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Fund Performance Check

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Why HDFC Life Smart Woman Plan?

A Unit-Linked Non Participating Life Insurance plan for women with coverage against various contingencies
  1. Please read the product brochure for complete details.
  • Sum Assured of up to 40 times your annualized premium

  • Choose from 3 convenient Benefit options - Classic, Premier and Elite

  • Additional periodic cash payouts under Premier and Elite Option

  • Premium Waiver Benefit - Waiver and funding of 3 annual premiums on Birth of child with congenital disorder or pregnancy complications , Diagnosis of malignant cancer of female organs and Death of Spouse1

  • Enhanced Allocation Rate from 11th year onwards

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  1. Please read the product brochure for complete details.

Choose The Right Options

Enjoy the flexibility to choose your policy and premium payment terms

Select your core objective for buying an insurance cover

  • Classic Option
  • Premier Option
  • Elite Option

Classic Option

(Multiple benefits on maturity, death, or for partial fund withdrawal)

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Check Your Eligibility

Before buying HDFC Life Smart Woman Plan

ELIGIBILITY CRITERIA

 

Eligibility Criteria

Minimum

Maximum

PROPOSER ENTRY AGE

18 years

None

ENTRY AGES FOR FEMALE LIFE TO BE ASSURED

18 years

45 years

ENTRY AGES OF SPOUSE FOR ELITE OPTION

21 years

50 years

MATURITY AGE FOR FEMALE LIFE TO BE ASSURED

28 years

60 years

AGE OF RISK CESSATION FOR SPOUSE IN ELITE OPTION

31 years

60 years

ANNUAL PREMIUM

₹ 24,000

₹ 1,00,000

MIN-MAX SUM ASSURED TO (AGE LESS THAN 45 YEARS)

  • 10x - 40x annualized premium1

MIN-MAX SUM ASSURED TO (AGE EQUAL TO 45 YEARS)

  • 7x - 40x annualized premium1

MIN-MAX SUM ASSURED TO POLICY TERM

  • 10 or 15 years

Age has to be taken as of "last birthday" basis.

For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

  1. Annualized Premium means the premium amount payable in a year excluding the taxes, rider premiums and underwriting extra premium on riders, if any.
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Personal details

Years
Years

Financial details

Your Required life cover to protect your family’s future is

0

The values shown here are only for illustration. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.

In unit linked policies, the investment risk in the investment portfolio is borne by the policyholder. The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.

Life Insurance Coverage is available in this product. HDFC Life Smart Woman Plan (UIN: 101L082V03) is the name of the Unit linked plan. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life  is only the name of the brand and HDFC Life Smart Woman Plan (UIN: 101L082V03) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

ARN: EU/07/21/24453