premiums paid by the employer not treated as perquisite
    5. Death benefits exempt from tax under Section 10(10D)
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Our vision is to provide innovative and customer-centric insurance plans that can help our customers secure their family's future as well as help them with other benefits such as tax savings. Keeping this in mind we offer a large range of life insurance plans such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs, saving and investment plans. Most of these life insurance policies are available online, so buy one today and Sar Utha Ke Jiyo!.

As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not available) for your policy with immediate effect. Please update via My Account/service@hdfclife.com/18602679999/HDFC Life branch. Ignore if already submitted.

HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited). CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.

Registered Office:

HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited),

Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.

The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a licence/agreement
For more details on risk factors, associated terms and conditions and exclusions, please read the sales brochure carefully before concluding a sale. ARN: EC/06/2017/9792

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS

• IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.