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Why HDFC Life Wealth Builder is just right for you?

 A Non–Participating Individual Unit Linked Life Insurance Plan

  • If you are looking for a solution that provides financial protection to your family in your absence and also helps create a corpus with your savings over a 5 or 10 year term, then you should certainly consider this plan.

  • Life Insurance Cover for full policy term

  • Pay only One Premium. Choose Policy Maturity of 5 or 10 years.

  • Choice of 8 unit linked funds with unlimited free switches

  • 50% Mortality Charges returned on maturity in case of 10 year policy term

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • If you are looking for a solution that provides financial protection to your family in your absence and also helps create a corpus with your savings over a 5 or 10 year term, then you should certainly consider this plan.

  • Life Insurance Cover for full policy term

  • Pay only One Premium. Choose Policy Maturity of 5 or 10 years.

  • Choice of 8 unit linked funds with unlimited free switches

  • 50% Mortality Charges returned on maturity in case of 10 year policy term

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit

Your Plan. Your Benefits

View the benefits available for you

  • Maturity Benefit
  • Death Benefit
  • Investment Strategy
  • Charges
  • Benefit of Top-up
  • Tax Benefit

Maturity Benefit

Check Eligibility Criteria

ELIGIBILITY CRITERIA

Policy Term (Years)

5

10

Minimum Age at Entry (Years)

13

8

Maximum Age at Entry (Years)

65

Age at Maturity

Min 18 years - Max 75 years

Minimum Premium

₹ 50,000 (for Direct and Online channels)
₹ 1,00,000 (other channels)

Maximum Premium

No Limit (subject to Board approved underwriting guidelines)

Premium Payment Term

Single Premium

Top-up Premium


Minimum: ₹ 10,000

Maximum: Amount equal to single premium or ₹ 40,00,000, whichever is lower

Sum Assured

Maximum1

Minimum1

For Age at entry less than 44 years

10 times of Single Premium

1.25 times of Single Premium

For Age at entry equal to 44 years

1.25 times of Single Premium

1.25 times of Single Premium

For age at entry greater than or equal to 45 years

1.25 times of Single Premium

1.25 times of Single Premium

Additional Sum Assured (for age at time of top-up premium less than 45 years)

1.25 times of Top-up Premium

1.25 times of Top-up Premium

Additional Sum Assured (for age at time of top-up premium greater than or equal to 45 years)

1.25 times of Top-up Premium

1.25 times of Top-up Premium

1. You will have the option to choose either the maximum or minimum sum assured at inception of the policy.

The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.

For more details on risk factors, associated terms and conditions and exclusions, please read sales brochure carefully before concluding a sale. HDFC Life Wealth Builder (UIN: 101L156V01) is the name of the Non–Participating Individual Unit Linked Life Insurance Plan.

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Wealth Builder (UIN: 101L156V01) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

ARN: EU/07/22/28266