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Why HDFC Life Smart Term Pro is just right for you?

A Non-Linked Non-Participating Individual Life Term Insurance Plan

  • If you are looking for a life insurance cover to financially protect your family and also receive return of premiums on completion of policy term, then this plan is suitable for you.

  • Life insurance cover for full policy term

  • Return of total premiums on maturity

  • Pay premiums for 5,8,10 or 12 years only

  • Option for Family Income Payout for 5 or 10 years

  • Enhanced protection through Riders

  • If you are looking for a life insurance cover to financially protect your family and also receive return of premiums on completion of policy term, then this plan is suitable for you.

  • Life insurance cover for full policy term

  • Return of total premiums on maturity

  • Pay premiums for 5,8,10 or 12 years only

  • Option for Family Income Payout for 5 or 10 years

  • Enhanced protection through Riders

Your Plan. Your Benefits

View the benefits available for you

  • Life Insurance Cover
  • Return of Premium on Maturity
  • Limited Pay Option
  • Family Payout Option

Life Insurance Cover

Check Eligibility Criteria

ELIGIBILITY CRITERIA

Product Features

Premium Paying Term (PPT)

5 Pay

8 Pay

10 Pay

12 Pay

Entry Age (years)

18 to 60

18 to 60

18 to 60

18 to 60

Policy Term (years)

15 to 40

15 to 40

15 to 40

15 to 40

Minimum Sum Assured (INR)

50 lacs

15 lacs

15 lacs

15 lacs

Maximum Sum Assured (INR)

As per the Board Approved Underwriting policy of the company

Maximum Maturity Age

80 years

Premium Paying Mode

Monthly1, Half-yearly and Annual

1. For monthly mode: 3 Monthly premiums are collected in advance on the date of commencement of the policy

Term Insurance is incomplete without riders

Riders in insurance have an important part in contingency planning.
  • icon

    HDFC Life Critical Illness Rider

    UIN: 101B018V01

    We pay one-time lump sum benefit if diagnosed with of any of the specified critical illnesses.

    DOWNLOAD
  • icon

    HDFC Life Accidental Death Disability and Dismemberment Benefit Rider

    UIN: 101B017V01

    We pay additional lump sum amount in case of Accidental Death, Disability or Dismemberment

    DOWNLOAD
  1.  Subject to maximum Policy Term of 40 years

ARN: EU/07/22/28258