Survival Benefit
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HDFC Life Super Income Plan
HDFC Life Super Income Plan
UIN: 101N098V06Build your wealth with guaranteed income1 plan
Regular income for 8 to 15 years2
Flexibility to choose the premium payment frequency
Insurance coverage throughout the policy term
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Why HDFC Life Super Income Plan?
A Non-Linked Participating Money Back Life Insurance Plan to fulfill your financial goals
Regular income for period of 8 to 15 years after premium payment term (under limited pay option)
Regular income from 2nd policy year till the end of policy term (under single pay option)
Insurance coverage throughout the policy term
Boost your regular income with reversionary bonuses and terminal bonus1 (if any)
Tax benefits as per prevailing tax laws2
Loan facility available for this policy
Regular income for period of 8 to 15 years after premium payment term (under limited pay option)
Regular income from 2nd policy year till the end of policy term (under single pay option)
Insurance coverage throughout the policy term
Boost your regular income with reversionary bonuses and terminal bonus1 (if any)
Tax benefits as per prevailing tax laws2
Loan facility available for this policy
1. For conditions and details, please refer to the section on Benefits in the product brochure
2. Tax Benefits as per the applicable sections of the Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
1. For conditions and details, please refer to the section on Benefits in the product brochure
2. Tax Benefits as per the applicable sections of the Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
Benefits Available for you
Different features available
Know your benefits before making your choice
- Survival Benefit
- Maturity Benefit
- Death Benefit
- Bonuses
- Policy Loan
Survival Benefit
(Benefits on survival of the policyholder upon maturity)
![Heart-Icon]( "Heart-Icon")
Survival Benefit
- Survival benefit will be expressed as percentage of the Sum Assured on Maturity.
- Guaranteed amount is declared at the inception and payable at the end of each year during the payout period as per chosen plan option, provided the policy is in force.
-
The policyholder has an option to receive the future payouts monthly instead of yearly. In such cases, the monthly payout shall be 8% of the annual payout.
-
Disclaimer:
For complete details, please read the Product brochure.
Check our Eligibility Criteria
Before buying HDFC Life Super Income Plan
ELIGIBILITY CRITERIA
Eligibility Criteria |
Minimum |
Maximum |
|---|---|---|
ENTRY AGE1
|
|
59 |
57 |
||
55 |
||
53 |
||
51 |
||
48 |
||
34 |
||
MATURITY AGE |
18 yrs |
75 yrs |
Limited Pay Option:
Option
|
Premium payment term (years) (A) |
Payout period (years) (B) |
Policy term (years) (A+B) |
Survival Benefit as % of Sum Assured on Maturity |
|
Annual Survival Benefit |
Total Survival Benefit for payable during the payout period |
||||
Option 1 |
8 |
8 |
16 |
12.50% |
100% |
Option 2 |
8 |
10 |
18 |
10.00% |
100% |
Option 3 |
10 |
10 |
20 |
12.00% |
120% |
Option 4 |
10 |
12 |
22 |
10.00% |
120% |
Option 5 |
12 |
12 |
24 |
10.00% |
120% |
Option 6 |
12 |
15 |
27 |
8.00% |
120% |
Option 7 |
5 |
10 |
15 |
100% of sum assured on maturity divided by payout period |
100%
|
Option 8 |
5 |
15 |
20 |
||
Single Pay Option:
Option
|
Premium payment term (years) |
Payout period (years) |
Policy term (years) |
Survival Benefit as % of Sum Assured on Maturity |
|
Annual Survival Benefit |
Total Survival Benefit for payable during the payout period |
||||
Option 9 |
Single Pay |
From 2nd year to |
15 to 27 years |
100% of sum assured on maturity divided by payout period |
100%
|
1. For all ages, risk commences from the date of inception of the contract.
All ages mentioned above are age last birthday.
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
Get to know Savings plans better!
Tune in to this video to know about our Savings Plan.
Customise your cover with these riders
Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
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HDFC Life Income Benefit on Accidental Disability Rider- Non Linked
UIN: 101B041V01
Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.
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HDFC Life Protect Plus Rider – Non Linked
UIN: 101B040V01
Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.
DOWNLOAD
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T&C*
- For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial consultant before taking a decision.
- After premium payment term under limited pay.
ARN: EU/07/21/24446
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