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- HDFC Life ClassicAssure PlusInvestment
For Online Policy Purchase
(New and Ongoing Applications)
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Call (Till 31st March, 9AM - 11PM & Toll free)
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Call (For NRI customers, All Days, Local charges apply)
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Email
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Request call back (Missed Call)
Branch Locator
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Locate a branch
For Existing Customers
(Issued Policy)
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Whatsapp
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Call (Mon to Sat, from 10 am to 7 pm, Local charges apply)
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Call (Mon to Sat, from 10 am to 7 pm, STD charges apply)
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Email
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NRI-Email
Fund Performance Check
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Call (Missed Call)
What do you want to do?
Why HDFC Life Income Advantage Plan is just right for you?
A non-linked Participating Individual Life Insurance Savings Plan
This plan is suitable if you are looking for a second income. It is also an ideal solution if you are planning for your retirement years.
Life Insurance Cover for full policy term
Guaranteed1 Income
Pay during first half, get income during second half of policy term
Flexible options to avail Income Payouts
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This plan is suitable if you are looking for a second income. It is also an ideal solution if you are planning for your retirement years.
Life Insurance Cover for full policy term
Guaranteed1 Income
Pay during first half, get income during second half of policy term
Flexible options to avail Income Payouts
- Lorem ipsum dolor sit amet, consectetur adipiscing elit
- Lorem ipsum dolor sit amet, consectetur adipiscing elit
1. Guaranteed Income is paid on survival during the benefit payout term, provided all due premiums are paid during the premium payment term. Tax on income payable will be applicable as per prevailing income tax laws.
1. Guaranteed Income is paid on survival during the benefit payout term, provided all due premiums are paid during the premium payment term. Tax on income payable will be applicable as per prevailing income tax laws.
Your Plan. Your Benefits
View the benefits available for you
- Death Benefit
- Guaranteed income
- Bonus
- Discount
- Tax Benefit
Death Benefit
Death Benefit
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This plan ensures that your family is financially protected in your absence by paying them (Sum Assured on Death + Vested Simple Reversionary Bonuses (SRB), as applicable excluding SRB already paid, if declared +Terminal Bonus, if declared
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While you pay premium only during the first half, you enjoy Life Insurance Cover over the entire policy term. This ensures financial protection for your family in case of demise where a lump sum amount is paid to your family.
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Life Insurance Cover Amount = Higher of (10 times the Annualized Premium1 or Basic Sum Assured or Minimum Guaranteed Sum Assured on Maturity or 105% of total premiums paid2) + Applicable bonuses, if declared
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Disclaimer:
1. Annualized Premium shall be the premium amount payable in a year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.
2. Total Premiums Paid means total of all the Premiums received, excluding any extra Premium, any rider Premium and taxes.
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Eligibility Parameters |
Policy Term (Years) |
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16 |
24 |
30 |
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Premium Payment Term (Years) |
8 |
12 |
15 |
Benefit Payout Term (Years) |
8 |
12 |
15 |
Minimum Age at Entry |
10 years |
6 years |
3 years |
Maximum Age at Entry |
55 years |
55 years |
50 years |
Minimum Age at Maturity |
26 Years |
30 Years |
33 Years |
Maximum Age at Maturity |
71 Years |
79 Years |
80 Years |
Minimum Premium (₹) |
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Annual : ₹ 12,000 Monthly : ₹ 1,090 Half-Yearly : ₹ 6,190 |
Maximum Premium (₹) |
No Limit (subject to board approved underwriting policy) |
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Premium Payment Frequency |
Annual, Half-Yearly, Monthly1 |
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Income Payout Mode2 |
Option A: Annual only |
1. For monthly mode, 3 monthly premiums are collected in advance on the date of commencement of the policy.
2. Income Payout Mode chosen can be changed at any time, before the end of the Premium Payment Term.
Customise your cover these riders
Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
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HDFC Life Term Rider
UIN: 101B019V01
We pay a lump sum amount equal to the Rider Sum Assured on Death is paid and the rider cover ceases.
DOWNLOAD -
HDFC Life Critical Illness Rider
UIN: 101B018V01
We pay one-time lump sum benefit if diagnosed with of any of the specified critical illnesses.
DOWNLOAD
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HDFC Life Accidental Death Disability and Dismemberment Benefit Rider
UIN: 101B017V01
We pay additional lump sum amount in case of Accidental Death, Disability or Dismemberment
DOWNLOAD
1. Guaranteed Income is paid on survival during the benefit payout term, provided all due premiums are paid during the premium payment term. Tax on income payable will be applicable as per prevailing income tax laws.
ARN: EU/07/22/28272