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Explore HDFC Life Super Income Plan
Benefits
Benefits Available Under HDFC Life Super Income Plan - Money Back Policy in India
- Limited premium paying term of 5, 8, 10 or 12 years or pay once under Single premium option
- Guaranteed1 Income every year for a period of 8, 10, 12 or 15 years under limited pay option
- Guaranteed1 Income from 2nd policy year onwards till the end of policy term under single pay option
- Financial Protection against untimely demise, throughout the premium payment term as well as the payout period
- You can opt for hassle-free issuance on the basis of a Short Medical Questionnaire eliminating tedious medical tests
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
1The Income will be received in the payout period and it will start once the premium paying term is over provided the policy in force and the life assured is alive
Subject to provisions, as per Income Tax Act 1961. Tax benefits are subject to changes in tax laws.
Eligibility
Eligibility for the Money Back Policy
ENTRY AGE

MIN
MAX
- 18 years minus Policy Term (for policy term less than 18 years)
59 (FOR POLICY TERM OF 15 and 16 YEARS)
- 30 days (for policy term greater than or equal to18 years)
57 (FOR POLICY TERM OF 18 YEARS)
55 (FOR POLICY TERM OF 20 YEARS)
53 (FOR POLICY TERM OF 22 YEARS)
51 (FOR POLICY TERM OF 24 YEARS)
48 (FOR POLICY TERM OF 27 YEARS)
34 (for policy term 15 to 27 years under Option 9)
MATURITY AGE

MIN
18 yrs
MAX
75 yrs
Money Back Policy options
The plan offers range of options which you can select at inception based on your financial goals
Limited Pay Option:
Limited Pay Option:
Options | Premium payment term (years) (A) | Payout period (years) (B) | Policy term (years) (A+B) | Survival Benefit as % of Sum Assured on Maturity | |
---|---|---|---|---|---|
Annual GBI Paid During Payout Period | Total Guaranteed Income For Entire Payout Period | ||||
Options 1 | 8 | 8 | 16 | 12.50% | 12.5*8= 100% |
Options 2 | 8 | 10 | 18 | 10.00% | 10.0*10= 100% |
Options 3 | 10 | 10 | 20 | 12.00% | 12.0*10= 120% |
Options 4 | 10 | 12 | 22 | 10.00% | 10.0*12= 120% |
Options 5 | 12 | 12 | 24 | 10.00% | 10.0*12= 120% |
Options 6 | 12 | 15 | 27 | 8.00% | 8.0*15= 120% |
Options 7 | 5 | 10 | 15 | 100% of Sum Assured on Maturity divided by Payout period | 100% |
Options 8 | 5 | 15 | 20 |
Single Pay Option:
Options | Premium payment term (years) | Payout period (years) | Policy term (years) | Survival Benefit as % of Sum Assured on Maturity | |
---|---|---|---|---|---|
Annual GBI Paid During Payout Period | Total Guaranteed Income For Entire Payout Period | ||||
Options 9 | Single Pay | From 2nd year to the end of the Policy Term | 15 to 27 years | 100% of Sum Assured on Maturity divided by Payout period | 100% |
For all ages, risk commences from the date of inception of the contract.
All ages mentioned above are age last birthday.
All ages mentioned above are age last birthday.
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

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Downloads
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